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Remote Merchant Underwriter Jobs in California (NOW HIRING)

$95K - $115K/yr

... high-risk merchant portfolios or regulated payment verticals * Familiarity with underwriting ... Remote candidates considered in the following states: AZ, CA (Outside of LA Metro area), CO, FL, GA ...

Director, Payments

San Diego, CA · On-site +1

$170K - $200K/yr

Remote • Reports to: CFO • Travel: occasional About the Role We're looking for a Director ... underwriting and merchant onboarding requirements, service levels, incentive arrangements, and ...

Remote Merchant Underwriter information

What is a remote merchant underwriter?

Remote Merchant Underwriters are professionals who assess the risk and creditworthiness of businesses applying for merchant accounts, typically for processing credit card transactions. Working remotely, they review financial documents, business histories, and industry data to determine whether to approve or deny merchant account applications. Their role is critical in helping financial institutions manage risk and prevent fraud. Remote Merchant Underwriters use specialized software and communicate with clients and internal teams virtually to perform their duties efficiently.

What are some common challenges remote merchant underwriters face when evaluating merchants online?

Remote Merchant Underwriters often encounter challenges such as verifying the legitimacy of businesses without in-person interactions, identifying potential fraud risks, and ensuring compliance with regulatory standards across various regions. Working remotely may require greater reliance on digital tools for gathering and analyzing documentation, making effective communication with merchants and internal teams crucial. Staying updated on evolving industry trends and risk indicators is also important to make informed, accurate underwriting decisions.

What are the key skills and qualifications needed to thrive as a remote merchant underwriter, and why are they important?

To thrive as a Remote Merchant Underwriter, you need a solid understanding of credit risk analysis, financial statement review, and underwriting principles, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, payment processing systems, and compliance tools like Know Your Customer (KYC) platforms is essential. Strong analytical thinking, attention to detail, and effective communication skills help you assess risk accurately while working independently and collaborating with remote teams. These skills ensure sound risk decisions, regulatory compliance, and the protection of financial institutions from potential losses.

What is the difference between Remote Merchant Underwriter vs Remote Credit Analyst?

AspectRemote Merchant UnderwriterRemote Credit Analyst
Required CredentialsTypically requires underwriting certifications, finance or business degreesOften requires finance, accounting, or economics degrees
Work EnvironmentRemote, within financial or lending companiesRemote, within banking or financial institutions
Industry UsageUsed in merchant services, payment processing, and lendingCommon in banking, investment, and lending sectors
Comparison Search IntentUnderstanding underwriting roles in merchant servicesEvaluating credit analysis positions in finance

Remote Merchant Underwriters and Remote Credit Analysts both assess financial information but focus on different areas. Merchant underwriters evaluate merchant applications for payment processing and merchant accounts, while credit analysts analyze credit data for lending decisions. Both roles require financial knowledge and often similar certifications, but they serve distinct functions within the financial industry.

What are the most commonly searched types of Merchant Underwriter jobs in California?

The most popular types of Merchant Underwriter jobs in California are:

What cities in California are hiring for Remote Merchant Underwriter jobs?

Cities in California with the most Remote Merchant Underwriter job openings:

Infographic showing various Remote Merchant Underwriter job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution.

$95K - $115K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 25 days ago


Job description

Exciting Opportunities at Maverick Payments!
Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!
About Us:
Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO's and ISV's, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick's team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.
About the Position:
Reporting to the SVP, Operations the Project Manager supports and delivers internal initiatives within our payments acquiring operations by executing defined projects, coordinating cross-functional partners, and ensuring milestones are met on time and within scope. This is an individual contributor role focused on day-to-day project execution, coordination, and problem-solving rather than people management or portfolio oversight. This role partners closely with internal stakeholders across Product, Risk, Compliance, Underwriting, Operations, Legal, and Business Development to ensure projects are delivered efficiently, compliantly, and in alignment with departmental and company objectives.
  • Execute assigned projects from intake through completion, managing tasks, timelines, dependencies, and deliverables
  • Coordinate closely with internal teams including Product, Engineering, Risk, Compliance, Underwriting, Operations, Legal, and Business Development.
  • Serve as the primary project liaison across internal teams to drive alignment and accountability
  • Lead initiatives related to:
  • Merchant onboarding, activation, and lifecycle workflows
  • Acquirer, processor, and sponsor bank requirements
  • Risk, fraud, compliance, and monitoring programs
  • Internal tooling, platform enhancements, and process improvements
  • Develop and maintain project documentation, status updates, and reporting for departmental leadership
  • Identify and proactively mitigate risks, particularly those impacting acquiring operations or regulated/high-risk verticals
  • Ensure projects adhere to internal controls as well as card network, acquiring, and regulatory expectations
  • Support continuous improvement efforts by refining project management practices and standards within the department
Qualifications:
  • 3-5 years of project management or operations experience in Fintech, payments, or financial services
  • Direct exposure to payments acquiring, merchant processing, or related payment operations
  • Working knowledge of the payment lifecycle, including authorization, settlement, chargebacks, and disputes
  • Experience using project tracking and collaboration tools (e.g., Jira, Asana, Confluence, Smartsheet, Monday.com)
  • Strong organizational and prioritization skills
  • Ability to translate operational, technical, or regulatory requirements into actionable project plans.
  • Detail-oriented with the ability to see broader process and business impacts..
  • Comfortable operating in a fast-paced, evolving payments environment.
  • High degree of ownership and accountability.
  • Demonstrated ability to manage multiple workstreams with competing priorities.
  • Strong written, verbal, and organizational skills.
  • Execution-focused with strong attention to detail.
  • Clear communicator able to coordinate across technical and non-technical teams.
  • Comfortable working in structured but evolving environments.
  • Solution-oriented with sound judgment on when to escalate.
  • Reliable follow-through and ownership of assigned work.
Preferred:
  • Experience supporting high-risk merchant portfolios or regulated payment verticals
  • Familiarity with underwriting, enhanced due diligence, or chargeback monitoring processes
  • Prior collaboration with Risk, Compliance, or Legal on operational initiatives
  • Exposure to acquiring banks, processors, gateways, or sponsor bank relationships
  • Project management certification (PMP, Agile, Scrum) is a plus, not required
What We Offer:
  • Competitive Salary, Bonuses and Incentives.
  • Comprehensive employer sponsored health, vision, and dental insurance programs.
  • Paid time off, Paid Sick and Paid Holidays.
  • 401K plan with up to a 4% matching contribution.
  • Commitment to Career Development and Advancement.
  • Employee Recognition Programs & Company Sponsored Events
  • Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!
Pay Range: $95K -$115K
This position will consider hybrid work schedules for candidates near Greater Houston or Los Angeles areas.
Remote candidates considered in the following states:

AZ, CA (Outside of LA Metro area), CO, FL, GA, ID, IN, KS, KY, MA, MD, ME, MI, NC, NH, NJ, NV, NY, OH, OR, PA TN, TX (Outside Houston Metro), UT, VA, WA.
Maverick Payments is an Equal Opportunity Employer.
Pay Transparency Notice: At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization. The final salary offer will be based on factors such as your experience, skills, and qualifications.
Non-Solicitation from Third Parties: Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products or commercial interests.
Notice to Agency and Search Firm Representatives: Maverick Payments is not accepting unsolicited resumes from agencies and/or search firms for this or other job postings. Resumes submitted to any Maverick Payments employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Maverick Payments. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.
Fair Chance Ordinance: Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.