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Remote Merchant Underwriter Jobs in Rutherford, NJ

Clearent

Outside Sales Account Executive

Paramus, NJ · On-site +1

$5.0K/mo

... visits with your merchant clients. This is an outside remote B2B sales role and you are not ... Work closely with Clearent colleagues in Customer Service, Underwriting, IT, Sales Support and ...

All JobsMerchant Underwriter JobsRemote Merchant Underwriter JobsRemote Merchant Underwriter Jobs in Rutherford, NJ

Remote Merchant Underwriter information

See Rutherford, NJ salary details

$33.1K

$80.4K

$142.2K

How much do remote merchant underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for remote merchant underwriter in Rutherford, NJ is $80,411.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,200.00 and $88,700.00 per year, depending on experience, location, and employer.

What are some common challenges Remote Merchant Underwriters face when evaluating merchants online?

Remote Merchant Underwriters often encounter challenges such as verifying the legitimacy of businesses without in-person interactions, identifying potential fraud risks, and ensuring compliance with regulatory standards across various regions. Working remotely may require greater reliance on digital tools for gathering and analyzing documentation, making effective communication with merchants and internal teams crucial. Staying updated on evolving industry trends and risk indicators is also important to make informed, accurate underwriting decisions.

What are Remote Merchant Underwriters?

Remote Merchant Underwriters are professionals who assess the risk and creditworthiness of businesses applying for merchant accounts, typically for processing credit card transactions. Working remotely, they review financial documents, business histories, and industry data to determine whether to approve or deny merchant account applications. Their role is critical in helping financial institutions manage risk and prevent fraud. Remote Merchant Underwriters use specialized software and communicate with clients and internal teams virtually to perform their duties efficiently.

What are the key skills and qualifications needed to thrive as a Remote Merchant Underwriter, and why are they important?

To thrive as a Remote Merchant Underwriter, you need a solid understanding of credit risk analysis, financial statement review, and underwriting principles, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, payment processing systems, and compliance tools like Know Your Customer (KYC) platforms is essential. Strong analytical thinking, attention to detail, and effective communication skills help you assess risk accurately while working independently and collaborating with remote teams. These skills ensure sound risk decisions, regulatory compliance, and the protection of financial institutions from potential losses.

What is the difference between Remote Merchant Underwriter vs Remote Credit Analyst?

AspectRemote Merchant UnderwriterRemote Credit Analyst
Required CredentialsTypically requires underwriting certifications, finance or business degreesOften requires finance, accounting, or economics degrees
Work EnvironmentRemote, within financial or lending companiesRemote, within banking or financial institutions
Industry UsageUsed in merchant services, payment processing, and lendingCommon in banking, investment, and lending sectors
Comparison Search IntentUnderstanding underwriting roles in merchant servicesEvaluating credit analysis positions in finance

Remote Merchant Underwriters and Remote Credit Analysts both assess financial information but focus on different areas. Merchant underwriters evaluate merchant applications for payment processing and merchant accounts, while credit analysts analyze credit data for lending decisions. Both roles require financial knowledge and often similar certifications, but they serve distinct functions within the financial industry.

Remote Merchant Underwriter jobs near you
Infographic showing various Remote Merchant Underwriter job openings in Rutherford, NJ as of July 2026, with employment types broken down into 92% Full Time, and 8% Contract. Highlights an 100% Remote job distribution, with an average salary of $80,411 per year, or $38.7 per hour.
Outside Sales Account Executive

Outside Sales Account Executive

Clearent

Paramus, NJ • On-site, Remote

$5.0K/mo

Full-time

Medical, Dental, Retirement

Posted 25 days ago

Job description

Company Description
We are Clearent. At our core, we're a credit card processing company that takes a hard stand against hidden fees and pricing tricks. Since our very beginnings, our commitment to quality, transparency and unwavering customer service are the basis for everything that we do. We are a payment processor committed to doing the right thing. We are tenacious when it comes to the pursuit of making things better so that our clients can be their most profitable.
Job Description
Clearent's Account Executives are at the forefront of our organization. They are the individuals that have helped Clearent become one of the fastest growing payment processors in the U.S. Clearent provides extensive support and comprehensive training from day one. Account Executives are acquiring new merchant business customers through prospecting, cold calling, networking and creating lasting referral partnerships. You will identify business's needs in terms of electronic payment processing services and suggest Clearent solutions that best meet those needs. Conduct periodic customer service and quality assurance visits with your merchant clients. This is an outside remote B2B sales role and you are not required to report to an office.
Responsibilities:
  • Develop and maintain relationships with small to medium sized business owners in your area
  • Collaborate with your Regional Sales Director to prepare and present in person sales proposals
  • Work closely with Clearent colleagues in Customer Service, Underwriting, IT, Sales Support and other departments to meet your sales goals
  • Provide necessary documentation to assigned departments
  • Other administrative duties as assigned

Benefits:
At Clearent, we offer a superior opportunity with career growth potential! The Account Executive position is a W2 full time sales role including a full benefits package; medical, dental, short term/long-term disability and 401(k). Our compensation model includes uncapped earnings with upfront cash incentives (up to $5,000 per deal), new customer signing bonuses, monthly & quarterly production bonuses, portfolio equity and lifetime residuals.
Qualifications
  • High school diploma or equivalent
  • Valid current driver's license and auto insurance
  • Minimum 2 years of business-to-business (B2B) outside sales experience
  • Ability to self-source leads through a combination of prospecting, cold calling and networking
  • PC proficient with Microsoft Office Suite experience

Additional Information
All your information will be kept confidential according to EEO guidelines.

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