Work closely with underwriting and funding teams to move deals toward closing * Maintain consistent ... Flexible schedule and remote work potential * No traditional salary cap * Opportunity for ...
Work closely with underwriting and funding teams to move deals toward closing * Maintain consistent ... Flexible schedule and remote work potential * No traditional salary cap * Opportunity for ...
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Senior Sales Executive (Must have 2+ years of MCA experience)
New York, NY · Remote
$85K - $185K/yr
... merchants, brokers, and referral partners) across remote channels: cold calling, email outreach ... Coordinate remotely with onboarding, underwriting, and operations teams to ensure smooth handoffs ...
Quick apply
Urgent
Be Seen First
Senior Sales Executive (Must have 2+ years of MCA experience)
New York, NY · Remote
$85K - $185K/yr
... merchants, brokers, and referral partners) across remote channels: cold calling, email outreach ... Coordinate remotely with onboarding, underwriting, and operations teams to ensure smooth handoffs ...
Urgent
Business Development Manager
New York, NY · On-site +1
$50K - $60K/yr
Business Development Manager CWA- Remote CWA Merchant Services by North. Credit card processing ... CWA offers expedited underwriting, competitive rates, and a suite of products tailored to each ...
Business Development Manager
New York, NY · On-site +1
$50K - $60K/yr
Business Development Manager CWA- Remote CWA Merchant Services by North. Credit card processing ... CWA offers expedited underwriting, competitive rates, and a suite of products tailored to each ...
Outside Sales Account Executive
Paramus, NJ · On-site +1
$5.0K/mo
... visits with your merchant clients. This is an outside remote B2B sales role and you are not ... Work closely with Clearent colleagues in Customer Service, Underwriting, IT, Sales Support and ...
Outside Sales Account Executive
Paramus, NJ · On-site +1
$5.0K/mo
... visits with your merchant clients. This is an outside remote B2B sales role and you are not ... Work closely with Clearent colleagues in Customer Service, Underwriting, IT, Sales Support and ...
Remote Merchant Underwriter information
See Rutherford, NJ salary details
$33.1K - $43K
5% of jobs
$43K - $53K
9% of jobs
$61.8K is the 25th percentile. Wages below this are outliers.
$53K - $62.9K
12% of jobs
$62.9K - $72.8K
20% of jobs
The median wage is $76K / yr.
$72.8K - $82.7K
12% of jobs
$89.4K is the 75th percentile. Wages above this are outliers.
$82.7K - $92.6K
25% of jobs
$92.6K - $102.5K
7% of jobs
$102.5K - $112.5K
3% of jobs
$112.5K - $122.4K
2% of jobs
$122.4K - $132.3K
2% of jobs
$132.3K - $142.2K
2% of jobs
$33.1K
$80.4K
$142.2K
How much do remote merchant underwriter jobs pay per year?
As of Aug 17, 2026, the average yearly pay for remote merchant underwriter in Rutherford, NJ is $80,411.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,200.00 and $88,700.00 per year, depending on experience, location, and employer.
What are some common challenges remote merchant underwriters face when evaluating merchants online?
Remote Merchant Underwriters often encounter challenges such as verifying the legitimacy of businesses without in-person interactions, identifying potential fraud risks, and ensuring compliance with regulatory standards across various regions. Working remotely may require greater reliance on digital tools for gathering and analyzing documentation, making effective communication with merchants and internal teams crucial. Staying updated on evolving industry trends and risk indicators is also important to make informed, accurate underwriting decisions.
What is a remote merchant underwriter?
Remote Merchant Underwriters are professionals who assess the risk and creditworthiness of businesses applying for merchant accounts, typically for processing credit card transactions. Working remotely, they review financial documents, business histories, and industry data to determine whether to approve or deny merchant account applications. Their role is critical in helping financial institutions manage risk and prevent fraud. Remote Merchant Underwriters use specialized software and communicate with clients and internal teams virtually to perform their duties efficiently.
What are the key skills and qualifications needed to thrive as a remote merchant underwriter, and why are they important?
To thrive as a Remote Merchant Underwriter, you need a solid understanding of credit risk analysis, financial statement review, and underwriting principles, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, payment processing systems, and compliance tools like Know Your Customer (KYC) platforms is essential. Strong analytical thinking, attention to detail, and effective communication skills help you assess risk accurately while working independently and collaborating with remote teams. These skills ensure sound risk decisions, regulatory compliance, and the protection of financial institutions from potential losses.
What is the difference between Remote Merchant Underwriter vs Remote Credit Analyst?
| Aspect | Remote Merchant Underwriter | Remote Credit Analyst |
|---|---|---|
| Required Credentials | Typically requires underwriting certifications, finance or business degrees | Often requires finance, accounting, or economics degrees |
| Work Environment | Remote, within financial or lending companies | Remote, within banking or financial institutions |
| Industry Usage | Used in merchant services, payment processing, and lending | Common in banking, investment, and lending sectors |
| Comparison Search Intent | Understanding underwriting roles in merchant services | Evaluating credit analysis positions in finance |
Remote Merchant Underwriters and Remote Credit Analysts both assess financial information but focus on different areas. Merchant underwriters evaluate merchant applications for payment processing and merchant accounts, while credit analysts analyze credit data for lending decisions. Both roles require financial knowledge and often similar certifications, but they serve distinct functions within the financial industry.
Full-time
Posted 21 days ago
Job description
Sales Broker - Merchant Cash Advance (MCA)Highrise Capital
Job Type: 100% Commission | Independent Contractor
Industry: Business Funding / Alternative Finance
Compensation: Uncapped Commission
Highrise Capital is a growing business funding company focused on helping small and mid-sized businesses access fast, flexible working capital. We provide customized financing solutions designed to help business owners manage cash flow, expand operations, purchase equipment, and take advantage of new opportunities.
We are seeking motivated, entrepreneurial Sales Brokers to join our team on a 100% commission-based basis.
The OpportunityAs an MCA Sales Broker, you will be responsible for sourcing and developing relationships with business owners who are seeking working capital. You will identify funding opportunities, collect and review business information, submit qualified applications, and work with our team to facilitate the funding process.
This is an ideal opportunity for experienced MCA brokers, financial sales professionals, independent agents, and self-motivated salespeople who want the freedom to build their own book of business with uncapped earning potential.
Responsibilities- Generate new business funding opportunities through prospecting, referrals, networking, and existing relationships
- Build and maintain strong relationships with business owners and referral partners
- Identify businesses that may qualify for MCA and alternative financing solutions
- Collect and organize required business documentation and financial information
- Submit complete applications to the appropriate funding sources
- Communicate with merchants throughout the funding process
- Work closely with underwriting and funding teams to move deals toward closing
- Maintain consistent follow-up with prospects and active clients
- Develop a long-term pipeline of repeat and referral business
- Stay informed about business funding products, underwriting requirements, and industry trends
- Maintain professionalism, transparency, and ethical sales practices
- 100% Commission-Based Compensation
- Uncapped earning potential
- Competitive commissions on funded deals
- Opportunity to build your own book of business
- Access to a wide range of business funding solutions
- Support throughout the application and funding process
- Flexible schedule and remote work potential
- No traditional salary cap
- Opportunity for experienced brokers to grow their own referral network
- Potential for repeat business and long-term merchant relationships
We are looking for individuals who are:
- Experienced in Merchant Cash Advances, business funding, commercial finance, or financial services sales
- Highly motivated and driven by performance
- Comfortable working in a commission-only environment
- Strong communicators with excellent negotiation and relationship-building skills
- Self-motivated and capable of managing their own pipeline
- Comfortable prospecting and generating new business
- Organized and responsive
- Professional, persistent, and results-oriented
- Interested in building a long-term career in alternative business finance
Prior MCA or business funding experience is strongly preferred, but motivated sales professionals with a proven track record may also be considered.
CompensationThis is a 100% commission-based opportunity with uncapped earning potential. Compensation is based on successfully funded transactions, with commission structures determined by deal type, funding source, and broker agreement.
The more business you generate and successfully fund, the greater your earning potential.
Why Highrise Capital?At Highrise Capital, we believe successful brokers should have the tools, flexibility, and opportunity to build a profitable business. Our goal is to create long-term relationships with our brokers while helping business owners access the capital they need to grow.
If you are an experienced MCA broker or a driven sales professional looking for an opportunity where your income is directly tied to your performance, we want to hear from you.
Apply TodayJoin Highrise Capital and take the next step toward building a successful career in business funding.
Apply today to become a Highrise Capital Sales Broker.