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Line Underwriter Jobs (NOW HIRING)

SageSure

Commercial Underwriter

Cheshire, CT · On-site

Must demonstrate a strong working knowledge of commercial line underwriting procedures and insurance coverage. * Demonstrated ability to interpret and analyze data and make an informed, calculated ...

Tihinsurance

Underwriter - Property

Atlanta, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an ...

CRC Group

Underwriter - Property

Atlanta, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an ...

Allianz

Underwriter - Property

Alpharetta, GA · On-site

$70K - $106K/yr

  • Retirement

Underwrite in line with Line of Business governance framework (e.g., Underwriting Authorities, global Minimum Standards of Underwriting , Underwriting Guidelines, Rules and Principles) * Ensure ...

Chubb

Underwriter

Philadelphia, PA · On-site

The Reverse-Flow Underwriter will be responsible for reviewing and evaluating new and renewal ... He/she should also demonstrate technical expertise in Ocean Marine Cargo line of business. In ...

Chubb

Underwriter

Philadelphia, PA

The Reverse-Flow Underwriter will be responsible for reviewing and evaluating new and renewal ... He/she should also demonstrate technical expertise in Ocean Marine Cargo line of business. In ...

Berkley

Underwriter

Boston, MA

$75K - $125K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Qualifications * 3-5 years of commercial underwriting experience as well as multi-line rating experience. * Capable of working in a "paperless" work environment. * Proficient in Excel, Word ...

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Line Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a line underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What are some common challenges faced by line underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

What is a line underwriter?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.

Do line underwriters make a lot of money?

Line underwriters typically earn a moderate to high salary, with pay varying based on experience, location, and the size of the insurance company. They often receive benefits such as bonuses and professional development opportunities, and the role requires strong analytical skills and knowledge of underwriting software.
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Line Underwriter jobs near you
Infographic showing various Line Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 4% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Underwriter, Financial Institutions

Chubb

Los Angeles, CA

$100K - $165K/yr

Full-time

Posted 20 days ago

Chubb rating

8.2

Company rating: 8.2 out of 10

Based on 67 frontline employees who took The Breakroom Quiz

141st of 307 rated insurance

Job description

As a Commercial Insurance FI P&C Senior Underwriter, responsibilities will include managing a renewal book of 30 - 40 customers and generating new business of approximately $1-1.5M annually. The position will be responsible for driving profitable growth with assigned agents and brokers.  Products include Property, General Liability, Auto, Worker's Compensation, Umbrella/Excess and International.  We are looking for a candidate who is motivated, results oriented, with business and underwriting acumen. 

Responsibilities:

The Production Underwriter will:

  • Focus on underwriting new and renewal P&C for Financial Institutions
  • Establish relationships with key trading partners and drive submission activity across assigned agents and brokers.
  • Be responsible for profit, growth and retention of assigned book.
  • Develop and negotiate price, coverage, terms and conditions for all new business and renewals while actively identifying account rounding opportunities.
  • Meet or exceed new business production goals while maintaining profitability across assigned portfolio and adhering to authority and strategies.
  • Maintain and develop relationships with the branch, our brokers and clients.
  • Develop and maintain a prospect pipeline.
  • In conjunction with Underwriting Associate, retain key assigned renewals and lead coordination of Risk Engineering and Claims service plans. 
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
  • 3 - 5 years of multi-line underwriting experience is required
  • Bachelor's degree preferred or equivalent work experience
  • Property and Casualty Underwriting experience preferably in the core middle market segment; high degree of proficiency with underwriting process, with solid background in risk analysis.
  • Self-motivated with a strong sense of responsibility for one's actions and work product.
  • Previous Financial Institutions P&C experience is desirable
  • Strong communication, organization and negotiation skills.
  • Knowledge and understanding of current insurance marketplace conditions.
  • Understanding and adherence to organizational and regulatory rules and ability to adhere to underwriting authority.
  • Proficient in Microsoft Office

The pay range for the role is $100,000 to $165,000. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.  The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

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About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US

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