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Line Underwriter Jobs (NOW HIRING)

The Whiteside Agency

Underwriter-IM

Hartford, CT

$67K - $110K/yr

What Will Our Ideal Candidate Have? * 5 plus years of Commercial Line Underwriting Experience * Insurance Industry designations are. What is a Must Have? * 2 years of Insurance, Underwriting, MGA or ...

Travelers Companies (Import)

Underwriter-IM

Hartford, CT

$67K - $110K/yr

What Will Our Ideal Candidate Have? * 5 plus years of Commercial Line Underwriting Experience * Insurance Industry designations are. What is a Must Have? * 2 years of Insurance, Underwriting, MGA or ...

SageSure

Commercial Underwriter

Cheshire, CT · On-site

Must demonstrate a strong working knowledge of commercial line underwriting procedures and insurance coverage. * Demonstrated ability to interpret and analyze data and make an informed, calculated ...

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Line Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a line underwriter?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.

What are some common challenges faced by line underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What are the key skills and qualifications needed to thrive as a line underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

Do underwriters make a lot of money?

Line underwriters typically earn a median annual salary ranging from $60,000 to $80,000, depending on experience, location, and industry. Senior underwriters or those in specialized fields can earn higher salaries, and the role often requires strong analytical skills and industry certifications.
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Line Underwriter jobs near you
Infographic showing various Line Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 4% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Underwriter, Middle Market

Berkshire Hathaway Specialty Insurance

Atlanta, GA • On-site

$110K - $175K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 10 days ago

Job description

Who are we? 

A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages and outstanding service to customers and brokers around the world. Part of Berkshire Hathaway’s insurance operations, we bring our solutions to market with our stellar brand name, top-rated balance sheet, and the expertise of our global team of professionals, who exude excellent capabilities and strong character.

We are a values-based organization where respect, integrity, excellence, collaboration, and passion define who we are and how we do business.  We value diversity of backgrounds, experience, and perspectives and strive to foster an inclusive environment that enables all our team members to bring their best selves to work.  We are one team committed to building a culture where every teammate has the opportunity to contribute and be recognized. Want to be part of the team building the finest property, casualty and specialty lines insurance company in the world?

Learn more about our unique culture and history. 

 Job Opportunity: 

BHSI has an exciting opportunity for an experienced underwriter to help grow our admitted middle market business. We are seeking an underwriting professional who will be responsible for underwriting, developing and establishing broker relationships while building a profitable Middle Market portfolio. This opportunity is located in our Atlanta, GA office.

Duties & Responsibilities:

  • Build and grow a profitable, multi-line admitted book of business in partnership with retail agents and brokers
  • Partner with internal stakeholders (Marketing, Loss Control, Claims, Actuarial, and Product) to deliver consistent, well-reasoned underwriting outcomes
  • Develop, maintain, and service strong relationships with retail brokers
  • Balance speed and discipline by making sound underwriting decisions while managing multiple priorities in a dynamic environment
  • Help shape the future of the operation by providing feedback on distribution, processes, underwriting approach, and appetite to continuously refine our craftsmanship

 

Qualifications, Skills and Experience:

  • Minimum 5 years of multi-line underwriting experience
  • Demonstrated critical thinking and the ability to build underwriting and market acumen
  • Strong desire to build and thrive in a fast-growing, evolving, and high-energy team environment
  • Demonstrated diligence, creativity, and collaboration across levels and disciplines
  • Ability to prioritize, multitask, and make timely decisions while maintaining underwriting integrity
  • Strong communication skills, including negotiation and presentation capabilities
  • Collaborative team player who brings creative, practical solutions to resolve issues

BHSI Offers:

  • A competitive package and exciting growth opportunities for career-oriented teammates.
  • A dynamic, action oriented, and thoughtful environment centered on always doing the right thing for our customers, teammates, and our other stakeholders.
  • A purposely non-bureaucratic organization that embraces simplicity over complexity and emphasizes individual excellence in a team framework.
  • Benefits that support your life and well-being, which include:
    • Comprehensive Health, Dental and Vision benefits
    • Disability Insurance (both short-term and long-term)
    • Life Insurance (for you and your family)
    • Accidental Death & Dismemberment Insurance (for you and your family)
    • Flexible Spending Accounts
    • Health Reimbursement Account
    • Employee Assistance Program
    • Retirement Savings 401(k) Plan with Company Match
    • Generous holiday and Paid Time Off
    • Tuition Reimbursement
    • Paid Parental Leave

 

The base salary range for this position is $110,000 to $175,000, along with annual bonus eligibility.  Total compensation for a candidate is determined by their relevant skills, location, and experience.  We value our teammates – both their capabilities and character – as demonstrated by our amazing culture.

NOTE: Compensation will be commensurate with experience. This job description is not intended to be all-inclusive. Team Member may perform other related duties as negotiated to meet the ongoing needs of the organization.