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Line Underwriter Jobs (NOW HIRING)

Chubb

Westchester Senior Underwriter

Philadelphia, PA

$99K - $117K/yr

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. Major Duties ...

Chubb

Senior Underwriter, Consolidations

Charlotte, NC

$96K - $113K/yr

The ideal candidate will possess a strong commercial multi-line underwriting acumen and demonstrate exceptional problem-solving skills, with a focus on profitability and growth. Major Duties ...

The Murphius Group

$93K - $110K/yr

Bachelor's degree or equivalent combination of education and experience 5 years insurance experience multi-line underwriting; E&S experience preferred E&S experience preferred Experience building an ...

Diedre Moire Corp.

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Diedre Moire Corp.

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Diedre Moire Corp.

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Westfield

Underwriter, US Environmental

Manhattan, NY · On-site

Interact closely and effectively with other product line underwriters and regional managers to execute cross-sell strategies * Liaise with actuarial, claims, compliance, legal, communications and ...

Westfield

Underwriter, US Environmental

Manhattan, NY · On-site

Interact closely and effectively with other product line underwriters and regional managers to execute cross-sell strategies * Liaise with actuarial, claims, compliance, legal, communications and ...

Diedre Moire Corp.

Insurance Underwriter

Scottsdale, AZ · On-site +1

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Diedre Moire Corp.

Insurance Underwriter

Scottsdale, AZ · On-site +1

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Diedre Moire Corp.

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Diedre Moire Corp.

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

Diedre Moire Corp.

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

... line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full ...

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Line Underwriter information

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$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Jun 10, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Line Underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What are some common challenges faced by Line Underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

What are line underwriters?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.
More about Line Underwriter jobs
What cities are hiring for Line Underwriter jobs? Cities with the most Line Underwriter job openings:
What job categories do people searching Line Underwriter jobs look for? The top searched job categories for Line Underwriter jobs are:
Line Underwriter jobs near you
Infographic showing various Line Underwriter job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 81% Full Time, 13% Part Time, and 4% Contract. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriter I

AmTrust Financial Services, Inc.

Cleveland, OH • On-site

$52K - $70K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 16 days ago

Job description

Overview
This underwriting role supports national payroll agencies and digital distribution partners within a rapidly growing division of AmTrust, offering meaningful opportunities for career advancement. The position emphasizes exceptional customer service, including quick and accurate submission review in a fast-paced, high-volume environment. Multi-line underwriting of BOP, Workers' Compensation, Cyber and EPL new business opportunities. This position requires a self-motivated professional who can work independently with minimal oversight while also collaborating effectively within a team and assisting colleagues as needed.
*This position does require a hybrid work schedule, preferably out of our Cleveland office (four days per week in office). However, we are also open to fully remote candidates with experience ideally located near our top partners in Tucson/Phoenix, AZ; Rochester, NY; and/or Pittsburgh/Allentown, PA.*
Responsibilities
Underwrite new business insurance policies through solid risk analysis, pricing and servicing. Adheres to corporate underwriting and pricing guidelines. Operates within written authority grant and makes referrals to management as required.
• Provides professional, timely and courteous communication and service to external clients and cross departmental staff.
• Provides the pertinent information and guidance to support staff required to process coverage requests in accordance with service guidelines.
• Understanding and adherence to organizational and regulatory rules, and ability to adhere to underwriting authority.
• Provides technical assistance to sales team and customers regarding policy and endorsement provisions and underwriting acceptability for designated insurance coverages.
• Maintain strong industry knowledge on BOP or Package and WC underwriting expertise and changes in market/account positions. Develop and maintain full knowledge of all forms, coverages, ratings, and manuals for the specific line being underwritten.
• Knowledge and experience underwriting BOP or Package is required.
• Travel to agency offices for onsite underwriting 15
Qualifications
Required:
• At least 2+ years' experience Commercial Multi-line Underwriting
• Proficiency in Microsoft Office Suite including Excel
• Bachelor's degree or equivalent underwriting experience
Preferred:
• CPCU, ASLI or CIC designation preferred, or the equivalent combination of education and experience
• Background in Workers' Compensation, BOP, Cyber, EPL
The expected salary range for this role is $52,000-70,000/year.
Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to, candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations
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What We Offer
AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.
AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.
AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.

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