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Line Underwriter Jobs (NOW HIRING)

Sr. Renewal Underwriter

Lexington, KY · On-site +1

$85K - $125K/yr

Minimum of 7 years of multi-line underwriting experience, preferably in Human Services * Knowledge of insurance rating, structure, forms, and coverages. * Ability to maintain confidential information.

... line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an ...

... line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an ...

... line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an ...

... line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an ...

... line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an ...

... line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an ...

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Line Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do line underwriter jobs pay per year?

As of Jul 24, 2026, the average yearly pay for line underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Line Underwriter, and why are they important?

To thrive as a Line Underwriter, you need a deep understanding of risk assessment, insurance policies, and industry regulations, usually supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk analysis tools, and certifications such as CPCU or AU are often required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound judgments and collaborate with brokers or agents. These skills are essential for accurately evaluating risk, maintaining profitability, and ensuring compliance in insurance operations.

What are some common challenges faced by Line Underwriters in balancing risk assessment with business goals?

Line Underwriters often encounter the challenge of accurately assessing risk while also meeting the company's business objectives, such as growth and profitability targets. They must thoroughly evaluate applications, analyze data, and apply underwriting guidelines, all while negotiating terms that are attractive to clients but still protect the insurer from undue risk. Additionally, they collaborate closely with brokers, agents, and other departments to clarify coverage, which can require strong communication skills and the ability to make decisions under tight deadlines. Successfully balancing these priorities requires both analytical expertise and a clear understanding of market trends.

What is the difference between Line Underwriter vs Underwriting Assistant?

AspectLine UnderwriterUnderwriting Assistant
CredentialsTypically requires a relevant insurance or finance certification, such as CPCU or ARMOften requires a high school diploma or associate degree; some roles prefer insurance-related coursework
Work EnvironmentWorks in insurance companies, assessing risk and setting policy termsSupports underwriters with administrative tasks, data entry, and document management
Job ResponsibilitiesEvaluates risk, approves or declines policies, and sets coverage limitsPrepares documents, gathers information, and assists in underwriting processes

The main difference is that a Line Underwriter actively assesses and approves insurance policies based on risk, while an Underwriting Assistant provides administrative support to underwriters. The roles differ in responsibility level but are interconnected within the insurance underwriting process.

What does a line underwriter do?

A line underwriter evaluates insurance applications to determine coverage eligibility and pricing, assessing risks based on factors like applicant information, industry standards, and policy guidelines. They review financial data, medical records, or property details and use specialized software to make informed decisions within authority limits, often working closely with agents and brokers.

What are line underwriters?

Line underwriters are insurance professionals responsible for evaluating and approving or rejecting insurance applications within a specific area or 'line' of coverage, such as auto, home, or commercial insurance. They assess risks based on company guidelines, analyze applicant information, and determine appropriate coverage terms and premiums. Their decisions help the insurance company manage risk and maintain profitability while offering fair policies to clients.

How to get an entry level underwriter job?

To secure an entry-level line underwriter position, candidates typically need a bachelor's degree in finance, business, or a related field. Gaining relevant skills such as risk assessment, familiarity with underwriting software, and strong analytical abilities can improve chances; internships or related work experience are also beneficial.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and improve decision accuracy, but it is unlikely to fully replace human underwriters. Underwriters still rely on their expertise to interpret complex information, assess risk nuances, and make final decisions. Combining AI tools with human judgment enhances efficiency and consistency in the underwriting process.

Is underwriting a high paying career?

Line underwriters typically earn a moderate to high salary, with pay often increasing with experience, certifications, and specialization. While salaries vary by industry and location, experienced underwriters in certain sectors can earn competitive wages comparable to other financial roles.
More about Line Underwriter jobs
What cities are hiring for Line Underwriter jobs? Cities with the most Line Underwriter job openings:
Infographic showing various Line Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 82% Full Time, 12% Part Time, 4% Contract, and 1% Nights. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Marketing Account Executive-Workers Compensation

Marketing Account Executive-Workers Compensation

Great American Insurance Group

California, MD

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago


Great American Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

48th of 281 rated insurance


Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Strategic Comphas an exciting opportunity for a Marketing Account Executive in work comp insurance with strong knowledge of and relationships with key insurance agencies in Fresno, Oregon, Northern CA, and Washington. This role will focus on communication and relationship management with the agent, our underwriting department, and our Account Executives who work with our insureds. This position is not the traditional "marketing rep" job. Instead, it is an in-depth working of new business and renewal work comp accounts, with all new business submissions coming directly to the Marketing Account Executive, who serves as the front-line underwriter. After gathering additional data, this role presents the account to our Underwriting Department, including with it a strategy for successfully getting the order.
The person hired for this position will work from their home and will be required to travel up to 60% of the time including some overnight travel. A company car is provided. In addition to a competitive total rewards program, we offer an annual discretionary bonus for this position.


Here's who we are. Our division, Strategic Comp, is part of Great American Insurance Company established and based in Cincinnati, OH. The operations of Great American Insurance Group are engaged primarily in property and casualty insurance, focusing on specialty commercial products for businesses, and in the sale of supplemental insurance products. The members of the Great American Insurance Group are subsidiaries of American Financial Group, Inc. AFG's common stock is listed and traded on the New York Stock Exchange ("NYSE") and NASDAQ under the symbol "AFG."

Here's what we do and how we operate. We insure workers' compensation coverage for large companies, using our deductible program and working through the independent agency system. Strategic Comp employees know that they make a difference, and they feel appreciated. In fact, we received a 98% rating for overall job satisfaction from those taking our employee survey, making it no surprise that our employee turnover is less than 3%. This clearly indicates the passion and energy our staff has for the job they do... and they seldom want to work anywhere else, feeling that this is the best job they have ever had. A big reason for these successes is due to our careful matching of the right job with the right person.

Our service in claims, loss control, and management is second to none. The difference our employees feel about working with Strategic Comp translates over to our customers, too. Our renewal retention is 90+%, meaning our customers, don't want to leave us either. Our reputation and results are the envy of many competitors.

Job Requirements

  • Demonstrate knowledge and the intricacies of Strategic Comp's product via strong group presentation skills as well as effective one-on-one communication.
  • Working of new business and renewal work comp accounts, with all new business submissions.
  • Presents the account to our Underwriting Department, including with it a strategy for successfully getting the order.
  • Communication and relationship management with the agent, our underwriting department, and our Account Executives
  • Market products and services through the independent agency system in this specific geographic territory, with overall goals of achieving a high level of renewal retention, and an appropriate level of profitable growth of new business.
  • Serves as the front-line underwriter.
  • Other job duties as assigned.

Qualifications

  • Bachelor's degree and at least 10+ years of experience in production underwriting or marketing commercial insurance on large accounts, preferably in workers' compensation, is required.
  • Additional experience in underwriting, loss control, or claims is a plus.
  • Qualified candidates must have knowledge of the workings of the Independent Agent system and have strong knowledge of and relationships with the key agencies in the territory.

The successful candidate will reside in one of the following cities- San Francisco, Sacramento, or East Bay Area.

Business Unit:

Strategic Comp


Salary Range:

$120,000.00 -$165,000.00

Benefits:

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.


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