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Remote Credit Jobs in California (NOW HIRING)

Credit Underwriter

Paso Robles, CA · On-site +1

$80K - $137K/yr

We are in search of a Credit Underwriter II or Credit Underwriter III (internally known as Credit Analyst) to join our California Lending and Insurance department in Paso Robles, California. This ...

Chief Credit Officer

Irvine, CA · On-site +1

$300K - $375K/yr

This position is primarily office-based, with no regular remote work. Some travel may be required ... credit risk assessments, and decision-making on critical matters.

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

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Showing results 1-20

Remote Credit information

See California salary details

$12

$26

$64

How much do remote credit jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for remote credit in California is $26.01, according to ZipRecruiter salary data. Most workers in this role earn between $16.95 and $26.36 per hour, depending on experience, location, and employer.

What are Remote Credit jobs?

Remote Credit jobs involve assessing and managing credit applications, risk, and accounts from a remote location, typically from home or outside a traditional office setting. Professionals in these roles may work for banks, credit unions, or financial institutions, handling tasks like reviewing credit reports, making lending decisions, and communicating with customers online or by phone. These positions require strong analytical skills, attention to detail, and the ability to use digital tools to process financial information. Remote Credit jobs offer flexibility and can be ideal for those seeking work-life balance while still pursuing a career in finance.

What is the difference between Remote Credit vs Remote Loan Officer?

AspectRemote CreditRemote Loan Officer
Required CredentialsCredit analysis certifications, finance or banking backgroundLoan processing certifications, finance or banking background
Work EnvironmentAnalyzing credit reports, assessing financial risk remotelyGuiding clients through loan applications, remote communication with lenders
Employer & Industry UsageFinancial institutions, credit bureaus, online lendersBanks, mortgage companies, online lending platforms
Common Search & Comparison IntentUnderstanding credit analysis roles, remote credit jobsUnderstanding loan processing roles, remote loan jobs

Remote Credit professionals focus on evaluating creditworthiness and analyzing financial data remotely, often working for credit bureaus or lenders. Remote Loan Officers assist clients with loan applications and guide them through the approval process, typically working for banks or mortgage companies. While both roles involve finance and remote work, their core responsibilities and industry applications differ.

What are some common challenges faced by professionals in remote credit roles, and how can they be effectively managed?

Professionals in remote credit roles often encounter challenges such as maintaining clear communication with clients and colleagues, staying updated on lending policies, and ensuring data security while working outside a centralized office. To manage these challenges, it's important to leverage secure digital communication tools, establish regular check-ins with your team, and stay organized with up-to-date documentation. Building strong self-discipline and time management skills will also help you meet deadlines and maintain productivity in a remote environment.

What are the key skills and qualifications needed to thrive as a Remote Credit Analyst, and why are they important?

To thrive as a Remote Credit Analyst, you need strong analytical skills, financial acumen, and a background in finance, economics, or accounting, often supported by a relevant degree. Familiarity with credit risk assessment tools, financial modeling software, and databases like Bloomberg or Moody’s Analytics is typically required. Excellent communication, attention to detail, and self-motivation are critical soft skills for effective remote collaboration and decision-making. These skills ensure accurate credit evaluations, risk mitigation, and efficient workflow in a remote environment.
What are the most commonly searched types of Credit jobs in California? The most popular types of Credit jobs in California are:
What cities in California are hiring for Remote Credit jobs? Cities in California with the most Remote Credit job openings:
Infographic showing various Remote Credit job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $54,102 per year, or $26 per hour.
Credit Balance Analyst **REMOTE**

Credit Balance Analyst **REMOTE**

Crossroads Health LLC

Torrance, CA • On-site, Remote

$19 - $26/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago


Job description

IS THIS POSITION RIGHT FOR YOU?
The ideal candidate is smart, organized, and currently working in a hospital Patient Financial Services (PFS) department and has 5+ years of claims, billing, collections, OR healthcare PFS experience and 5+ years of customer service experience with analyzing and solving customer problems. They desire a new challenge, working for a company where their talents are appreciated and advancement opportunities are based upon performance, not seniority. They love analyzing accounts, solving problems, and will work relentlessly to resolve every account accurately and efficiently.
This is an evergreen job posting. We continuously accept applications for this role as part of our ongoing hiring needs.
RESPONSIBILITIES:
• Resolve credit balance accounts: Analyzing contracts, pulling all relevant documentation, and making all necessary calls to payers, patients, etc. as needed while ensuring compliance with regulations, unclaimed property laws, patient refund policies and contractual obligations.
• Quality Assurance: Reviews all work for accuracy, adhering to provider and Crossroads Health internal controls to ensure 100% accuracy.
• Request records, proof of timely filing, and other documents from hospital clients.
• Prepare adjustment requests and back up documentation for hospital clients.
. Generate refund cover letters, UB's medical records, etc. as needed.
• Assist clients with re-billing claims as needed for appeals.
• Notate system of record thoroughly and accurately.
• Other responsibilities as assigned.
MINIMUM REQUIREMENTS/QUALIFICATIONS:
• High school diploma / GED (or higher)
• Three (3) or more years of recent PFS experience.
• High proficiency with computer and Windows PC applications
• Understanding of medical terminology for billing and account resolution essential.
• Ability to read, analyze, and interpret hospital medical bills, records, statutes, contracts and other relevant documents.
• Experience with one or more EHR & supporting hospital systems, such as Epic, Cerner, Meditech, Athena, Paragon, ePremis, One Content, etc.
• Experience with one or more of the following in a healthcare setting: credit balances, cash posting, pricing, claims review, or EOB review.
• A focused, organized, and detail-oriented approach to work.
• Excellent indirect and direct communication skills.
• Ability to pass a thorough background check and drug screen.
• Ability to perform critical work under deadlines.
• Ability to work with minimal supervision.
• Ability to work in a changing environment and handle multiple tasks.
• Ability to travel occasionally (<10%), locally and nationally.
PREFERRED (NOT REQUIRED):
• Bachelor's degree in a related field.
• Certified Revenue Cycle Representative (CRCR).
• Expert proficiency with Excel (pivot tables, etc.), InfoPath and Access.
• Highly innovative individual, who is a bold decision maker, able to work in a dynamic and fast paced environment.
WORK ENVIRONMENT:
Extended periods of sitting at a computer and use of hands / fingers across keyboard or mouse, speaking, listening using a phone/headset. Business office environment with moderate noise level due to Representatives talking, computers, printers, and floor activity
ABOUT CROSSROADS HEALTH:
Crossroads Health is a revenue cycle company exclusively serving hospitals and healthcare providers. Our mission is to identify, analyze, and resolve EVERY CREDIT BALANCE to help healthcare PROVIDERS realize more revenue, meet compliance obligations, and limit future credits.
COMPENSATION & BENEFITS
Full-time. Pay $19-26 commensurate with experience. Paid training, vacation, and holidays. 401k, Medical, Vision, Dental.
Crossroads health is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, creed, religion, ancestry, national origin, age, gender identity, sex, marital status, sexual orientation, physical or mental disability, use of a guide dog or service animal, military/veteran status, citizenship status, basis of genetic information, or any other group protected by law.
This employer participates in E-Verify and upon the start of employment will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.