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Property Claims Adjuster Jobs (NOW HIRING)

Trucordia

Property Claims Adjuster

Provo, UT · On-site

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

Berkley

Field Property Claims Adjuster

Centerport, NY · Remote

$130K - $145K/yr

As a Field Property Claims Adjuster (aka General Adjuster), you will be responsible for quality handling and resolution of property claims including complex, high exposure claims in a timely ...

Berkley

Field Property Claims Adjuster

Centerport, NY · On-site

$130K - $145K/yr

As a Field Property Claims Adjuster (aka General Adjuster), you will be responsible for quality handling and resolution of property claims including complex, high exposure claims in a timely ...

Berkley

Field Property Claims Adjuster

Centerport, NY · Remote

$130K - $145K/yr

As a Field Property Claims Adjuster (aka General Adjuster), you will be responsible for quality handling and resolution of property claims including complex, high exposure claims in a timely ...

Steadily

Sr. Property Claims Adjuster

Overland Park, KS · On-site

$115K - $130K/yr

Steadily is hiring a Senior Property Claims Adjuster who is the very best at what they do. You'll be surrounded by team members who are the best at what they do, which will just make you even better.

Steadily

Sr. Property Claims Adjuster

Overland Park, KS · On-site

$115K - $130K/yr

Steadily is hiring a Senior Property Claims Adjuster who is the very best at what they do. You'll be surrounded by team members who are the best at what they do, which will just make you even better.

Slide Insurance

Claims Adjuster

Tampa, FL

Manage first-party property claims involving public adjusters, attorneys, and other represented parties * Investigate coverage, damages, and claim exposures to make informed claim decisions * Review ...

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Property Claims Adjuster information

See salary details

$23.5K

$71.3K

$97.5K

How much do property claims adjuster jobs pay per year?

As of Sep 7, 2026, the average yearly pay for property claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What is a property claims adjuster?

A property claims adjuster is a specialized insurance inspector whose job is to inspect property damage, such as wind or flood damage to a commercial or residential building, and assess how much an insurance company should pay based on the policy terms of coverage. As a property claims adjuster, your duties and responsibilities include interviewing the policyholder and other witnesses to the damage, investigating the damage, and analyzing other records. You may consult with other experts, such as engineers and lawyers, to determine the scope of the claim. You then write a report and pass it on to an examiner, whose job it is to approve or deny claims.

What does a property claims adjuster do?

A Property Claims Adjuster is responsible for evaluating insurance claims related to property damage, such as damage from storms, fires, or theft. They investigate the circumstances of the claim, inspect the property, review policy details, and determine the extent of the insurance company's liability. Adjusters work closely with policyholders, contractors, and sometimes law enforcement to gather all relevant information. Their goal is to ensure claims are settled fairly and efficiently, in accordance with the terms of the insurance policy.

What are the key skills and qualifications needed to thrive as a property claims adjuster, and why are they important?

To thrive as a Property Claims Adjuster, you need strong analytical skills, knowledge of insurance policies, and a relevant degree or industry certification such as AIC (Associate in Claims). Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is typically required. Excellent communication, negotiation, and attention to detail are soft skills that set top adjusters apart. These skills ensure accurate claim assessments, positive customer interactions, and efficient resolution of property claims.

What are some common challenges faced by property claims adjusters, and how can they be managed effectively?

Property Claims Adjusters often encounter challenges such as managing a high volume of claims, handling emotionally distressed clients, and navigating complex policy details. Effective time management and strong organizational skills are crucial for prioritizing tasks and responding promptly to claimants. Building rapport with clients and maintaining clear communication can help manage expectations and diffuse difficult situations. Additionally, staying up-to-date with industry regulations and leveraging technology for documentation can streamline the claims process and reduce errors.

What is the difference between Property Claims Adjuster vs Insurance Claims Examiner?

AspectProperty Claims AdjusterInsurance Claims Examiner
Required CredentialsHigh school diploma or equivalent; some roles require licensing or certificationsHigh school diploma; often requires licensing or certifications
Work EnvironmentField and office settings, inspecting property damageOffice-based, reviewing claims and documentation
Employer & Industry UsageInsurance companies, adjusting property damage claimsInsurance companies, reviewing claims for validity and coverage
Common Search & Comparison IntentYesYes

The main difference between a Property Claims Adjuster and an Insurance Claims Examiner lies in their roles. Property Claims Adjusters typically inspect and assess property damage on-site, working directly with policyholders. Insurance Claims Examiners review claims submitted by policyholders, often working in an office setting to verify coverage and validity. Both roles require similar credentials and are integral to the insurance industry, but they focus on different stages of the claims process.

Is it worth becoming a property claims adjuster?

A property claims adjuster evaluates insurance claims related to property damage, often requiring strong communication, analytical skills, and knowledge of insurance policies. The role offers steady employment, opportunities for advancement, and typically requires licensing or certification. It can be a stable career for those interested in insurance and claims management.
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Property Claims Adjuster jobs near you
Infographic showing various Property Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.

PROPERTY CLAIMS ADJUSTER - INSPECTOR

Grinnell Mutual Reinsurance

Madison, WI • On-site

$50K - $101K/yr

Other

Medical, Life, Retirement

Re-posted 12 days ago

Key responsibilities

  • Investigates property claims through on-site inspections and interviews to determine the extent of damage.

  • Determines policy coverage, evaluates, negotiates, and settles claims in accordance with company policies and procedures.

  • Prepares and submits reports of findings, documents claim activity, and manages the settlement process from start to close.

Job description

Overview
The primary location for this position is in or near Madison, Wisconsin.
This position is based out of your home with a company-provided vehicle for travel to the claim sites. Grinnell Mutual employees and their family members enjoy a comprehensive health benefits package that reduces premiums for commitment to a healthy lifestyle, along with a full suite of disability and life insurance and a 401(k) program with a company match. Property Claims Adjusters receive a one-time home office reimbursement up to $1,000 to set up their remote home office and monthly internet expenses paid by the company. Grinnell Mutual offers a flexible work environment and paid holidays where the office is closed. Please note that candidates must be eligible to work in the U.S. without Grinnell Mutual sponsorship.
This position may be filled at the level equal to the individual's qualifications and experience. The Reinsurance Adjusting Program provides in-depth training to all new employees. Training programs are tailored to the individual's experience level and needs so whether you are just starting out in your claims career or are an experienced adjuster you will be prepared to go out into the field and adjust claims.
The Property Claims Adjuster-Inspector adjusts property claims as part of Reinsurance Adjuster Program for assigned mutuals. Determines coverage by consulting policy in force and endorsements, evaluates loss by completing on-site investigations, and settles claims according to Grinnell Mutual Claims procedures.
Responsibilities
  • Investigates property claims for both farm and home owners through on-site investigation and interviews with claimant, insured, and witnesses to determine the extent of damage.

  • Determines proper policy coverages, and where necessary, investigates, evaluates, negotiates and equitably settles all assigned claims cases in accordance with company policies and procedures at values commensurate with damages sustained. Sets reserves based on estimated loss for claim.

  • Organizes and manages time effectively to ensure the prompt and successful resolution of all assigned cases, maintaining high standards of professionalism to deliver exceptional service.

  • Prepares and submits initial and follow-up reports of findings and action taken on each assigned claim in conformity with established procedures. Documents file with activity, contacts, offers, and demands related to claim. May be asked to assist or prepare file for subrogation, suit, or trial.

  • Works with law enforcement to verify items stolen and confirm payment/ownership if recovery is made following claim payment, file written request for restitution in all arrests including vandalism claims.

  • Cultivates and maintains strong relationship with Agents and Mutual Managers, serving as a liaison between the customer and Grinnell Mutual.Supports the evaluation of mutuals for future business oppurtunities and conveys feedback from the Mutual to the supervisor.

  • Conducts on-site field inspections determining building values, making recommendations of risk acceptability, identifying hazards, and recommending appropriate corresponding corrective action.

  • Recommends proper building insurance to value based on inspection. Works with underwriting to determine insurability and providing documentation on the condition of the property through photographs and diagrams.

  • Authorizes and/or approves all claims payments within the delegated authority or within the maximum limits as outlined in company policies and procedures. Setting and maintaining reserves through resolution of the claim.

  • Accountable for managing the settlement process of all assigned files from start to close.

  • Performs other duties as assigned.

Qualifications
  • Bachelor's degree (B.A.) from a four-year accredited college or university and a minimum of two years property (home and farm owners) adjusting experience; or equivalent combination of education and experience.

  • AIC or CPCU designations preferred.

  • Prefer experience with Xactimate or similar computer based adjusting tool.

  • Possesses excellent interpersonal, active listening, and customer service skills to efficiently resolve claims. This includes being knowledgeable, patient, resilient under pressure, persistent, empathetic, and decisive.

  • Ability to professionally communicate claim information and respond to inquiries in both one-on-one and group settings, whether over the phone, in person, or through written correspondence.

  • Demonstrates strong written communication skills, using proper grammar and professionalism in business correspondence and reports directed to the file or the mutual.

  • Skilled in applying logical thinking and sound judgement, drawing on experience and factual information to make informed decsisions on claims. Follows established procedures to assess coverage, determine negligence, and evaluate damages

  • Ability to organize work, determine priorities, and meet deadlines while incurring frequent interruptions.

  • Demonstrates the ability to collaborate effectively with colleagues and supervisors, while interacting with customers and the general public in a tactful and courteous manner.

  • Ability to maintain a valid driver's license and travel from the office located in the employee's home to Grinnell Mutual customer offices or claim sites. Daytime travel approximately 60 to 80% of the time. Occasional overnight travel is required approximately 10% of time depending on region size and/or number of claims incurred in concentrated area.

  • Regular and predictable attendance is required to effectively meet the customers needs.

  • Must be able to maintain confidentiality of sensitive or proprietary information.

  • Demonstrated ability to adhere to all Grinnell Mutual policies.

  • Demonstrated ability to incorporate Grinnell Mutual core values in all areas work.

Compensation
The salary range for the position is $50,997.68 - $101,766.79. The salary offered will be commensurate with the selected candidate's experience, skills, and qualifications. For a list of benefits, click here.
Working conditions and physical efforts
Working conditions and physical efforts
  • To perform this job successfully, an individual must be able to perform each essential function satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • The Property Claims Adjuster works with many types of people while representing Grinnell Mutual and its Mutuals. This can be stimulating yet fast paced especially during high claims volume periods and when working with individuals facing a personal loss.

  • The position is physically located in the employee's remote home office. The position requires an individual to drive on a frequent basis.

  • While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; talk or hear; and taste or smell.

  • The employee must be able to climb ladder, work on rooftops, and maneuver ladder as needed. The employee must regularly lift and/or move up to 10 pounds, frequently lift and/or move up to 35 pounds, and occasionally lift and/or move up to 50 pounds.

  • Specific visual abilities required by this job include distance vision, peripheral vision, depth perception, and ability to adjust focus.

  • This role often involves working in outdoor weather conditions, with occasional exposure to extreme cold and heat.

  • The incumbent occasionally works with all levels of employees in the home office including management, in-house counsel, property appraisers, special investigators, underwriters, finance, and support units.

  • The incumbent has frequent contact with external customers including mutual managers, insureds, claimants, agents, witnesses, body shops, counsel, medical professionals, and local authorities.

This job description is not intended to describe, in detail, the multitude of tasks that may be assigned, but rather to give the employee a general sense of responsibilities and expectations of his/her position. As the nature of the business demands change, so too may the job duties and responsibilities.

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