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Inside Property Adjuster Jobs (NOW HIRING)

Capstone ISG

Property Adjuster (Inside)

Inside Property Adjuster - Remote Join a Growing Leader in Independent Claims Adjusting Capstone ISG is one of the nation's fastest-growing independent adjusting firms. As we continue to grow, we ...

Erie Insurance

Inside Property Adjuster

Hagerstown, MD · On-site

$44K - $71K/yr

Must be willing to obtain the required State's Adjuster's License Duties and Responsibilities * Contacts Policyholders regarding property claims within level of authority. Conducts investigations ...

Erie Insurance

Inside Property Adjuster

Hagerstown, MD · On-site

$44K - $71K/yr

Must be willing to obtain the required State's Adjuster's License Duties and Responsibilities * Contacts Policyholders regarding property claims within level of authority. Conducts investigations ...

Erie Insurance

Inside Property Adjuster

Hagerstown, MD · On-site

$44K - $71K/yr

Must be willing to obtain the required State's Adjuster's License Duties and Responsibilities * Contacts Policyholders regarding property claims within level of authority. Conducts investigations ...

Allstate

Desk Property Adjuster

$68K - $104K/yr

As a Desk Property Adjuster, you will be responsible for investigating and confirming the facts of ... Inside Property Cons I: $53,500.00 - 77,800.00/salary Inside Property Cons II: $56,000.00 - 82,500 ...

Erie Insurance

Inside Property Adjuster

Hagerstown, MD · On-site +1

$44K - $71K/yr

Must be willing to obtain the required State's Adjuster's License Duties and Responsibilities * Contacts Policyholders regarding property claims within level of authority. Conducts investigations ...

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$23.5K

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How much do inside property adjuster jobs pay per year?

As of Sep 2, 2026, the average yearly pay for inside property adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What does an inside property adjuster do?

An Inside Property Adjuster is responsible for evaluating and processing property insurance claims from within an office setting, rather than conducting field inspections. They review documentation, assess damages through photos and reports, communicate with policyholders, and determine claim coverage and settlement amounts. Their role often involves working closely with customers over the phone or via email to gather information and resolve claims efficiently. Inside Property Adjusters play a crucial part in ensuring that claims are handled fairly and in accordance with policy terms.

What are the key skills and qualifications needed to thrive as an inside property adjuster?

To thrive as an Inside Property Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or property claims, often supported by specialized training or relevant certifications. Familiarity with claims management software, estimating tools like Xactimate, and standard office systems is typically required. Excellent communication, negotiation, and problem-solving skills help you effectively manage claims and support policyholders during stressful situations. These abilities ensure accurate, efficient claims resolution and high customer satisfaction in a fast-paced insurance environment.

What are some common challenges faced by inside property adjusters, and how can they effectively manage their workload?

Inside Property Adjusters often handle a high volume of claims, requiring strong organizational and time management skills to keep up with deadlines and documentation. One common challenge is balancing thorough investigation and customer service while working remotely or from an office, without visiting the property in person. Effective adjusters leverage technology, clear communication with policyholders, and collaboration with field adjusters or contractors to ensure accurate assessments. Regular training and staying updated on policy changes also help manage the complexity of different claims.
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Cities with the most Inside Property Adjuster job openings:

What states have the most Inside Property Adjuster jobs?

States with the most job openings for Inside Property Adjuster jobs include:

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Inside Property Adjuster jobs near you
Infographic showing various Inside Property Adjuster job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.

Property Adjuster (Inside)

Capstone ISG

Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Job description

Inside Property Adjuster - Remote
Join a Growing Leader in Independent Claims Adjusting
Capstone ISG is one of the nation's fastest-growing independent adjusting firms. As we continue to grow, we seek professionals who bring initiative, sound judgment, a strong internal drive for results, and a commitment to exceptional customer service.
Our team members are dedicated to delivering high-quality claims services while helping make Capstone a collaborative, rewarding, and enjoyable place to build a career.
Position Summary
The Inside Property Adjuster is responsible for investigating, evaluating, negotiating, and resolving residential and commercial property claims from initial assignment through final disposition. Our focus is on delivering thorough claim investigations, accurate coverage analysis, high-quality work product, and timely claim resolution.
We are seeking a conscientious, detail-oriented claims professional with strong decision-making abilities and the capacity to perform effectively in a fast-paced, remote environment. The successful candidate will demonstrate excellent organizational and time-management skills and the ability to balance a diverse workload while meeting client expectations and service standards.
This is a fully remote position. Candidates must be able to work during Eastern Time Zone business hours.
Benefits Include
  • Competitive salary with annual raises
  • Quarterly performance bonuses
  • Medical, Dental, and Vision Insurance
  • 401(k) Retirement Plan
  • Short-Term and Long-Term Disability Insurance
  • Life Insurance
  • Paid Sick Leave, Vacation, and Holidays
  • Fitness Membership Reimbursement
  • Company-paid training and continuing education
  • Remote work environment
  • Opportunities for professional growth and advancement
Primary Responsibilities
  • Review claim forms, insurance policies, endorsements, client instructions, and supporting documentation to evaluate coverage and determine potential exposure.
  • Investigate, evaluate, negotiate, and resolve residential and commercial property claims of varying severity and complexity.
  • Establish and maintain appropriate loss reserves based on claim facts, coverage, and anticipated exposure.
  • Prepare clear, accurate, and timely written reports by collecting, analyzing, and summarizing information required by clients.
  • Prepare settlement letters, coverage correspondence, denial letters, Reservation of Rights letters, and other claim-related communications as needed.
  • Manage an assigned caseload while meeting established productivity, quality, and client service expectations.
  • Maintain accurate and complete claim file documentation, including timely diary management and follow-up activities.
  • Review and manage work product received from field adjusters to ensure accuracy, completeness, and compliance with client requirements.
  • Review and analyze property damage estimates, photographs, inspection reports, invoices, and other supporting documentation.
  • Evaluate contents inventories, perform moderate- to complex-pricing analyses, and prepare detailed claim inventory reports.
  • Conduct subrogation investigations and identify potential recovery opportunities.
  • Coordinate with and manage consultants, contractors, engineers, experts, and other independent service providers to assist with determining facts, causation, damage, and claim exposure.
  • Negotiate settlements of varying complexity under the direction of the Claims Manager or Supervisor and within assigned authority.
  • Maintain clear, timely, and accurate written and verbal communication with clients, insureds, field adjusters, and other claim stakeholders.
  • Record time and expense charges accurately in accordance with client billing requirements.
  • Maintain required adjuster licenses, certifications, and continuing education requirements.
  • Maintain the integrity and quality of all work product by complying with applicable federal and state regulations, company policies, client requirements, and established service standards.
  • Maintain and expand professional and technical knowledge through continuing education, training, and industry development.
  • Provide guidance and support to less-experienced adjusters when requested.
  • Participate in special projects and perform other duties as assigned.

Requirements
  • High school diploma or equivalent required; college coursework, an associate degree, or a bachelor's degree is preferred.
  • Previous property claims adjusting experience is preferred; candidates without prior adjusting experience must successfully complete Capstone's specified adjuster training program.
  • Working knowledge of Xactimate or comparable property estimating software is preferred.
  • Previous independent adjusting experience is helpful.
  • Farm and agricultural property claims experience is a strong plus.
  • Excess and Surplus (E&S) property claims experience is a plus.
  • Must hold, or have the ability to obtain and maintain, all adjuster licenses required by applicable state and local jurisdictions.
  • Ability to work remotely during Eastern Time Zone business hours.
Skills and Competencies
  • Ability to manage multiple priorities and maintain accuracy in a high-volume, fast-paced environment.
  • Strong customer-service skills and a commitment to providing exceptional service to policyholders and clients.
  • Strong analytical, investigative, mathematical, and problem-solving abilities.
  • Ability to interpret insurance policies, endorsements, claim documentation, and other technical information.
  • Sound decision-making skills and the ability to resolve claim issues effectively.
  • Excellent attention to detail and a high degree of accuracy.
  • Effective written and verbal communication skills.
  • Ability to prepare clear, concise, and professional claim reports and correspondence.
  • Strong organizational, workload-management, and time-management skills.
  • Ability to work independently and remain productive in a virtual environment.
  • Proficiency with claims management systems, estimating software, Microsoft Office, and other business applications.
  • Ability to work effectively under pressure while meeting time-sensitive deadlines and maintaining high-quality work product.
Join the Capstone ISG Team
If you are a motivated property claims professional who values quality, accountability, customer service, and professional growth, we encourage you to apply.Join Capstone ISG and become part of a growing organization where your experience, technical knowledge, and commitment to exceptional claims handling are valued.Apply today!

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