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Inside Property Adjuster Jobs (NOW HIRING)

USAA

Senior Property Adjuster

Sacramento, CA · Remote

$63K - $114K/yr

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. Key Responsibilities: * Proactively manages assigned claims caseload comprised of ...

AlphaStaffHCM

Senior Property Adjuster

Tampa, FL · Remote

$63K - $114K/yr

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. Key Responsibilities: * Proactively manages assigned claims caseload comprised of ...

AlphaStaffHCM

Senior Property Adjuster

Phoenix, AZ · Remote

$63K - $114K/yr

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. Key Responsibilities: * Proactively manages assigned claims caseload comprised of ...

AlphaStaffHCM

Senior Property Adjuster

San Antonio, TX · Remote

$63K - $114K/yr

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. Key Responsibilities: * Proactively manages assigned claims caseload comprised of ...

AlphaStaffHCM

Senior Property Adjuster

Chesapeake, VA · Remote

$64K - $114K/yr

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. Key Responsibilities: * Proactively manages assigned claims caseload comprised of ...

USAA

Inside Senior Property Adjuster

San Antonio, TX · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

Tampa, FL · On-site

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

Tampa, FL · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

Tampa, FL · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

Chesapeake, VA · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

Phoenix, AZ · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

Phoenix, AZ · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

Phoenix, AZ · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

San Antonio, TX · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

USAA

Inside Senior Property Adjuster

Chesapeake, VA · On-site +1

The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. This is an hourly, non-exempt position with paid overtime available. Training ...

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Inside Property Adjuster information

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$23.5K

$71.3K

$97.5K

How much do inside property adjuster jobs pay per year?

As of Jun 9, 2026, the average yearly pay for inside property adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What does an Inside Property Adjuster do?

An Inside Property Adjuster is responsible for evaluating and processing property insurance claims from within an office setting, rather than conducting field inspections. They review documentation, assess damages through photos and reports, communicate with policyholders, and determine claim coverage and settlement amounts. Their role often involves working closely with customers over the phone or via email to gather information and resolve claims efficiently. Inside Property Adjusters play a crucial part in ensuring that claims are handled fairly and in accordance with policy terms.

What are some common challenges faced by Inside Property Adjusters, and how can they effectively manage their workload?

Inside Property Adjusters often handle a high volume of claims, requiring strong organizational and time management skills to keep up with deadlines and documentation. One common challenge is balancing thorough investigation and customer service while working remotely or from an office, without visiting the property in person. Effective adjusters leverage technology, clear communication with policyholders, and collaboration with field adjusters or contractors to ensure accurate assessments. Regular training and staying updated on policy changes also help manage the complexity of different claims.

What are the key skills and qualifications needed to thrive as an Inside Property Adjuster, and why are they important?

To thrive as an Inside Property Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or property claims, often supported by specialized training or relevant certifications. Familiarity with claims management software, estimating tools like Xactimate, and standard office systems is typically required. Excellent communication, negotiation, and problem-solving skills help you effectively manage claims and support policyholders during stressful situations. These abilities ensure accurate, efficient claims resolution and high customer satisfaction in a fast-paced insurance environment.
More about Inside Property Adjuster jobs
What cities are hiring for Inside Property Adjuster jobs? Cities with the most Inside Property Adjuster job openings:
What states have the most Inside Property Adjuster jobs? States with the most job openings for Inside Property Adjuster jobs include:
What job categories do people searching Inside Property Adjuster jobs look for? The top searched job categories for Inside Property Adjuster jobs are:
Inside Property Adjuster jobs near you
Infographic showing various Inside Property Adjuster job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 69% Physical, 13% Hybrid, and 18% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.
Senior Property Adjuster

Senior Property Adjuster

USAA

Sacramento, CA • Remote

$63K - $114K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

USAA rating

8.3

Company rating: 8.3 out of 10

Based on 251 frontline employees who took The Breakroom Quiz

34th of 141 rated banks

Job description

A client of AlphaStaffHCM™ is searching for an Inside Senior Property Adjuster. This insurance client empowers members to achieve financial security through highly competitive products, exceptional service and trusted advice.

Job Description

As a dedicated Senior Property Adjuster, you will work within defined guidelines and framework, investigate, evaluate, negotiate and settle complex property insurance claims presented by or against our members. You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with all state regulatory requirements. Adjusters recognize and empathize with members’ life events, as appropriate. The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss.

Key Responsibilities:

  • Proactively manages assigned claims caseload comprised of claims with moderate complexity damages that require commensurate knowledge and understanding of claims coverage.
  • Partners with vendors and internal business partners to facilitate moderate complexity claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
  • Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
  • Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing investigation information involving moderate complexity policy terms and contingencies.
  • Determines and negotiates moderate complexity claims settlement. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
  • Maintains accurate, thorough, and current claim file documentation throughout the claims process.
  • Applies proficient knowledge of estimating technology platforms and virtual inspection tools; Utilizes platforms and tools to prepare claims estimates to manage moderate complexity property insurance claims.
  • Applies working knowledge of industry standards of inspection, damage mitigation and restoration techniques.
  • Serves as an informal resource for team members.
  • Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
  • Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
  • May be assigned CAT deployment travel with minimal notice during designated CATs.
  • Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Must Have Qualifications:

  • High School Diploma or General Equivalency Diploma.
  • 2 years relevant property adjusting and/or claims adjusting experience handling moderately complex claims or construction related industry/insurance experience.
  • Developing knowledge of residential construction.
  • Working knowledge of estimating losses using Xactimate.
  • Demonstrated negotiation, investigation, communication, and conflict resolution skills.
  • Working knowledge of property claims contracts and interpretation of case law and state laws and regulations.
  • Proficient in prioritizing and multi-tasking, including navigating through multiple business applications.
  • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.

Nice to Have Qualifications

  • Experience handling water loss claims including water mitigation, water loss estimating and reconciliation
  • Experience desk adjusting property claims involving Dwelling, Other Structures, Loss of Use, and Contents using virtual technologies (Hosta, Hover, Xactimate, ClaimsX)
  • Experience handling large loss complex claims (i.e., water, vandalism, malicious mischief, foreclosures, earth movement, appraisal, collapse, etc.)
  • Experience with full file ownership handling claims from start to finish (FNOL, estimating, reviewing policy, making coverage decisions, settlement)
  • Insurance industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)
  • Proficiency in Xactimate (Level 1 and/or Level 2 certification)
  • Experience in a call center environment
  • Currently hold an active Adjuster License
  • Bachelor’s degree
  • US military experience through military service or a military spouse/domestic partner

Compensation and Perks

  • Salary range: $63,590 - $114,450
  • Best-in-class benefits to support their physical, financial, and emotional wellness
  • Comprehensive medical, dental and vision plans, 401(k), pension, and life insurance
  • Parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs
  • Career path planning and continuing education to assist employees with their professional goals

Disclaimers: AlphaStaff, Inc. and the Client are equal employment opportunity employers and do not discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age, past or present military service, disability, genetic information, or any other basis protected by applicable federal, state, or local laws.


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