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Property Damage Claims Adjuster Jobs (NOW HIRING)

Jencap

Property Damage Claims Adjuster

Phoenix, AZ · Hybrid

The Property Damage Claims Adjuster will work a hybrid schedule from our Phoenix AZ. Responsibilities : * Review coverage and handle routine personal property damage of tenant property stored in ...

Jencap

Property Damage Claims Adjuster

Phoenix, AZ · Hybrid

The Property Damage Claims Adjuster will work a hybrid schedule from our Phoenix AZ. Responsibilities : * Review coverage and handle routine personal property damage of tenant property stored in ...

New

Jencap

Property Damage Claims Adjuster

Phoenix, AZ · On-site

The Property Damage Claims Adjuster will work a hybrid schedule from our Phoenix AZ. Responsibilities : * Review coverage and handle routine personal property damage of tenant property stored in ...

Dean Auto Collision

Be Seen First

Property Damage Claims Adjuster

Providence, RI · On-site

$45K - $55K/yr

We are seeking a detail-oriented and experienced Automotive Claims Adjuster to join our team. This ... Utilize mechanical knowledge and auto estimating skills to evaluate vehicle damage and determine ...

Kinetic Personnel Group

Claims Adjuster

Monrovia, CA · On-site

$55K - $75K/yr

Job Summary Kinetic Personnel Group is seeking an experienced Property Damage Claims Adjuster for an insurance company in Monrovia, CA. This role is responsible for providing high-quality customer ...

Melton Truck Lines, Inc.

Claims Adjuster

Tulsa, OK

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

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Property Damage Claims Adjuster information

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$23.5K

$71.3K

$97.5K

How much do property damage claims adjuster jobs pay per year?

As of Aug 14, 2026, the average yearly pay for property damage claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a property damage claims adjuster, and why are they important?

To thrive as a Property Damage Claims Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by a relevant degree or adjuster’s license. Familiarity with claims management software, estimating tools like Xactimate, and industry-specific regulations is typically required. Excellent communication, negotiation, and customer service skills help you effectively handle claims and interact with policyholders and contractors. These abilities are essential to ensure accurate claim assessments, regulatory compliance, and positive client experiences.

What is the difference between Property Damage Claims Adjuster vs Property Insurance Claims Examiner?

AspectProperty Damage Claims AdjusterProperty Insurance Claims Examiner
CredentialsInsurance license, sometimes certifications like CPCUInsurance license, often similar certifications
Work EnvironmentField and office-based, inspecting damages and interviewing claimantsPrimarily office-based, reviewing claims and documentation
Employer & IndustryInsurance companies, adjusting property damage claimsInsurance companies, reviewing claims for approval or denial
Search & Comparison IntentUnderstanding roles, job requirements, and career differencesComparing claims review roles within property insurance

The main difference is that Property Damage Claims Adjusters physically inspect and assess property damage, often working in the field, while Property Insurance Claims Examiners review and process claims primarily from an office setting. Both roles require insurance licensing and industry knowledge, but their daily tasks and work environments differ.

What does a property damage claims adjuster do?

A Property Damage Claims Adjuster investigates insurance claims related to property damage, such as damage from storms, fire, theft, or accidents. They assess the extent of the damage, determine the cause, and estimate the cost of repairs or replacement. The adjuster reviews policy details to establish coverage and negotiates settlements with policyholders, contractors, or third parties. Their goal is to ensure that claims are processed fairly and efficiently, in line with the terms of the insurance policy.

What are some common challenges faced by property damage claims adjusters, and how can they be managed effectively?

Property Damage Claims Adjusters often encounter challenges such as handling high caseloads, managing conflicting information from claimants and third parties, and navigating complex policy language. Effective organization, clear communication, and attention to detail are essential for success in this role. Developing strong negotiation skills and maintaining empathy when working with customers who have experienced losses can also help adjusters resolve claims efficiently and maintain positive relationships.

How to become a property damage claims adjuster with no experience?

To become a property damage claims adjuster with no experience, you can start by completing a pre-licensing course required by your state, which covers insurance policies and claims handling. Gaining knowledge of insurance terminology and tools like claims management software can help, and obtaining a license is typically necessary before applying for entry-level positions in the field.
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Property Damage Claims Adjuster jobs near you
Infographic showing various Property Damage Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 12% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.

Property Damage Claims Adjuster

Jencap

Phoenix, AZ • Hybrid

Full-time

Medical, Retirement

Posted 4 days ago

Job description

MiniCo has nearly 50 years of experience in program management, underwriting, binding authority, and claims, offering a portfolio of exclusive programs to address even the most unique risk exposures. Our dedicated program teams provide niche underwriting process and flexibility, industry specialization, and unparalleled customer service. Today, MiniCo is a member of the Jencap Program Administrators division, offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures. 

MiniCo is looking for a dynamic and customer-driven individual to join our team! MiniCo offers a hybrid work environment. Under General supervision, the position is responsible for evaluating and resolving routine property damage claims for the Tenant Protection Plan Program within assigned authority limits. This role will provide exceptional customer service through coverage analysis and damage assessment.  

The Property Damage Claims Adjuster will work a hybrid schedule from our Phoenix AZ.

Responsibilities: 

  • Review coverage and handle routine personal property damage of tenant property stored in storage facility.
  • Review tenant protection plan agreement and determine damage eligibility and settlement recommendations
  • Examine photographs, estimates, repair invoices and other damage-related documents
  • Maintain regular communication with customers regarding status and next steps
  • Settle damages within assigned authority level and under supervisory guidance
  • Meet established performance expectations related to quality, productivity, customer service and timeliness
  • Learn and apply company handling procedures, policies and regulatory requirements

Requirements: 

  • High School or equivalent required; bachelor's degree or equivalent insurance degree preferred
  • 1-3 years of work experience in small personal property claims or property damage claims
  • Have an active adjuster license or the ability to become licensed in 90 days of employment and maintain licensing through ongoing continued education.
  • Strong customer service, communication, and interpersonal skills
  • Ability to analyze information and make independent decisions.
  • Understanding of business line of products, policy language, exclusions, forms/endorsements, and effective claims handling practices.
  • Attention to detail ensuring accuracy.
  • Effective organizational and time management skills
  • Ability to learn insurance concepts, policy language and claim handling practices
  • Ability to manage multiple priorities in a fast-paced environment.
  • Openness to the ideas and expertise of others and the ability to actively solicit input and share ideas.

The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement.  Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate. 

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