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Property Damage Claims Adjuster Jobs (NOW HIRING)

Dean Auto Collision

Be Seen First

Property Damage Claims Adjuster

Providence, RI · On-site

$45K - $55K/yr

We are seeking a detail-oriented and experienced Automotive Claims Adjuster to join our team. This ... Utilize mechanical knowledge and auto estimating skills to evaluate vehicle damage and determine ...

Kinetic Personnel Group

Claims Adjuster

Monrovia, CA · On-site

$55K - $75K/yr

Job Summary Kinetic Personnel Group is seeking an experienced Property Damage Claims Adjuster for an insurance company in Monrovia, CA. This role is responsible for providing high-quality customer ...

Melton Truck Lines, Inc.

Claims Adjuster

Tulsa, OK

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

Melton Truck Lines

Claims Adjuster

Tulsa, OK

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

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Property Damage Claims Adjuster information

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$23.5K

$71.3K

$97.5K

How much do property damage claims adjuster jobs pay per year?

As of Aug 8, 2026, the average yearly pay for property damage claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a property damage claims adjuster, and why are they important?

To thrive as a Property Damage Claims Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by a relevant degree or adjuster’s license. Familiarity with claims management software, estimating tools like Xactimate, and industry-specific regulations is typically required. Excellent communication, negotiation, and customer service skills help you effectively handle claims and interact with policyholders and contractors. These abilities are essential to ensure accurate claim assessments, regulatory compliance, and positive client experiences.

What is the difference between Property Damage Claims Adjuster vs Property Insurance Claims Examiner?

AspectProperty Damage Claims AdjusterProperty Insurance Claims Examiner
CredentialsInsurance license, sometimes certifications like CPCUInsurance license, often similar certifications
Work EnvironmentField and office-based, inspecting damages and interviewing claimantsPrimarily office-based, reviewing claims and documentation
Employer & IndustryInsurance companies, adjusting property damage claimsInsurance companies, reviewing claims for approval or denial
Search & Comparison IntentUnderstanding roles, job requirements, and career differencesComparing claims review roles within property insurance

The main difference is that Property Damage Claims Adjusters physically inspect and assess property damage, often working in the field, while Property Insurance Claims Examiners review and process claims primarily from an office setting. Both roles require insurance licensing and industry knowledge, but their daily tasks and work environments differ.

What does a property damage claims adjuster do?

A Property Damage Claims Adjuster investigates insurance claims related to property damage, such as damage from storms, fire, theft, or accidents. They assess the extent of the damage, determine the cause, and estimate the cost of repairs or replacement. The adjuster reviews policy details to establish coverage and negotiates settlements with policyholders, contractors, or third parties. Their goal is to ensure that claims are processed fairly and efficiently, in line with the terms of the insurance policy.

What are some common challenges faced by property damage claims adjusters, and how can they be managed effectively?

Property Damage Claims Adjusters often encounter challenges such as handling high caseloads, managing conflicting information from claimants and third parties, and navigating complex policy language. Effective organization, clear communication, and attention to detail are essential for success in this role. Developing strong negotiation skills and maintaining empathy when working with customers who have experienced losses can also help adjusters resolve claims efficiently and maintain positive relationships.

How to become a property damage claims adjuster with no experience?

To become a property damage claims adjuster with no experience, you can start by completing a pre-licensing course required by your state, which covers insurance policies and claims handling. Gaining knowledge of insurance terminology and tools like claims management software can help, and obtaining a license is typically necessary before applying for entry-level positions in the field.
More about Property Damage Claims Adjuster jobs
What cities are hiring for Property Damage Claims Adjuster jobs? Cities with the most Property Damage Claims Adjuster job openings:
What states have the most Property Damage Claims Adjuster jobs? States with the most job openings for Property Damage Claims Adjuster jobs include:
What job categories do people searching Property Damage Claims Adjuster jobs look for? The top searched job categories for Property Damage Claims Adjuster jobs are:
Property Damage Claims Adjuster jobs near you
Infographic showing various Property Damage Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 11% Part Time, 1% Temporary, and 3% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.

Garage Property Damage Claims Adjuster

American National Insurance Company

Omaha, NE • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 2 days ago

American National Insurance rating

7.4

Company rating: 7.4 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

225th of 303 rated insurance

Job description

Company
Argo Group
Argo Group is an underwriter of specialty insurance products in the property and casualty market. Argo offers a full line of products and services designed to meet the unique coverage and claims-handling needs of businesses. The Argo entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.
Job Description
Business Title(s): Garage Property Damage Claims Adjuster
Employment Type: Full-Time
FLSA Status: Exempt
Location: In-Office
Summary:
We are looking for a highly capable Garage Property Damage Claims Adjuster to join our team and work from either our Omaha, NE or Richmond, VA office. Alternatively, we can also fill this role in our offices in Albany, NY, Chicago, IL, or Los Angeles, CA offices. We work together in the office five days a week in order to strengthen our culture, build team connections, and drive profitability. The position reports to a manager based in Denver and is focused on adjudicating commercial Garage Property Damage claims to provide superb results for our clients. Information about the specialized underwriting business that generates claims this position will oversee can be found here: Garage Liability Insurance | Transportation | Colony Specialty.
This is a 100% in-office position. Candidates must be able to work on-site at a designated company office during standard business hours.
Essential Responsibilities:
  • Working under technical direction and within significant limits and authority, adjudicate Garage Property Damage claims of higher technical complexity with a direct impact on departmental results.
  • Resolving issues that are generalized and typically not complex, but require understanding of a broader set of issues.
  • Conducting detailed information gathering, analysis and investigation to find solutions to issues that are numerous and undefined.
  • Reporting to senior management and underwriters on claims trends and developments.
  • Identifying loss drivers and claims trends to reduce claims frequency and severity through data analysis and improved claim management.
  • Analyzing claims forms, policies and endorsements, client instructions, and other records to determine whether the loss falls within the policy coverage.
  • Investigating claims promptly and thoroughly, including interviewing all involved parties.
  • Managing claims in litigation
  • Managing diary timely and complete tasks to ensure that cases move to the best financial outcome and timely resolution.
  • Properly setting claim reserves.
  • Identifying, assigning, and coordinating the assignment and coordination of expertise resources to assist in case resolution.
  • Preparing reports for file documentation
  • Applying creative solutions which result in the best financial outcome.
  • Negotiating in a timely and effective manner to provide cost effective solutions for the company and its customers within own limits using a range of negotiation styles.
  • Processing mail and prioritizing workload.
  • Completing telephone calls and written correspondence to/from various parties (insured, claimant, etc.).
  • Having an appreciation and passion for strong claim management.

Qualifications / Experience Required:
  • Must have good business acumen (i.e. understand how an insurance company works and makes money, including how this role impacts both Argo Group and our customers' ability to be profitable).
  • A practical knowledge of commercial claims, as well as an exceptional customer service focus typically achieved through:
    • A minimum of two years' experience adjudicating first and third party commercial Garage Property Damage claims.
    • Bachelor's degree from an accredited university required. Two or more insurance designations or four additional years of related experience adjudicating environmental claims beyond the minimum experience required above may be substituted in lieu of a degree.
    • Licensed Claims Examiner (Based on state) Must be licensed or have ability to quickly obtain a license in each jurisdiction requiring a license to adjudicate first party claims. within 120 Days.
    • Prior experience working with ImageRight, Guidewire, and ClaimsCenter strongly preferred.
  • Must work independently and demonstrate the ability to exercise sound judgment.
  • Must have excellent communication skills and the ability to build lasting relationships.
  • Excellent evaluation and strategic skills required.
  • Strong claim negotiation skills a must. Ability to take proactive and pragmatic approach to negotiation.
  • Must possess a strong customer focus.
  • Effective time management skills and ability to prioritize workload while handling multiple tasks and deadlines.
  • Ability to articulate the financial value of your work at multiple responsibility levels inside our clients' business which may include CEO.
  • Ability to regularly exercise discretion and independent judgment with respect to matters of significance.
  • Demonstrates inner strength. Has the courage to do the right thing and demonstrates it on a daily basis.
  • A strong focus on execution in getting things done right. Proven ability to consistently produce and deliver expected results to all stakeholders by:
    • Finding a way to achieve success through adversity.
    • Being solution (not problem) focused
    • Thinking with a global mindset first.
  • Client focus - the ability to effectively determine specific client needs and to provide value added solutions.
  • Successful traits (flexibility, ability to thrive in change, being resourceful on your own) necessary to work in a fast paced environment that is evolving constantly.
  • Ability to develop and maintain productive relationships with clients, business partners and organizational peers with a focus on timely and meaningful exchanges of information.
  • Exhibit natural and intellectual curiosity in order to consistently explore and consider all options and is not governed by conventional thinking.
  • Uses listening and questioning techniques to effectively gather information from insureds and claimants.
  • Demonstrates an understanding of mechanisms available for resolving claims settlement disputes (e.g. arbitration and mediation) and when these are used.
  • Proficient in MS Office Suite and other business-related software. Experience working with Guidewire is strongly preferred.
  • Polished and professional written and verbal communication skills.
  • The ability to read and write English fluently is required.
  • Must demonstrate a desire for continued professional development through continuing education and self-development opportunities.

The base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, all employees are eligible for an annual bonus based on company and individual performance as well as a generous benefits package.
  • Richmond Pay Range: $ 78,336 - $92,208
  • Albany and Chicago Pay Range: $86,190 - $101,490
  • Los Angeles Pay Range: $93,840 - $ 110,568

About Working in Claims at Argo Group
Argo Group does not treat our claims or our claims professionals as a commodity. The work we offer is challenging, diverse, and impactful.
Our Adjusters and Managers are empowered to exercise their independent discretion and, within broad limits and authority, be creative in developing solutions and treat each case as the unique situation it is.
We have a very flat organizational structure, enabling our employees have more interaction with our senior management team, especially when it relates to reviewing large losses.
Our entire claims team works in a collaborative nature to expeditiously resolve claims. We offer a work environment that inspires innovation and is open to employee suggestions. We even offer rewards for creative and innovative ideas.
PLEASE NOTE:
Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas.
If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.
Benefits and Compensation
We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.
Core Values
At Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we apsire to be - guiding how we work, how we lead and how we succeed.

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