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Property Damage Claims Adjuster Jobs (NOW HIRING)

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

Claims Adjuster

Denver, CO · On-site

$70K/yr

Network Adjusters is seeking experienced Claims Adjusters to handle Bodily Injury and Property Damage losses at our offices located in Denver, CO and Farmingdale, NY. This role supports the ...

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Property Damage Claims Adjuster information

See salary details

$23.5K

$71.3K

$97.5K

How much do property damage claims adjuster jobs pay per year?

As of Sep 2, 2026, the average yearly pay for property damage claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What does a property damage claims adjuster do?

A Property Damage Claims Adjuster investigates insurance claims related to property damage, such as damage from storms, fire, theft, or accidents. They assess the extent of the damage, determine the cause, and estimate the cost of repairs or replacement. The adjuster reviews policy details to establish coverage and negotiates settlements with policyholders, contractors, or third parties. Their goal is to ensure that claims are processed fairly and efficiently, in line with the terms of the insurance policy.

What are the key skills and qualifications needed to thrive as a property damage claims adjuster, and why are they important?

To thrive as a Property Damage Claims Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by a relevant degree or adjuster’s license. Familiarity with claims management software, estimating tools like Xactimate, and industry-specific regulations is typically required. Excellent communication, negotiation, and customer service skills help you effectively handle claims and interact with policyholders and contractors. These abilities are essential to ensure accurate claim assessments, regulatory compliance, and positive client experiences.

What are some common challenges faced by property damage claims adjusters, and how can they be managed effectively?

Property Damage Claims Adjusters often encounter challenges such as handling high caseloads, managing conflicting information from claimants and third parties, and navigating complex policy language. Effective organization, clear communication, and attention to detail are essential for success in this role. Developing strong negotiation skills and maintaining empathy when working with customers who have experienced losses can also help adjusters resolve claims efficiently and maintain positive relationships.

What is the difference between Property Damage Claims Adjuster vs Property Insurance Claims Examiner?

AspectProperty Damage Claims AdjusterProperty Insurance Claims Examiner
CredentialsInsurance license, sometimes certifications like CPCUInsurance license, often similar certifications
Work EnvironmentField and office-based, inspecting damages and interviewing claimantsPrimarily office-based, reviewing claims and documentation
Employer & IndustryInsurance companies, adjusting property damage claimsInsurance companies, reviewing claims for approval or denial
Search & Comparison IntentUnderstanding roles, job requirements, and career differencesComparing claims review roles within property insurance

The main difference is that Property Damage Claims Adjusters physically inspect and assess property damage, often working in the field, while Property Insurance Claims Examiners review and process claims primarily from an office setting. Both roles require insurance licensing and industry knowledge, but their daily tasks and work environments differ.

How to become a property damage claims adjuster with no experience?

To become a property damage claims adjuster with no experience, you can start by completing a pre-licensing course required by your state, which covers insurance policies and claims handling. Gaining knowledge of insurance terminology and tools like claim management software can help, and obtaining a license is typically necessary before applying for entry-level adjuster positions.
More about Property Damage Claims Adjuster jobs

What cities are hiring for Property Damage Claims Adjuster jobs?

Cities with the most Property Damage Claims Adjuster job openings:

What states have the most Property Damage Claims Adjuster jobs?

States with the most job openings for Property Damage Claims Adjuster jobs include:

Infographic showing various Property Damage Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.

Multi-Jurisdiction Claims Adjuster - Auto & Property Damage (National Accounts)

CCMSI

Dallas, TX • Remote

$75K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


CCMSI rating

7.9

Company rating: 7.9 out of 10

Based on 16 frontline employees who took The Breakroom Quiz


Job description

OverviewMulti-Jurisdiction Claims Adjuster - Auto & Property Damage (National Accounts)

Location: Remote Salary Range: $75,000 - $85,000

Build Your Career With Purpose at CCMSI

At CCMSI, we partner with global clients to solve their most complex risk management challenges, delivering measurable results through advanced technology, collaborative problem-solving, and an unwavering commitment to their success.

We don't just process claims-we support people. As the largest privately-owned Third Party Administrator (TPA), CCMSI delivers customized claim solutions that help our clients protect their employees, assets, and reputations. We are a certified Great Place to Work, and our employee-owners are empowered to grow, collaborate, and make meaningful contributions every day.

Job Summary

The Multi-Jurisdiction Claims Adjuster is responsible for the investigation, evaluation, negotiation, and resolution of first-party auto, property damage, and related liability claims within a dedicated national account program.

This role manages claims from assignment through closure while ensuring compliance with Corporate Claim Standards, client-specific handling instructions, and applicable state regulations. The successful candidate will handle claims across multiple jurisdictions and must possess a strong understanding of coverage interpretation, damage evaluation, liability investigation, reserve management, and claim resolution strategies.

This position is ideal for an adjuster who thrives in a fast-paced environment and enjoys managing a steady stream of claims from cradle to grave. Most claims involve low to moderate complexity and move quickly through the claim lifecycle, requiring strong diary management, organization, responsiveness, and attention to detail.

ResponsibilitiesAt CCMSI, we look for professionals who take ownership of their files, communicate proactively, and consistently deliver quality outcomes. Successful adjusters are organized, responsive, and capable of balancing claim quality with efficiency and service.. What You'll Do
  • Investigate, evaluate, and adjust first-party auto and property damage claims from assignment through final resolution
  • Analyze coverage and apply policy provisions to determine compensability
  • Conduct timely claim investigations and collect supporting documentation
  • Review photos, incident reports, repair estimates, invoices, witness statements, and other claim materials
  • Establish and maintain reserves within authorized authority levels
  • Evaluate vehicle damage, property damage, and related loss exposures
  • Review injury-related documentation and evaluate liability exposures when applicable
  • Identify files requiring carrier reporting and complete required notifications
  • Negotiate settlements within authority and client expectations
  • Maintain accurate documentation, claim notes, and diary management activities
  • Communicate professionally with claimants, clients, vendors, and internal business partners
  • Coordinate with attorneys and defense counsel when litigation arises
  • Ensure compliance with Corporate Claim Standards and service commitments
QualificationsRequired Qualifications
  • 5 years minimum of claim handling experience, including first-party auto and/or property
  • Current adjuster license in home state or designated home state
  • Ability to obtain and maintain additional licenses (NY strongly preferred; FL, TX, AZ, AL, and others a plus)
  • Experience handling:
    • First-Party Auto Claims
    • Property Damage Claims
    • Coverage Analysis
    • Liability Investigations
  • Foundational understanding of coverage analysis and liability investigation
  • Ability to manage a moderate caseload in a fast-paced environment
  • Strong organizational skills and ability to maintain consistent diary follow-up
  • Experience evaluating damages and handling claims through resolution
  • Familiarity with multi-jurisdiction claim handling
  • Strong analytical and decision-making capabilities
  • Proficiency in Microsoft Office applications
  • Reliable, predictable attendance during assigned client service hours 
Nice to Have
  • Prior TPA experience is a plus
  • Experience in high-volume claim environments
  • Additional state adjuster licenses
  • Bilingual (Spanish) in both written and spoken Spanish, may use 2-10% of any day.This is a bonus and not required
Why You'll Love Working Here
  • 4 weeks (Paid time off that accrues throughout the year in accordance with company policy) + 10 paid holidays in your first year
  • Comprehensive benefits: Medical, Dental, Vision, Life, and Disability Insurance
  • Retirement plans: 401(k) and Employee Stock Ownership Plan (ESOP)
  • Career growth: Opportunities to expand into more complex liability or multi-line roles
  • Culture: A supportive, team-based work environment
How We Measure Success

At CCMSI, great adjusters stand out through ownership, accuracy, and impact. We measure success by:

  • Timeliness - efficient file movement and consistent claim resolution
  • Diary management - proactive follow-up and strong file organization
  • Quality - accurate coverage application and well-documented claims
  • Responsiveness - clear and dependable communication
  • Compliance - adherence to client and jurisdictional standards
Compensation & Compliance

The posted salary reflects CCMSI's good-faith estimate in accordance with applicable pay transparency laws. Actual compensation will be based on qualifications, experience, geographic location, and internal equity. This role may also qualify for bonuses or additional forms of pay.

CCMSI offers comprehensive benefits including medical, dental, vision, life, and disability insurance.

Paid time off accrues throughout the year in accordance with company policy, with paid holidays and eligibility for retirement programs in accordance with plan documents.

Visa Sponsorship: CCMSI does not provide visa sponsorship for this position.

ADA Accommodations: CCMSI is committed to providing reasonable accommodations throughout the application and hiring process.

Equal Opportunity Employer: CCMSI complies with all applicable employment laws, including pay transparency and fair chance hiring regulations.

Background checks, if required for the role, are conducted only after a conditional offer and in accordance with applicable fair chance hiring laws.

Our Core Values

At CCMSI, we believe in doing what's right-for our clients, our coworkers, and ourselves. We look for team members who:

  • Lead with transparency We build trust by being open and listening intently in every interaction.
  • Perform with integrity We choose the right path, even when it is hard.
  • Chase excellence We set the bar high and measure our success. What gets measured gets done.
  • Own the outcome Every employee is an owner, treating every claim, every decision, and every result as our own.
  • Win together Our greatest victories come when our clients succeed.

We don't just work together-we grow together. If that sounds like your kind of workplace, we'd love to meet you.

#CCMSICareers #EmployeeOwned #GreatPlaceToWorkCertified #ESOP #TPA #ClaimsAdjuster #AutoClaims #PropertyDamageClaims #FirstPartyClaims #MultiJurisdictionClaims #NationalAccounts #ClaimsExaminer #NYAdjusterLicense #CoverageAnalysis #LiabilityInvestigation #RemoteJobs #InsuranceCareers #HiringNow #LIRemote #IND123Employment Type: OTHER

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