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Property Claims Adjuster Jobs (NOW HIRING)

Trucordia

Property Claims Adjuster

Provo, UT · On-site

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

Trucordia

Property Claims Adjuster

Provo, UT

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

Trucordia

Property Claims Adjuster

Provo, UT · On-site

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

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Property Claims Adjuster information

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$23.5K

$71.3K

$97.5K

How much do property claims adjuster jobs pay per year?

As of Aug 4, 2026, the average yearly pay for property claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

Is it worth becoming a property claims adjuster?

A property claims adjuster evaluates insurance claims related to property damage, often requiring knowledge of insurance policies, strong communication skills, and sometimes licensing or certification. The role offers steady employment opportunities, especially in regions prone to natural disasters, and can lead to career advancement within the insurance industry.

What is a property claims adjuster?

A property claims adjuster is a specialized insurance inspector whose job is to inspect property damage, such as wind or flood damage to a commercial or residential building, and assess how much an insurance company should pay based on the policy terms of coverage. As a property claims adjuster, your duties and responsibilities include interviewing the policyholder and other witnesses to the damage, investigating the damage, and analyzing other records. You may consult with other experts, such as engineers and lawyers, to determine the scope of the claim. You then write a report and pass it on to an examiner, whose job it is to approve or deny claims.

What are the key skills and qualifications needed to thrive as a property claims adjuster, and why are they important?

To thrive as a Property Claims Adjuster, you need strong analytical skills, knowledge of insurance policies, and a relevant degree or industry certification such as AIC (Associate in Claims). Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is typically required. Excellent communication, negotiation, and attention to detail are soft skills that set top adjusters apart. These skills ensure accurate claim assessments, positive customer interactions, and efficient resolution of property claims.

What are some common challenges faced by property claims adjusters, and how can they be managed effectively?

Property Claims Adjusters often encounter challenges such as managing a high volume of claims, handling emotionally distressed clients, and navigating complex policy details. Effective time management and strong organizational skills are crucial for prioritizing tasks and responding promptly to claimants. Building rapport with clients and maintaining clear communication can help manage expectations and diffuse difficult situations. Additionally, staying up-to-date with industry regulations and leveraging technology for documentation can streamline the claims process and reduce errors.

What is the difference between Property Claims Adjuster vs Insurance Claims Examiner?

AspectProperty Claims AdjusterInsurance Claims Examiner
Required CredentialsHigh school diploma or equivalent; some roles require licensing or certificationsHigh school diploma; often requires licensing or certifications
Work EnvironmentField and office settings, inspecting property damageOffice-based, reviewing claims and documentation
Employer & Industry UsageInsurance companies, adjusting property damage claimsInsurance companies, reviewing claims for validity and coverage
Common Search & Comparison IntentYesYes

The main difference between a Property Claims Adjuster and an Insurance Claims Examiner lies in their roles. Property Claims Adjusters typically inspect and assess property damage on-site, working directly with policyholders. Insurance Claims Examiners review claims submitted by policyholders, often working in an office setting to verify coverage and validity. Both roles require similar credentials and are integral to the insurance industry, but they focus on different stages of the claims process.

What does a property claims adjuster do?

A Property Claims Adjuster is responsible for evaluating insurance claims related to property damage, such as damage from storms, fires, or theft. They investigate the circumstances of the claim, inspect the property, review policy details, and determine the extent of the insurance company's liability. Adjusters work closely with policyholders, contractors, and sometimes law enforcement to gather all relevant information. Their goal is to ensure claims are settled fairly and efficiently, in accordance with the terms of the insurance policy.

How to become a property claims adjuster with no experience?

To become a property claims adjuster with no experience, you can start by obtaining a relevant license, such as a state insurance adjuster license, which often requires passing an exam. Gaining knowledge of insurance policies, claims processes, and developing strong communication skills can help you qualify for entry-level positions, which may include on-the-job training or mentorship programs.
More about Property Claims Adjuster jobs
What cities are hiring for Property Claims Adjuster jobs? Cities with the most Property Claims Adjuster job openings:
What are the most commonly searched types of Property Claims Adjuster jobs? The most popular types of Property Claims Adjuster jobs are:
Who are the top companies hiring for Property Claims Adjuster jobs? The top employers for Property Claims Adjuster jobs are:
What states have the most Property Claims Adjuster jobs? States with the most job openings for Property Claims Adjuster jobs include:
What job categories do people searching Property Claims Adjuster jobs look for? The top searched job categories for Property Claims Adjuster jobs are:
What are popular job titles related to Property Claims Adjuster jobs? For Property Claims Adjuster jobs, the most frequently searched job titles are:
Property Claims Adjuster jobs near you
Infographic showing various Property Claims Adjuster job openings in the United States as of July 2026, with employment types broken down into 97% Full Time, 1% Part Time, and 2% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.

Property Claims Adjuster

NextEra Energy

North Palm Beach, FL • On-site

Full-time

Re-posted 7 days ago

NextEra Energy rating

8.3

Company rating: 8.3 out of 10

Based on 54 frontline employees who took The Breakroom Quiz

24th of 53 rated energy and utility

Job description

Requisition ID: 94843
At PALMS Insurance, a NextEra Energy company, we specialize in offering customized insurance solutions that address the unique needs of our clients. Our commitment to excellence, reliability, and customer satisfaction sets us apart as a trusted provider in the insurance industry. Are you ready to make a meaningful difference? Become a part of our team today.
Position Specific Description
Palms Insurance is seeking an experienced and driven Property Claims Adjuster to join our Claims Department. In this role, you will investigate, evaluate, and resolve property claims across affiliate and non-affiliate programs, ensuring fair, accurate, and timely outcomes consistent with policy terms and Palms Insurance's commitment to claims excellence. The ideal candidate brings solid property claims experience, strong analytical instincts, and a collaborative approach to working with internal teams, TPAs, and Business Management partners.
Key Responsibilities
Claims Investigation & Evaluation:
  • Investigate and evaluate property claims from first notice of loss through resolution, including coverage analysis, liability assessment, and damage valuation
  • Conduct thorough reviews of policy terms, conditions, exclusions, and endorsements to render accurate coverage determinations
  • Coordinate field inspections, independent adjuster assignments, and vendor engagements as needed to support claims evaluation
  • Identify and pursue subrogation opportunities and coordinate with legal counsel on recovery efforts
  • Escalate complex, high-exposure, or long-tenured claims in accordance with internal reporting protocols

Claims Administration & Documentation:
  • Maintain accurate, well-organized claim files in Palms' claims system, including all correspondence, coverage analyses, reserve documentation, and closure notes
  • Set and maintain adequate reserves throughout the life of the claim, adjusting as new information develops and escalating per large loss reporting requirements
  • Monitor and manage claim diaries to ensure timely follow-up and resolution
  • Prepare and submit required large loss reports, reserve change documentation, and claims status updates to department leadership

TPA & Vendor Oversight:
  • Monitor TPA claim handling activities to ensure consistent application of policy terms and compliance with Palms Insurance's claims standards and SLAs
  • Participate in TPA stewardship meetings, file audits, and reviews as part of the department's risk-based TPA oversight program
  • Collaborate with claims support vendors to ensure quality outcomes and cost-effective resolution

Compliance & Quality:
  • Contribute to audit preparation, regulatory filings, and compliance documentation
  • Identify and communicate emerging claims trends, coverage issues, and process improvement opportunities to department leadership

Collaboration:
  • Partner cross-functionally with Underwriting, Actuarial, Finance, Legal, and Compliance teams to support sound claims outcomes and portfolio insights
  • Contribute to a team culture grounded in fairness, transparency, and continuous improvement

Qualifications:
  • 5+ years of property claims handling experience, including coverage analysis and damage valuation
  • Strong working knowledge of property insurance policy language, terms, and conditions
  • Experience with reserve setting and large loss escalation protocols
  • Excellent written and verbal communication skills
  • Experience handling commercial property claims
  • Valid Adjuster Licenses

Preferred
  • Familiarity with subrogation principles and recovery workflows
  • Experience with claims management platform
  • TPA oversight or vendor coordination experience
  • Active pursuit of or completion of CPCU, AIC, or equivalent industry designation

Competencies
  • Sound judgment and analytical thinking in complex coverage scenarios
  • Accountability and integrity in claims handling
  • Proactive communication and transparency with internal and external stakeholders
  • Adaptability in a dynamic, growth-oriented environment
  • Commitment to policyholder fairness and regulatory compliance

Job Overview
This position is responsible for handling personal injury and major property damages claims asserted by or against the company.
Job Duties & Responsibilities
• Investigates, evaluates and negotiates satisfactory settlements of personal injury and major property damage claims
• Provides support and assistance to company attorneys throughout the claims litigation process, including court testimony
• Performs other job-related duties as assigned
Required Qualifications
• Valid Driver's License (NON CDL)
• High School Grad / GED
• Experience: 6+ years
Preferred Qualifications
• Bachelor's Degree
NextEra Energy offers a wide range of benefits to support our employees and their eligible family members. Click here to learn more.
Employee Group: Exempt
Employee Type: Full Time
Job Category: Legal/Regulatory/External Affairs
Organization: Palms Management Services, LLC
Relocation Provided: Yes, if applicable
NextEra Energy is an Equal Opportunity Employer. Qualified applicants are considered for employment without regard to race, color, age, national origin, religion, marital status, sex, sexual orientation, gender identity, gender expression, genetics, disability, protected veteran status or any other basis prohibited by law.
NextEra Energy provides reasonable accommodation in its application and selection process for qualified individuals, including accommodations related to compliance with conditional job offer requirements, consistent with federal, state, and local laws. Supporting medical or religious documentation will be required where applicable and permitted by applicable law. To request a reasonable accommodation, please send an e-mail to recruiting-coordinator.sharedmailbox@nexteraenergy.com, providing your name, telephone number and the best time for us to reach you.
NextEra Energy will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
NextEra Energy does not accept any unsolicited resumes or referrals from any third-party recruiting firms or agencies. Please see our policy for more information.
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