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Property Claims Adjuster Jobs (NOW HIRING)

Go McPherson

Property Claims Adjuster

Mcpherson, KS · On-site

POSITION TITLE Property Claims Adjuster SUMMARY Experienced claims adjuster to adjust complex first and third-party claims to include but not limited to wind/hail, dwelling and machinery fire, water ...

Go McPherson

Property Claims Adjuster

Mcpherson, KS

POSITION TITLE Property Claims Adjuster SUMMARY Experienced claims adjuster to adjust complex first and third-party claims to include but not limited to wind/hail, dwelling and machinery fire, water ...

Trucordia

Property Claims Adjuster

Provo, UT

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

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Property Claims Adjuster information

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$23.5K

$71.3K

$97.5K

How much do property claims adjuster jobs pay per year?

As of Jul 19, 2026, the average yearly pay for property claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What Is a Property Claims Adjuster?

A property claims adjuster is a specialized insurance inspector whose job is to inspect property damage, such as wind or flood damage to a commercial or residential building, and assess how much an insurance company should pay based on the policy terms of coverage. As a property claims adjuster, your duties and responsibilities include interviewing the policyholder and other witnesses to the damage, investigating the damage, and analyzing other records. You may consult with other experts, such as engineers and lawyers, to determine the scope of the claim. You then write a report and pass it on to an examiner, whose job it is to approve or deny claims.

Is it worth becoming a claims adjuster?

A property claims adjuster evaluates insurance claims related to property damage, often requiring strong communication, analytical skills, and knowledge of insurance policies. The role offers steady employment, opportunities for advancement, and typically requires licensing or certification, making it a viable career choice for those interested in insurance and claims management.

What are the key skills and qualifications needed to thrive as a Property Claims Adjuster, and why are they important?

To thrive as a Property Claims Adjuster, you need strong analytical skills, knowledge of insurance policies, and a relevant degree or industry certification such as AIC (Associate in Claims). Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is typically required. Excellent communication, negotiation, and attention to detail are soft skills that set top adjusters apart. These skills ensure accurate claim assessments, positive customer interactions, and efficient resolution of property claims.

What type of claim adjuster makes the most money?

In the property claims adjusting field, specialized adjusters such as catastrophe or large-loss claim adjusters tend to earn higher salaries due to the complexity and scale of claims they handle. These roles often require advanced skills, certifications, and experience, and they may work in high-pressure environments during major disasters or large-scale claims.

How much do property claims adjusters make?

Property claims adjusters in Florida typically earn an average annual salary of around $60,000 to $70,000, depending on experience, certifications, and employer. Experienced adjusters or those working for large insurers can earn higher salaries, and some may receive additional compensation through bonuses or overtime. The role often requires knowledge of insurance policies, claims processing, and sometimes adjusting tools or software.

What are some common challenges faced by Property Claims Adjusters, and how can they be managed effectively?

Property Claims Adjusters often encounter challenges such as managing a high volume of claims, handling emotionally distressed clients, and navigating complex policy details. Effective time management and strong organizational skills are crucial for prioritizing tasks and responding promptly to claimants. Building rapport with clients and maintaining clear communication can help manage expectations and diffuse difficult situations. Additionally, staying up-to-date with industry regulations and leveraging technology for documentation can streamline the claims process and reduce errors.

What is the difference between Property Claims Adjuster vs Insurance Claims Examiner?

AspectProperty Claims AdjusterInsurance Claims Examiner
Required CredentialsHigh school diploma or equivalent; some roles require licensing or certificationsHigh school diploma; often requires licensing or certifications
Work EnvironmentField and office settings, inspecting property damageOffice-based, reviewing claims and documentation
Employer & Industry UsageInsurance companies, adjusting property damage claimsInsurance companies, reviewing claims for validity and coverage
Common Search & Comparison IntentYesYes

The main difference between a Property Claims Adjuster and an Insurance Claims Examiner lies in their roles. Property Claims Adjusters typically inspect and assess property damage on-site, working directly with policyholders. Insurance Claims Examiners review claims submitted by policyholders, often working in an office setting to verify coverage and validity. Both roles require similar credentials and are integral to the insurance industry, but they focus on different stages of the claims process.

Is a property adjuster a hard job?

A property claims adjuster job can be demanding, as it involves evaluating property damage, working under tight deadlines, and handling stressful situations such as natural disasters. The role requires strong communication skills, attention to detail, and often involves irregular hours or on-site inspections. While challenging, it can be manageable with proper training and experience.

What does a Property Claims Adjuster do?

A Property Claims Adjuster is responsible for evaluating insurance claims related to property damage, such as damage from storms, fires, or theft. They investigate the circumstances of the claim, inspect the property, review policy details, and determine the extent of the insurance company's liability. Adjusters work closely with policyholders, contractors, and sometimes law enforcement to gather all relevant information. Their goal is to ensure claims are settled fairly and efficiently, in accordance with the terms of the insurance policy.
More about Property Claims Adjuster jobs
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Property Claims Adjuster jobs near you
Infographic showing various Property Claims Adjuster job openings in the United States as of July 2026, with employment types broken down into 1% Internship, 94% Full Time, 2% Part Time, and 3% Contract. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.
Property Claims Adjuster

Property Claims Adjuster

Network Adjusters, Inc.

Farmingdale, NY • On-site

$70K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago

Job description

Network Adjusters is seeking experienced Claims Adjusters to handle Property losses at our offices located in Farmingdale, NY and Denver, CO. This role supports the investigation, evaluation, negotiation, and resolution of first-party commercial property insurance claims while delivering consistent, high-quality claims management in alignment with industry best practices.


This position offers the opportunity to work within a trusted organization committed to integrity, reliability, and professional development through ongoing training and growth opportunities.


About the Role


Property Claims Adjusters are responsible for managing first and third-party commercial property claims from inception through closure. Claims may include fire, water, theft, or other property damage exposures of varying complexity and severity. In this role, you will investigate losses, analyze policy language, evaluate damages, determine coverage, negotiate settlements, and handle litigated matters as needed while maintaining strict adherence to state regulations and claims handling expectations, and clear, timely, and professional communication with all involved parties.


Adjusters routinely address damaged property, gather statements from claimants and witnesses, coordinate with contractors and external experts, and ensure all claim activity complies with state-specific regulations and Network Adjusters’ Best Claims Practices. This is a desk-based role.


Responsibilities


  • Deliver superior customer service to insureds, claimants, carrier clients, and internal stakeholders while meeting all client-specific reporting and analysis requirements
  • Review and analyze coverage using policy conditions, provisions, exclusions, and endorsements, including jurisdictional considerations such as negligence laws, financial responsibility limits, and immunity
  • Investigate claims to establish negligence, determine liability, and identify potential sources of recovery through fact-finding and interviews
  • Manage property damage and other first-party losses requiring specialized investigation and coordination with external experts in compliance with applicable laws
  • Establish, maintain, and adjust claim and expense reserves in a timely manner
  • Develop, document, and execute plans of action for claim resolution, including effective diary management and follow-up
  • Document all claim activities in accordance with established procedures and Best Practices
  • Draft and issue denial letters, reservation of rights, tenders, and other routine or complex correspondence
  • Collaborate with senior technical claim personnel to ensure proper file handling and strategic guidance
  • Determine settlement values using independent judgment, applicable limits, and deductibles, and negotiate settlements within assigned authority
  • Identify and pursue subrogation opportunities when applicable
  • Ensure compliance with all state-specific regulatory requirements and quality standards
  • Manage multiple competing priorities to ensure timely payments, follow-up, and resolution


Qualifications


  • Minimum 2 years of experience handling first-party property claims (commercial experience preferred)
  • College or technical degree, or equivalent relevant business experience
  • Ability to obtain and maintain required adjuster licenses, including completion of continuing education
  • Strong verbal and written communication skills with a customer-focused, empathetic approach
  • Proficiency in MS Word, Outlook, Excel, and general business software
  • Strong analytical, investigative, and decision-making skills, with high attention to detail and accuracy
  • Excellent negotiation and conflict management abilities
  • Strong organizational and time management skills, with the ability to multitask in a fast-paced environment
  • Ability to maintain confidentiality and exercise sound judgment
  • Bilingual proficiency preferred but not required


Compensation & Benefits


  • Salary: Starting from $70,000+ annually (negotiable based on licensure, certifications, and experience)
  • Training, development, and career growth opportunities
  • 401(k) with company match and retirement planning
  • Paid time off and company-paid holidays
  • Comprehensive medical, dental, and vision insurance
  • Flexible Spending Account (FSA)
  • Company-paid life insurance and long-term disability
  • Supplemental life insurance and optional short-term disability
  • Strong work/family and employee assistance programs
  • Employee referral program


Locations


📍 Farmingdale, NY and Denver, CO

This role is on-site only; remote or hybrid arrangements are not available.


About Network Adjusters


Founded in 1958, Network Adjusters has built a reputation as a leading provider of insurance claims administration and independent adjusting services. Serving the insurance industry for nearly seven decades, Network Adjusters, Inc. brings together the best elements of third-party claims administration and independent adjusting services. From our primary offices in New York and Denver, to our national network of experts, our superior experience and ongoing training are the keys to successfully managing our clients claims and handling specialized insurance needs. All our Claim Directors have extensive backgrounds working with major insurance carriers, giving us a thorough understanding of factors critical claims handling. It all adds up to measurable results—the proof is in our extensive track record of settled claims and unmatched recovery abilities.

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