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Outside Property Claims Adjuster Jobs (NOW HIRING)

Trucordia

Property Claims Adjuster

Provo, UT

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

Trucordia

Property Claims Adjuster

Provo, UT

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

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Outside Property Claims Adjuster information

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$23.5K

$71.3K

$97.5K

How much do outside property claims adjuster jobs pay per year?

As of Aug 2, 2026, the average yearly pay for outside property claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

Is a property adjuster a hard job?

A property claims adjuster is responsible for evaluating insurance claims related to property damage, which can involve complex assessments and negotiations. The job often requires strong communication skills, attention to detail, and the ability to work in various environments, sometimes under tight deadlines. While it can be demanding, it also offers opportunities for professional growth and certification in the field.

What is the difference between Outside Property Claims Adjuster vs Inside Property Claims Adjuster?

AspectOutside Property Claims AdjusterInside Property Claims Adjuster
Work EnvironmentField-based, visiting claim sitesOffice or remote, handling claims remotely
Required CredentialsAdjuster license, sometimes certifications like CAT or XactimateAdjuster license, similar certifications
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance companies, claims departments
Common Search & ComparisonYesYes

The main difference between Outside Property Claims Adjuster and Inside Property Claims Adjuster lies in their work environment. Outside Adjusters visit claim sites in the field, while Inside Adjusters handle claims remotely from an office. Both roles typically require similar credentials and are used within insurance companies and adjusting firms. Understanding these differences helps job seekers find the right fit based on their preferred work setting and credentials.

What are some common challenges Outside Property Claims Adjusters face while working in the field?

Outside Property Claims Adjusters often encounter challenges such as managing a high volume of claims, navigating varying weather conditions, and dealing with distressed policyholders after property loss. The role requires strong organizational skills to coordinate site visits, accurately assess damages, and document findings thoroughly. Additionally, adjusters must effectively communicate with contractors, legal representatives, and insurance company staff to ensure smooth claims resolution. Adapting to rapidly changing circumstances and maintaining empathy with clients are key to success in this dynamic environment.

What kind of claims adjuster makes the most money?

In the claims adjusting field, specialized roles such as catastrophe or large-loss claims adjusters tend to earn higher salaries due to the complexity and scale of claims they handle. These positions often require advanced certifications, extensive experience, and the ability to manage high-value or complex claims efficiently.

Is claim adjusting a dying field?

Outside property claims adjusters play a vital role in assessing and settling insurance claims related to property damage. The demand for these professionals remains steady due to ongoing property risks and insurance needs, although technological advancements like claims management software are changing some processes. Overall, claim adjusting continues to be a stable career option in the insurance industry.

What are Outside Property Claims Adjusters?

Outside Property Claims Adjusters are insurance professionals who investigate and evaluate property damage claims outside the office, typically by visiting the location of the loss. They assess the extent of damage, determine the cause, and estimate repair or replacement costs. Their role also involves interviewing claimants and witnesses, collecting documentation, and negotiating settlements with policyholders. These adjusters play a crucial role in ensuring that insurance claims are handled fairly and efficiently. Outside adjusters often travel frequently and must be knowledgeable about construction, insurance policies, and local regulations.

What are the key skills and qualifications needed to thrive as an Outside Property Claims Adjuster, and why are they important?

To thrive as an Outside Property Claims Adjuster, you need a solid understanding of insurance policies, property damage assessment, and claims investigation, typically supported by a relevant degree or industry certifications. Familiarity with claims management software, digital estimating tools, and mobile inspection technology is highly valuable. Strong communication, negotiation, and problem-solving skills help you interact effectively with policyholders and resolve claims efficiently. These skills ensure accurate claim evaluations, customer satisfaction, and compliance with company and legal standards.

How much do independent property adjusters make per claim?

Independent property claims adjusters typically earn between $150 and $300 per claim, depending on the complexity and size of the claim. Compensation can also include hourly rates or project-based fees, and experience or certifications may influence pay rates.
More about Outside Property Claims Adjuster jobs
What cities are hiring for Outside Property Claims Adjuster jobs? Cities with the most Outside Property Claims Adjuster job openings:
What job categories do people searching Outside Property Claims Adjuster jobs look for? The top searched job categories for Outside Property Claims Adjuster jobs are:
Outside Property Claims Adjuster jobs near you

Property Claims Adjuster

NextEra Energy

North Palm Beach, FL • On-site

Full-time

Re-posted 5 days ago

NextEra Energy rating

8.3

Company rating: 8.3 out of 10

Based on 54 frontline employees who took The Breakroom Quiz

24th of 53 rated energy and utility

Job description

Requisition ID: 94843
At PALMS Insurance, a NextEra Energy company, we specialize in offering customized insurance solutions that address the unique needs of our clients. Our commitment to excellence, reliability, and customer satisfaction sets us apart as a trusted provider in the insurance industry. Are you ready to make a meaningful difference? Become a part of our team today.
Position Specific Description
Palms Insurance is seeking an experienced and driven Property Claims Adjuster to join our Claims Department. In this role, you will investigate, evaluate, and resolve property claims across affiliate and non-affiliate programs, ensuring fair, accurate, and timely outcomes consistent with policy terms and Palms Insurance's commitment to claims excellence. The ideal candidate brings solid property claims experience, strong analytical instincts, and a collaborative approach to working with internal teams, TPAs, and Business Management partners.
Key Responsibilities
Claims Investigation & Evaluation:
  • Investigate and evaluate property claims from first notice of loss through resolution, including coverage analysis, liability assessment, and damage valuation
  • Conduct thorough reviews of policy terms, conditions, exclusions, and endorsements to render accurate coverage determinations
  • Coordinate field inspections, independent adjuster assignments, and vendor engagements as needed to support claims evaluation
  • Identify and pursue subrogation opportunities and coordinate with legal counsel on recovery efforts
  • Escalate complex, high-exposure, or long-tenured claims in accordance with internal reporting protocols

Claims Administration & Documentation:
  • Maintain accurate, well-organized claim files in Palms' claims system, including all correspondence, coverage analyses, reserve documentation, and closure notes
  • Set and maintain adequate reserves throughout the life of the claim, adjusting as new information develops and escalating per large loss reporting requirements
  • Monitor and manage claim diaries to ensure timely follow-up and resolution
  • Prepare and submit required large loss reports, reserve change documentation, and claims status updates to department leadership

TPA & Vendor Oversight:
  • Monitor TPA claim handling activities to ensure consistent application of policy terms and compliance with Palms Insurance's claims standards and SLAs
  • Participate in TPA stewardship meetings, file audits, and reviews as part of the department's risk-based TPA oversight program
  • Collaborate with claims support vendors to ensure quality outcomes and cost-effective resolution

Compliance & Quality:
  • Contribute to audit preparation, regulatory filings, and compliance documentation
  • Identify and communicate emerging claims trends, coverage issues, and process improvement opportunities to department leadership

Collaboration:
  • Partner cross-functionally with Underwriting, Actuarial, Finance, Legal, and Compliance teams to support sound claims outcomes and portfolio insights
  • Contribute to a team culture grounded in fairness, transparency, and continuous improvement

Qualifications:
  • 5+ years of property claims handling experience, including coverage analysis and damage valuation
  • Strong working knowledge of property insurance policy language, terms, and conditions
  • Experience with reserve setting and large loss escalation protocols
  • Excellent written and verbal communication skills
  • Experience handling commercial property claims
  • Valid Adjuster Licenses

Preferred
  • Familiarity with subrogation principles and recovery workflows
  • Experience with claims management platform
  • TPA oversight or vendor coordination experience
  • Active pursuit of or completion of CPCU, AIC, or equivalent industry designation

Competencies
  • Sound judgment and analytical thinking in complex coverage scenarios
  • Accountability and integrity in claims handling
  • Proactive communication and transparency with internal and external stakeholders
  • Adaptability in a dynamic, growth-oriented environment
  • Commitment to policyholder fairness and regulatory compliance

Job Overview
This position is responsible for handling personal injury and major property damages claims asserted by or against the company.
Job Duties & Responsibilities
• Investigates, evaluates and negotiates satisfactory settlements of personal injury and major property damage claims
• Provides support and assistance to company attorneys throughout the claims litigation process, including court testimony
• Performs other job-related duties as assigned
Required Qualifications
• Valid Driver's License (NON CDL)
• High School Grad / GED
• Experience: 6+ years
Preferred Qualifications
• Bachelor's Degree
NextEra Energy offers a wide range of benefits to support our employees and their eligible family members. Click here to learn more.
Employee Group: Exempt
Employee Type: Full Time
Job Category: Legal/Regulatory/External Affairs
Organization: Palms Management Services, LLC
Relocation Provided: Yes, if applicable
NextEra Energy is an Equal Opportunity Employer. Qualified applicants are considered for employment without regard to race, color, age, national origin, religion, marital status, sex, sexual orientation, gender identity, gender expression, genetics, disability, protected veteran status or any other basis prohibited by law.
NextEra Energy provides reasonable accommodation in its application and selection process for qualified individuals, including accommodations related to compliance with conditional job offer requirements, consistent with federal, state, and local laws. Supporting medical or religious documentation will be required where applicable and permitted by applicable law. To request a reasonable accommodation, please send an e-mail to recruiting-coordinator.sharedmailbox@nexteraenergy.com, providing your name, telephone number and the best time for us to reach you.
NextEra Energy will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
NextEra Energy does not accept any unsolicited resumes or referrals from any third-party recruiting firms or agencies. Please see our policy for more information.
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