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Outside Property Claims Adjuster Jobs (NOW HIRING)

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

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Outside Property Claims Adjuster information

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$23.5K

$71.3K

$97.5K

How much do outside property claims adjuster jobs pay per year?

As of Aug 1, 2026, the average yearly pay for outside property claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

Is a property adjuster a hard job?

A property claims adjuster is responsible for evaluating insurance claims related to property damage, which can involve complex assessments and negotiations. The job often requires strong communication skills, attention to detail, and the ability to work in various environments, sometimes under tight deadlines. While it can be demanding, it also offers opportunities for professional growth and certification in the field.

What is the difference between Outside Property Claims Adjuster vs Inside Property Claims Adjuster?

AspectOutside Property Claims AdjusterInside Property Claims Adjuster
Work EnvironmentField-based, visiting claim sitesOffice or remote, handling claims remotely
Required CredentialsAdjuster license, sometimes certifications like CAT or XactimateAdjuster license, similar certifications
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance companies, claims departments
Common Search & ComparisonYesYes

The main difference between Outside Property Claims Adjuster and Inside Property Claims Adjuster lies in their work environment. Outside Adjusters visit claim sites in the field, while Inside Adjusters handle claims remotely from an office. Both roles typically require similar credentials and are used within insurance companies and adjusting firms. Understanding these differences helps job seekers find the right fit based on their preferred work setting and credentials.

What are some common challenges Outside Property Claims Adjusters face while working in the field?

Outside Property Claims Adjusters often encounter challenges such as managing a high volume of claims, navigating varying weather conditions, and dealing with distressed policyholders after property loss. The role requires strong organizational skills to coordinate site visits, accurately assess damages, and document findings thoroughly. Additionally, adjusters must effectively communicate with contractors, legal representatives, and insurance company staff to ensure smooth claims resolution. Adapting to rapidly changing circumstances and maintaining empathy with clients are key to success in this dynamic environment.

What kind of claims adjuster makes the most money?

In the claims adjusting field, specialized roles such as catastrophe or large-loss claims adjusters tend to earn higher salaries due to the complexity and scale of claims they handle. These positions often require advanced certifications, extensive experience, and the ability to manage high-value or complex claims efficiently.

Is claim adjusting a dying field?

Outside property claims adjusters play a vital role in assessing and settling insurance claims related to property damage. The demand for these professionals remains steady due to ongoing property risks and insurance needs, although technological advancements like claims management software are changing some processes. Overall, claim adjusting continues to be a stable career option in the insurance industry.

What are Outside Property Claims Adjusters?

Outside Property Claims Adjusters are insurance professionals who investigate and evaluate property damage claims outside the office, typically by visiting the location of the loss. They assess the extent of damage, determine the cause, and estimate repair or replacement costs. Their role also involves interviewing claimants and witnesses, collecting documentation, and negotiating settlements with policyholders. These adjusters play a crucial role in ensuring that insurance claims are handled fairly and efficiently. Outside adjusters often travel frequently and must be knowledgeable about construction, insurance policies, and local regulations.

What are the key skills and qualifications needed to thrive as an Outside Property Claims Adjuster, and why are they important?

To thrive as an Outside Property Claims Adjuster, you need a solid understanding of insurance policies, property damage assessment, and claims investigation, typically supported by a relevant degree or industry certifications. Familiarity with claims management software, digital estimating tools, and mobile inspection technology is highly valuable. Strong communication, negotiation, and problem-solving skills help you interact effectively with policyholders and resolve claims efficiently. These skills ensure accurate claim evaluations, customer satisfaction, and compliance with company and legal standards.

How much do independent property adjusters make per claim?

Independent property claims adjusters typically earn between $150 and $300 per claim, depending on the complexity and size of the claim. Compensation can also include hourly rates or project-based fees, and experience or certifications may influence pay rates.
More about Outside Property Claims Adjuster jobs
What cities are hiring for Outside Property Claims Adjuster jobs? Cities with the most Outside Property Claims Adjuster job openings:

Property Claims Adjuster

Network Adjusters, Inc.

Farmingdale, NY • On-site

$70K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago


Job description

Network Adjusters is seeking experienced Claims Adjusters to handle Property losses at our offices located in Farmingdale, NY and Denver, CO. This role supports the investigation, evaluation, negotiation, and resolution of first-party commercial property insurance claims while delivering consistent, high-quality claims management in alignment with industry best practices.


This position offers the opportunity to work within a trusted organization committed to integrity, reliability, and professional development through ongoing training and growth opportunities.


About the Role


Property Claims Adjusters are responsible for managing first and third-party commercial property claims from inception through closure. Claims may include fire, water, theft, or other property damage exposures of varying complexity and severity. In this role, you will investigate losses, analyze policy language, evaluate damages, determine coverage, negotiate settlements, and handle litigated matters as needed while maintaining strict adherence to state regulations and claims handling expectations, and clear, timely, and professional communication with all involved parties.


Adjusters routinely address damaged property, gather statements from claimants and witnesses, coordinate with contractors and external experts, and ensure all claim activity complies with state-specific regulations and Network Adjusters’ Best Claims Practices. This is a desk-based role.


Responsibilities


  • Deliver superior customer service to insureds, claimants, carrier clients, and internal stakeholders while meeting all client-specific reporting and analysis requirements
  • Review and analyze coverage using policy conditions, provisions, exclusions, and endorsements, including jurisdictional considerations such as negligence laws, financial responsibility limits, and immunity
  • Investigate claims to establish negligence, determine liability, and identify potential sources of recovery through fact-finding and interviews
  • Manage property damage and other first-party losses requiring specialized investigation and coordination with external experts in compliance with applicable laws
  • Establish, maintain, and adjust claim and expense reserves in a timely manner
  • Develop, document, and execute plans of action for claim resolution, including effective diary management and follow-up
  • Document all claim activities in accordance with established procedures and Best Practices
  • Draft and issue denial letters, reservation of rights, tenders, and other routine or complex correspondence
  • Collaborate with senior technical claim personnel to ensure proper file handling and strategic guidance
  • Determine settlement values using independent judgment, applicable limits, and deductibles, and negotiate settlements within assigned authority
  • Identify and pursue subrogation opportunities when applicable
  • Ensure compliance with all state-specific regulatory requirements and quality standards
  • Manage multiple competing priorities to ensure timely payments, follow-up, and resolution


Qualifications


  • Minimum 2 years of experience handling first-party property claims (commercial experience preferred)
  • College or technical degree, or equivalent relevant business experience
  • Ability to obtain and maintain required adjuster licenses, including completion of continuing education
  • Strong verbal and written communication skills with a customer-focused, empathetic approach
  • Proficiency in MS Word, Outlook, Excel, and general business software
  • Strong analytical, investigative, and decision-making skills, with high attention to detail and accuracy
  • Excellent negotiation and conflict management abilities
  • Strong organizational and time management skills, with the ability to multitask in a fast-paced environment
  • Ability to maintain confidentiality and exercise sound judgment
  • Bilingual proficiency preferred but not required


Compensation & Benefits


  • Salary: Starting from $70,000+ annually (negotiable based on licensure, certifications, and experience)
  • Training, development, and career growth opportunities
  • 401(k) with company match and retirement planning
  • Paid time off and company-paid holidays
  • Comprehensive medical, dental, and vision insurance
  • Flexible Spending Account (FSA)
  • Company-paid life insurance and long-term disability
  • Supplemental life insurance and optional short-term disability
  • Strong work/family and employee assistance programs
  • Employee referral program


Locations


📍 Farmingdale, NY and Denver, CO

This role is on-site only; remote or hybrid arrangements are not available.


About Network Adjusters


Founded in 1958, Network Adjusters has built a reputation as a leading provider of insurance claims administration and independent adjusting services. Serving the insurance industry for nearly seven decades, Network Adjusters, Inc. brings together the best elements of third-party claims administration and independent adjusting services. From our primary offices in New York and Denver, to our national network of experts, our superior experience and ongoing training are the keys to successfully managing our clients claims and handling specialized insurance needs. All our Claim Directors have extensive backgrounds working with major insurance carriers, giving us a thorough understanding of factors critical claims handling. It all adds up to measurable results—the proof is in our extensive track record of settled claims and unmatched recovery abilities.