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Outside Property Claims Adjuster Jobs (NOW HIRING)

Tmhcc

Property Claims Adjuster

Troy, MI · On-site +1

Property Claims Adjuster Location: Remote / Hybrid (dependent upon on proximity of office location) Reports To: Katie Toman Employment Type: Full-Time Requisition Begin Date: 08/10/2026 Requisition ...

New

Tokio Marine HCC

Property Claims Adjuster

Troy, MI · On-site

Property Claims Adjuster Location: Remote / Hybrid (dependent upon on proximity of office location) Reports To: Katie Toman Employment Type: Full-Time Requisition Begin Date: 08/10/2026 Requisition ...

New

Berkley

Field Property Claims Adjuster

Centerport, NY · Remote

$130K - $145K/yr

As a Field Property Claims Adjuster (aka General Adjuster), you will be responsible for quality ... outside parties for additional information and documentation to evaluate and properly resolve ...

Berkley

Field Property Claims Adjuster

Centerport, NY · Remote

$130K - $145K/yr

As a Field Property Claims Adjuster (aka General Adjuster), you will be responsible for quality ... outside parties for additional information and documentation to evaluate and properly resolve ...

Berkley

Field Property Claims Adjuster

Centerport, NY · On-site

$130K - $145K/yr

As a Field Property Claims Adjuster (aka General Adjuster), you will be responsible for quality ... outside parties for additional information and documentation to evaluate and properly resolve ...

Trucordia

Property Claims Adjuster

Provo, UT

As a Property Claims Adjuster you would be responsible for investigating, evaluating, and resolving property insurance claims in a timely and professional manner. The Property Claims Adjuster ...

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All JobsOutside Property Claims Adjuster Jobs

Outside Property Claims Adjuster information

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$23.5K

$71.3K

$97.5K

How much do outside property claims adjuster jobs pay per year?

As of Aug 12, 2026, the average yearly pay for outside property claims adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What is the difference between Outside Property Claims Adjuster vs Inside Property Claims Adjuster?

AspectOutside Property Claims AdjusterInside Property Claims Adjuster
Work EnvironmentField-based, visiting claim sitesOffice or remote, handling claims remotely
Required CredentialsAdjuster license, sometimes certifications like CAT or XactimateAdjuster license, similar certifications
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance companies, claims departments
Common Search & ComparisonYesYes

The main difference between Outside Property Claims Adjuster and Inside Property Claims Adjuster lies in their work environment. Outside Adjusters visit claim sites in the field, while Inside Adjusters handle claims remotely from an office. Both roles typically require similar credentials and are used within insurance companies and adjusting firms. Understanding these differences helps job seekers find the right fit based on their preferred work setting and credentials.

What challenges do outside property claims adjusters face in the field?

Outside Property Claims Adjusters often encounter challenges such as managing a high volume of claims, navigating varying weather conditions, and dealing with distressed policyholders after property loss. The role requires strong organizational skills to coordinate site visits, accurately assess damages, and document findings thoroughly. Additionally, adjusters must effectively communicate with contractors, legal representatives, and insurance company staff to ensure smooth claims resolution. Adapting to rapidly changing circumstances and maintaining empathy with clients are key to success in this dynamic environment.

What is an outside property claims adjuster?

Outside Property Claims Adjusters are insurance professionals who investigate and evaluate property damage claims outside the office, typically by visiting the location of the loss. They assess the extent of damage, determine the cause, and estimate repair or replacement costs. Their role also involves interviewing claimants and witnesses, collecting documentation, and negotiating settlements with policyholders. These adjusters play a crucial role in ensuring that insurance claims are handled fairly and efficiently. Outside adjusters often travel frequently and must be knowledgeable about construction, insurance policies, and local regulations.

What skills and qualifications are needed to be an outside property claims adjuster?

To thrive as an Outside Property Claims Adjuster, you need a solid understanding of insurance policies, property damage assessment, and claims investigation, typically supported by a relevant degree or industry certifications. Familiarity with claims management software, digital estimating tools, and mobile inspection technology is highly valuable. Strong communication, negotiation, and problem-solving skills help you interact effectively with policyholders and resolve claims efficiently. These skills ensure accurate claim evaluations, customer satisfaction, and compliance with company and legal standards.
More about Outside Property Claims Adjuster jobs
What cities are hiring for Outside Property Claims Adjuster jobs? Cities with the most Outside Property Claims Adjuster job openings:
What job categories do people searching Outside Property Claims Adjuster jobs look for? The top searched job categories for Outside Property Claims Adjuster jobs are:
Outside Property Claims Adjuster jobs near you

Property Claims Adjuster

Tmhcc

Troy, MI • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

New

Job description

Role Details

Job Title: Property Claims Adjuster

Location: Remote / Hybrid (dependent upon on proximity of office location)

Reports To: Katie Toman

Employment Type: Full-Time

Requisition Begin Date: 08/10/2026

Requisition End Date 10/10/2026 (Posting may close earlier if filled or business needs change.)

Help us insure it

Tokio Marine HCC - Public Risk Group,a member of the Tokio Marine group of companies, is a market leader in providing specialized insurance products for municipal entities. We cover counties, cities, townships, villages, police departments, prisons, fire departments and more. We serve the growing insurance and risk management needs of medium and large governmental entities and provide property and casualty insurance coverages in multiple states.

Role Overview

We are seeking a Property Claims Adjuster to handle low-to mid-level commercial first-party property claims from assignment through resolution. Working under the supervision of the Claims Manager, this role will investigate claims, evaluate coverage and damages, establish appropriate reserves, and negotiate settlements within approved authority. The Property Claims Adjuster will also support the subrogation process for claims identified as having subrogation potential.

Key Responsibilities

  • Adjust assigned claims to completion within approved authority.

  • Review, analyze, and interpret commercial package insurance policies to determine coverage applicable to each claim.

  • Investigate and evaluate claims using available evidence to determine coverage, damages, responsible parties, subrogation potential, and other relevant issues.

  • Assign and oversee independent adjusters, appraisers, vendors, and technical experts for on-site investigations and damage assessments as needed.

  • Obtain, review, and evaluate repair estimates and other documentation related to the claim.

  • Establish and maintain appropriate loss reserves based on the probable financial impact of each claim.

  • Identify claims with subrogation potential and support the applicable subrogation process.

  • Determine when expert assistance is appropriate and obtain approval before engaging experts.

  • Attend mediations for appropriate claim files.

  • Maintain accurate claim files, documentation, activity notes, and diaries in accordance with company policies and procedures.

  • Prepare clear and timely correspondence for insureds, claimants, witnesses, and other stakeholders.

  • Obtain approval before issuing coverage denials.

  • Prepare loss reports for reinsurers and insurers in accordance with contractual requirements.

  • Remain current on insurance industry developments, claims practices, and relevant trends.

  • Provide guidance and support to less experienced adjusters.

  • Identify opportunities to improve business practices and perform work in a thorough, cost-effective, and timely manner.

  • Comply with all corporate policies, procedures, business controls, and safety requirements.

  • Promptly report any breakdowns in business controls to management.

What You Bring

  • Bachelor's degree from an accredited four-year college or university.

  • 3 - 5 years of relevant and progressively responsible experience in insurance claims.

  • Current state adjuster's license.

  • Experience in handling commercial property or first-party claims preferred.

  • Experience interpreting commercial package policies preferred.

  • Excellent written and verbal communication skills.

  • Strong analytical, organizational, and investigative abilities.

  • High attention to detail and accuracy.

  • Strong interpersonal, negotiation, and problem-solving skills.

  • Ability to manage multiple assignments, deadlines, and competing priorities in a fast-paced environment.

  • Ability to work independently while exercising sound judgment and escalating issues appropriately.

  • Professional presence when interacting with insureds, claimants, vendors, experts, attorneys, and business partners.

  • Ability to follow established work plans, timelines, procedures, and performance expectations.

  • Proficiency in Microsoft Office, including Outlook, Word, Excel, and PowerPoint.

  • Commitment to cost-effective claims handling and compliance with company policies and procedures.

What We Offer

  • Competitive salary and comprehensive benefit package

  • Strong learning culture with ongoing development opportunities

  • Opportunities for growth and career advancement

  • Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment

  • Basic life and disability insurance

  • 401(k) plan with 6% company match

  • 20 days of PTO and two floating holidays (prorated)

  • Approximately 11 paid holidays and volunteer time off

  • Paid parental leave

  • Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription

  • Student loan matching program

  • Employee discount program

  • An opportunity to do meaningful work and love what you do

Disclaimer

You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC 1033(e))(the "VCCLEA"), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.

About Us

Tokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our "Mind Over Risk" philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.

At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what's next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.

Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.

Equal Opportunity Employer

TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.

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