Payments Risk Analyst Jobs in Michigan (NOW HIRING)

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citron, Dodge, DS Automobiles, Fiat, Jeep, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary:
The Remarketing Analyst II plays a critical role in ensuring the integrity of financial transactions within the remarketing ecosystem. This position is responsible for reconciling lease and company vehicle sale proceeds and ensuring accurate application of funds to customer accounts, dealer balances, and financing parties. The role builds financial transparency across the vehicle sale lifecycle by validating payment flows, supporting inventory and incentive reporting, and ensuring data integrity across systems. The position partners closely with Finance, Accounting, Treasury, Operations, and OEM stakeholders to deliver accurate, timely, and auditable financial outcomes.

Essential Duties and Responsibilities:
Reconcile vehicle sale proceeds and expenses to ensure timely and accurate application of funds to customer accounts, dealer balances, financing entities, and inventory records.
Investigate and resolve financial discrepancies including unapplied cash, short payments, overages, arbitrations, and timing differences across systems.
Monitor and validate end-to-end payment flows, investigating variances in fund transfers and allocations to ensure data integrity.
Support incentive programs by validating financial accuracy and reconciling incentives to related vehicle purchase and sale transactions.
Track, research, and reconcile inventory dispositions to ensure consistency between operational activity, vehicle status, and financial records.
Deliver reporting and analysis to increase visibility into vehicle sales proceeds, incentive impacts, inventory activity, and related financial exposure.
Analyze trends and exceptions in payment and reconciliation data to identify risk, root causes, and improvement opportunities.
Partner cross-functionally with Finance, Accounting, Treasury, Operations, and OEM stakeholders to resolve issues, streamline reconciliation processes, and improve data integrity.
Identify and drive opportunities for automation, process improvement, and efficiency to enhance financial transparency and reduce manual reconciliation effort.
Support financial accuracy, compliance and audit readiness through documentation, validation of controls, and alignment with regulatory requirements.
Qualifications and Competencies Required

Required Experience:
Minimum three (3) years of experience in high-volume, multi-party financial transactions involving reconciliation, analysis, or auditing.
Strong understanding of GAAP and internal control frameworks.
Experience with vehicles sales, customer account servicing, or inventory accounting.
Strong attention to detail with the ability to manage competing priorities in a fast-paced environment.
Collaborative mindset with a proactive approach to problem-solving.
Proficiency in Excel and financial systems (e.g., SAP, Oracle, Tableau).
Excellent analytical, problem-solving, and communication skills.

Education:
Bachelors degree in Accounting, Finance, or related field.

Travel 0-10% - as required on an as needed basis.
Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX; Detroit, MI

Qualifications Preferred:
Minimum five (5) years of experience with a high-volume, automotive captive.
CPA or equivalent certification preferred.

Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit for long periods of time, use hands and arms to operate office equipment including but not limited to a keyboard, mouse and phone, will occasionally need to reach, stoop, stand or walk. The employee must be able to see (close vision), hear, speak, and communicate verbally. The employee may occasionally lift and/or move up to 10 pounds.

Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule
This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-5PM Monday through Friday and occasional weekends. Travel is required 10% of the time.

An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.