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Payments Risk Analyst Jobs in Michigan (NOW HIRING)

dfb

Credit Analyst

Dearborn, MI · On-site

Evaluate risk level associated with lending to potential borrowers by analyzing their financial history, payment habits, and overall creditworthiness. * Provide recommendations based on analysis ...

Commercial Alliance

Senior Credit Analyst

Troy, MI · On-site

You will analyze financial data, evaluate risk factors, prepare credit memo write-ups, and provide ... payment history, and market conditions. * Ensure compliance with company credit policies and ...

Emergent Holdings

Assigned Risk Trainee

Lansing, MI · On-site

Research and analyze information within the assigned areas. Maintain good company relationships ... Approve and document payment arrangements with customers on audit balances per guidelines. Process ...

Emergent Holdings

Assigned Risk Trainee

Lansing, MI · On-site

Research and analyze information within the assigned areas. Maintain good company relationships ... Approve and document payment arrangements with customers on audit balances per guidelines. Process ...

The AF Group

Assigned Risk Trainee

Lansing, MI · On-site

Research and analyze information within the assigned areas. Maintain good company relationships ... Approve and document payment arrangements with customers on audit balances per guidelines. Process ...

SpartanNash Company

Treasury Analyst

Byron Center, MI · On-site

Work to optimize the bank account structure, viaAnalysis and maximization of payment float (time ... Experience with and understanding of risk assessment. * Advanced knowledge of MS Office (Word and ...

SpartanNash

Treasury Analyst

Byron Center, MI · On-site

Work to optimize the bank account structure, viaAnalysis and maximization of payment float (time ... Experience with and understanding of risk assessment. * Advanced knowledge of MS Office (Word and ...

Brightwing

Cost Analyst

Detroit, MI

$50 - $65/hr

Review progress payments to ensure there is a clear understanding of when the milestone will be met ... Working knowledge of financial & economic analysis, project & risk management. Ability to analyze ...

thyssenkrupp

Credit Analyst

Southfield, MI · On-site

$60K - $70K/yr

This role ensures proper customer setup, credit risk oversight, and timely financial reporting ... Evaluate accounts with non-standard payment terms to ensure proper approvals, business ...

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Payments Risk Analyst information

What are the key skills and qualifications needed to thrive as a Payments Risk Analyst, and why are they important?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What are some common challenges faced by Payments Risk Analysts in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

What are Payments Risk Analysts?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.
What are the most commonly searched types of Payments Risk Analyst jobs in Michigan? The most popular types of Payments Risk Analyst jobs in Michigan are:
What are popular job titles related to Payments Risk Analyst jobs in Michigan? For Payments Risk Analyst jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Payments Risk Analyst jobs in Michigan look for? The top searched job categories for Payments Risk Analyst jobs in Michigan are:
What cities in Michigan are hiring for Payments Risk Analyst jobs? Cities in Michigan with the most Payments Risk Analyst job openings:
Payments Risk Analyst jobs near you
Infographic showing various Payments Risk Analyst job openings in Michigan as of July 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% In-person job distribution.

Credit Analyst

dfb

Dearborn, MI • On-site

Other

Re-posted 12 days ago

Job description

Do you have experience analyzing financial information, assessing credit risk, and making sound lending recommendations? 

As a Credit Analyst, you will evaluate loan requests and financial information to support informed lending decisions while helping maintain portfolio quality and regulatory compliance. This role is responsible for analyzing creditworthiness, underwriting loan applications, conducting periodic credit reviews, and serving as a resource for lending teams on underwriting and compliance-related matters.

Strong financial analysis skills, attention to detail, and prior experience evaluating credit requests and borrower creditworthiness are essential for success in this role.  

The Opportunity: We are seeking a Credit Analyst to join our team. Must live in either Florida or Michigan.

What You’ll Do: 

  • Conduct thorough analysis of financial statements and credit requests, including new applications, renewals, refinancing, and annual reviews of existing credits.
  • Evaluate risk level associated with lending to potential borrowers by analyzing their financial history, payment habits, and overall creditworthiness.
  • Provide recommendations based on analysis, highlighting the borrower's ability to repay and any potential risks.
  • Prepare detailed credit reports and present findings to management.
  • Maintain knowledge and ensure all credit transactions comply with federal and state regulations, as well as DFCU policies and procedures.
  • Collaborate with lenders, customers, and other departments to gather necessary information, relay findings and answer inquiries.
  • Meet expected service levels related to recommended loan decision and due diligence requirements. 
  • Contribute to the achievement of team goals as it relates to revenue growth, portfolio growth, asset quality and compliance. 
  • Maintain loan files in OnBase. 
  • Provide exceptional customer service. 

What You’ll Need:

  • Bachelor's degree in accounting or finance preferred, or equivalent related experience. 
  • Two to five years of credit experience in credit analysis or a related field. SBA underwriting experience is a plus.
  • Proficiency in financial analysis software. 
  • Ability to understand financial statements, ratios, and credit risk concepts.
  • Demonstrated financial institution product and service knowledge. 
  • Ability to manage multiple and changing deadlines with limited supervision. 
  • Proficient in Microsoft 365. 
  • Demonstrated analytical and problem-solving skills. 
  • Able to initiate and embrace change. 
  • Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment. 

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