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Payments Risk Analyst Jobs in Farmington, MI (NOW HIRING)

Senior Insurance Analyst

Detroit, MI · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

In this role, you will drive operational excellence across our risk management functions ... Partner with Finance to ensure premium payments are timely, accurately recorded, and aligned with ...

New

The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in ... such payment based upon company, line of business and/or individual performance. Our extensive ...

The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in ... such payment based upon company, line of business and/or individual performance. Our extensive ...

Analyst, Collections

Ann Arbor, MI · Hybrid

$60K - $103K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Review aging reports and prioritize collection efforts based on risk and exposure. * Track payment ... Analyze customer aging reports and collection performance metrics. * Prepare collection forecasts ...

Analyst, Collections

Ann Arbor, MI · On-site

$60K - $103K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Review aging reports and prioritize collection efforts based on risk and exposure. * Track payment ... Analyze customer aging reports and collection performance metrics. * Prepare collection forecasts ...

Analyst, Collections

Ann Arbor, MI · Hybrid

$60K - $103K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Review aging reports and prioritize collection efforts based on risk and exposure. * Track payment ... Analyze customer aging reports and collection performance metrics. * Prepare collection forecasts ...

Analyst, Collections

Ann Arbor, MI · Hybrid

$60K - $103K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Review aging reports and prioritize collection efforts based on risk and exposure. * Track payment ... Analyze customer aging reports and collection performance metrics. * Prepare collection forecasts ...

You will analyze financial data, evaluate risk factors, prepare credit memo write-ups, and provide ... payment history, and market conditions. * Ensure compliance with company credit policies and ...

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Showing results 1-20

Payments Risk Analyst information

See Farmington, MI salary details

$15

$39

$64

How much do payments risk analyst jobs pay per hour?

As of Aug 13, 2026, the average hourly pay for payments risk analyst in Farmington, MI is $39.84, according to ZipRecruiter salary data. Most workers in this role earn between $29.33 and $48.51 per hour, depending on experience, location, and employer.

What skills and qualifications are needed to be a payments risk analyst?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

What is a payments risk analyst?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.
What are popular job titles related to Payments Risk Analyst jobs in Farmington, MI? For Payments Risk Analyst jobs in Farmington, MI, the most frequently searched job titles are:
What job categories do people searching Payments Risk Analyst jobs in Farmington, MI look for? The top searched job categories for Payments Risk Analyst jobs in Farmington, MI are:
What cities near Farmington, MI are hiring for Payments Risk Analyst jobs? Cities near Farmington, MI with the most Payments Risk Analyst job openings:

Enterprise Payment Fraud Strategist

Carhartt

Dearborn, MI • On-site

Full-time

Posted 10 days ago


Carhartt rating

8.0

Company rating: 8.0 out of 10

Based on 29 frontline employees who took The Breakroom Quiz


Job description

Position Details:
Title: Enterprise Payment Fraud Strategist
Department: Accounting/Finance
Reports to: Director, Treasury
Location: Dearborn
Job Classification: Hybrid
FLSA Status: Exempt
Job Band: Professional
Job Summary
The Enterprise Payment Fraud Strategist role is responsible for developing, implementing, and optimizing the organization's fraud prevention strategy across customer/consumer payment channels and global payment platforms. This role leads efforts to mitigate fraud losses while balancing customer/consumer experience, sales conversion, and operational efficiency. The position partners closely with internal stakeholders across Customer/consumer Service, Cyber Security, IT, Finance, eCommerce, Digital Product, Legal/Compliance, and Operations, as well as external payment processors, issuers, acquirers, fraud solution providers, and other payment ecosystem partners.
This role owns the fraud strategy framework for customer/consumer payments, including fraud controls, detection rules, manual review processes, chargeback mitigation, monitoring, loss reporting, and performance measurement. The Enterprise Payment Fraud Strategist role is also responsible for establishing key fraud metrics and KPIs, analyzing fraud trends, evaluating the total cost of fraud, and recommending strategies that reduce risk while supporting business growth.
Inspired by Hard Work
At Carhartt, the values of hard work-dependability, honesty, and trust-are rooted in the legacy of our founder, Hamilton Carhartt. His commitment to serving hardworking people continues to inspire everything we do. Guided by his legacy and our mission-We serve and protect all hardworking people by building durable products-we remain dedicated to upholding these principles in every decision we make and every product we create.
Associate Responsibilities
  • Develop and own the enterprise fraud strategy for customer/consumer payment activity across all relevant sales channels.
  • Establish the fraud strategy framework including risk-based decisioning principles, control philosophy, and performance objectives. Oversee the investigation and remediation of fraud incidents ensuring timely escalation to senior management and drive long-term resiliency strategies.
  • Establish and maintain a risk-based fraud operating model that balances fraud mitigation with customer/consumer experience, order approval rates, and revenue preservation.
  • Define fraud risk appetite, governance structure, and escalation protocols in partnership with leadership.
  • Own the external fraud ecosystem strategy, including selection and strategic oversight of payment processors, fraud tools, and partners.
  • Lead strategic partner discussions on fraud trends, authorization performance, and emerging risk mitigation approaches.
  • Serve as the enterprise subject matter expert for customer/consumer payment fraud and align stakeholders across business, technology, and risk functions.
  • Assess fraud risk for new business initiatives, payment methods, and system changes, and define required controls prior to implementation.
  • Define and oversee fraud performance measurement framework including KPIs, loss metrics, and value-based outcomes.
  • Analyze fraud trends, emerging threats, and macro patterns to drive strategic risk mitigation decisions.
  • Prepare executive-level insights and recommendations on fraud risk exposure, financial impact, and strategic priorities.
  • Ensure alignment of fraud strategy with regulatory expectations, payment network rules, and internal risk management standards.

Required Education
  • Bachelor's degree in Finance, Accounting, Business, Economics, Criminal Justice, Forensics, Information Systems, Cyber Security, or a related field.

Required Skills & Experience
  • 8-10 years of progressive experience in fraud risk management, payments risk, eCommerce fraud, chargeback/dispute management, or a related discipline.
  • Demonstrated experience developing or managing fraud strategies, controls, and performance metrics in a customer/consumer payments environment.
  • Experience partnering cross-functionally with business, technology, operations, and external third-party providers.
  • Strong analytical experience using fraud data, transaction trends, chargeback data, and operational metrics to drive decisions and recommendations.
  • Experience preparing reporting, dashboards, and executive-level presentations related to fraud performance and financial impact.
  • Experience in retail, eCommerce, omnichannel, consumer payments, or card-not-present environments.
  • Strong cross-functional leadership and stakeholder management skills.
  • Strong organizational skills and ability to manage multiple priorities simultaneously.

Preferred Skills & Experience
  • Certified Fraud Examiner (CFE) - strong credential for fraud risk, investigations, and fraud program knowledge.
  • Accredited Payments Risk Professional (APRP) - valuable for payment risk and payments ecosystem knowledge.

Physical Requirements and Working Conditions
  • Normal office environment; cubicle/office setting. Extended periods of time sitting, standing, typing on a computer is required.
  • This position has a Hybrid location: Associate will work on-site regularly as needed for work activities.
  • Carhartt is a tobacco free workplace.

#LI-HYRBID
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, ethnicity, disability, religion, national origin, gender, gender identity, gender expression, marital status, sexual orientation, age, protected veteran status, or any other characteristic protected by law.
All associates are required to understand and act in accordance with the Carhartt Core Values. Carhartt reserves the right to change, modify, suspend, interpret or cancel in whole or in any part, the job duties outlined above at any time and without advance notice to the employee.

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