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Payment Risk Manager Jobs (NOW HIRING)

Whop

Payments Risk Manager

New York, NY · On-site

$100K - $130K/yr

Monitor transaction activity and merchant behavior across card and alternative payment rails ... You keep a sharp eye on UX. You understand that managing risk is about maximizing legitimate ...

Capital One

Principal Risk Manager

Riverwoods, IL · On-site

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Capital One

Principal Risk Manager

Chicago, IL · On-site

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Capital One

Principal Risk Manager

Chicago, IL · On-site

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Capital One

Principal Risk Manager

Mclean, VA · On-site

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Capital One

Principal Risk Manager

Riverwoods, IL

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Capital One

Principal Risk Manager

Mclean, VA

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Capital One

Principal Risk Manager

Richmond, VA · On-site

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Capital One

Principal Risk Manager

Richmond, VA · On-site

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Capital One

Principal Risk Manager

Mclean, VA · On-site

Works as a liaison between Payments Risk and partners such as Operational Risk * Management, Internal Audit, Third Party Risk Management, etc. Basic Qualifications: * Bachelor's Degree in Business Or ...

Impact Payments Recruiting

SQL or Python or other data analytic tools strongly preferred Fiserv and TSYS or other similar payments and risk management platforms If interested, send resume and note to liz@talvero.com ...

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Payment Risk Manager information

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$51.5K

$111.6K

$170K

How much do payment risk manager jobs pay per year?

As of Jul 12, 2026, the average yearly pay for payment risk manager in the United States is $111,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $129,000.00 per year, depending on experience, location, and employer.

What is the difference between Payment Risk Manager vs Credit Analyst?

AspectPayment Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, certifications like CRCM or RMA often preferredBachelor's degree in finance, economics, or related field; certifications like CFA or credit analysis courses
Work EnvironmentFinancial institutions, payment processing companies, e-commerce firmsBanks, lending institutions, credit bureaus
Employer & Industry UsageFocuses on managing payment fraud and risk in transaction environmentsEvaluates creditworthiness of individuals or businesses for lending decisions

The Payment Risk Manager primarily focuses on mitigating risks associated with payment transactions, while the Credit Analyst assesses creditworthiness for lending. Both roles require financial knowledge and analytical skills but serve different aspects of financial risk management.

What does a Payment Risk Manager do?

A Payment Risk Manager is responsible for identifying, assessing, and mitigating risks related to payment transactions within a company. They develop strategies to detect and prevent fraud, monitor payment activities, ensure compliance with relevant regulations, and analyze transaction data to identify suspicious patterns. Their work helps protect both the organization and its customers from financial losses and ensures secure and efficient payment processes.

What are the key skills and qualifications needed to thrive as a Payment Risk Manager, and why are they important?

To thrive as a Payment Risk Manager, you need a strong background in finance, risk assessment, data analysis, and a relevant degree in business, finance, or a related field. Familiarity with payment processing systems, fraud detection tools, and risk management software, as well as certifications like Certified Fraud Examiner (CFE), are typically required. Excellent problem-solving, critical thinking, and communication skills help professionals stand out in this role. These skills and qualifications are crucial for effectively identifying, mitigating, and preventing payment risks, ensuring financial security and compliance within organizations.

What are some common challenges a Payment Risk Manager faces when implementing fraud prevention strategies?

Payment Risk Managers often encounter challenges balancing effective fraud prevention with a smooth customer experience. Implementing robust controls can sometimes result in false positives, inadvertently blocking legitimate transactions and frustrating customers. Additionally, staying ahead of constantly evolving fraud tactics requires continuous learning and adaptation, as well as close collaboration with IT, compliance, and customer support teams. Regularly updating risk models and fostering communication across departments are key to addressing these challenges effectively.
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What cities are hiring for Payment Risk Manager jobs? Cities with the most Payment Risk Manager job openings:
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Payment Risk Manager jobs near you
Infographic showing various Payment Risk Manager job openings in the United States as of July 2026, with employment types broken down into 85% Full Time, 13% Part Time, 1% Temporary, and 1% Contract. Highlights an 86% Physical, 1% Hybrid, and 13% Remote job distribution, with an average salary of $111,556 per year, or $53.6 per hour.
Payments Risk Manager

Payments Risk Manager

Whop

New York, NY • On-site

$100K - $130K/yr

Full-time

Medical, Dental, Vision, PTO

Re-posted 21 days ago

Job description

About The Role
Whop operates in fast-moving digital verticals. Risk is not a back-office function - it's embedded in growth. As our first dedicated Payments Risk Specialist, you aren't joining a legacy machine, you will help shape it. We're looking for a Payments Risk Specialist who can monitor, research and continuously improve transaction and merchant risk frameworks while enabling expansion.
What You'll Do
  • Monitor transaction activity and merchant behavior across card and alternative payment rails
  • Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative skills to uncover the hidden trails of bad actors
  • Partner with Compliance on KYC, KYB, and onboarding risk controls
  • Fine tune rules and thresholds to balance approval rates with loss mitigation. You understand that a blanket "no" is the easy way out but you aim for precision
  • Design dashboards and alerts that surface emerging risk trends, building data narratives from the ground up
  • Work cross-functionally to prevent systemic exposure while preserving growth velocity

What We're Looking For
  • 2-5 years in payments risk, fraud operations, or transaction monitoring with a strong analytical mindset with ability to interpret behavioral and financial signals
  • You thrive in greenfield environments. You possess the ability to make principled risk decisions under ambiguity and partial information
  • Strong analytical mindset with ability to interpret behavioral and financial signals
  • You have a relentless "can-do" attitude. You don't wait for perfect engineering solutions; you build workarounds, push boundaries, and find a way
  • You keep a sharp eye on UX. You understand that managing risk is about maximizing legitimate revenue, not just minimizing loss
  • Ability to make principled risk decisions under ambiguity and partial information

Bonus
  • Experience with digital goods, marketplaces, or creator platforms
  • Exposure to sponsor bank environments or card network monitoring programs

Your first 90 days will look like the following:
  • Within 30 days, you will deeply master Whop's payment risk flows
  • Within 60 days, You take full ownership of the daily operation. You are applying your creative review skills to hunt down bad actors and making principled risk decisions
  • Within 90 days, you are detecting fraud patterns and escalating trends to our engineering teams to update fraud solutions within our product

The expected salary range for this position is $100,000 to $130,000 annually, with final compensation determined based on experience, skills, and qualifications.
  • Competitive equity package
  • ♥ Unlimited PTO, with full health, vision, dental coverage
  • Lunch & dinner paid for Monday through Friday
  • Free Equinox membership
  • Free Citibike membership
  • Free Ubers home after 10pm
  • $9k annual rent subsidy if you live within 4 blocks of our office
  • Latest MacBook Pro & tech accessories

Apply