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Payment Risk Manager Jobs (NOW HIRING)

Coast

Risk Manager

New York, NY · On-site

S. B2B card payments infrastructure, with a focus on the country's 500,000 commercial fleets, 40 ... spend management platform. About the Role The Risk team at Coast owns the full credit and fraud ...

Coast

Risk Manager

New York, NY · On-site

S. B2B card payments infrastructure, with a focus on the country's 500,000 commercial fleets, 40 ... spend management platform. About the Role The Risk team at Coast owns the full credit and fraud ...

Robert Half

Risk Manager

Columbus, OH · On-site

$35 - $40/hr

... payments, monitoring tools, queues, dashboards, and related workflows. * Create clear testing ... Hands-on knowledge of risk management frameworks, control effectiveness reviews, and operational ...

City of Hemet

Risk Manager

Hemet, CA · On-site

$123K - $165K/yr

The Risk Manager will provide leadership and expertise across a broad range of risk management ... recovery payments, and ensuring proper reimbursement of deductibles when applicable. Develops ...

City of Hemet, CA

Risk Manager

Hemet, CA · On-site

$123K - $165K/yr

The Risk Manager will provide leadership and expertise across a broad range of risk management ... recovery payments, and ensuring proper reimbursement of deductibles when applicable. * Develops ...

Windcave

Enterprise Risk Manager

Manhattan, NY · On-site

$135K/yr

Founded in 1999 in New Zealand, Windcave has consistently led the way in the innovation of payment ... About the role At Windcave Limited, we are seeking an experienced Risk Manager to join our team in ...

Fiserv, Inc.

Risk Manager

Alpharetta, GA · On-site

$87K - $146K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Risk Manager About your role: You will serve as the Line of Business (LOB) Risk Manager ...

Monitise

Risk Manager

New York, NY · On-site

$87K - $146K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Risk Manager About your role: You will serve as the Line of Business (LOB) Risk Manager ...

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Payment Risk Manager information

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$51.5K

$111.6K

$170K

How much do payment risk manager jobs pay per year?

As of Aug 22, 2026, the average yearly pay for payment risk manager in the United States is $111,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $129,000.00 per year, depending on experience, location, and employer.

What does a payment risk manager do?

A Payment Risk Manager is responsible for identifying, assessing, and mitigating risks related to payment transactions within a company. They develop strategies to detect and prevent fraud, monitor payment activities, ensure compliance with relevant regulations, and analyze transaction data to identify suspicious patterns. Their work helps protect both the organization and its customers from financial losses and ensures secure and efficient payment processes.

What are some common challenges a payment risk manager faces when implementing fraud prevention strategies?

Payment Risk Managers often encounter challenges balancing effective fraud prevention with a smooth customer experience. Implementing robust controls can sometimes result in false positives, inadvertently blocking legitimate transactions and frustrating customers. Additionally, staying ahead of constantly evolving fraud tactics requires continuous learning and adaptation, as well as close collaboration with IT, compliance, and customer support teams. Regularly updating risk models and fostering communication across departments are key to addressing these challenges effectively.

What are the key skills and qualifications needed to thrive as a payment risk manager, and why are they important?

To thrive as a Payment Risk Manager, you need a strong background in finance, risk assessment, data analysis, and a relevant degree in business, finance, or a related field. Familiarity with payment processing systems, fraud detection tools, and risk management software, as well as certifications like Certified Fraud Examiner (CFE), are typically required. Excellent problem-solving, critical thinking, and communication skills help professionals stand out in this role. These skills and qualifications are crucial for effectively identifying, mitigating, and preventing payment risks, ensuring financial security and compliance within organizations.

What is the difference between Payment Risk Manager vs Credit Analyst?

AspectPayment Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, certifications like CRCM or RMA often preferredBachelor's degree in finance, economics, or related field; certifications like CFA or credit analysis courses
Work EnvironmentFinancial institutions, payment processing companies, e-commerce firmsBanks, lending institutions, credit bureaus
Employer & Industry UsageFocuses on managing payment fraud and risk in transaction environmentsEvaluates creditworthiness of individuals or businesses for lending decisions

The Payment Risk Manager primarily focuses on mitigating risks associated with payment transactions, while the Credit Analyst assesses creditworthiness for lending. Both roles require financial knowledge and analytical skills but serve different aspects of financial risk management.

Do payment risk managers make good money?

Payment risk managers typically earn a competitive salary that varies based on experience, location, and industry. They often receive additional benefits and may advance to higher roles such as risk director or compliance officer, increasing earning potential. Certification in risk management or related fields can also enhance salary prospects.

Is a Payment Risk Manager a stressful job?

A Payment Risk Manager role involves monitoring and analyzing financial transactions to detect fraud and mitigate risks, which can be stressful during high transaction volumes or when managing urgent issues. The job requires attention to detail, problem-solving skills, and often involves working under tight deadlines, but workload and stress levels vary by organization and individual experience.
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Payment Risk Manager jobs near you
Infographic showing various Payment Risk Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $111,556 per year, or $53.6 per hour.

Payments Risk Analyst

Certegy Payment Solutions

Clearwater, FL • On-site

Full-time

Re-posted 3 days ago

Job description

Job Summary:
Certegy Payment Solutions is a provider of secure payment acceptance solutions, and they are seeking a Payments Risk Analyst to enhance their expertise in fraud and risk monitoring. The role involves collaborating with various teams to analyze transactional data, implement risk controls, and communicate insights to stakeholders.
Responsibilities:
• Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
• Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
• Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
• Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
• Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
• Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
• Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
• Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
• Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.
Qualifications:
Required:
• Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
• Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
• Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
• Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
• Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
• Bachelor’s degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
• 2–3+ years of experience in payments risk, fraud analytics, or financial analysis.
• U.S. work authorization required (no visa sponsorship available)
Preferred:
• Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
Company:
We are a leading FinTech provider of payment risk management and services to retailers and financial institutions in North America. Founded in 1981, the company is headquartered in Clearwater, USA, with a team of 51-200 employees. The company is currently Growth Stage.

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