ZipRecruiter

Log In

1

Payment Risk Agent Jobs (NOW HIRING)

SignaPay

Risk Analyst - Payments Industry

Irving, TX · On-site

... ISO/Agent on progress of investigations and holds affecting merchants · Initiate or respond to ... Knowledge of payment processing and the various departments that connect with risk such as ...

Amazon

Sr Risk Manager, Lending, ABPL

New York, NY · On-site

Identify innovation opportunities, design experiments, and deliver payment experiences that delight ... Agent to conduct portfolio analysis, generate insights, and draft communications at scale ...

Ramp

Credit Risk Associate

Manhattan, NY · On-site

$160K - $200K/yr

Own credit risk strategy for areas like model prototyping, credit limits, payment speed ... Build the first useful version when the workflow does not exist: a tool, app, dashboard, agent ...

Ramp

Credit Risk Associate

New York, NY · On-site

$108K - $200K/yr

Own credit risk strategy for areas like model prototyping, credit limits, payment speed ... Build the first useful version when the workflow does not exist: a tool, app, dashboard, agent ...

next page

Showing results 1-20

All JobsFinance And Insurance JobsAccounting JobsAccounting Professional JobsPayment Risk Agent Jobs

Payment Risk Agent information

See salary details

$38K

$81.8K

$112K

How much do payment risk agent jobs pay per year?

As of Sep 11, 2026, the average yearly pay for payment risk agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are popular job titles related to Payment Risk Agent jobs?

For Payment Risk Agent jobs, the most frequently searched job titles are:

Infographic showing various Payment Risk Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 85% Physical, 5% Hybrid, and 10% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Risk Analyst - Payments Industry

Irving, TX • On-site

SignaPay
Finance and Insurance • 11 - 50 employees
Learn more about SignaPayexternal

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 24 days ago

Key responsibilities

  • Review merchant exception reports to identify and mitigate risks and losses related to credit card transactions.

  • Conduct investigations on merchant processing, including suspending deposits and collecting documentation to verify information.

  • Communicate with merchants, agents, and other stakeholders regarding investigation progress and merchant processing patterns.

Job description

Position: Risk / Fraud Analyst

Reports To: Director of Risk

Direct Reports: None

Description

Summary: Under general supervision, the risk analyst position is an individual contributor to a department responsible for the protection of financial losses for the company. Under general supervision, the Risk/Fraud Analyst conducts risk monitoring activities using online exception reporting tools and other investigative strategies to investigate unusual transactions processed on merchant accounts. Conducts investigations which includes holding funds on merchant deposits and communicating with agents until the investigation is completed. This department works closely with finance and is the last line of defense in mitigating financial losses to the company, merchants and partners.

Primary Responsibilities

· Review Merchant Exception Reports using an online reporting system to identify and mitigate risk and losses related to merchant credit card transactions processed daily

· When deemed appropriate, conducts investigations on merchant processing including suspending deposit until the investigation is completed.

· Collect documentation from merchants to verify information with issuing banks or other outside resources

· Conducts merchant interviews related to investigation

· Communicate with referring ISO/Agent on progress of investigations and holds affecting merchants

· Initiate or respond to e-mail communications with other MAC (Merchant Acquiring Committee) members regarding fraudulent or high-risk merchants; share information regarding merchant processing patterns where relevant to prevent further or future losses

· Daily case reporting

Skills Required

· Strong deductive reasoning skills; can infer information gathered from multiple sources

· Ability to identify patterns or recognize anomalies in a fast-paced environment

· Able to read and fully understand personal and business credit reports, bank statements in order to assess a merchant’s financial condition and wherewithal.

· Knowledge of payment processing and the various departments that connect with risk such as Underwriting, outside / inside sales

· Knowledge of ACH returns, chargebacks and how each relate to risk management

· Ability to convey difficult news compassionately in support of building long-term relationships with merchants and ISOs

· Ability to adhere to strict deadlines pertaining to financial holds and releases

· Ability to effectively communicate both written and verbal

Experience and Education

· Minimum of 3 years prior experience in a Risk Management or Credit Underwriting role, preferably within the payment card industry

· Prior use of transaction monitoring or risk assessment software and reporting tools

· Knowledge of G2 web monitoring systems

· Proficiency with Microsoft Office applications

· Payment industry knowledge

Hours required for this position are M-F 8:00 AM – 5:00 PM in office. Some holidays, weekends and overtime may be required occasionally.

Please submit salary requirements for immediate consideration

Company Description

DFW's Best & Brightest Companies to Work For (2019, 2020, 2021, 2022, 2023, 2024, 2025 Winner)
Top 10 places to work in DFW
Inc 5000 List of Fastest Growing Private Companies for 2021, 2022, 2023, 2024, 2025
Small financial services firm with an amazing team environment
Generous benefits package
401K with employer match