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Payment Risk Manager Jobs in Florida (NOW HIRING)

City of Clearwater

Risk Division Manager

Clearwater, FL · On-site

$96K - $154K/yr

Audits, reviews, and evaluates all policies and invoices for payment of premiums; monitors the ... Associate in Risk Management (ARM) or similar credential is preferred. Education and Experience:

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site

$143K - $190K/yr

Contribute to development of risk management systems. Develop or implement risk-assessment ... payment or compensation) at any time, including for reasons related to individual performance ...

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site +1

$143K - $190K/yr

Contribute to development of risk management systems. Develop or implement risk-assessment ... payment or compensation) at any time, including for reasons related to individual performance ...

Chewy

Risk Management Analyst

Plantation, FL

$68K - $102K/yr

... payments. * Ensure ongoing compliance with multi-state insurance regulations and filing ... Exempt salary team members have unlimited PTO, subject to manager approval. Team members will ...

Chewy

Risk Management Analyst

Plantation, FL · On-site

$68K - $102K/yr

... payments. * Ensure ongoing compliance with multi-state insurance regulations and filing ... Exempt salary team members have unlimited PTO, subject to manager approval. Team members will ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL · On-site

Review the risk associated with ACH Stop Payment hits and suspects. Review for proper completion ... Other tasks as directed by the ACH Payments Manager and / or ACH Payments Team Lead. * Adheres to ...

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Payment Risk Manager information

What is the difference between Payment Risk Manager vs Credit Analyst?

AspectPayment Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, certifications like CRCM or RMA often preferredBachelor's degree in finance, economics, or related field; certifications like CFA or credit analysis courses
Work EnvironmentFinancial institutions, payment processing companies, e-commerce firmsBanks, lending institutions, credit bureaus
Employer & Industry UsageFocuses on managing payment fraud and risk in transaction environmentsEvaluates creditworthiness of individuals or businesses for lending decisions

The Payment Risk Manager primarily focuses on mitigating risks associated with payment transactions, while the Credit Analyst assesses creditworthiness for lending. Both roles require financial knowledge and analytical skills but serve different aspects of financial risk management.

What does a Payment Risk Manager do?

A Payment Risk Manager is responsible for identifying, assessing, and mitigating risks related to payment transactions within a company. They develop strategies to detect and prevent fraud, monitor payment activities, ensure compliance with relevant regulations, and analyze transaction data to identify suspicious patterns. Their work helps protect both the organization and its customers from financial losses and ensures secure and efficient payment processes.

What are the key skills and qualifications needed to thrive as a Payment Risk Manager, and why are they important?

To thrive as a Payment Risk Manager, you need a strong background in finance, risk assessment, data analysis, and a relevant degree in business, finance, or a related field. Familiarity with payment processing systems, fraud detection tools, and risk management software, as well as certifications like Certified Fraud Examiner (CFE), are typically required. Excellent problem-solving, critical thinking, and communication skills help professionals stand out in this role. These skills and qualifications are crucial for effectively identifying, mitigating, and preventing payment risks, ensuring financial security and compliance within organizations.

What are some common challenges a Payment Risk Manager faces when implementing fraud prevention strategies?

Payment Risk Managers often encounter challenges balancing effective fraud prevention with a smooth customer experience. Implementing robust controls can sometimes result in false positives, inadvertently blocking legitimate transactions and frustrating customers. Additionally, staying ahead of constantly evolving fraud tactics requires continuous learning and adaptation, as well as close collaboration with IT, compliance, and customer support teams. Regularly updating risk models and fostering communication across departments are key to addressing these challenges effectively.
What are popular job titles related to Payment Risk Manager jobs in Florida? For Payment Risk Manager jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Payment Risk Manager jobs in Florida look for? The top searched job categories for Payment Risk Manager jobs in Florida are:
What cities in Florida are hiring for Payment Risk Manager jobs? Cities in Florida with the most Payment Risk Manager job openings:
Payment Risk Manager jobs near you
Infographic showing various Payment Risk Manager job openings in Florida as of July 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Payment and Fraud Governance Manager

Ocean Bank

Miami, FL • Hybrid

Full-time

Posted 13 days ago

Job description

Ocean Bank is seeking an experienced Payments and Fraud Governance Manager to lead fraud risk management, payment operations governance, and regulatory compliance across ACH, wire transfers, and other payment channels. This role is ideal for a banking operations leader who combines strong fraud prevention expertise, operational control discipline, and executive-level communication skills.  Comfortable balancing customer experience, operational efficiency, fraud loss mitigation, and compliance requirements.  In this position, you will help strengthen the Bank’s control environment, reduce fraud and operational losses, support customer protection programs, and ensure compliance with applicable regulatory requirements, including NACHA Rules, Regulation E, BSA/AML, OFAC, UCC Article 4A, and related payment system guidance.


Key responsibilities:

  • Lead the governance, risk management, and operational oversight of fraud prevention, ACH operations, wire transfer services, and related payment channels.
  • Develop and execute strategies to detect, prevent, investigate, and mitigate fraud across digital banking, ACH, wires, debit cards, checks, Zelle, and emerging payment platforms.
  • Oversee fraud claims, disputes, investigations, exception processing, recalls, returns, reversals, and customer protection processes.
  • Maintain strong internal controls, segregation of duties, audit readiness, issue tracking, and remediation practices.
  • Ensure compliance with applicable payment, fraud, consumer protection, sanctions, and anti-money laundering requirements.
  • Establish and monitor department goals, key performance indicators, service standards, risk tolerances, and operational controls.
  • Partner with Information Technology, Compliance, Risk, Audit, Legal, and business stakeholders to enhance systems, strengthen controls, and support process improvement initiatives.
  • Manage vendor relationships with fraud detection providers, payment processors, core system vendors, and network providers.
  • Prepare and present fraud trends, operational performance, risk assessments, and governance updates to senior and executive management.
  • Lead, coach, and develop team members while promoting accountability, customer service, risk awareness, and continuous improvement.

Requirements

1. Bachelor's Degree in Business Administration, Finance, Accounting, Risk Management, or related field.

2. 7+ years of Audit governance Experience.

3. 5+ years of Bank Operations.

4. 5+ years of Management experience.

5. Extensive experience in:

  • Payment Risk Management
  • Regulatory Compliance
  • Operations Controls
    •  

Combination of education and experience will be considered. 

Skills & Competencies

1. Strong knowledge of:

  • Regulation E
  • NACHA Rules
  • BSA/AML
  • OFAC
  • UCC Article 4A
  • FFIEC Guidance
  • Payment system risk management
    1. Regulatory expectations for fraud and consumer protection, including timely dispute/error resolution, customer notifications, and consistent documentation.
    2. Audit readiness standards for fraud operations, including control design/operating effectiveness, evidence retention, issue tracking, and timely remediation of findings.
    3. Experience with fraud monitoring and analytics platforms.
    4. Strong leadership, communication (verbal and written), and executive presentation skills.
    5. Excellent analytical and decision-making ability.
    6. Strong project management and change management capabilities.
    7. Proficient in the following MS Office Software (e.g. Excel, Word, Power Point and Outlook) and data reporting tools.

  •  

    Preferences

    • Master’s Degree.

    Licenses/Certifications

    • None
    CHA Rules

In this role you can work hybrid from Miami, Florida, United States

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