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Payment Risk Manager Jobs in New York (NOW HIRING)

Polymarket

Senior Payment Risk Analyst

New York, NY · On-site

Own relationships with payment processors, card networks, and banking partners on risk-related matters, including chargeback disputes, ratio management, and compliance inquiries. * Produce clear ...

New

Worthland

Lead Risk Manager, Payment Fraud

New York, NY · Hybrid

$150K - $180K/yr

Lead Risk Manager, Payment Fraud Toronto Onsite | Full-Time | Hybrid after onboarding | Reports to CEO | LMIA / PNP sponsorship available About the Client Our client is one of Canada's fastest ...

Whop

Payments Risk Manager

New York, NY · On-site

$100K - $130K/yr

Monitor transaction activity and merchant behavior across card and alternative payment rails ... You keep a sharp eye on UX. You understand that managing risk is about maximizing legitimate ...

Whop

Payments Risk Manager

New York, NY

$100K - $130K/yr

Monitor transaction activity and merchant behavior across card and alternative payment rails ... You keep a sharp eye on UX. You understand that managing risk is about maximizing legitimate ...

Coast

Risk Manager

New York, NY · On-site

S. B2B card payments infrastructure, with a focus on the country's 500,000 commercial fleets, 40 ... spend management platform. About the Role The Risk team at Coast owns the full credit and fraud ...

Coast

Risk Manager

New York, NY · On-site

S. B2B card payments infrastructure, with a focus on the country's 500,000 commercial fleets, 40 ... spend management platform. About the Role The Risk team at Coast owns the full credit and fraud ...

Windcave

Enterprise Risk Manager

Manhattan, NY · On-site

$135K/yr

Founded in 1999 in New Zealand, Windcave has consistently led the way in the innovation of payment ... About the role At Windcave Limited, we are seeking an experienced Risk Manager to join our team in ...

Monitise

Risk Manager

New York, NY

$87K - $146K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Risk Manager About your role: You will serve as the Line of Business (LOB) Risk Manager ...

Betterment

Risk Manager

New York, NY · On-site

$140K - $155K/yr

As a Risk Manager, you will own a portfolio of risk processes, perform risk assessments, and ... Day-one 401(k) match plus matching on qualified student loan payments. What happens next We'll take ...

Monitise

Risk Manager

Berkeley Heights, NJ

$87K - $146K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Risk Manager About your role: You will serve as the Line of Business (LOB) Risk Manager ...

Made Card

Fraud Risk Manager

New York, NY · Remote

$100K - $110K/yr

About the Role The Fraud Risk Manager is a key member of the Risk Management team focusing on the ... Take accountability for fraud loss metric (first payment default rate, R10 returns, reward points ...

Made Card

Fraud Risk Manager

New York, NY · On-site

$100K - $110K/yr

About the Role The Fraud Risk Manager is a key member of the Risk Management team focusing on the ... Take accountability for fraud loss metric (first payment default rate, R10 returns, reward points ...

Made Card

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

... mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a ... About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card ...

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

... mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a ... About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card ...

EITACIES Inc.

Risk Manager RCSA Controls

Manhattan, NY · On-site

$100 - $130/hr

Risk Manager - RCSA & Controls New York, NY Hybrid 3 days/week. We are looking for an experienced ... Exposure to banking, payments, credit card, or financial risk environments. * Experience working ...

Eitacies Inc

Risk Manager - RCSA & Controls

Manhattan, NY · On-site

$60 - $70/hr

Risk Manager - RCSA & Controls New York, NY Hybrid 3 days/week. We are looking for an experienced ... Exposure to banking, payments, credit card, or financial risk environments. * Experience working ...

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Payment Risk Manager information

What is the difference between Payment Risk Manager vs Credit Analyst?

AspectPayment Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, certifications like CRCM or RMA often preferredBachelor's degree in finance, economics, or related field; certifications like CFA or credit analysis courses
Work EnvironmentFinancial institutions, payment processing companies, e-commerce firmsBanks, lending institutions, credit bureaus
Employer & Industry UsageFocuses on managing payment fraud and risk in transaction environmentsEvaluates creditworthiness of individuals or businesses for lending decisions

The Payment Risk Manager primarily focuses on mitigating risks associated with payment transactions, while the Credit Analyst assesses creditworthiness for lending. Both roles require financial knowledge and analytical skills but serve different aspects of financial risk management.

What does a payment risk manager do?

A Payment Risk Manager is responsible for identifying, assessing, and mitigating risks related to payment transactions within a company. They develop strategies to detect and prevent fraud, monitor payment activities, ensure compliance with relevant regulations, and analyze transaction data to identify suspicious patterns. Their work helps protect both the organization and its customers from financial losses and ensures secure and efficient payment processes.

What are the key skills and qualifications needed to thrive as a payment risk manager, and why are they important?

To thrive as a Payment Risk Manager, you need a strong background in finance, risk assessment, data analysis, and a relevant degree in business, finance, or a related field. Familiarity with payment processing systems, fraud detection tools, and risk management software, as well as certifications like Certified Fraud Examiner (CFE), are typically required. Excellent problem-solving, critical thinking, and communication skills help professionals stand out in this role. These skills and qualifications are crucial for effectively identifying, mitigating, and preventing payment risks, ensuring financial security and compliance within organizations.

What are some common challenges a payment risk manager faces when implementing fraud prevention strategies?

Payment Risk Managers often encounter challenges balancing effective fraud prevention with a smooth customer experience. Implementing robust controls can sometimes result in false positives, inadvertently blocking legitimate transactions and frustrating customers. Additionally, staying ahead of constantly evolving fraud tactics requires continuous learning and adaptation, as well as close collaboration with IT, compliance, and customer support teams. Regularly updating risk models and fostering communication across departments are key to addressing these challenges effectively.

What are popular job titles related to Payment Risk Manager jobs in New York?

For Payment Risk Manager jobs in New York, the most frequently searched job titles are:

What job categories do people searching Payment Risk Manager jobs in New York look for?

The top searched job categories for Payment Risk Manager jobs in New York are:

What cities in New York are hiring for Payment Risk Manager jobs?

Cities in New York with the most Payment Risk Manager job openings:

Payment Risk Manager jobs near you
Infographic showing various Payment Risk Manager job openings in New York as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 15% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Senior Payment Risk Analyst

Polymarket

New York, NY • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago

New

Job description

About Polymarket
Polymarket is the world's largest prediction market platform. We enable individuals to express views on real-world events by trading on outcomes across politics, economics, sports, culture, and current affairs. Built as a peer-to-peer marketplace, Polymarket aggregates diverse opinions into transparent, market-based probabilities that reflect collective expectations about the future.
We're growing fast, both in terms of volume ($21B traded in 2025) and adoption as an alternative news source. Our ambition is to become a ubiquitous beacon of truth in global media and we need your help adding fuel to the fire.
About the Role
Polymarket operates as a CFTC-regulated prediction market exchange, which means money movement is not a back-office function. It is core infrastructure. Deposits, withdrawals, and settlement payouts happen at high volume and accelerate dramatically around major real-world events. The Senior Payment Risk Analyst role exists to own the risk posture around all of it: how money gets onto the platform, how it moves across it, and how it leaves.
This is a senior / contributor role on the Payments Risk team within the US Exchange. You will sit at the intersection of fraud operations, payment rail mechanics, and regulatory compliance. Day to day, that means investigating live cases, monitoring transaction data, writing and tuning fraud rules, and maintaining the banking, card network, and processor relationships that depend on us keeping our house in order. You will work closely with Compliance, Engineering, Legal and InfoSec. When you identify a control gap, you are expected to close it, not just document it.
The challenge here is real. Payment volumes can spike by an order of magnitude in hours when a major market goes live. Fraud patterns shift fast. Regulatory expectations are high and still evolving. If you want a role where the risk environment is stable and well-understood, this is not it. If you want to build the payment risk function at a company that is redefining how people engage with information and markets, read on.
What You'll Do
  • Investigate live payment fraud cases across deposits, withdrawals, and settlement payouts, making timely decisions on holds, reversals, and account actions.
  • Monitor transaction data for anomalies tied to high-volume market events, distinguishing normal volume spikes from genuine abuse signals.
  • Write and tune fraud detection rules in response to emerging patterns, using transaction data to set thresholds you can defend quantitatively.
  • Identify control gaps across the full payment stack, then work directly with Engineering, Compliance and InfoSec to get those gaps closed.
  • Own relationships with payment processors, card networks, and banking partners on risk-related matters, including chargeback disputes, ratio management, and compliance inquiries.
  • Produce clear, well-reasoned risk memos and committee-level reporting that translate payment risk findings into decisions for non-risk stakeholders.
  • Maintain and improve the team's core fraud and payment risk documentation, including policies, runbooks, and week-over-week metric tracking.

What We're Looking For
  • 8 or more years of hands-on experience in payments risk, fraud risk, or transaction monitoring at a fintech, exchange, payments company, bank, or comparable regulated financial services business.
  • Direct experience with ACH, wire, card networks (Visa and Mastercard), and at least one real-time payment rail (RTP or FedNow), including their dispute mechanics, chargeback rules, and associated fraud patterns.
  • Working knowledge of BSA/AML fundamentals and how payments risk and AML risk overlap, including SAR filing, structuring detection, and transaction monitoring systems.
  • Demonstrated experience setting quantitative risk thresholds, such as velocity limits and chargeback ratios, and defending those decisions to internal stakeholders, processors, banks, and card networks.
  • Strong written communication skills. This role produces risk memos and reporting for senior stakeholders on a regular basis. You need to write clearly and argue a position well.
  • Experience auditing a payment stack end to end, identifying where controls are missing or miscalibrated, and building the case for what needs to change.
  • (Plus) Familiarity with CFTC-regulated environments or other derivatives/exchange contexts.
  • (Plus) Experience working in a high-growth environment where payment volumes scale quickly and the risk surface changes fast.
  • (Plus) Exposure to crypto or blockchain-adjacent payment flows.

Benefits
  • Competitive salary & equity
  • Unlimited PTO
  • Full Health, Vision, & Dental coverage
  • 401k match
  • Hardware setup: new MacBook Pro, big display, & accessories

Apply