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Overnight Underwriter Jobs (NOW HIRING)

Berkley

Life Sciences Underwriter

Naperville, IL · On-site

$95K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Ability to travel up to 50% of the time, including overnight travel * Advanced proficiency with the ... Minimum of 5 years of underwriting experience including products * Life Science Products Liability ...

Berkley

Life Sciences Underwriter

Naperville, IL · On-site

$95K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Ability to travel up to 50% of the time, including overnight travel * Advanced proficiency with the ... Minimum of 5 years of underwriting experience including products * Life Science Products Liability ...

Berkley

Executive Technology Underwriting

San Antonio, TX · On-site +1

$120K - $150K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

As a Sr. Technology Underwriter , you'll be responsible for the management and growth of a Texas ... Travel up to 25% - some overnight Sponsorship not Offered for this Role

New

Berkley

Life Sciences Underwriter

Ewing, NJ · On-site

$120K - $180K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work collaboratively and effectively with, underwriting associate, operations, legal, home office ... Ability to travel up to 25% of the time, including overnight travel * Advanced proficiency with the ...

Berkley

Life Sciences Underwriter

Ewing, NJ

$120K - $180K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work collaboratively and effectively with, underwriting associate, operations, legal, home office ... Ability to travel up to 25% of the time, including overnight travel * Advanced proficiency with the ...

Berkley

Life Sciences Underwriter

Ewing, NJ

$120K - $180K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work collaboratively and effectively with, underwriting associate, operations, legal, home office ... Ability to travel up to 25% of the time, including overnight travel * Advanced proficiency with the ...

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All JobsUnderwriter JobsOvernight Underwriter Jobs

Overnight Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do overnight underwriter jobs pay per year?

As of Aug 15, 2026, the average yearly pay for overnight underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an overnight underwriter?

Overnight Underwriters are professionals who review and assess loan applications, insurance policies, or other financial documents during non-standard business hours, typically overnight. Their primary role is to evaluate risk, verify applicant information, and ensure compliance with relevant guidelines so that decisions can be made quickly, often by the next business day. This position helps financial institutions maintain continuous operations and meet tight processing deadlines, especially in fast-paced environments like mortgage lending or insurance underwriting.

Can you work remotely as an overnight underwriter?

Overnight underwriters can often work remotely, especially with the increased adoption of telecommuting in the insurance industry. However, remote work availability depends on the employer's policies, the company's technology infrastructure, and the need for collaboration or access to specific systems during overnight shifts.

What is the difference between Overnight Underwriter vs Daytime Underwriter?

AspectOvernight UnderwriterDaytime Underwriter
CredentialsTypically requires similar certifications such as insurance licenses or underwriting trainingSame as Overnight Underwriter
Work EnvironmentWorks overnight shifts, often remotely or in officeWorks during regular business hours in office or remotely
Industry UsageCommon in insurance companies, especially in 24-hour operationsStandard in insurance underwriting during business hours

The main difference between an Overnight Underwriter and a Daytime Underwriter lies in their work hours. Overnight Underwriters handle policies during night shifts, often with similar credentials and in the same industry setting as Daytime Underwriters, who work during regular hours. Both roles require comparable skills and certifications, but their schedules differ to ensure 24-hour coverage for insurance companies.

Is it hard to get a job in overnight underwriting?

Getting a job as an overnight underwriter can be competitive, often requiring relevant experience in underwriting, strong attention to detail, and familiarity with industry-specific software. Entry-level positions may be available, but candidates with certifications or prior underwriting experience tend to have better prospects, especially for overnight shifts that require adaptability and reliability.

What are the key skills and qualifications needed to thrive as an overnight underwriter, and why are they important?

To thrive as an Overnight Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment and lending guidelines, usually supported by a degree in finance or a related field. Familiarity with loan origination systems, automated underwriting tools, and relevant certifications like DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer) are typically required. Excellent time management, independent decision-making, and effective written communication are crucial soft skills for handling high-volume workloads during non-traditional hours. These skills ensure accurate, timely loan evaluations and maintain compliance with regulatory standards, even when working with limited supervision.
More about Overnight Underwriter jobs

What cities are hiring for Overnight Underwriter jobs?

Cities with the most Overnight Underwriter job openings:

What are the most commonly searched types of Underwriter jobs?

The most popular types of Underwriter jobs are:

What states have the most Overnight Underwriter jobs?

States with the most job openings for Overnight Underwriter jobs include:

What job categories do people searching Overnight Underwriter jobs look for?

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Overnight Underwriter jobs near you
Infographic showing various Overnight Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 21% Part Time, and 1% Contract. Highlights an 89% Physical, and 11% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Middle Market Underwriter

Central Mutual Insurance Company

Alpharetta, GA • On-site

Full-time

Medical, Retirement

Posted 5 days ago

Job description

Location: Alpharetta, GA
Work Model: Hybrid
Position type: Full time - salary
We're a team of employees passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work.
Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!
As a Middle Market Underwriter, you'll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top-notch service.
Key Responsibilities of the Role
  • Manage and underwrite assigned book of middle market business to achieve profitability and meet financial objectives
  • Select profitable new business through analysis of the risks presented, coverage requested, and losses incurred
  • Classify and price risks appropriately using underwriting judgement and analytical tools and resources
  • Handle complex or larger accounts that may require reinsurance placement
  • Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
  • Identify opportunities for book improvement and work with Distribution on implementing necessary changes
  • Lead reviews on larger accounts exceeding letter of authority
  • Keep current on state/territory issues and regulations
  • Develop and maintain strong relationships with agents, traveling as needed for agency visits
  • Communicate effectively, providing prompt and professional service
  • Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, and marketing
  • Provide input and data to help drive and implement strategic underwriting initiatives
  • Maintain appropriate underwriting file documentation
  • Demonstrate a commitment to continuing education and development

Required Qualifications
  • Bachelor's degree in relevant field and 2 years of experience in Commercial Lines Underwriting
  • Or 4 years of experience in Commercial Lines Underwriting

Preferred Qualifications
  • Experience in underwriting Middle Market accounts

Knowledge, Skills, and Abilities
  • Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
  • Solid time, organizational, and desk management skills
  • Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
  • Ability to think analytically about business problems, make recommendations and propose solutions
  • Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
  • Knowledge of commercial lines coverages and policies in assigned states
  • Ability to professionally interact with our customers
  • Ability to investigate, gather facts and information, and analyze coverage
  • Understand the importance of capturing data
  • An innovative and continuous improvement mindset
  • A positive, professional, cooperative, and quality-conscious service attitude
  • Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
  • Possess analytical and problem-solving skills
  • Verbal and written communication skills, including negotiation, presentation, and influence skills
  • Ability to understand Central Insurance's policies and processes
  • Ability to travel to assigned agents including occasional overnight

Total Rewards
Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees' financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits
Work Authorization
Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F-1(including those with OPT or CPT) , H-1, H-2, L-1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire.
Equal Opportunity Employer
It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI-CM1 #LI-Hybrid

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