Cyber Risk Analyst
Alpharetta, GA · On-site
We connect financial institutions, corporations, merchants, and consumers to one another millions ... Job Title Cyber Risk Analyst About your role: As a Cyber Risk Analyst, you will support ...
Cyber Risk Analyst
Alpharetta, GA · On-site
We connect financial institutions, corporations, merchants, and consumers to one another millions ... Job Title Cyber Risk Analyst About your role: As a Cyber Risk Analyst, you will support ...
Position: Risk / Fraud Analyst Reports To: Director of Risk Direct Reports: None Description ... Conducts investigations which includes holding funds on merchant deposits and communicating with ...
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Position: Risk / Fraud Analyst Reports To: Director of Risk Direct Reports: None Description ... Conducts investigations which includes holding funds on merchant deposits and communicating with ...
Credit Risk Analyst
Chicago, IL · On-site
$100K - $130K/yr
The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants ... Analyze the impact of business model, industry and macro-economic developments on the credit ...
Credit Risk Analyst
Chicago, IL · On-site
$100K - $130K/yr
The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants ... Analyze the impact of business model, industry and macro-economic developments on the credit ...
Credit Risk Analyst
Manhattan, NY · On-site
Role: Credit Risk Analyst Onsite NY, NC and DE Key Responsibilities · Design, implement, and ... loans, working capital, merchant cash advance) and credit lifecycle strategies. · Strong ...
New
Credit Risk Analyst
Manhattan, NY · On-site
Role: Credit Risk Analyst Onsite NY, NC and DE Key Responsibilities · Design, implement, and ... loans, working capital, merchant cash advance) and credit lifecycle strategies. · Strong ...
New
Credit Risk Analyst
Chicago, IL · Hybrid
$100K - $130K/yr
The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants ... Analyze the impact of business model, industry and macro-economic developments on the credit ...
Credit Risk Analyst
Chicago, IL · Hybrid
$100K - $130K/yr
The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants ... Analyze the impact of business model, industry and macro-economic developments on the credit ...
Senior Merchant Credit and Transaction Risk Analyst
Chandler, AZ · On-site
$85 - $125/hr
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
New
Senior Merchant Credit and Transaction Risk Analyst
Chandler, AZ · On-site
$85 - $125/hr
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
New
Senior Financial Risk Analyst
Chicago, IL · On-site
$125K - $170K/yr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
Senior Financial Risk Analyst
Chicago, IL · On-site
$125K - $170K/yr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
Senior Financial Risk Analyst
Chicago, IL · On-site
$125 - $170/hr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
New
Senior Financial Risk Analyst
Chicago, IL · On-site
$125 - $170/hr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
New
Senior Merchant Credit and Transaction Risk Analyst
Plano, TX · On-site
$90 - $130/hr
SummaryAs a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help mitigate ...
New
Senior Merchant Credit and Transaction Risk Analyst
Plano, TX · On-site
$90 - $130/hr
SummaryAs a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help mitigate ...
New
S. and among the top 15 merchant acquirers by transaction volume. The Senior Analyst, Credit Risk ... Oversight , plays a key role in the Bank's second line of defense by supporting independent ...
S. and among the top 15 merchant acquirers by transaction volume. The Senior Analyst, Credit Risk ... Oversight , plays a key role in the Bank's second line of defense by supporting independent ...
Senior Financial Risk Analyst
$125K - $170K/yr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
Senior Financial Risk Analyst
$125K - $170K/yr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
S. and among the top 15 merchant acquirers by transaction volume. The Senior Analyst, Credit Risk ... Oversight , plays a key role in the Bank's second line of defense by supporting independent ...
S. and among the top 15 merchant acquirers by transaction volume. The Senior Analyst, Credit Risk ... Oversight , plays a key role in the Bank's second line of defense by supporting independent ...
Senior Merchant Credit and Transaction Risk Analyst
Alpharetta, GA · On-site
$85 - $125/hr
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
Senior Merchant Credit and Transaction Risk Analyst
Alpharetta, GA · On-site
$85 - $125/hr
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
Senior Merchant Credit and Transaction Risk Analyst
Knoxville, TN · On-site
$85 - $125/hr
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
New
Senior Merchant Credit and Transaction Risk Analyst
Knoxville, TN · On-site
$85 - $125/hr
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
New
Senior Merchant Credit and Transaction Risk Analyst
Plano, TX · On-site
$85 - $125/hr
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
New
Senior Merchant Credit and Transaction Risk Analyst
Plano, TX · On-site
$85 - $125/hr
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
New
$125 - $170/hr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
New
$125 - $170/hr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
New
Senior Financial Risk Analyst
Chicago, IL · On-site
$125 - $170/hr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
Senior Financial Risk Analyst
Chicago, IL · On-site
$125 - $170/hr
You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
Summary As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help ...
Commodity Risk Analyst
$150K/yr
This position provides market intelligence, risk analysis, and actionable recommendations to ... Partner closely with Sales, Merchandising, Procurement, and Operations to evaluate commodity risks ...
Commodity Risk Analyst
$150K/yr
This position provides market intelligence, risk analysis, and actionable recommendations to ... Partner closely with Sales, Merchandising, Procurement, and Operations to evaluate commodity risks ...
Merchant Risk Analyst information
See salary details
$15.38 - $19.97
3% of jobs
$19.97 - $24.56
7% of jobs
$24.56 - $29.15
12% of jobs
$30.05 is the 25th percentile. Wages below this are outliers.
$29.15 - $33.74
15% of jobs
$33.74 - $38.33
13% of jobs
The median wage is $38.48 / hr.
$38.33 - $42.92
16% of jobs
$42.92 - $47.51
8% of jobs
$48.08 is the 75th percentile. Wages above this are outliers.
$47.51 - $52.10
11% of jobs
$52.10 - $56.69
6% of jobs
$56.69 - $61.28
6% of jobs
$61.28 - $65.87
3% of jobs
$15
$40
$65
How much do merchant risk analyst jobs pay per hour?
As of Aug 21, 2026, the average hourly pay for merchant risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.
What is a merchant risk analyst?
A Merchant Risk Analyst assesses the risk associated with businesses that process payments, ensuring they comply with financial regulations and fraud prevention measures. They analyze transaction patterns, detect suspicious activities, and evaluate the credibility of merchants to minimize financial losses. Their role involves using data-driven insights, risk models, and industry best practices to mitigate fraud and chargebacks. Additionally, they collaborate with internal teams to improve risk policies and support safe payment processing.
What does a merchant risk analyst do?
A typical day for a Merchant Risk Analyst involves monitoring and analyzing merchant transactions to identify unusual or suspicious patterns, conducting in-depth investigations into high-risk accounts, and preparing detailed risk reports. You’ll regularly collaborate with compliance teams, sales, and customer support to address issues and mitigate potential risks. The role often includes updating risk models, developing preventive strategies, and communicating findings to management. This dynamic environment requires adaptability and the ability to balance routine monitoring with rapid response to emerging threats, making every day uniquely challenging and rewarding.
What are the key skills and qualifications needed to thrive as a merchant risk analyst?
To thrive as a Merchant Risk Analyst, you need strong analytical abilities, a background in finance or business, and expertise in risk assessment methodologies. Familiarity with data analysis tools (such as SQL, Excel, and risk management software), as well as experience with payment processing platforms, is often required. Excellent problem-solving skills, attention to detail, and effective communication abilities help you excel in compiling reports and working with cross-functional teams. These competencies are essential for accurately identifying potential risks, preventing financial losses, and maintaining secure merchant portfolios.
Do merchant risk analysts make good money?
Merchant risk analysts typically earn a competitive salary that varies by experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications and specialized skills can earn higher wages, often supplemented by bonuses or incentives. Overall, it is considered a well-paying role within the financial and risk management sectors.
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The most popular types of Merchant Risk Analyst jobs are:
What states have the most Merchant Risk Analyst jobs?
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Full-time
Medical, Dental, Vision, Life, Retirement
Posted 24 days ago
Fiserv rating
7.7
Based on 95 frontline employees who took The Breakroom Quiz
108th of 151 rated financial services
Job description
Calling all innovators - find your future at Fiserv.
We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Job Title
Cyber Risk Analyst
About your role:
As a Cyber Risk Analyst, you will support cybersecurity and technology risk assessment activities while helping design, test, and maintain artificial intelligence (AI)-powered solutions that improve assessment efficiency, consistency, quality, and reporting accuracy. You will work across cybersecurity, technology risk management, and risk engineering teams to strengthen governance processes, identify control gaps, and support risk-informed decision-making across Fiserv.
What you'll do:
Experience you'll need to have:
Experience that would be great to have:
How you'll work:
Sponsorship:
You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.
Benefits at Fiserv:
This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island, Vermont, Virginia, Maine or Washington.
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.
Thank you for considering employment with Fiserv. Please:
Our commitment to Equal Opportunity:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.
Note to agencies:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Warning about fake job posts:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.
We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Job Title
Cyber Risk Analyst
About your role:
As a Cyber Risk Analyst, you will support cybersecurity and technology risk assessment activities while helping design, test, and maintain artificial intelligence (AI)-powered solutions that improve assessment efficiency, consistency, quality, and reporting accuracy. You will work across cybersecurity, technology risk management, and risk engineering teams to strengthen governance processes, identify control gaps, and support risk-informed decision-making across Fiserv.
What you'll do:
- Support oversight, governance, and maintenance of Fiserv's system development and delivery framework.
- Support oversight, governance, and maintenance of asset-level risk and control assessments.
- Design, develop, test, and maintain AI agents, prompts, orchestration logic, and workflow automation that improve assessment quality, response accuracy, workflow execution, and control validation consistency.
- Build AI-powered solutions that analyze assessment responses, identify potential control gaps, recommend follow-up questions, detect inconsistencies across risk and control data sources, and generate draft risk summaries and reporting.
- Collaborate with cybersecurity, technology risk management, and risk engineering teams to implement AI solutions that improve assessment processes and reporting outcomes.
- Monitor agent performance, accuracy, explainability, and security to support effective and responsible automation.
- Analyze large datasets to identify trends, emerging risks, and areas requiring additional oversight.
- Develop dashboards, reporting, and measurements that support cybersecurity and technology risk management activities and assess the effectiveness of automation initiatives.
Experience you'll need to have:
- 2+ years of experience in cybersecurity, technology risk management, governance, risk, and compliance, software engineering, data analytics, or a related field supporting risk assessments, control assessments, or governance processes.
- 2+ years of experience using Python, Structured Query Language (SQL), application programming interface (API) development and integration, Git or GitHub, and generative AI platforms or large language models (LLMs).
- 2+years of experience applying cybersecurity and technology risk concepts, including the National Institute of Standards and Technology (NIST) Cybersecurity Framework, NIST AI Risk Management Framework, risk assessments, cybersecurity controls, technology controls, secure software development lifecycle, and governance, risk, and compliance practices.
- Demonstrated ability to analyze data, translate technical findings into business risk language, and communicate clearly across cross-functional teams through written and verbal communication.
- Bachelor's degree in Cybersecurity, Information Security, Computer Science, Information Systems, Risk Management, Data Analytics, Artificial Intelligence, Software Engineering, or a related field, or equivalent combination of education, related experience and/or military experience.
Experience that would be great to have:
- Experience supporting cybersecurity or technology risk activities in highly regulated industries, including financial services or critical infrastructure.
- Experience creating dashboards, metrics, and reporting that measure risk trends and assessment automation effectiveness.
- Experience with prompt engineering, workflow orchestration, or agentic AI development in governance, risk, or control environment.
- One or more industry certifications such as Certified Information Systems Security Professional (CISSP), Certified in Risk and Information Systems Control (CRISC), Certified Information Security Manager (CISM), CompTIA Security+, Project Management Professional (PMP), Agile certification, or an equivalent credential.
How you'll work:
- This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.
Sponsorship:
You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.
Benefits at Fiserv:
- Fuel Your Life program to support your physical, financial, social, and emotional well-being.
- Paid holidays and generous time away policies.
- No-cost mental health support through Employee Assistance Programs.
- Living Proof program to recognize your peers' extra effort with points redeemable for rewards.
- Eight Employee Resource Groups to foster a collaborative culture and expand your network.
- Unparalleled professional growth with training, development, and internal mobility opportunities.
- Medical, dental, vision, life, and disability insurance options available from day one.
- Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.
- Tuition assistance and reimbursement program.
- Paid parental and military leave.
This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island, Vermont, Virginia, Maine or Washington.
It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.
Thank you for considering employment with Fiserv. Please:
- Apply using your legal name
- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
Our commitment to Equal Opportunity:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.
Note to agencies:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Warning about fake job posts:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.
About Fiserv
Sourced by ZipRecruiter
Fiserv is a global leader in fintech and payments for over 35 years serving thousands of financial institutions and millions of businesses in more than 100 countries. Our Purpose is to deliver superior value for our clients through leading technology, targeted innovation, and excellence in everything we do as we process over 40% of the world's debit and credit transactions.
Industry
It services and software development
Company size
10,000+ Employees
Headquarters location
Brookfield, WI, US