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Internship Merchant Risk Analyst Jobs (NOW HIRING)

We're looking for a Lead Merchant Risk Analyst to help shape how we detect, investigate, and respond to merchant fraud across the merchant lifecycle. This is a senior individual contributor role that ...

We're looking for a Lead Merchant Risk Analyst to help shape how we detect, investigate, and respond to merchant fraud across the merchant lifecycle. This is a senior individual contributor role that ...

Reporting to the Senior Manager, this analyst will be the first line of defense in ensuring that sponsored merchant portfolios remain within the Banks established risk appetite and card brand ...

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

We are looking for a dependable and analytical Risk Analyst I to monitor merchant activity ... Review merchant applications to evaluate credit, financial, operational, and compliance ...

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

Review merchant applications to evaluate credit, financial, operational, and compliance risk * Interpret consumer and business credit reports, corporate registrations, bank statements, financial ...

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

Review merchant applications to evaluate credit, financial, operational, and compliance risk * Interpret consumer and business credit reports, corporate registrations, bank statements, financial ...

We understand every merchant account is different, which is why we are a preferred global partner ... Overview The Risk Analyst is primarily responsible for analyzing and calculating financial risk ...

The Risk Analyst partners with project teams, regional operations leaders, insurance partners, and ... Internship, co-op, or up to 3 years of relevant professional experience preferred. * Strong ...

The Risk Analyst partners with project teams, regional operations leaders, insurance partners, and ... Internship, co-op, or up to 3 years of relevant professional experience preferred. * Strong ...

Risk Analyst

Cincinnati, OH · On-site

$55 - $85/hr

The Risk Analyst partners with project teams, regional operations leaders, insurance partners, and ... Internship, co-op, or up to 3 years of relevant professional experience preferred. * Strong ...

Review merchant cases to release funds held for fraud and financial concerns, collect balances owed ... Analyze customer information, financial patterns, and transaction data to identify fraud and risk ...

New

This position will be responsible for the monitoring of merchant activity via report analysis ... Decision funds and conduct evaluations on merchant accounts that pose a risk to the organization

New

Senior Risk Analyst

Newark, NJ · On-site

$135 - $165/hr

NRS PAY is a leader in merchant services, offering cutting-edge payment solutions that empower ... Role Overview The Senior Risk Analyst role is critical in protecting the business from fraud and ...

This position will be responsible for the monitoring of merchant activity via report analysis ... Decision funds and conduct evaluations on merchant accounts that pose a risk to the organization

New

Risk Analyst

Omaha, NE · On-site

$49K - $79K/yr

We connect financial institutions, corporations, merchants and consumers to one another millions of ... Job Title Risk Analyst About your role: As a Risk Analyst at Fiserv, you play a vital role in ...

Risk Analyst

Omaha, NE · On-site

$49K - $79K/yr

We connect financial institutions, corporations, merchants and consumers to one another millions of ... Job Title Risk Analyst About your role: As a Risk Analyst at Fiserv, you play a vital role in ...

Senior Risk Analyst

Newark, NJ · Hybrid

$150K/yr

NRS PAY is a leader in merchant services, offering cutting-edge payment solutions that empower ... The Senior Risk Analyst role is critical in protecting the business from fraud and financial loss ...

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

Member Alert to Control High-Risk Merchants (Formerly TMF) * Monthly update of merchant matches and placements on Terminated Merchant File. * Input information into online systems such as the ...

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Internship Merchant Risk Analyst information

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$65K

$108.3K

$145.5K

How much do internship merchant risk analyst jobs pay per year?

As of Sep 2, 2026, the average yearly pay for internship merchant risk analyst in the United States is $108,333.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,000.00 and $131,000.00 per year, depending on experience, location, and employer.
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What are the most commonly searched types of Merchant Risk Analyst jobs?

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Infographic showing various Internship Merchant Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $108,333 per year, or $52.1 per hour.

$120K/yr

Full-time

Re-posted 5 days ago


Job description

The Role

Wisetack connects contractors and consumers through home services financing - and trust on both sides of that marketplace depends on effectively identifying and managing risk.

We're looking for a Lead Merchant Risk Analyst to help shape how we detect, investigate, and respond to merchant fraud across the merchant lifecycle. This is a senior individual contributor role that combines deep analytical work with opportunities to improve risk processes, monitoring, and decisioning at scale.

You'll work closely with Risk, Product, Data Science, Data Engineering, Compliance, and Operations to identify emerging threats, strengthen controls, and support safe growth for merchants and consumers.

As Wisetack continues to invest in automation and AI-powered workflows, you'll have the opportunity to help design and improve systems that make risk operations more scalable and effective.

Responsibilities
  • Lead analytical work across the merchant risk lifecycle, including onboarding, KYB/KYC, transaction monitoring, and merchant decisioning
  • Build and maintain queries, dashboards, alerts, and reporting that identify fraud patterns, emerging risks, and control gaps
  • Investigate high-risk merchant activity, including business misrepresentation, suspicious transactions, inflated invoices, collusion, refund abuse, and account takeover
  • Translate findings into clear recommendations that improve risk controls, merchant experience, and business outcomes
  • Measure the impact of rule changes, segmentation strategies, and risk experiments on fraud losses, approval rates, false positives, and customer experience
  • Partner with Data Science, Data Engineering, and third-party vendors to evaluate risk signals, models, data quality, and monitoring infrastructure
  • Contribute to the development of scalable monitoring, decisioning, and automation capabilities, including AI-enabled workflows where appropriate
  • Help identify emerging merchant fraud trends and opportunities to strengthen Wisetack's risk strategy
Requirements
  • Bachelor's degree in a quantitative field (math, economics, statistics, data science, finance, engineering) or equivalent practical experience
  • 5+ years of experience in fraud, merchant risk, payments risk, or financial services analytics
  • Strong SQL proficiency and experience using Python, R, SAS, or similar tools to analyze complex datasets and generate actionable insights
  • Experience working with risk models, machine learning outputs, or rules-based strategies to detect fraud and emerging risk trends
  • Familiarity with merchant onboarding, KYB/KYC, identity verification, business verification, sanctions screening, firmographic data, or fraud vendor integrations
  • Experience collaborating with Data Science and Data Engineering teams to develop scalable risk monitoring and decisioning capabilities
  • Strong communication, ownership, and judgment, with the ability to balance fraud prevention, merchant experience, consumer protection, compliance, and growth
  • Experience using AI tools, automation, or workflow optimization to improve analytical or operational efficiency is a plus
Bonus points
  • Fintech experience
  • Experience supporting consumer lending products
  • Experience building dashboards, automated monitoring, or operational workflows
  • Experience evaluating or implementing AI-powered tools and automation solutions
Conclusion

The range of base salary for the position is between $120,800.00 - $169,100.00, plus equity, and benefits. Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level and competencies.

Spend a little time on our About Us page and check out our Press page and our blog for more. If you think this might be a fit, we'd love to hear from you!