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Life Insurance Claims Jobs (NOW HIRING)

Basic Life, AD&D & Supplemental Life Insurance * Short-term & Long-term Disability Perks & Rewards For Full-Time Insurance Claims Specialists: * Competitive pay + bonus * Paid Time Off & Sick time ...

Life Insurance Agent

$80K - $100K/yr

Our insurance agency is expanding and needs the help of a life insurance agent to grow our list of ... insurance claims process while overseeing existing insurance claims • Ensure all contracting ...

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Life Insurance Claims information

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How much do life insurance claims jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for life insurance claims in the United States is $23.50, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $25.72 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Life Insurance Claims position, and why are they important?

To excel in Life Insurance Claims, you need a solid understanding of insurance policies, claims processing procedures, and legal compliance, often backed by relevant experience or certifications such as an Associate in Claims (AIC). Familiarity with claims management software, customer relationship management (CRM) systems, and document verification tools is important for efficient workflow. Outstanding attention to detail, problem-solving abilities, and strong interpersonal communication distinguish top performers in this role. These skills enable accurate claim assessment, timely resolutions, and a positive experience for policyholders during sensitive moments.

What is a Life Insurance Claims job?

A Life Insurance Claims job involves reviewing and processing claims made by beneficiaries after a policyholder's death. Professionals in this role assess policy details, verify documentation, and ensure claims meet policy terms. They may also communicate with beneficiaries, medical professionals, and legal teams to gather necessary information. The goal is to fairly and efficiently process claims while preventing fraud. This position requires attention to detail, knowledge of insurance policies, and strong customer service skills.

What are the typical responsibilities of a Life Insurance Claims professional on a day-to-day basis?

A Life Insurance Claims professional is primarily responsible for reviewing submitted claims, verifying documentation, and determining benefit eligibility according to policy terms. They communicate regularly with beneficiaries, medical professionals, and internal underwriting or legal teams to gather necessary information and resolve any discrepancies. Day-to-day tasks may also include entering data into claims management systems, investigating potential fraud, and preparing detailed reports. This role often requires balancing multiple cases simultaneously while maintaining a high level of accuracy and empathy when interacting with clients.

More about Life Insurance Claims jobs
What cities are hiring for Life Insurance Claims jobs? Cities with the most Life Insurance Claims job openings:
What are the most commonly searched types of Life Insurance Claims jobs? The most popular types of Life Insurance Claims jobs are:
What states have the most Life Insurance Claims jobs? States with the most job openings for Life Insurance Claims jobs include:
What job categories do people searching Life Insurance Claims jobs look for? The top searched job categories for Life Insurance Claims jobs are:
Infographic showing various Life Insurance Claims job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $48,885 per year, or $23.5 per hour.

Life Insurance Claims Specialist

Synergistic Systems Inc

Charlotte, NC • Remote

$40 - $45/hr

Full-time

Posted 11 days ago


Job description

Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a long term (2 year minimum) contract position. This job can be worked remotely.
The Life Insurance Claims Specialist will review contestable death claims, life insurance policy reinstatement requests, and evaluate Medical Information Bureau (MIB) inquiries for an existing book of business.
Life Insurance Claims Specialist responsibilities include the following:
  • Contestable claims review will require an evaluation of the cause of death and validating that there was no material misrepresentation with the original health history that was used at the time of the policy issue, or that was provided during a reinstatement that required medical underwriting.
  • Policy reinstatement requests will include evaluating client responses to medical questions, medical examinations, lab work, or review of physicians records to complete the underwriting risk evaluation to determine whether a lapsed policy should be placed back in force. Use of Swiss Re manual for risk assessment. Run manual MIB for all reinstatement requests and report MIB codes
  • MIB inquiries: Medical Information Bureau may request member firms to validate prior medical condition reports made on individual life insurance applicants.
  • Business Process: Claims and reinstatement inquiries are received at insurance carrier administrative offices and are routed to an underwriting queue for review and evaluation. MIB inquiries will be sent via secure email for review and response.
Requirements:
  • Ideally, candidates should have good product knowledge of life insurance and annuities.
  • Strong verbal and written communication skills, ability to multitask, and logic is preferred.
  • Claims and or underwriting background is preferred.
  • Candidates should have an investigative mindset. Determined to seek answers ifs something does not make sense.
  • Will use multiple proprietary systems top process claims, so ability to learn new systems quickly is critical.
  • Solid experience with MS Office products.
  • At least 4 years of Life Insurance Claims experience.
  • Works well independently or with minimal supervision
  • Chartered Life Underwriter (CLU), Academy of Life Underwriting (ALU) or Life Office Management Association (LOMA) certifications, courses or designations a big plus.
  • A bachelors degree or equivalent combination of education/experience.
  • Nice to have : Experience with the Resonant underwriting platform.

This is a remote position.