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Lending Jobs (NOW HIRING)

Astra Bank

Lending Assistant

Scandia, KS · On-site

Lending Assistant Astra Bank At Astra Bank, we believe in building strong relationships-both with our customers and within our team. We're looking for a detail-oriented and customer-focused Lending ...

Yoakum National Bank

Lending Assistant

Ganado, TX · On-site

We are seeking a Lending Assistant in our Ganado Branch The Lending Assistant serves as the primary coordinator of the loan process and is responsible for helping move loan requests efficiently from ...

Vantage Bank

Lending Assistant

Fort Worth, TX

JOB SUMMARY The Lending Assistant supports the commercial lending team by performing administrative duties relating to loan processing and documentation. They support lending officers as well as ...

Astra Bank

Lending Assistant

Scandia, KS

Lending Assistant Astra Bank At Astra Bank, we believe in building strong relationships--both with our customers and within our team. We're looking for a detail-oriented and customer-focused Lending ...

First Resource Bank

Chief Lending Officer

Exton, PA · On-site

The Chief Lending Officer (CLO) provides strategic direction, executive leadership and oversight for the Bank's lending function. As a member of the Executive Team, the CLO collaborates in developing ...

City of Charlotte

$94K - $135K/yr

The Lending Services Manager ensures that lending activities are completed accurately, timely, and in accordance with applicable federal, state, and local requirements, including requirements ...

First Resource Bank

Chief Lending Officer

Exton, PA

The Chief Lending Officer (CLO) provides strategic direction, executive leadership and oversight for the Bank's lending function. As a member of the Executive Team, the CLO collaborates in developing ...

First Resource Bank

Chief Lending Officer

Exton, PA

The Chief Lending Officer (CLO) provides strategic direction, executive leadership and oversight for the Bank's lending function. As a member of the Executive Team, the CLO collaborates in developing ...

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How much do lending jobs pay per year?

As of Jul 15, 2026, the average yearly pay for lending in the United States is $42,087.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $45,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced when working in a lending role, and how can they be addressed?

Professionals in lending roles often encounter challenges such as assessing borrower creditworthiness, managing regulatory compliance, and handling high volumes of loan applications. Staying up to date with evolving lending regulations and utilizing advanced risk assessment tools can help mitigate these challenges. Additionally, effective communication with clients and close collaboration with underwriting and risk teams are essential to ensure accurate and timely loan processing while maintaining strong customer relationships.

What is lending?

Lending is the process by which an individual or financial institution provides funds to a borrower with the expectation that the money will be repaid, usually with interest, over an agreed period. Lending can take many forms, including personal loans, mortgages, auto loans, and business loans. Lenders assess the borrower's creditworthiness before approving a loan, and the terms of repayment are specified in a loan agreement. Lending plays a crucial role in the economy by enabling individuals and businesses to access funds for various needs and investments.

What is lending as a career?

Lending as a career involves evaluating and approving loan applications, managing borrower relationships, and ensuring repayment. Professionals in this field often work in banks, credit unions, or financial institutions, requiring skills in finance, communication, and compliance. Certifications such as loan officer licenses may be necessary depending on the role and location.

What jobs pay 500,000 a year in the US?

In the lending industry, high-level roles such as chief lending officers, investment bankers, and senior executives at major financial institutions can earn annual salaries or total compensation exceeding $500,000. These positions typically require extensive experience, advanced degrees, and strong industry networks, often supplemented by bonuses and incentives. Compensation varies based on the size of the organization, geographic location, and individual performance.

What is the difference between Lending vs Loan Officer?

AspectLendingLoan Officer
CredentialsVaries; often includes finance or banking experienceTypically requires mortgage or loan originator licenses
Work EnvironmentFinancial institutions, banks, credit unionsBank branches, mortgage companies, online platforms
Industry UsageBroad term encompassing various types of credit provisionSpecific role within lending, focusing on loan origination
Primary FocusFacilitating credit access, managing lending processesAssessing borrower eligibility, processing loan applications

While 'Lending' refers to the overall process of providing credit, a 'Loan Officer' is a professional who directly interacts with borrowers to originate loans. Understanding this distinction helps clarify roles within the financial industry and job search strategies.

How much does a loan officer make on a $500,000 loan?

Loan officers typically earn a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Their total compensation can also include a base salary, bonuses, and benefits, depending on the employer and location.

What are the key skills and qualifications needed to thrive in Lending, and why are they important?

To thrive in Lending, you need a solid understanding of financial analysis, credit risk assessment, and regulatory compliance, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and financial modeling tools is typically required. Strong interpersonal skills, attention to detail, and the ability to communicate complex information clearly help individuals excel in client interactions and decision-making. These competencies ensure responsible lending practices, regulatory adherence, and effective client service in a competitive financial environment.

How to get a job in lending?

To get a job in lending, candidates typically need a high school diploma or higher education, strong communication skills, and knowledge of financial products. Relevant experience in banking or finance, along with certifications like the Loan Officer License, can improve job prospects. Applying through financial institutions or lending companies and demonstrating customer service skills are common steps.
More about Lending jobs
What cities are hiring for Lending jobs? Cities with the most Lending job openings:
What are the most commonly searched types of Lending jobs? The most popular types of Lending jobs are:
What states have the most Lending jobs? States with the most job openings for Lending jobs include:
Lending jobs near you
Consumer Lending Manager

Consumer Lending Manager

Financial Plus Credit Union

Flint, MI • On-site

$95K - $110K/yr

Full-time

Re-posted 13 days ago

Job description

Job Type
Full-time
Description
Job Title: Consumer Lending Manager
Department: Consumer Lending
Reports to: Vice President of Consumer Lending
Hours per Week: 40 hrs./week Salary Exempt
Company Summary
Welcome to Financial Plus Credit Union (FPCU) - 'The Place where it's Possible.'
At FPCU, we believe in the power of collaboration, embrace inclusivity as a strength, and are driven by a shared commitment to success. Our community-centered approach goes beyond financial services; it's about fostering connections and making a positive impact.
Join us, and be part of an environment that prioritizes wellness, encourages continuous learning, and opens doors to developing you into the person you want to be. Explore the opportunities that await you at FPCU - where you aren't just making a living but joining a PLACE where you can REACH your goals.
Position Summary
The Consumer Lending Manager is responsible for overseeing both the Consumer Loan Officer team, the Consumer Lending Operation Specialists, and the Loan Support Clerk, ensuring strong operational performance, underwriting consistency, member experience, and overall operational effectiveness. This role combines day-to-day leadership of lending and loan support staff with strategic oversight responsibilities focused on evaluating lending performance, identifying trends and opportunities, recommending operational improvements, and supporting initiatives designed to achieve organizational production, service, and portfolio growth goals while maintaining sound lending practices, operational consistency, and appropriate risk management.
The Consumer Lending Manager works closely with the VP of Consumer Lending, Consumer Lending Processing Manager, Consumer Lending Systems Analyst, and other departments to support operational efficiency, process improvements, strategic initiatives, and organizational growth. This role balances production leadership, member service, operational collaboration, risk management, and employee development while ensuring compliance with all regulatory requirements.
Essential Functions & Primary Responsibilities
  • Oversee the Loan Officers, Consumer Lending Operations Specialists, and Loan Support Clerk, ensuring strong member experience, service consistency, operational effectiveness, underwriting quality, credit risk management and overall lending operational effectiveness.
  • Provide leadership, direction, coaching, and performance management to lending and loan support staff while fostering a culture of accountability, collaboration, continuous improvement, and professional development.
  • Support organizational consumer lending growth objectives through strategic leadership, operational analysis, production monitoring, and data-driven recommendations.
  • Analyze lending production trends, pull-through ratios, application sources, operational performance, and portfolio growth opportunities to identify areas requiring improvement or strategic focus.
  • Provide recommendations to senior leadership regarding operational changes, workflow improvements, staffing needs, product enhancements, promotional opportunities, service strategies, and process efficiencies to support organizational lending goals.
  • Monitor loan application conversion metrics, funded loan ratios, turnaround times, productivity, and member experience trends to identify opportunities for improvement.
  • Coach and develop team on underwriting consistency, operational effectiveness, product knowledge, member experience expectations, and lending best practices.
  • Partner with internal departments to support lending knowledge, workflow alignment, operational consistency, and member experience throughout the lending process.
  • Identify development opportunities and assist in preparing team members for increased responsibilities and future leadership opportunities.
  • Assist with escalated lending decisions, exception requests, member concerns, and complex lending situations while balancing member experience, organizational policy, and risk management.
  • Ensure lending decisions, exception handling, and operational processes are consistently documented and aligned with organizational policies, procedures, and risk tolerance.
  • Partner closely with the Consumer Loan Processing Manager to ensure seamless workflow coordination, efficient handoffs, funding timeliness, and operational consistency throughout the loan lifecycle.
  • Collaborate with Retail Delivery, Digital, Processing, Indirect Lending, Marketing, and other departments to improve workflows, reduce member friction, and enhance the overall lending experience.
  • Participate in cross-functional projects and process improvement initiatives supporting consumer lending efficiency, scalability, and member service.
  • Partner with the Consumer Lending Systems Analyst to identify operational inefficiencies, support workflow enhancements, participate in user acceptance testing, and assist with implementation and adoption of lending technology initiatives.
  • Provide operational input and feedback regarding loan origination systems, workflow tools, automation opportunities, and process improvements.
  • Monitor and manage departmental performance metrics including funded loan volume, application conversion, approval ratios, turnaround times, productivity, service standards, member experience, and portfolio trends.
  • Utilize production reporting and operational analytics to identify performance gaps, process inefficiencies, and opportunities for growth, operational improvement, and enhanced member experience.
  • Utilize reporting and analytics to identify trends, improve operational performance, and support strategic decision-making.
  • Analyze lending performance, portfolio trends, operational data, and member experience feedback to identify opportunities for growth and improvement.
  • Support strategic lending initiatives, promotional campaigns, and market growth efforts in partnership with senior leadership and marketing.
  • Maintain and improve member service by ensuring inquiries, applications, and member issues are handled professionally, consistently, and promptly.
  • Conduct quality reviews and audits to ensure lending accuracy, operational consistency, compliance, and proper documentation.
  • Stay up to date on industry trends, lending laws, operational best practices, and product innovations to recommend improvements and new opportunities.
  • Assist in budgeting, forecasting, and strategic planning for the consumer lending division.
  • Work collaboratively with third-party vendors, partners, and internal stakeholders to support lending operations and organizational initiatives.
  • Oversee the processing and management of title work, loan payoffs, release of liens, and UCC filings.
  • Promote a positive team environment, encouraging collaboration and high-quality service.
  • Ensure employees have the tools, materials, and training necessary for success.
  • Ensures compliance with all federal and state laws and regulations, including the Bank Secrecy Act, Patriot Act, and Office of Foreign Asset Controls, and should request legal interpretation as necessary. Must ensure subordinates are also compliant with such laws and regulations.
  • Must be bondable.
  • Perform other duties as assigned.

Requirements
Education & Qualifications
  • Bachelor's degree in Finance, Business Administration, or related field; or equivalent work experience.
  • 3 to 5 years of previous consumer lending experience with a proven performance record, with leadership or management experience preferred.
  • Strong understanding of consumer lending regulations, underwriting principles, operational workflows, and member service expectations.
  • Experience leading teams in a fast-paced lending environment focused on balancing growth, service, operational efficiency, and risk management.
  • Experience working with loan origination systems, workflow automation, reporting tools, and lending technology platforms preferred.
  • Strong communication, coaching, organizational leadership, and relationship-building skills.
  • Ability to analyze operational data and utilize reporting to drive performance improvements and strategic decision-making.
  • Candidate must have a thorough understanding of the Loan Policy and Guidelines.
  • Candidate must be knowledgeable of Credit Unions product and services and demonstrate the ability to cross-sell and build deeper relationships with our membership.
  • This position requires an understanding of basic computer skills including Microsoft 365 suite applications.

Skills and Abilities
  • Strong leadership and management skills with the ability to motivate, coach, and develop high-performing teams.
  • Strong analytical and organizational skills with the ability to evaluate operational performance and make data-driven decisions.
  • Exceptional problem-solving skills with a solution-oriented mindset.
  • Detail-oriented with a strong focus on operational consistency, compliance, and member experience.
  • Ability to handle multiple priorities in a fast-paced environment while meeting deadlines.
  • Strong interpersonal, verbal, and written communication skills.
  • Ability to build collaborative relationships across departments and effectively navigate operational challenges.
  • Presents a positive and professional image to members and team members through effective and courteous verbal and written communications.
  • Ability to research and cross reference similar information to identify trends and proactively prevent loss and fraud.
  • Ability to learn new tasks and processes quickly and efficiently.
  • Ability to adhere to internal policies as well as external policies and regulations set forth by the NCUA.
  • Comfortable learning and adapting to new systems, processes and change.
  • Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
  • Ability to apply logical thinking to define problems, collect data, establish facts, and draw conclusions.

Physical Demands & Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Sedentary work; sitting most of the time. Exerts up to 10+ pounds of force occasionally.
  • The noise level in the work environment is professional and typically moderate.

This job Description is not a complete statement of all duties and responsibilities comprising this position.
Salary Description
$95,000-$110,000 + Bonus Opportunity

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