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Junior Credit Risk Analyst Jobs in California (NOW HIRING)

Travis Credit Union

Credit Policy Analyst

Vacaville, CA · On-site

$90K - $132K/yr

Conducts risk analysis to assess the impact of existing and proposed credit policies on an organization's risk exposure. * Ensures lending practices align with internal policies and external ...

Guild

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

It also requires a deep understanding of credit risk principles and origination practices, strong communication and analytical skills and the ability to lead and develop a team. Compensation This ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site +1

$177K - $242K/yr

It also requires a deep understanding of credit risk principles and origination practices, strong communication and analytical skills and the ability to lead and develop a team. Compensation This ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

It also requires a deep understanding of credit risk principles and origination practices, strong communication and analytical skills and the ability to lead and develop a team. This role is an ...

PR Girl Manifesto

VP, Credit Risk

San Diego, CA · On-site

$177 - $242/hr

It also requires a deep understanding of credit risk principles and origination practices, strong communication and analytical skills and the ability to lead and develop a team. Compensation This ...

Supermicro

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal ...

Brex

Director, Credit Risk

San Francisco, CA · Hybrid

$231K - $289K/yr

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...

Colorwave Inc

Director, Credit Risk

San Francisco, CA · On-site

$231K - $289K/yr

Credit Risk At Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...

Super Micro Computer

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal ...

Brex

Director, Credit Risk

San Francisco, CA · On-site

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...

Brex

Director, Credit Risk

San Francisco, CA · On-site

Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...

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Junior Credit Risk Analyst information

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How much do junior credit risk analyst jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for junior credit risk analyst in California is $31.70, according to ZipRecruiter salary data. Most workers in this role earn between $22.79 and $34.86 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in California? The most popular types of Credit Risk Analyst jobs in California are:
What are popular job titles related to Junior Credit Risk Analyst jobs in California? For Junior Credit Risk Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Junior Credit Risk Analyst jobs in California look for? The top searched job categories for Junior Credit Risk Analyst jobs in California are:
What cities in California are hiring for Junior Credit Risk Analyst jobs? Cities in California with the most Junior Credit Risk Analyst job openings:
Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in California as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 86% In-person, and 14% Hybrid job distribution, with an average salary of $65,928 per year, or $31.7 per hour.

Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

JPMorgan Chase & Co.

Los Angeles, CA • On-site

$133K - $240K/yr

Full-time

Medical, Retirement

Posted 27 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 493 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks

Job description


As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification. You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.
Job Responsibilities
  • Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view
  • Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy
  • Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views
  • Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment
  • Prepare, review, and present credit approval materials in line with credit risk policies and standards
  • Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile
  • Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client
  • Identify emerging deterioration early and drive proactive risk management actions for problem situations
  • Produce periodic portfolio summaries and annual review materials for senior management
  • Support development of junior talent through coaching, training, and feedback
  • Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information

Required Qualifications, Capabilities, and Skills
  • Bachelor's degree and 7+ years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage
  • Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
  • Advanced knowledge of financial statements and accounting principles
  • Experience preparing credit approval materials and applying credit risk policies and controls
  • Experience reviewing and negotiating documentation related to credit agreements
  • Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation
  • Strong analytical skills with the ability to form sound, well-supported credit judgments
  • Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

Preferred Qualifications, Capabilities, and Skills
  • Master of Business Administration or Chartered Financial Analyst designation
  • Strong verbal and written communication skills, including the ability to present to senior stakeholders
  • Demonstrated ability to influence outcomes through clear recommendations and effective partnership
  • Experience leading client diligence discussions and negotiating with external counterparties
  • Demonstrated comfort operating in a demanding environment while managing multiple concurrent workstreams

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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