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Junior Credit Risk Analyst Jobs in Rancho Cucamonga, CA

Community Bank

Credit Officer III

Ontario, CA · On-site

$104K - $150K/yr

May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills. Essential duties and responsibilities include the ...

cathaybank

FVP/SVP, Credit Administrator

El Monte, CA · On-site

$145K - $250K/yr

... quality and analysis of the credit presented. * Approve proposed extensions of credit within ... Update monthly watch list report for assigned portfolio and ensure accurate risk ratings. * Work as ...

cathaybank

FVP/SVP, Credit Administrator

El Monte, CA · On-site

$145K - $250K/yr

... quality and analysis of the credit presented. * Approve proposed extensions of credit within ... Update monthly watch list report for assigned portfolio and ensure accurate risk ratings. * Work as ...

Cathay Bank

FVP/SVP, Credit Administrator

El Monte, CA · On-site

$145K - $250K/yr

Provide training and mentorship to junior staff within various Lending Teams. QUALIFICATIONS ... Superior credit analysis skills. * Ability to develop strategies to manage problem real estate and ...

Cathay Bank

FVP/SVP, Credit Administrator

El Monte, CA · On-site

$145K - $250K/yr

Provide training and mentorship to junior staff within various Lending Teams. QUALIFICATIONS ... Superior credit analysis skills. * Ability to develop strategies to manage problem real estate and ...

Cathay Bank

Credit Analysis Officer (NE)

El Monte, CA · On-site

$26.44 - $31.25/hr

Review risk grading as appropriate to credit analysis to identify potential credit issues. * Escalate potential credit issues to Team Manager, Division Manager and Relationship Manager.

US Bank

Business Banking Credit Review Specialist

Brea, CA · On-site

$28.27 - $37.69/hr

... risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the ...

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

US Bank

Credit Analyst

Brea, CA · On-site

... risk partners, and other key stakeholders. This position requires strong analytical and research ... skills, attention to detail, and the ability to interpret complex lending guidelines and ...

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Junior Credit Risk Analyst information

See Rancho Cucamonga, CA salary details

$15

$32

$54

How much do junior credit risk analyst jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for junior credit risk analyst in Rancho Cucamonga, CA is $32.82, according to ZipRecruiter salary data. Most workers in this role earn between $23.61 and $36.11 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Rancho Cucamonga, CA? The most popular types of Credit Risk Analyst jobs in Rancho Cucamonga, CA are:
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Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Rancho Cucamonga, CA as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 86% In-person, and 14% Hybrid job distribution, with an average salary of $68,266 per year, or $32.8 per hour.

Senior Commercial Middle Market Credit Analyst

Fifth Third

Ontario, CA • On-site

Full-time

Re-posted 15 days ago

Job description

Make banking a Fifth Third better
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis responsible forindependently executing most aspects of the underwriting process, includingin-depthfinancial and risk analysis, drafting approval and review materials, and supporting credit committees and portfolio reviews with limited oversight.

The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies and procedures. The role acts with integrity, supports a positive customer and colleague experience, andoperateswithin the Bank's risk appetite. Success is achieved through consistent identification, assessment, monitoring, and escalation of credit risks.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Partner with Portfolio Managers and/or Underwriters to support complex underwriting, structuring, and ongoing monitoring of commercial credit relationships

  • Independently analyze borrower and guarantor financial statements, including cash flow sustainability, leverage, liquidity, and profitability trends

  • Lead the preparation of concise,well supportedcredit approval memoranda with minimal errors, includingcompany and industry analysis, identification and assessment of key credit risks and mitigants, historical financial analysis and prepare base and downside projectionmodels.

  • Develop, review, andvalidatehistorical financial charts, projection models, and sensitivity analyses.

  • Manage ongoing portfolio monitoring activities, including covenant compliance, financial statement reviews, and execution and validation of risk rating models

  • Review and challenge completed financial spreads andworksto resolve required edits or inconsistencies

  • Prepare Criticized Period Reviews with limited oversight

  • Prepare portfolio analysis and Portfolio Review materials for management and risk committees

  • Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports

  • Take ownership of resolving data, documentation, or analysis deficiencies and escalate issues with clear recommendations when appropriate

  • Proactivelyidentifyemerging risks, adverse trends, or policy exceptions and escalate concernsin a timely manner

  • Serve as a technical and analytical resource for junior analysts,assistingwith training, onboarding, and informal coaching

  • Contribute to special projects, portfolio initiatives, or process improvement efforts as assigned by management

SUPERVISORY RESPONSIBILITY:

None

MINIMUM KNOWLEDGE,SKILLSAND ABILITIES REQUIRED:

  • Bachelor's degree in Business, Finance, Accounting, or a related field

  • 3+ years of experience in Commercial Banking, credit analysis, underwriting, or a related role

  • Strong, demonstrable understanding of financial analysis and credit risk assessment, including development and review of financial models and projections

  • Advanced working knowledge of commercial banking products, services, and credit structures

  • Solid understanding of corporate legal structures and commoncredit relatedlegal documents

  • General knowledge of U.S. banking regulations and supervisory expectations

  • Proficiencyin internal banking systems and applications

  • Strong written and verbal communication skills with the ability to clearly convey complex analysis

  • Demonstrated analytical judgment,problem-solvingcapability, andtheability to manage multiple priorities independentlywithstrongattention to detail

  • Advancedproficiencyin Microsoft Office applications, particularly Excel and PowerPoint

Senior Commercial Middle Market Credit AnalystTotal Base Pay Range 71,100.00 - 145,900.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Costa Mesa, California 92626

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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