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Junior Credit Risk Analyst Jobs in Rancho Cucamonga, CA

The organization's risk management structure is designed to promote effective governance and risk ... This role will perform data analyses and share results, using such tools as SAS, SQL, Toad, Python ...

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

Review merchant applications to evaluate credit, financial, operational, and compliance risk ... Strong analytical and problem-solving skills with the ability to review information, identify ...

... quality and analysis of the credit presented. * Approve proposed extensions of credit within ... Update monthly watch list report for assigned portfolio and ensure accurate risk ratings. * Work as ...

... quality and analysis of the credit presented. * Approve proposed extensions of credit within ... Update monthly watch list report for assigned portfolio and ensure accurate risk ratings. * Work as ...

Provide training and mentorship to junior staff within various Lending Teams. QUALIFICATIONS ... Superior credit analysis skills. * Ability to develop strategies to manage problem real estate and ...

Credit Analysis Officer (NE)

El Monte, CA · On-site

$26.44 - $31.25/hr

Review risk grading as appropriate to credit analysis to identify potential credit issues. * Escalate potential credit issues to Team Manager, Division Manager and Relationship Manager.

... risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the ...

SBA Credit Analyst 6 (PMG)

Brea, CA · On-site

$111 - $131/hr

In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis * Background in economics, accounting, and/or finance * Effective technical report ...

New

SBA Credit Analyst 6 (PMG)

Brea, CA · On-site

$111K - $130K/yr

... and minimize risk and potential loss to the company. May use technological tools, including ... The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ...

New

Review and analyze medical bills for relatedness and treatment-line plan compliance * Ensure timely ... Ability to maintain ongoing education credits in a multitude of states * Ability to manage claims ...

Posted today

VP, Loan Review Officer

El Monte, CA · On-site

$114K - $144K/yr

LRD's mandate is to independently assess and opine upon the overall credit risk and effectiveness ... A thorough understanding of analyzing various types of commercial and middle market credits is ...

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

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Junior Credit Risk Analyst information

See Rancho Cucamonga, CA salary details

$15

$32

$54

How much do junior credit risk analyst jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for junior credit risk analyst in Rancho Cucamonga, CA is $32.82, according to ZipRecruiter salary data. Most workers in this role earn between $23.61 and $36.11 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Rancho Cucamonga, CA?

The most popular types of Credit Risk Analyst jobs in Rancho Cucamonga, CA are:

What are popular job titles related to Junior Credit Risk Analyst jobs in Rancho Cucamonga, CA?

For Junior Credit Risk Analyst jobs in Rancho Cucamonga, CA, the most frequently searched job titles are:

What cities near Rancho Cucamonga, CA are hiring for Junior Credit Risk Analyst jobs?

Cities near Rancho Cucamonga, CA with the most Junior Credit Risk Analyst job openings:

Infographic showing various Junior Credit Risk Analyst job openings in Rancho Cucamonga, CA as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $68,266 per year, or $32.8 per hour.

Credit Risk Analyst

US Bank

Brea, CA • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 22 days ago


U.S. Bank rating

8.1

Company rating: 8.1 out of 10

Based on 364 frontline employees who took The Breakroom Quiz

66th of 174 rated banks


Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description
The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Professional will partner with their assigned Line of Business, other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. May participate in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May actively identify, respond and/or escalate risks as appropriate. May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense. This role will perform data analyses and share results, using such tools as SAS, SQL, Toad, Python, and Tableau/Power BI. Regular and ad-hoc reporting will be performed, including the building of dashboards.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five to seven years of applicable experience
- Applicable professional certifications
Preferred Skills/Experience
- Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls
- Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
- Basic knowledge of Business Risk competencies
- Strong process facilitation and project management skills
- Effective presentation and relationship building skills
- Well-developed analytical skills
- Effective oral and written communication skills
- Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
- Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.


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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

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