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Entry Level Credit Risk Analyst Jobs in Rancho Cucamonga, CA

Cathay Bank

Credit Analysis Officer (NE)

El Monte, CA · On-site

$26.44 - $31.25/hr

Review risk grading as appropriate to credit analysis to identify potential credit issues. * Escalate potential credit issues to Team Manager, Division Manager and Relationship Manager.

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

cathaybank

Credit Analysis Officer

El Monte, CA

$35.43 - $39.81/hr

Reviews risk grading on an ongoing basis to identify potential credit issues. * Escalates potential ... Organizational and analytical skills and strong verbal and written communication skills to present ...

cathaybank

Credit Analysis Officer

El Monte, CA

$35.43 - $39.81/hr

Reviews risk grading on an ongoing basis to identify potential credit issues. * Escalates potential ... Organizational and analytical skills and strong verbal and written communication skills to present ...

Cathay Bank

Credit Analysis Officer

El Monte, CA · On-site

$35.43 - $39.81/hr

Reviews risk grading on an ongoing basis to identify potential credit issues. * Escalates potential ... Organizational and analytical skills and strong verbal and written communication skills to present ...

Cathay Bank

Credit Analysis Officer (NE)

El Monte, CA · On-site

$35.43 - $39.81/hr

Reviews risk grading on an ongoing basis to identify potential credit issues. * Escalates potential ... Organizational and analytical skills and strong verbal and written communication skills to present ...

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All JobsCredit Risk Analyst JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in Rancho Cucamonga, CA

Entry Level Credit Risk Analyst information

See Rancho Cucamonga, CA salary details

$37.8K

$116.4K

$201.8K

How much do entry level credit risk analyst jobs pay per year?

As of Jul 25, 2026, the average yearly pay for entry level credit risk analyst in Rancho Cucamonga, CA is $116,377.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,300.00 and $143,600.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in Rancho Cucamonga, CA? The most popular types of Credit Risk Analyst jobs in Rancho Cucamonga, CA are:
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What cities near Rancho Cucamonga, CA are hiring for Entry Level Credit Risk Analyst jobs? Cities near Rancho Cucamonga, CA with the most Entry Level Credit Risk Analyst job openings:
Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in Rancho Cucamonga, CA as of July 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 92% In-person, and 8% Hybrid job distribution, with an average salary of $116,377 per year, or $56 per hour.
Credit Analysis Officer (NE)

Credit Analysis Officer (NE)

Cathay Bank

El Monte, CA • On-site

$26.44 - $31.25/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 21 days ago

Job description

People Drive Our Success
Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.
Apply today!
What our team members are saying:
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Learn more about us at cathaybank.com
GENERAL SUMMARY
Under the direction of the Team Manager, participates in the loan management process by providing financial analytical skills and credit knowledge with a focus on C&I and Owner-Occupied Real Estate transactions to support a team of Relationship Managers. Analyzes prospective loan transactions and credit worthiness of borrowers and guarantors. Prepares financial and credit analysis to support opinions and recommendations regarding proposed credit and potential financial risks to the loan repayment sources. Ensures all due diligence, financial and background evaluation is complete and thorough on a loan request so credit approval can be considered.
ESSENTIAL FUNCTIONS
  • Prepare financial statement and global cash flow spreads for existing and new clients, evaluates cash flow that supports proposed credit structure analyzes industry data, competitive factors, historical performance, projected results, risks, and mitigating factors.
  • At the direction of the Team Manager and/or in concert with the Relationship Manager, contact borrowers directly, as appropriate, for additional information and details related to loan requests or clarification of financial materials and resources.
  • Prepare credit write-ups that include in depth financial analysis, an understanding of key ratios, trends and financial covenants.
  • Review and evaluate collateral periodically to minimize credit risk.
  • Maintain up-to-date knowledge on all Bank lending policies and regulations.
  • Confer with the appropriate Bank personnel regarding new/existing lending requirements and regulations.
  • Review risk grading as appropriate to credit analysis to identify potential credit issues.
  • Escalate potential credit issues to Team Manager, Division Manager and Relationship Manager.

QUALIFICATIONS
  • Education: College degree in Finance, Accounting, Business, Economics or related field preferred. MBA a plus. Some level of accounting coursework is required.
  • Experience: Minimum 2-3 years of working experience in analyzing and underwriting varying levels of commercial credit (C&I or CRE transactions), which includes analyzing financial statements, cash flow analysis, familiarity with various industries, collateral issues and values, loan structuring and analysis of guarantor personal financial statements and tax returns.
  • Working knowledge of credit, accounting, credit procedures and financial statement analysis.
  • Skills/Ability: Good knowledge of commercial credit policies and procedures. Excellent organizational and analytical skills. Good verbal and written communication skills to present clear and precise recommendations based upon analysis of a loan structure and request. Ability to work independently, in a team, and interact effectively with Bank team members and outside contacts. Proficient in Microsoft Office (Word, Excel, and Outlook) and financial spreading program, nCino (or CASH).

OTHER DETAILS
$26.44 - $31.25 / hour
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.
Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).
Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our California Job Applicant Privacy Policy.
Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.
Click here to view the "Know Your Rights: Workplace Discrimination is Illegal" Poster:
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Cathay Bank endeavors to make www.CathayBank.comaccessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at (626) 582-7370 or mickey.hsu@cathaybank.com. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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