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Entry Level Credit Risk Analyst Jobs in Rancho Cucamonga, CA

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

Review merchant applications to evaluate credit, financial, operational, and compliance risk ... Strong analytical and problem-solving skills with the ability to review information, identify ...

Cathay Bank

Credit Analysis Officer (NE)

El Monte, CA · On-site

$26.44 - $31.25/hr

Review risk grading as appropriate to credit analysis to identify potential credit issues. * Escalate potential credit issues to Team Manager, Division Manager and Relationship Manager.

US Bank

Business Banking Credit Review Specialist

Brea, CA · On-site

$28.27 - $37.69/hr

... risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the ...

US Bank

SBA Credit Analyst 6 (PMG)

Brea, CA · On-site

$111K - $130K/yr

... and minimize risk and potential loss to the company. May use technological tools, including ... The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ...

New

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

cathaybank

Credit Analysis Officer

El Monte, CA · On-site

$35.43 - $39.81/hr

Reviews risk grading on an ongoing basis to identify potential credit issues. * Escalates potential ... Organizational and analytical skills and strong verbal and written communication skills to present ...

cathaybank

Credit Analysis Officer

El Monte, CA · On-site

$35.43 - $39.81/hr

Reviews risk grading on an ongoing basis to identify potential credit issues. * Escalates potential ... Organizational and analytical skills and strong verbal and written communication skills to present ...

FMB

Portfolio Banker

Fullerton, CA · On-site

$102.44 - $174.20/hr

This role is responsible for analyzing CRE financial statements, credit information, and supporting due diligence to assess the risk and return of financing opportunities. The position requires ...

New

Cathay Bank

Credit Analysis Officer

El Monte, CA · On-site

$35.43 - $39.81/hr

Reviews risk grading on an ongoing basis to identify potential credit issues. * Escalates potential ... Organizational and analytical skills and strong verbal and written communication skills to present ...

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All JobsCredit Risk Analyst JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in Rancho Cucamonga, CA

Entry Level Credit Risk Analyst information

See Rancho Cucamonga, CA salary details

$37.8K

$116.4K

$201.8K

How much do entry level credit risk analyst jobs pay per year?

As of Sep 4, 2026, the average yearly pay for entry level credit risk analyst in Rancho Cucamonga, CA is $116,377.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,300.00 and $143,600.00 per year, depending on experience, location, and employer.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are the most commonly searched types of Credit Risk Analyst jobs in Rancho Cucamonga, CA?

The most popular types of Credit Risk Analyst jobs in Rancho Cucamonga, CA are:

What job categories do people searching Entry Level Credit Risk Analyst jobs in Rancho Cucamonga, CA look for?

The top searched job categories for Entry Level Credit Risk Analyst jobs in Rancho Cucamonga, CA are:

What cities near Rancho Cucamonga, CA are hiring for Entry Level Credit Risk Analyst jobs?

Cities near Rancho Cucamonga, CA with the most Entry Level Credit Risk Analyst job openings:

Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in Rancho Cucamonga, CA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 90% In-person, and 10% Hybrid job distribution, with an average salary of $116,377 per year, or $56 per hour.

Risk Analyst

Quantum Electronic Payments

Anaheim, CA • On-site

$50K - $60K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 20 days ago

Job description

Unlock your potential with Quantum ePay®. We're a growing fintech company focused on delivering innovative payment processing solutions and merchant technology that helps businesses lower costs, earn more, and operate with confidence.

We are looking for a dependable and analytical Risk Analyst I to monitor merchant activity, identify potential fraud or financial exposure, and help protect the company and our merchant partners from unnecessary risk. This role will review transactions, investigate unusual account activity, evaluate risk factors, and determine appropriate action within established guidelines.

The ideal candidate is analytical, detail-oriented, customer-focused, and comfortable using sound judgment to identify and resolve potential risk.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Review merchant applications to evaluate credit, financial, operational, and compliance risk
  • Interpret consumer and business credit reports, corporate registrations, bank statements, financial statements, tax returns, processing statements, and other supporting documents
  • Verify the accuracy and completeness of information provided on merchant applications
  • Complete business verification and additional research using internal tools and third-party resources
  • Approve, pend, decline, or escalate applications based on company policies
  • Assign appropriate merchant risk ratings and document the reasoning behind underwriting decisions
  • Clearly communicate pending requirements and follow up on outstanding information
  • Respond to questions from agents, sales representatives, merchants, and internal departments
  • Identify inconsistencies, potential fraud indicators, and emerging risk trends
  • Navigate multiple systems to review, update, and track application statuses
  • Maintain complete and accurate underwriting notes and documentation
  • Perform additional duties as assigned

QUALIFICATIONS:

  • 2+ years of experience in banking, financial services, merchant services, risk, fraud, underwriting, customer service, or a related environment preferred
  • Strong analytical and problem-solving skills with the ability to review information, identify inconsistencies, and recognize potential risk
  • Excellent attention to detail and ability to make thoughtful decisions based on available information
  • Strong research and investigative skills with a willingness to dig deeper when something doesn't look right
  • Customer-service minded with strong written and verbal communication skills
  • Ability to handle sensitive or escalated situations professionally
  • Comfortable managing multiple priorities in a fast-paced environment
  • Proficiency with Microsoft Office, including Excel and Outlook
  • Experience with payment processing or TSYS is a plus

LOCATION: This role requires the employee to work fully onsite at our Anaheim Hills location.

SALARY:

This role includes biannual profit-sharing bonuses as part of a total compensation package, in addition to a full range of medical, dental, retirement planning, and/or other benefits.

  • Base salary range: $50,000 - $60,000
  • Salary including quarterly profit-sharing bonus and comprehensive benefits program range (annualized): $67,725 - $79,725

WHY WORK HERE?

  • Awarded Top Workplace of Orange County by the OC Register
  • Flex PTO!
  • New state of the art, open-concept facility with stand-up desks, balance boards, stationary bikes and more!
  • Work hard, play hard culture!
  • Monthly Beer Socials and BBQs!
  • Proven "promote from within" mentality!
  • Benefit offerings:
    • Medical, dental, vision, acupuncture and chiropractic
    • 401k Safe Harbor; 100% employer match processed semi-monthly, up to 4%
    • Profit Sharing; paid on a biannual basis

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