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Entry Level Credit Risk Analyst Jobs in Sacramento, CA

Credit Analysis Team Specialist 1

Lodi, CA · On-site

$22.90 - $26.33/hr

... Risk Analyst spreading, as well as develop a solid understanding of applicable lending policies and procedures * CAT Specialists are an important part of the credit analysis process, logging and ...

Credit Underwriter

Rocklin, CA · On-site

$83K - $144K/yr

Analyze credit and prepare analysis on small and medium size portfolios; submit sound credit ... the risk parameters acceptable to AgWest. * Complete farm visits, collateral inspections and ...

Financial Analyst

Vacaville, CA · On-site

$69K - $102K/yr

The Travis Credit Union (TCU) Financial Analyst is responsible for developing and implementing ... Concentration Risk; Investment; Liquidity Management. * Coordinates data gathering from each ...

Project Accountant

Sacramento, CA · On-site

$23.85 - $34.66/hr

Financial Analysis & Insight: Prepare and analyze over/under billing summaries, providing key ... Credit Risk Assessment: Conduct credit checks on new customer accounts, providing risk assessments ...

Project Accountant

Sacramento, CA · On-site

$23.85 - $34.66/hr

Financial Analysis & Insight: Prepare and analyze over/under billing summaries, providing key ... Credit Risk Assessment: Conduct credit checks on new customer accounts, providing risk assessments ...

Financial Analysis & Insight: Prepare and analyze over/under billing summaries, providing key ... Credit Risk Assessment: Conduct credit checks on new customer accounts, providing risk assessments ...

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Entry Level Credit Risk Analyst information

See Sacramento, CA salary details

$39.5K

$121.4K

$210.6K

How much do entry level credit risk analyst jobs pay per year?

As of Aug 31, 2026, the average yearly pay for entry level credit risk analyst in Sacramento, CA is $121,433.00, according to ZipRecruiter salary data. Most workers in this role earn between $88,000.00 and $149,800.00 per year, depending on experience, location, and employer.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are the most commonly searched types of Credit Risk Analyst jobs in Sacramento, CA?

The most popular types of Credit Risk Analyst jobs in Sacramento, CA are:

What are popular job titles related to Entry Level Credit Risk Analyst jobs in Sacramento, CA?

For Entry Level Credit Risk Analyst jobs in Sacramento, CA, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Risk Analyst jobs in Sacramento, CA look for?

The top searched job categories for Entry Level Credit Risk Analyst jobs in Sacramento, CA are:

What cities near Sacramento, CA are hiring for Entry Level Credit Risk Analyst jobs?

Cities near Sacramento, CA with the most Entry Level Credit Risk Analyst job openings:

Infographic showing various Entry Level Credit Risk Analyst job openings in Sacramento, CA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 91% In-person, 6% Hybrid, and 3% Remote job distribution, with an average salary of $121,433 per year, or $58.4 per hour.

Other

Posted 18 days ago


Job description

Credit Analysis Team Specialist I

F&M Bank's Credit Analysis Team ("CAT") Specialist performs a myriad of administrative and analytical tasks including, but not limited to, tracking branch loan requests, communicating maturing loans to account officers, packaging loan presentations for submission to Credit Administration, and spreading financial statements.

  • CAT Specialists participate in the credit analysis process and receive internal training opportunities
  • CAT Specialists gain experience in Net Operating Income analysis, ACH/RDC processing, Buker's Tax Analysis & Moody's Risk Analyst spreading, as well as develop a solid understanding of applicable lending policies and procedures
  • CAT Specialists are an important part of the credit analysis process, logging and tracking incoming work, providing data entry, preparing and collecting 3rd party reports for the loan presentation set-up, and spreading financial statements

Who are we looking for?

  • Someone who has above average written and verbal communication skills, pays continuous, high-level attention to detail, and has an enthusiastic appreciation for credit analysis
  • A professional self-starter with a talent for investigative problem solving, who has the ability to work effectively without direct supervision -yet demonstrates teamwork in facilitating workflow
  • Someone who understands how to prioritize effectively and remain focused and organized when faced with the pressure of continuous deadlines and requests
  • An individual with an inquiring mind and accounting aptitude, who enjoys working in an office/cubical environment

Also required:

  • Successful completion of a credit history review is a condition of employment
  • Minimum of an Associate's degree in Business, Accounting, Finance, or related field; Bachelor's degree preferred
  • Minimum of 6 months related experience in a financial function/role; previous experience in a financial institution environment preferred
  • Must have experience in, or be proficient in using banking or finance-related PC applications used for complex data entry such as Moody's Risk Analyst, Buker's Tax Analysis spreading software, or other financial applications

F&M Bank - We are an equal opportunity employer - This organization participates in E-Verify - Esta Organización Participa en E-Verify