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Insurance Risk Analyst Jobs (NOW HIRING)

The Hartford

Senior Risk Analyst, CAT

Hartford, CT · On-site

Sr Risk Analyst - KR07DERisk Manager - KR07AE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having ...

Chicago Public Schools

Reporting to the Risk and Insurance Manager, the Risk and Insurance Analyst assists in the administration of various financial and risk management matters for CPS. This position involves ...

TerraPower LLC.

Risk Analyst

Bellevue, WA · On-site

Risk Analyst TerraPower is seeking highly talented and motivated candidates for the position of ... insurance risk * Collaborate with cross-functional teams, including project managers and/or ...

University of Idaho

University Risk Analyst

Moscow, ID · On-site

$65K/yr

The Risk Analysts implements risk treatment, transfer, and mitigation strategies and tools that ... Insurance placements, renewals, and certificates * Claims management * Loss control and prevention ...

TerraPower LLC.

Risk Analyst

Bellevue, WA

Risk Analyst TerraPower is seeking highly talented and motivated candidates for the position of ... insurance risk * Collaborate with cross-functional teams, including project managers and/or ...

University of Idaho

University Risk Analyst

Moscow, ID

$65K/yr

University Risk Analyst Posting Number: SP005356P Division/College: DFA Operations Department: DFA ... Insurance placements, renewals, and certificates * Claims management * Loss control and prevention ...

Atlas Air

Sr Risk & Insurance Analyst

White Plains, NY · On-site

$91K - $123K/yr

... analyzing the associated insurance premiums and expenses. Insurance placements include property, cyber, worker's comp, aircraft hull deductible; aviation all risk (hull & liability); war risk hull ...

Orano

Insurance & Risk Manager

Oak Ridge, TN · On-site

Description Insurance & Risk Manager ABOUT ORANO Join our team to help meet current and future ... KEY COMPENTENCIES: • Strong technical insurance expertise and analytical judgment. • Ability to ...

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Insurance Risk Analyst information

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$49K

$83.2K

$156K

How much do insurance risk analyst jobs pay per year?

As of Jul 22, 2026, the average yearly pay for insurance risk analyst in the United States is $83,237.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,000.00 and $86,500.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What cities are hiring for Insurance Risk Analyst jobs? Cities with the most Insurance Risk Analyst job openings:
Who are the top companies hiring for Insurance Risk Analyst jobs? The top employers for Insurance Risk Analyst jobs are:
What states have the most Insurance Risk Analyst jobs? States with the most job openings for Insurance Risk Analyst jobs include:
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What are popular job titles related to Insurance Risk Analyst jobs? For Insurance Risk Analyst jobs, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in the United States as of July 2026, with employment types broken down into 4% Locum Tenens, 85% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $83,237 per year, or $40 per hour.
Senior Risk Analyst, CAT

Senior Risk Analyst, CAT

The Hartford Financial Services Group, Inc.

Hartford, CT • On-site

Full-time

Posted 13 days ago

Job description

Sr Risk Analyst - KR07DE
Risk Manager - KR07AE
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
Senior Risk Analyst, CAT
The Enterprise Risk Management (ERM) department is responsible for enterprise aggregate exposure management and reporting, portfolio aggregation and catastrophe pricing and modeling. The Senior Risk Analyst will support reporting of key catastrophe modeling metrics for Middle and Large Business . The position will report to the Senior Director of ERM Insurance Risk Management.
We are not able to offer any kind of visa sponsorship at this time for this position
Responsibilities
  • Support Middle and Large Business catastrophe modeling for natural perils, terrorism and other specified non-CAT metrics.
  • Communicate with business segments regarding catastrophe model output and key modeling initiatives.
  • Oversee monthly, quarterly, and annual reporting for key catastrophe modeling metrics.
  • Interact with other functional areas within and outside of the ERM organization.

Qualifications
  • An undergraduate degree in Economics or Actuarial Science and a demonstrated aptitude for coding, statistical analysis, and data visualization.
  • 5+ years of work experience related to catastrophe risk management and modeling.
  • Experience in Excel/VBA, SQL, R and CoPilot (or other AI)
  • Experience of working with commonly used Catastrophe Models such as AIR (Touchstone) or RMS (Risklink). CEEM designation is preferred but not required.
  • Good verbal and written communications skills.
  • The ability to manage multiple projects at once.

Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
111,200 - 168,600
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
Hartford logo

About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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