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Insurance Risk Analyst Jobs in Florida (NOW HIRING)

Origis Energy

Insurance Risk Manager

Miami, FL · On-site

The Insurance Risk Manager acts as internal subject matter expert and will provide solutions to grow the business to include analyzing insurance needs by identifying risk exposures and analyzing and ...

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Phoenix Investors

Be Seen First

Insurance Risk Manager

West Palm Beach, FL · On-site

The Insurance Risk Manager will exercise independent decision-making skills by analyzing operations and contractual obligations in the context of insurance solutions to mitigate risk and coordinate ...

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Raymondjames

Risk Analyst, RCS

Saint Petersburg, FL · Hybrid

Role Overview The Risk Analyst operates under the direct supervision of department leadership and ... insurance; critical illness insurance and accident insurance; disability benefits; retirement ...

Monitise

Credit Risk Analyst

Coral Springs, FL · On-site

As a Credit Risk Analyst, you will perform credit analysis and underwriting activities for ... Medical, dental, vision, life, and disability insurance options available from day one.

System One

Technical Risk Analyst

Pensacola, FL · On-site

Technical Risk Analyst Location: Pensacola, FL or Winchester VA or Vienna VA Type: Contract ... insurance, voluntary plans, as well as participation in a 401(k) plan. System One is an Equal ...

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Florida

Insurance Risk Analyst information

See Florida salary details

$36.6K

$62.2K

$116.6K

How much do insurance risk analyst jobs pay per year?

As of Jul 1, 2026, the average yearly pay for insurance risk analyst in Florida is $62,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,600.00 and $64,600.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
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Insurance Risk Analyst jobs near you
Risk & Insurance Analyst

Risk & Insurance Analyst

First Watch Restaurants, Inc.

Bradenton, FL • On-site

Full-time

Posted 21 days ago

Job description

Overview
The Risk & Insurance Analyst is responsible for supporting the insurance programs and risk mitigation strategies. This role works on insurance coverage, renewals, and risk assessments across all restaurant and corporate operations. Responsibilities include compiling and tracking financial risk exposures, evaluating and tracking overall cost of insurance and will administer the Risk Management Information System (Origami). The position will also develop and implement analytical tools/reports to most effectively communicate internally and field leadership teams. This position will be responsible for data collection/analysis and tracking of all relevant risk management metrics. The ideal candidate is analytical, collaborative, and passionate about creating a safe and resilient environment for our teams and customers.
Responsibilities
The essential functions in this job description are not all-inclusive of this position's duties and responsibilities. Reliable and dependable attendance is required.
  • Support all aspects of corporate insurance programs
  • Oversee all data inputs for RMIS system to ensure accuracy and optimal process management
  • Coding/mapping third party claims administrator (TPA) data in Origami (system administration)
  • Actuary data pulls - submission of loss runs
  • Produce monthly trend reports for operations/others
  • Track information for statement of values (property insurance)
  • Code vendor invoices for payment and process insurance recoveries
  • Support underwriter meetings
  • Compile data for insurance renewal submissions
  • First level back up for customer service support positions
  • Certificate of insurance handlings
  • Uploading insurance policies into Origami
  • Respond to Service Channel insurance compliance inquires
  • Coordinate annual insurance renewals, policy reviews, and broker relationships
  • Monitor claim trends and develop strategies to reduce frequency and severity
  • Support internal teams with claim-related inquiries and documentation
  • Conduct risk assessments
  • Analyze loss data and prepare reports for leadership to inform strategic decisions
  • Maintain accurate records of policies, claims, certificates of insurance, and endorsements

Qualifications
  • Bachelor's degree in risk management, Business Administration- Accounting/Finance, or related field
  • 2+ years of experience in insurance and risk management, preferably in hospitality or retail
  • 2 + years of administering RMIS systems is preferred
  • Excellent analytical, organizational, and communication skills
  • ARM, CPCU, AIC or other relevant certifications preferred

Who We Are
First Watch is the leading Daytime Dining concept serving made-to-order breakfast, brunch and lunch using the freshest ingredients available. Guided by its "Follow the Sun" culinary philosophy, First Watch's chef-driven menu rotates multiple times per year to feature the highest-quality flavors at their peak, offering elevated executions of classic favorites, fresh juices like the Kale Tonic, and fan favorites such as the Lemon Ricotta Pancakes, Quinoa Power Bowl and signature Million Dollar Bacon. For every kid's meal served, First Watch proudly donates a portion to organizations and causes making a positive impact to our communities - raising approximately $2.0 million to date. A recipient of many "Best Breakfast" and "Best Brunch" awards, First Watch was voted #1 Best Breakfast by Newsweek's Readers' Choice Awards 2025, and also named 2025 and 2024's #1 Most Loved Workplace in America by the Best Practice Institute - an accolade most recently featured in The Wall Street Journal - after appearing on the list in 2022 and 2023, as well. With a commitment to quality, hospitality and community, First Watch is redefining Daytime Dining across more than 630 First Watch restaurants in 32 states. For more information, visit www.firstwatch.com.
First Watch is an equal opportunity employer. In compliance with the Americans with Disabilities Act, First Watch will provide reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

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