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Insurance Risk Analyst Jobs in Florida (NOW HIRING)

Aligned Solutions

Risk Manager

Miami Beach, FL · On-site

Develop reporting and analytics to support risk-related decision making * Manage insurance documentation including quotes, policies, renewals, and coverage schedules * Review contracts (leases ...

Fortegra

Catastrophe Analyst

Jacksonville, FL · On-site

... develop skills in risk management and the (re)insurance industry. Responsibilities: Key ... Analyze changes in exposure and the associated impact of catastrophe model results. Discuss ...

Infosys Limited Digital

FL · On-site

$82K - $122K/yr

... Risk). • Experience in requirement gathering, process mapping, functional analysis, and ... Insurance (Accident, Critical Illness , Hospital Indemnity, Legal) * 401(k) plan and contributions ...

Climate First Bank

Risk Officer

Saint Petersburg, FL · On-site +1

As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of ... Monitor and analyze risk data, key risk indicators, and emerging trends to identify potential ...

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Insurance Risk Analyst information

See Florida salary details

$36.6K

$62.2K

$116.6K

How much do insurance risk analyst jobs pay per year?

As of Aug 11, 2026, the average yearly pay for insurance risk analyst in Florida is $62,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,600.00 and $64,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Florida? For Insurance Risk Analyst jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Florida look for? The top searched job categories for Insurance Risk Analyst jobs in Florida are:
What cities in Florida are hiring for Insurance Risk Analyst jobs? Cities in Florida with the most Insurance Risk Analyst job openings:
What are popular job titles related to Insurance Risk Analyst jobs in FL? For Insurance Risk Analyst jobs in FL, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,202 per year, or $29.9 per hour.

Risk Manager

Aligned Solutions

Miami Beach, FL • On-site

Full-time

Re-posted 15 days ago

Job description

Aligned Solutions is seeking a Risk Manager, on behalf of our client, to support and strengthen our overall risk management function.

This role will be responsible for overseeing and continuously improving the organization's risk and insurance strategies, including bond and surety programs and compliance efforts. The Risk Manager will provide leadership to the team, refine internal processes and controls, and serve as a key advisor across the business. This individual will take a proactive approach to identifying potential risks, evaluating exposure, and implementing strategies to minimize impact.

Working closely with the Director of Risk Management, this person will help develop and execute plans to address incidents, mitigate future risk, and enhance the company's overall risk posture. The role also involves partnering with internal stakeholders, brokers, and external providers to ensure effective management of claims and insurance programs.

Key Responsibilities

Risk Management & Insurance

  • Oversee day-to-day execution of the company's risk management and insurance programs
  • Lead the annual insurance renewal process, including gathering internal data, coordinating with stakeholders, and presenting recommendations
  • Ensure all claims are reported, tracked, and resolved efficiently and in accordance with compliance standards
  • Manage claims activity, including monitoring progress, reserves, and resolution timelines
  • Respond to insurance-related needs such as certificates, contract reviews, bids, proposals, and claim notifications
  • Support the development and execution of risk mitigation and crisis response strategies
  • Conduct risk assessments to identify operational exposures and determine appropriate coverage needs
  • Identify opportunities to enhance processes, controls, and overall operational efficiency
  • Develop reporting and analytics to support risk-related decision making
  • Manage insurance documentation including quotes, policies, renewals, and coverage schedules
  • Review contracts (leases, vendor agreements, client contracts, etc.) to ensure appropriate risk transfer and insurance requirements are in place
  • Collaborate with cross-functional teams (operations, legal, procurement, business development) to identify and implement risk mitigation strategies
  • Monitor market trends within the insurance space and provide insights and recommendations based on findings
  • Serve as a subject matter expert on insurance, risk mitigation, and loss prevention strategies
  • Coordinate insurance submissions and maintain strong relationships with brokers and internal partners
  • Analyze claims and financial data to produce regular reporting for leadership
  • Drive internal awareness through training and education on risk-related topics
  • Stay current on industry developments and advise on emerging risks and best practices
  • Provide general support across the risk management function as needed

Bond & Surety

  • Develop and manage a cost-effective surety bond program aligned with business needs and regulatory requirements
  • Handle requests related to bonding, including permits, licenses, contract bids, and reference letters
  • Partner with estimating and bidding teams to advise on bonding capacity and structure
  • Maintain strong relationships with surety providers and brokers in collaboration with leadership
  • Track bond activity and ensure timely closure to optimize available capacity

For more information please visit www.alignedtogether.com