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Insurance Risk Analyst Jobs in Florida (NOW HIRING)

Fortegra

Catastrophe Analyst

Jacksonville, FL · On-site

... develop skills in risk management and the (re)insurance industry. Responsibilities: Key ... Analyze changes in exposure and the associated impact of catastrophe model results. Discuss ...

Climate First Bank

Risk Officer

Saint Petersburg, FL · On-site +1

As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of ... Monitor and analyze risk data, key risk indicators, and emerging trends to identify potential ...

Morgan & Morgan, P.A.

Senior GRC Analyst

Orlando, FL · On-site

Senior GRC Analyst Morgan & Morgan | Risk & Resilience Program Reports To: Director of Business ... Serve as a point of contact for cyber insurance audits, major client security due diligence, and ...

Morgan & Morgan, P.A.

Senior GRC Analyst

Orlando, FL

Senior GRC Analyst Morgan & Morgan | Risk & Resilience Program Reports To: Director of Business ... Serve as a point of contact for cyber insurance audits, major client security due diligence, and ...

Watsco, Inc.

Risk Manager

FL · On-site

Conduct operational risk analyses and research areas of exposure to assess insurance needs. * Proactively identify opportunities to improve operational practices and processes. * Develop operational ...

Cortina Solutions

Senior Warfare Analyst

Panama City, FL · On-site

... risk and cost analyses, requirements development, and technology assessments. Job Requirements ... BCBS Medical and Dental Insurance * VSP Vision * Flexible spending Account (FSA) and Dependent Care ...

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Florida

Insurance Risk Analyst information

See Florida salary details

$36.6K

$62.2K

$116.6K

How much do insurance risk analyst jobs pay per year?

As of Jul 22, 2026, the average yearly pay for insurance risk analyst in Florida is $62,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,600.00 and $64,600.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Florida? For Insurance Risk Analyst jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Florida look for? The top searched job categories for Insurance Risk Analyst jobs in Florida are:
What cities in Florida are hiring for Insurance Risk Analyst jobs? Cities in Florida with the most Insurance Risk Analyst job openings:
What are popular job titles related to Insurance Risk Analyst jobs in FL? For Insurance Risk Analyst jobs in FL, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Florida as of July 2026, with employment types broken down into 3% Locum Tenens, 83% Full Time, 9% Part Time, 1% Temporary, and 4% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $62,202 per year, or $29.9 per hour.
Catastrophe Analyst

Catastrophe Analyst

Fortegra

Jacksonville, FL • On-site

Full-time

Posted 13 days ago

Job description

This position is for a professional contributor in catastrophe risk management, who works under moderate supervision. The individual will assist other team members in gathering and preparing data for catastrophe analyses, by reviewing exposure data for accuracy, validity, and identifying abnormalities. The candidate will perform catastrophe risk analytics necessary for reinsurance evaluation under the guidance of senior team members. The position requires a self-starter who manages moderately complex analyses in partnership with internal and external teams to confidently communicate needs, findings, and recommendations. The candidate should have a willingness to continually develop skills in risk management and the (re)insurance industry.
Responsibilities:
Key responsibilities will include, but not limited to:
  • Work directly with underwriters to gather and prepare quarterly portfolio rolls up for catastrophe modeling. Assess the data quality to ensure the data used in the analysis is fit for purpose.
  • Analyze changes in exposure and the associated impact of catastrophe model results. Discuss reasonableness of loss distribution results with underwriting team and senior management.
  • Perform loss and accumulation analyses using vendor catastrophe modeling software, extract and transform outputs to calculate risk exposure and losses for reporting.
  • Analyze how the distribution of results and relevant risk measures changes the application of various proposed reinsurance alternatives. Use vendor catastrophe modeling software to provide price indications for reinsurance alternative structures.
  • Collaborate with junior team members in basic aspects of property (re)insurance and especially catastrophe modeling, including how to prepare data and interpreting insurance terms to catastrophe model.
  • Incorporate data into spatial visualization tools to assist in monitoring aggregations and profitability analytics suited to company underwriting objectives and corporate portfolio objectives.
  • Assist senior team members in preparing and formatting summaries, presentations, and reports into clear, concise deliverables of potential risk and loss results.
  • Willingness to consciously strengthen relationships with internal and external partners. Take part in integration and coordination of how internal tools are developed and delivered.
  • Perform ad hoc analytics for new business, catastrophe event response, rating agency and regulatory disclosures, data augmentation, and data quality scoring.

The above cited duties and responsibilities describe the general nature and level of work performed by people assigned to the job. They are not intended to be an exhaustive list of all the duties and responsibilities that an incumbent may be expected or asked to perform.
Qualifications:
  • Minimum of 3 years of experience working with commercial catastrophe model Verisk. Familiarity with Moody's RMS, or KatRisk, a plus.
  • Bachelor's degree in mathematics, economics, engineering, and/or related natural science.
  • Experience with Microsoft SQL, additional programming knowledge beneficial (e.g., Python or R) or experience working with Alteryx.
  • Some knowledge of data warehousing (e.g., Snowflake).
  • Geospatial analytical experience (i.e., GIS software) is beneficial
  • Proficient in using Microsoft technology (e.g., Office 365 apps).
  • Fundamental knowledge in (re)insurance industry.

Job Posting Disclaimer
Fortegra will never request financial or sensitive information such as your bank account information, social security number, or other non-publicly available information for any purpose during the application and interview process. All official communications from our Talent Acquisition team will come from our email domain address "@fortegra.com". If you receive a suspicious message, unsolicited job offer or would like to verify the legitimacy of any communication about a position, please contact our Human Resources department at HumanResources@fortegra.com.
Please be aware of job fraud(s) - all correspondence emails regarding your candidacy will come from our Fortegra.com email address. Thank you.
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Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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