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Insurance Risk Analyst Jobs in Houston, TX (NOW HIRING)

Targa Resources

Risk Analyst

Houston, TX · On-site

The Risk Analyst will assist in the placement and administration of the corporate insurance program, including assisting in the preparation of underwriting submissions and presentations, reviewing ...

Targa

Risk Analyst

Houston, TX · On-site

The Risk Analyst will assist in the placement and administration of the corporate insurance program, including assisting in the preparation of underwriting submissions and presentations, reviewing ...

Neste

Risk Analyst

Houston, TX · On-site

We are looking for you, Risk Analyst, Middle Office, to join our Middle office team in Houston. You ... Competitive compensation and bonus program * 100% company-paid health and dental insurance for the ...

Neste

Risk Analyst

Houston, TX · Hybrid

We are looking for you, Risk Analyst, Middle Office, to join our Middle office team in Houston. You ... Competitive compensation and bonus program * 100% company-paid health and dental insurance for the ...

Chevron

Insurance Analyst

Houston, TX · On-site

$19 - $26/hr

This role supports Chevron's global insurance and risk management activities through the design, placement, administration, and analysis of corporate insurance programs. The position partners closely ...

Chevron

Insurance Analyst

Houston, TX

$19 - $26/hr

This role supports Chevron's global insurance and risk management activities through the design, placement, administration, and analysis of corporate insurance programs. The position partners closely ...

Chevron Corporation

Insurance Analyst

Houston, TX · On-site

$100 - $125/hr

This role supports Chevron's global insurance and risk management activities through the design, placement, administration, and analysis of corporate insurance programs. The position partners closely ...

Chevron

Insurance Analyst

Houston, TX · On-site

$100 - $125/hr

This role supports Chevron's global insurance and risk management activities through the design, placement, administration, and analysis of corporate insurance programs. The position partners closely ...

Houston Dose

President of Insurance Company

Houston, TX · On-site

$200 - $250/hr

... risk management. * Lead financial planning, budgeting, profitability analysis, and capital ... Ensure compliance with all applicable insurance laws, regulations, and industry standards. * Build ...

AECOM

Risk Management Analyst I

Houston, TX · On-site

AECOM is seeking a Risk Management Analyst I to be located in Houston, TX . Reporting to the U.S ... insurance, service recognition awards, retirement savings plan, and employee stock purchase plan.

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Houston, TX

Insurance Risk Analyst information

See Houston, TX salary details

$45.7K

$77.7K

$145.6K

How much do insurance risk analyst jobs pay per year?

As of Sep 8, 2026, the average yearly pay for insurance risk analyst in Houston, TX is $77,689.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,700.00 and $80,700.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.
More about Insurance Risk Analyst jobs

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The top searched job categories for Insurance Risk Analyst jobs in Houston, TX are:

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Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Houston, TX as of September 2026, with employment types broken down into 100% Full Time. Highlights an 74% In-person, and 26% Hybrid job distribution, with an average salary of $77,689 per year, or $37.4 per hour.

Risk Analyst

Targa Resources

Houston, TX • On-site

Full-time

Re-posted 24 days ago

Targa Resources rating

8.7

Company rating: 8.7 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

9th of 87 rated oil and gas companies

Job description

Targa Resources Corp. is currently seeking a Risk Analyst to work within the corporate Risk Management and Insurance group which will report to the Manager, Risk Management and Insurance. The Risk Analyst will assist in the placement and administration of the corporate insurance program, including assisting in the preparation of underwriting submissions and presentations, reviewing coverage binders and insurance policies, reviewing policy audits, contract reviews, and claim handling oversight.
JOB DUTIES AND KEY RESPONSIBILITIES:
  • Support the execution of the strategic and operational objectives of the risk management and insurance function.
  • Work closely with the Legal Department, Supply Chain, Operations and Commercial Services in development and/or review of revised language of various contracts and maintain a clear understanding of the relevance of those provisions.
  • Monitor Targa's compliance with insurance covenants in various agreements to ensure that defaults do not occur.
  • Review and analyze insurance policies when an interpretation of contract terms is needed, or when identification of differences in selected terms across contracts is required.
  • Build, maintain, and manage relationships with claims adjusters and other claim related parties.
  • Maintain an efficient process for claim reporting, administration, and management.
  • Administer and maintain a robust surety bond portfolio.
  • Provide support to the captive management internal and external teams, as needed.
  • Review, prepare and submit invoices for processing.
  • Work collaboratively with the Risk Management and Insurance team to ensure the exposures of Targa are identified and analyzed on an ongoing basis.
  • Develop analysis and reporting as needed.
  • Lead projects as assigned and as needed.
  • Periodic travel may be required (e.g., property risk surveys, underwriter meetings, policyholder conferences, etc.)
  • Perform other duties as assigned

MINIMUM ESSENTIAL QUALIFICATIONS:
  • Bachelor's Degree required, additional education in Risk Management and Insurance Preferred.
  • A minimum of 1 year of experience in the risk management and insurance field; OR an equivalent combination of related education, training, and work experience.
  • Preferred to have the following designations: CPCU, ARM and/or other commercial insurance designations.
  • Possess excellent organizational skills and the ability to work on multiple tasks with little supervision.
  • Must be able to handle complex issues as appropriate.
  • Have excellent interpersonal skills, and excellent written and oral communication skills.
  • Computer savvy with strong working knowledge of full MS Office Suite.
  • Regular and reliable attendance.

EQUAL EMPLOYMENT OPPORTUNITY:
Targa Resources provides equal employment opportunities based on merit, experience, and other work-related criteria and without regard to race, color, ethnicity, religion, national origin, sex, age, pregnancy, disability, veteran status, or any other status protected by applicable law. We also strive to provide reasonable accommodation to employees' beliefs and practices that do not conflict with Targa's policies and applicable law. We value the unique contributions that every employee brings to their role with Targa.

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