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Insurance Risk Analyst Jobs in Houston, TX (NOW HIRING)

Cotton Holdings

Risk Analyst

Houston, TX · On-site

Insurance Contract Review : Evaluate contract language to ensure adherence to Cotton insurance standards. * Claims and Risk Analysis : Support claims management and risk analysis projects to identify ...

Cotton Holdings

Risk Analyst

Houston, TX

Insurance Contract Review : Evaluate contract language to ensure adherence to Cotton insurance standards. * Claims and Risk Analysis : Support claims management and risk analysis projects to identify ...

Cotton Holdings

Risk Analyst

Houston, TX

$55K - $65K/yr

Insurance Contract Review : Evaluate contract language to ensure adherence to Cotton insurance standards. * Claims and Risk Analysis : Support claims management and risk analysis projects to identify ...

EOG Resources, Inc.

Insurance Analyst I

Houston, TX · On-site

We are seeking a highly motivated and detail-oriented Insurance Analyst I to support the Risk Management team with the analysis, evaluation, and management of insurance policies, claims, renewals ...

EOG Resources

Insurance Analyst I

Houston, TX · On-site

We are seeking a highly motivated and detail-oriented Insurance Analyst I to support the Risk Management team with the analysis, evaluation, and management of insurance policies, claims, renewals ...

EOG Resources, Inc.

Insurance Analyst I

Houston, TX · On-site

We are seeking a highly motivated and detail-oriented Insurance Analyst I to support the Risk Management team with the analysis, evaluation, and management of insurance policies, claims, renewals ...

EOG Resources, Inc.

Insurance Analyst I

Houston, TX

We are seeking a highly motivated and detail-oriented Insurance Analyst I to support the Risk Management team with the analysis, evaluation, and management of insurance policies, claims, renewals ...

Port Houston

Risk Analyst

Seabrook, TX · On-site

Critical thinking and problem-solving skills regarding best practices of risk, insurance and claims ... Strong analytical skills, adept at queries, report writing and presenting findings * Communication ...

Port Houston

Risk Analyst

Seabrook, TX · On-site

... support the Risk Management department and Finance Division. Key Responsibilities/Duties ... for miscellaneous insurance policies, bonds, and policy-related items * Develop and prepare ...

Prime Communications

Senior Risk Analyst

Sugar Land, TX · On-site

This role manages claims across multiple insurance lines, including workers' compensation, general ... Reporting & Analytics • Track and analyze claims data and risk metrics. • Prepare regular ...

New

FlexTek

Risk Coordinator (3792)

The Woodlands, TX · On-site

$27/hr

This is an outstanding opportunity for an organized, analytical, and detail-oriented professional looking to build a long-term career in Risk Management . You'll gain exposure to insurance, contracts ...

New

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Houston, TX

Insurance Risk Analyst information

See Houston, TX salary details

$46.8K

$79.5K

$149K

How much do insurance risk analyst jobs pay per year?

As of Jul 9, 2026, the average yearly pay for insurance risk analyst in Houston, TX is $79,489.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,100.00 and $82,600.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Houston, TX? For Insurance Risk Analyst jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Houston, TX look for? The top searched job categories for Insurance Risk Analyst jobs in Houston, TX are:
What cities near Houston, TX are hiring for Insurance Risk Analyst jobs? Cities near Houston, TX with the most Insurance Risk Analyst job openings:
Insurance Risk Analyst jobs near you
Risk & Insurance Analyst

Risk & Insurance Analyst

Crane Worldwide Logistics

Houston, TX • On-site

Full-time

Medical, Dental, Vision, PTO

Re-posted 4 days ago

Crane Worldwide Logistics rating

7.5

Company rating: 7.5 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

133rd of 353 rated logistics

Job description

Essential Job Functions
  • Works with Risk Manager to maintain the company's risk management framework, policies, and procedures.
  • Drives sales activity of Crane's Shippers Interest program via educational tools for sales, streamlining workflows and rate optimization with insurers.
  • Track/trend Shippers Interest activity to drive increased product revenue and to increase penetration rate
  • Process COI requests from clients, vendors, etc.
  • Requests and manages COI's in support of Crane's Vendor Management process, ensuring valid and proper evidence of insurance that meets contractual obligations of our vendors
  • Identify, assess, and allocate risks across business units.
  • Perform quantitative and qualitative risk analysis using statistical models and industry benchmarks.
  • Collect, validate, and interpret large datasets to quantify risk exposures in collaboration with brokers and insurance carriers.
  • Prepare detailed risk reports and dashboards for senior management and program compliance.
  • Maintain models such as Origami to support claims, location and financial information.
  • Translate data findings into actionable insights for business stakeholders.
  • Request and maintain evidence of insurance for all primary and contingent programs.
  • Verify risk program aligns with internal policy, industry standards, and material agreement requirements.
  • Collaborate with Risk leadership to develop risk transfer, Total Cost of Risk tracking reports and other strategic projects.
  • Investigate alternative risk transfer strategies and assist in developing related risk policies and procedures.
  • Work closely with Risk leadership, brokers and underwriters on the development of new and renewal insurance market submissions.
  • Other duties as assigned

Other Skills & Abilities
  • Loss analysis and trend evaluation (frequency, severity, root cause)
  • Risk transfer vs. risk retention analysis
  • Coverage gap analysis and benchmarking
  • Data analysis and interpretation (loss runs, exposure schedules, KPIs)
  • Understanding of contractual risk transfer and indemnity provisions
  • Strong attention to detail and documentation accuracy
  • Expert/Strong proficiency in Microsoft Office Suite (Excel, Word, PowerPoint)
  • Strong interpersonal and communication skills (verbal, written and comprehension)
  • Highly motivated and energetic with a proven ability to work in a fast-paced and continually changing environment
  • Ability to operate independently and within a team environment
  • Ability to work with technical and non-technical staff at all levels
  • Excellent time management and organizational skills
  • Demonstrates initiative and adaptability

Physical Requirements
  • Talking, hearing and using hands to operate a computer keyboard, mouse and other computer components
  • Vision abilities required by this job include close vision and the ability to adjust focus
  • Job may require extended sitting or standing, use of standard office equipment
  • Job will require punctual attendance and regular presence on-site at the assigned work location

Education & Experience
  • Bachelor's degree in Risk Management, Finance, Economics, Actuarial Science, Statistics, or related field is preferred.
  • 2+ years of experience in shippers interest programs, insurance risk analysis, underwriting support, actuarial work, or a similar analytical role.
  • 2+ years of experience in transportation and/or supply chain industry is preferred
  • Strong quantitative skills and proficiency in analytical tools (e.g., Excel, Power BI/Tableau and Origami).
  • Knowledge of insurance products, underwriting principles, and regulatory frameworks.
  • Experience with RMIS systems (ex. Origami, Riskonnect, Aclaimant, etc.)

CERTIFICATIONS AND LICENSES
  • Professional certification may be required in some areas.

WHY SHOULD YOU WORK FOR CRANE?
At Crane, we believe in providing our employees with excellent benefits at a Great Place to Work.
We offer:
  • Quarterly Incentive Plan
  • 136 hours of Paid Time Off which equals 17 days for the year, that can be used for Sick Time or for Personal Use
  • Excellent Medical, Dental and Vision benefits
  • Tuition Reimbursement for education related to your job
  • Employee Referral Bonuses
  • Employee Recognition and Rewards Program
  • Paid Volunteer Time to support a cause that is close to your heart and contributes to our communities
  • Employee Discounts
  • Wellness Incentives that can go up to $100 per year for completing challenges, in addition to a discount on contribution rates

Come join the leader in logistics and take your career in the right direction.
Disclaimer:
The above statements are intended to describe the general nature and level of work being performed by people assigned to this position. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
We maintain a drug-free workplace and perform pre-employment substance abuse testing.
This position requires the final candidate to successfully pass an E-Verify Check.
More Information: http://www.dhs.gov/e-verify
Company benefits are contingent upon meeting eligibility requirements and plan conditions.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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