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Insurance Risk Analyst Jobs in Houston, TX (NOW HIRING)

... analysis and management of all Risk Management activities of a facility, group of facilities, or ... insurance, regulatory and accreditation compliance, risk management operations, and bioethics.

Senior Insurance Analyst

Houston, TX

$81K - $101K/yr

The main function of the Senior Insurance Analyst for JLL Real Estate Capital is to provide ... Collaborate with the Clients, Risk Managers, and their Agents to recommend and ensure that ...

Perform GIS database development, qualitative/quantitative analysis, and mapping as a member of a ... Experience with FEMA's Risk MAP and National Flood Insurance Program (strongly preferred)

Must bring deep knowledge of real‑estate risk exposures, insurance program management, and enterprise risk frameworks, along with strong cross‑functional leadership and analytical skills. * 10+ ...

Risk Services Specialist

Houston, TX · On-site

$95K/yr

... insured hazards in order to reduce or prevent losses. * Maintaining current knowledge of the industry trends, regulations and evolving/improving safety and risk management practices. * Analyze loss ...

Risk Services Specialist

Houston, TX · On-site

$95K/yr

... insured hazards in order to reduce or prevent losses. * Maintaining current knowledge of the industry trends, regulations and evolving/improving safety and risk management practices. * Analyze loss ...

If so, being an Insurance Actuary Analyst with Frost could be for you. At Frost, it's about more ... risk exposures * Standardize and enhance actuarial models, financial frameworks, and reporting ...

Manage insurance coverage, renewals, claims, reporting, and relationships with brokers, carriers, attorneys, and service providers. * Establish risk tracking, loss reporting, analytics, and executive ...

Energy Risk Engineering Consultant

Houston, TX · On-site +1

$113K - $170K/yr

By integrating risk assessment, prevention, and recovery with the broader insurance experience, we ... Leverage digital tools, analytics, and emerging technologies (e.g., dashboards, virtual tools, AI ...

Financial Analyst

Spring, TX · On-site

$73K - $113K/yr

... risk management, compliance & tax reviews, process improvements, process reengineering etc. with a ... Dental insurance * Vision insurance * Long term/short term disability insurance * Employee ...

... insured hazards in order to reduce or prevent losses. * Maintaining current knowledge of the industry trends, regulations and evolving/improving safety and risk management practices. * Analyze loss ...

Showing results 41-60

Insurance Risk Analyst information

See Houston, TX salary details

$45.7K

$77.7K

$145.6K

How much do insurance risk analyst jobs pay per year?

As of Sep 9, 2026, the average yearly pay for insurance risk analyst in Houston, TX is $77,689.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,700.00 and $80,700.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.

What are popular job titles related to Insurance Risk Analyst jobs in Houston, TX?

For Insurance Risk Analyst jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Analyst jobs in Houston, TX look for?

The top searched job categories for Insurance Risk Analyst jobs in Houston, TX are:

What cities near Houston, TX are hiring for Insurance Risk Analyst jobs?

Cities near Houston, TX with the most Insurance Risk Analyst job openings:

Infographic showing various Insurance Risk Analyst job openings in Houston, TX as of September 2026, with employment types broken down into 100% Full Time. Highlights an 74% In-person, and 26% Hybrid job distribution, with an average salary of $77,689 per year, or $37.4 per hour.

Risk Manager

Sugar Land, TX • On-site

Memorial Hermann
Health Care and Social Assistance • 10K+ employees

Full-time

Re-posted 24 days ago


Memorial Hermann Health System rating

7.7

Company rating: 7.7 out of 10

Based on 293 frontline employees who took The Breakroom Quiz

164th of 898 rated healthcare providers


Job description

At Memorial Hermann, we pursue a common goal of delivering high quality, efficient care while creating exceptional experiences for every member of our community. When we say every member of our community, that includes our employees. We know that when our employees feel cared for, heard and valued, they are inspired to create moments that exceed expectations, while prioritizing safety, compassion, personalization and efficiency. If you want to advance your career and contribute to our vision of creating healthier communities, now and for generations to come, we want you to be a part of our team.

Job Summary

The Risk Management professional in this position is responsible for the organization, analysis and management of all Risk Management activities of a facility, group of facilities, or geographic location as assigned. Responsibilities include, but may not be limited to, the identification, prevention and management of clinical and non-clinical risks and day-to-day administration of the risk management program. Responsible for working with a high degree of autonomy as well as collaboration within the assigned facility(s) and the broader complex organization to build effective relationships and establish credibility with staff, senior management, physicians, patients and visitors in order to advance the risk management objectives, assure compliance with regulatory mandates and standards, improve patient safety and quality of care, and protect organizational assets. Acts as a subject matter expert, resource, internal consultant, and educator for risk management issues. The role encompasses the key risk management functional areas of: loss prevention and reduction, claims management, risk transfer through insurance, regulatory and accreditation compliance, risk management operations, and bioethics. Position requires "on-call" availability. Position reports directly to a facility based administrative leader and dotted line reporting to the system Chief Risk Officer and System Director of Clinical Risk Management.Job Description

Minimum Qualifications

Education: Healthcare related Baccalaureate degree required,Bachelors of Science in Nursingpreferred

Licenses/Certifications: Certified in Healthcare Risk Management (CPHRM) or able to obtain within two (2) years of employment

Experience / Knowledge / Skills:

  • Minimum of five (5) years of progressive experience in a hospital-based clinical role;experience in post-acute care settings is strongly preferred for Risk Managers primarily responsible for risk management programs supporting Post-Acute.

  • Minimum of four (4) years experience in a clinical risk management role or equivalent experience in healthcare managerial role, or a medico-legal role

  • Knowledge of Risk management principles and key functions and general knowledge and familiarity with healthcare related regulatory and accreditation requirements

  • Ability to demonstrate flexibility, discretion and exercise emotional maturity in difficult situations, and work collaboratively and independently to achieve results

  • Strong written and oral communication skills, presentation skills, and leadership skills required.

  • The ability to organize, build and effect change through use of data, influence, and working with teams and the ability to influence change without direct authority.

  • Conflict management and negotiation skills a plus.

Principal Accountabilities

  • Has full responsibility for day to day operations of the risk management program that includes an enterprise risk approach to exposures, loss control/loss prevention activities and analysis.

  • Accountable for identifying strategies and solutions to enhance the healthcare operations environment and initiates techniques to reduce exposures to risks inherent in such environment.

  • Supports and coordination of facility risk assessments.

  • Provides consultation and assistance to facility leadership, staff, and physicians on day to day risk management issues and provide assistance to System Legal and Risk Management Services as needed. Availability for "on-call" duties required.

  • Reviews and "triaging" of all occurrence reports in Variance Reporting System (VRS) related to patient, visitors and non-employee events to assess the risk/liability potential, direct the issues to the most appropriate function for investigation or resolution; This excludes general Customer Service complaints.

  • Reviews and analyzes occurrence data, claims data, and other data sources for risk related trends and report to facility leadership and System Risk Management, and develop targeted initiatives to address risk trends.

  • Collaborates with Patient Safety in the identification and analysis of Patient Safety Events and serve as Risk Management representation in the Quality Filter process and on quality/patient safety committees as needed.

  • Proactively identify risk management related training and education needs and plan, develop and present training designed to minimize the frequency and reduce the severity of actual and potential risks.

  • Participates in or lead in the disclosure of unexpected/adverse clinical outcomes; Provide education and training on the disclosure process and policy to key management and physicians who will participate in patient disclosures.

  • Serves on appropriate clinical and non-clinical committees where risk management expertise is beneficial in a capacity of expert advisor or consultant or attend as appropriate based on availability.

  • Reviews, monitors , manages, and investigates compliance with various codes, laws, rules and regulations mandated by state and federal agencies or enforcement authorities, including compliance with the medical device program (SMDA) standards and other regulatory duties as defined by System Risk Management and System Legal Services.

  • Reviews high-risk patient complaints that may be the source of potential legal action, discuss and offer solutions when possible to resolve patient and/or family grievances perceived as potential liability claims in collaboration with patient representatives. This excludes general Customer Service complaints.

  • Assists System Risk Management in the coordination of information gathering and interviews related to claims and suits and interact with legal counsel as needed.

  • Serves as a liaison between System Insurance Services and facility regarding actual and potential claims related to physical losses.

  • Supports the investigation of safety or security incidents in collaboration with Occupational Health and Safety, or Security as appropriate and participate in facility based safety committees where risk management expertise may be beneficial.

  • Reviews and recommends new or amended policies and procedures including providing support for the policy and procedure committee.

  • Participates in and support Emergency Preparedness initiatives.

  • Support system Risk Management goals and objectives as well as facility-based goals which contribute to the achievement of the overall strategic objectives of the organization.

  • Ensures safe care to patients, staff and visitors; adheres to all Memorial Hermann policies, procedures, and standards within budgetary specifications including time management, supply management, productivity and quality of service.

  • Promotes individual professional growth and development by meeting requirements for mandatory/continuing education and skills competency; supports department-based goals which contribute to the success of the organization; serves as preceptor, mentor and resource to less experienced staff.

  • Demonstrates commitment to caring for every member of our community by creating compassionate and personalized experiences. Models Memorial Hermann's service standards by providing safe, caring, personalized and efficient experiences to patients and colleagues.

  • Other duties as assigned.


What Memorial Hermann Health System employees say

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About Memorial Hermann

Sourced by ZipRecruiter

The Memorial Hermann Southwest Hospital Women's Services is a magnet hospital as well as a level 3 designated facility with a blend of high-risk and community patients. This creates a fast-paced environment and a chance to work with a diverse population. Our Labor & Delivery unit has a low c-section rate and is extremely collaborative and close-knit. We have the ability to cross-train through all areas of Women's Services. We have a family-like atmosphere with an amazing amount of comradery, and our low turnover rates attest to this. Nurses here feel like they not only have autonomy but can also be advocates for their patients. MHSW not only prides ourselves on evidenced based practice, but nurses have a strong voice.

Industry

Health care and social assistance

Company size

10,000+ Employees

Headquarters location

Houston, TX, US

Year founded

1907