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Insurance Risk Analyst Jobs in Houston, TX (NOW HIRING)

Gallagher

Medicare Insurance Agent

Houston, TX · Remote

$21/hr

Now part of Gallagher, a global leader in insurance, risk management, and consulting, you'll join a ... Conduct personalized needs analyses for customers to understand their Medicare. * Walk customers ...

Gallagher

Medicare Insurance Agent

Houston, TX · Remote

$21/hr

Now part of Gallagher, a global leader in insurance, risk management, and consulting, you'll join a ... Conduct personalized needs analyses for customers to understand their Medicare. * Walk customers ...

Wood Plc

GIS Analyst - FEMA

Houston, TX · Remote

Perform GIS database development, qualitative/quantitative analysis, and mapping as a member of a ... Experience with FEMA's Risk MAP and National Flood Insurance Program (strongly preferred)

Berkley

Risk Services Specialist

Houston, TX · On-site

$95K/yr

... insured hazards in order to reduce or prevent losses. * Maintaining current knowledge of the industry trends, regulations and evolving/improving safety and risk management practices. * Analyze loss ...

Hanover Company

Risk Management Specialist

Houston, TX · On-site

... insurance portfolio by gathering, organizing, and analyzing information required by brokers ... Risk Management Support * Serve as a resource to development, construction, property management ...

Berkley

Risk Services Specialist

Houston, TX · On-site

$95K/yr

... insured hazards in order to reduce or prevent losses. * Maintaining current knowledge of the industry trends, regulations and evolving/improving safety and risk management practices. * Analyze loss ...

BrandSafway

Credit Analyst

Dickinson, TX · On-site

$63K - $68K/yr

In this role, you will work alongside experienced finance leaders to evaluate customer credit risk ... insurance along with a generous 401k plan. About Us: BrandSafway is a leading global provider of ...

Berkley

Risk Services Specialist

Houston, TX

$95K/yr

... insured hazards in order to reduce or prevent losses. * Maintaining current knowledge of the industry trends, regulations and evolving/improving safety and risk management practices. * Analyze loss ...

BrandSafway

Credit Analyst

Dickinson, TX · Hybrid

$63K - $68K/yr

In this role, you will work alongside experienced finance leaders to evaluate customer credit risk ... insurance along with a generous 401k plan. About Us: BrandSafway is a leading global provider of ...

Liberty Mutual

Senior Risk Engineer- Powergen

Houston, TX

$94K - $111K/yr

Analyze risk quality, identify loss drivers, and recommend mitigation strategies. * Support claims ... Previous Insurance experience is not a requirement of this role. * Demonstrated strong ...

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Houston, TX

Insurance Risk Analyst information

See Houston, TX salary details

$46.8K

$79.5K

$149K

How much do insurance risk analyst jobs pay per year?

As of Jun 14, 2026, the average yearly pay for insurance risk analyst in Houston, TX is $79,489.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,100.00 and $82,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary between $60,000 and $80,000, with experienced professionals or those in senior roles earning over $100,000. Salaries vary based on experience, location, and certifications such as the Chartered Property Casualty Underwriter (CPCU).

What is the highest paid position in insurance?

In insurance, executive roles such as Chief Underwriting Officer, Chief Risk Officer, or Chief Executive Officer tend to be the highest paid positions, often earning six- to seven-figure salaries. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee strategic decision-making and risk management at the highest level.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing policyholders' risk profiles, and using statistical tools. They help determine appropriate premiums and develop strategies to mitigate losses, often working with underwriting teams and utilizing risk management software.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry level or require several years of experience, depending on the employer and specific role. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require prior experience or specialized skills in data analysis or risk modeling.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Houston, TX? For Insurance Risk Analyst jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Houston, TX look for? The top searched job categories for Insurance Risk Analyst jobs in Houston, TX are:
What cities near Houston, TX are hiring for Insurance Risk Analyst jobs? Cities near Houston, TX with the most Insurance Risk Analyst job openings:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Houston, TX as of June 2026, with employment types broken down into 95% Full Time, and 5% Temporary. Highlights an 85% In-person, and 15% Remote job distribution, with an average salary of $79,489 per year, or $38.2 per hour.
Financial Risk & Insurance Consultant

Financial Risk & Insurance Consultant

Mission Wealth Management LP

Houston, TX • On-site

$75K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 10 days ago

Job description

As a Barron’s Top 100 RIA firm and voted Best Places to Work by Fortune, Pacific Coast Business Times, Inc. (Best Workplaces), and Investment News, Mission Wealth is hiring a growth-minded Risk Management Associate to join our award-winning team! If you are ready to elevate your career in a leading wealth management company with a commitment to giving back to the community and expanding nationally, let’s go!

Mission Wealth has offered 360-degree wealth management services to affluent families since 2000. Our dynamic planning process ensures that every piece of the puzzle is put into place as our clients’ lives unfold and their needs evolve. This gives them the complete picture and confidence in their financial future.

The Financial Risk & Insurance Consultant will work with the Director of Risk Management to support Mission Wealth’s Advisors who are incorporating personal financial risk reviews into the services they provide to clients. As internal risk management consultants for our advisors and their clients, our Risk Management professionals help clients understand insurance policies and strategies, the strengths and weaknesses of the policies they own, and recommend better alternatives, if appropriate. We assess clients’ current life, long-term care, and long-term disability insurance policies as well as annuities.

Although Mission Wealth does not sell property and casualty insurance, the Risk Management Department conducts and publishes Property & Casualty insurance reviews for clients so they may better work with their P&C insurance agent to optimize their coverage. Mission Wealth does not sell health insurance. The Risk Management Department refers clients to a professional health insurance resource to address Pre-Age 65 health coverage needs, Medicare enrollment, and annual health plan renewal reviews.

The ideal candidate will have a bachelor’s degree, at least five years of experience as an assistant, salesperson, or consultant in one or more areas of personal financial risk management: life or long-term care insurance, annuities, or property & casualty insurance. A general understanding of financial planning, annuities, life, long-term care planning, and investments is preferred.


Why this Role is Unique:

  • Daily in-office mentorship and collaboration with experienced professionals
  • Exposure to high-net-worth client relationships and real financial planning scenarios
  • Opportunity to specialize in a high-value niche (risk management within wealth planning)
  • Firm-supported licensing and professional development

What You’ll Do:

  • Partner with the Director of Risk Management to support advisors and clients
  • Analyze and review client insurance portfolios (life, LTC, disability, annuities)
  • Learn and deliver Property & Casualty insurance reviews
  • Prepare and present insurance analyses and recommendations
  • Collaborate with advisors on integrating risk management into financial plans

Key Skills and Requirements as the Financial Risk & Insurance Consultant:

  • Clean compliance record.
  • Experience with Salesforce.
  • Minimum of 3 to 5 years relevant work experience.
  • Detail-oriented, quick learning capability, positive attitude.
  • Basic presentation experience and willingness to progress.
  • Highly organized, self-motivated, and a proactive self-starter.
  • Excellent written and verbal communication skills with team members and clients.
  • Minimum required licenses: Life/Health/Accident and Long Term Care; obtain the Series 65 license within 90 days of hire.

Responsibilities as Financial Risk & Insurance Consultant:

  • Collaborate with the Director of Risk Management to provide our advisors and clients with top-notch service.
  • Assume responsibility to learn, create, and progress property and casualty reviews.
  • Master P&C reviews and progress to assume presentation responsibility of reviews to advisors and clients.
  • Learn about our health insurance referral service and then grow into being responsible for submitting referrals of our clients to our health insurance referral source.
  • Learn to work with our brokerage general agency to quote life insurance, long-term care insurance, and annuities. Progress to process and present quotes, illustrations, and policy reviews of policies and contracts to Mission Wealth advisors and clients.
  • Serve as a knowledgeable resource for advisors regarding personal risk management-related questions.
  • Support team efforts, care about our colleagues and clients, have a growth mindset, be adaptable to new work processes or changes, and be committed to the progress of the Risk Management Department and the success of Mission Wealth.

Job Type: Full-time, salaried exempt

Location: This position is based out of our office in Houston, TX, or Scottsdale, AZ. This is an in-office position.

Salary: $75,000, plus annual bonus of $30,000 paid in quarterly increments


Please attach your cover letter and resume outlining your detailed experience of proven success within wealth management. Be sure to share one of your favorite volunteer projects, too! We offer a competitive salary, team-based compensation plan, defined pathways to equity partner in the firm, medical/dental/vision benefits, 401(k)/Profit Sharing, Volunteer Time Off (VTO), Family Medical Leave (FMLA), Sabbaticals, wellness benefits, and ongoing educational reimbursements.