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Insurance Risk Analyst Jobs in Houston, TX (NOW HIRING)

Accenture

Commercial Insurance Analyst

Houston, TX · On-site

$23.13 - $48.13/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.

50092 Heidelberg Materials US, Inc.

Risk Specialist

Houston, TX · On-site

$67K - $89K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Knowledge of risk management programs; knowledge of research and analysis techniques. * Knowledge of insurance policies, certificates of insurance and surety, preferred. Work Environment * Executive ...

AIM Agents Network LLC

Producer

Houston, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Excellent analytical, interpersonal, and communications skills are necessary; customer service ... Our core focus is providing traditional commercial P&C insurance, risk management services, and ...

AIM Agents Network LLC

Producer

Houston, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Excellent analytical, interpersonal, and communications skills are necessary; customer service ... Our core focus is providing traditional commercial P&C insurance, risk management services, and ...

Jones Lang LaSalle IP, Inc.

Senior Insurance Analyst

Houston, TX · On-site

$84K - $111K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Senior Insurance Analyst will have strong knowledge of insurance terminology and policy ... Collaborate with the Clients, Risk Managers, and their Agents to recommend and ensure that ...

Emerson

Order Management Analyst

Stafford, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

Liaise on order issues, clear credit blocks with Risk Analyst, and manage production schedules. Who ... We provide a variety of medical insurance plans, with dental and vision coverage, Employee ...

David Weekley Homes

Risk Manager

Houston, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Work with claims, safety, design/quality assurance and warranty teams to identify trends, gather and analyze data, and implement risk avoidance strategies. * Oversee insurance placement programs ...

David Weekley Homes

Risk Manager

Houston, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Work with claims, safety, design/quality assurance and warranty teams to identify trends, gather and analyze data, and implement risk avoidance strategies. * Oversee insurance placement programs ...

Memorial Hermann

Risk Manager

Sugar Land, TX

... analysis and management of all Risk Management activities of a facility, group of facilities, or ... insurance, regulatory and accreditation compliance, risk management operations, and bioethics.

JLL

Senior Insurance Analyst

Houston, TX

$81K - $101K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The main function of the Senior Insurance Analyst for JLL Real Estate Capital is to provide ... Collaborate with the Clients, Risk Managers, and their Agents to recommend and ensure that ...

Wood Plc

GIS Analyst - FEMA

Houston, TX · Remote

Perform GIS database development, qualitative/quantitative analysis, and mapping as a member of a ... Experience with FEMA's Risk MAP and National Flood Insurance Program (strongly preferred)

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Showing results 21-40

All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Houston, TX

Insurance Risk Analyst information

See Houston, TX salary details

$45.7K

$77.7K

$145.6K

How much do insurance risk analyst jobs pay per year?

As of Aug 19, 2026, the average yearly pay for insurance risk analyst in Houston, TX is $77,689.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,700.00 and $80,700.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.
More about Insurance Risk Analyst jobs

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For Insurance Risk Analyst jobs in Houston, TX, the most frequently searched job titles are:

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The top searched job categories for Insurance Risk Analyst jobs in Houston, TX are:

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Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Houston, TX as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $77,689 per year, or $37.4 per hour.

Global Risk & Safety Manager - Solar Service (U.S. & Europe)

Otovo

Houston, TX • On-site

$130K - $140K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 24 days ago

Job description

About Otovo
Otovo was founded to make home energy systems simple, reliable, and accessible. As Europe's leading residential solar marketplace-and a rapidly expanding service provider in the U.S.-we're committed to safety, technical excellence, and customer trust. Our teams support rooftop solar, battery storage, and home energy systems across multiple countries, delivering consistent quality and unified operational standards. As we grow through new market expansion and acquisitions, strengthening a standardized safety culture is essential to our mission.
Position Summary
The Global Risk & Safety Manager is responsible for managing Otovo's global enterprise risk, occupational safety, insurance, and operational compliance programs across all regions. Reporting to the Chief Financial Officer (CFO), this role partners closely with Operations, Human Resources, Legal, and executive leadership to identify, assess, and mitigate risks impacting employees, contractors, customers, assets, and business continuity.
Operating within a fast-growing solar service environment, this role oversees risk and safety initiatives related to field service operations, electrical work, energized systems, fleet safety, working at heights, contractor management, regulatory compliance, and insurance risk. The Global Risk & Safety Manager develops practical programs that strengthen Otovo's safety culture while supporting operational excellence and sustainable global growth.
Key Responsibilities
  • Manage and execute Otovo's global risk and safety strategy, ensuring alignment with business objectives, regulatory requirements, and industry best practices.
  • Develop, implement, and continuously improve environmental health and safety (EHS), risk management, and loss prevention programs across field, warehouse, office, and project environments.
  • Promote a proactive safety culture through leadership engagement, accountability, communication, recognition, and employee training.
  • Identify enterprise and operational risks across field operations, including electrical hazards, arc flash exposure, lockout/tagout (LOTO), fall protection, fleet safety, weather exposure, fire prevention, battery energy storage systems, and contractor performance.
  • Design and manage risk assessment processes, including Job Hazard Analyses (JHAs), site risk assessments, incident trend analysis, root cause investigations, and corrective action tracking.
  • Ensure compliance with OSHA and all applicable federal, state, local, and international health, safety, and risk management regulations.
  • Lead incident response and investigations involving injuries, vehicle accidents, near misses, property damage, and significant operational events, ensuring timely reporting and implementation of corrective actions.
  • Develop, maintain, and administer company safety policies, standards, and procedures covering field operations, electrical safety, personal protective equipment (PPE), fleet safety, emergency preparedness, and contractor oversight.
  • Manage the company's global insurance portfolio in partnership with Finance, Legal, and external brokers, including renewals, carrier relationships, coverage analysis, premium negotiations, deductibles, and overall risk financing strategy.
  • Partner with Finance and Human Resources to oversee workers' compensation, general liability, auto liability, and property claims while identifying trends and implementing preventative measures.
  • Develop and maintain global safety dashboards and key performance indicators, including TRIR, DART, severity rates, vehicle incident rates, training completion, audit findings, and corrective action closure.
  • Conduct operational audits and field reviews to verify compliance, identify opportunities for improvement, and promote consistent execution across all regions.
  • Partner with Operations and Training teams to integrate safety expectations into onboarding, technician qualification, field procedures, and leadership development programs.
  • Support business continuity planning and organizational preparedness for severe weather events, natural disasters, geopolitical disruptions, supply chain interruptions, and other critical business risks.
  • Partner with executive leadership to identify emerging risks, recommend mitigation strategies, and support informed business decision-making.
  • Provide guidance, coaching, and support to regional leaders, field managers, and operational teams to strengthen risk awareness and accountability.
  • Manage third-party safety consultants, auditors, industrial hygienists, and training providers as needed.
  • Develop and oversee contractor and subcontractor safety management programs, including prequalification, onboarding, performance monitoring, audits, and corrective action management.

Qualifications
  • Bachelor's degree in Occupational Safety, Environmental Health, Risk Management, Engineering, Business Administration, or a related field.
  • Advanced degree preferred.
  • 10+ years of progressive experience in safety, risk management, EHS, operational compliance, or related leadership roles.
  • 5+ years supporting multi-site, field-based, or international operations.
  • Experience within solar, renewable energy, electrical services, construction, industrial services, utilities, or other comparable field-service environments.
  • Strong knowledge of electrical safety practices, OSHA regulations, incident investigation methodologies, and operational risk controls.
  • Experience building and improving safety programs within growing or geographically dispersed organizations.
  • Demonstrated success improving safety performance, reducing incident rates, and driving cultural change.
  • Experience managing insurance programs, claims analysis, loss prevention, and enterprise risk management.
  • Strong analytical, communication, project management, and change management skills.
  • Ability to travel domestically and internationally (approximately 25%-50%).

Preferred Certifications
  • CSP (Certified Safety Professional)
  • ARM (Associate in Risk Management)
  • CHST (Construction Health and Safety Technician)
  • OHST (Occupational Health and Safety Technologist)
  • CIH (Certified Industrial Hygienist), where applicable
  • OSHA 30-Hour Construction or General Industry Certification
  • Additional regional or international safety certifications are a plus.

Physical & Work Environment
  • Ability to travel domestically and internationally approximately 25% - 50% of the time within the US and Europe.
  • Field visits to rooftops, electrical systems, and active job sites.
  • Work performed in varying weather conditions and environments.
  • Ability to safely access field environments while wearing required personal protective equipment (PPE).

Compensation & Benefits
  • $130,000-$140,000 (based on experience, certifications, and performance)
  • Performance Annual 15-25% bonus
  • Potential equity
  • Health, dental, and vision insurance
  • Retirement plan / 401(k) with company match (January 2026)
  • Paid time off (vacation, sick leave, holidays)
  • Continuing education and certification support
  • PPE and safety gear provided
  • Travel reimbursement or company vehicle (as applicable)

Why Join Otovo?
At Otovo, we're helping accelerate the world's transition to clean energy by making solar energy simple and accessible. As our Global Risk & Safety Manager, you'll have the opportunity to build and strengthen a world-class safety and risk management program that supports employees across multiple countries while partnering with leaders throughout the organization. If you're passionate about protecting people, reducing risk, and driving operational excellence in a fast-growing international company, we'd love to hear from you.
How to Apply
If you are passionate about building world-class safety programs and supporting the future of clean energy across multiple regions, we'd love to hear from you. Please apply to our careers website at https://careers.otovo.com/
Otovo is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive workplace for all employees.

Apply