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Insurance Risk Analyst Jobs in Missouri (NOW HIRING)

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Senior Technology Risk Analyst

O Fallon, MO · On-site

$88K - $141K/yr

Title and Summary Senior Technology Risk Analyst Perform due diligence reviews and questionnaire ... Mastercard benefits for full time (and certain part time) employees generally include: insurance ...

CRB

Corporate Paralegal/Risk Analyst

Kansas City, MO · On-site

$69K - $92K/yr

Manage insurance and payment and performance bond requirements, ensuring contract language protects ... Develop and monitor compliance with risk transfer and mitigation strategies, and report to ...

CRB

Corporate Paralegal/Risk Analyst

Kansas City, MO

$69K - $92K/yr

Manage insurance and payment and performance bond requirements, ensuring contract language protects ... Develop and monitor compliance with risk transfer and mitigation strategies, and report to ...

CRB

Corporate Paralegal/Risk Analyst

Kansas City, MO

$69K - $92K/yr

Manage insurance and payment and performance bond requirements, ensuring contract language protects ... Develop and monitor compliance with risk transfer and mitigation strategies, and report to ...

CRB

Corporate Paralegal/Risk Analyst

Kansas City, MO · On-site

$69K - $92K/yr

Manage insurance and payment and performance bond requirements, ensuring contract language protects ... Develop and monitor compliance with risk transfer and mitigation strategies, and report to ...

Lockton, Inc.

Marine Analyst

Kansas City, MO · On-site

The Risk Analyst is Lockton' Northeast's entry level position and is designed for a recent college graduate or experienced professional with 1 to 2 years of relevant insurance experience. The Analyst ...

Walmart

(USA) Staff, Risk Expert

Cassville, MO · On-site

$110K - $220K/yr

This role involves analyzing vulnerabilities, guiding risk treatment strategies, and enhancing ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

Walmart

(USA) Staff, Risk Expert

Anderson, MO · On-site

$110K - $220K/yr

This role involves analyzing vulnerabilities, guiding risk treatment strategies, and enhancing ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

Walmart

(USA) Staff, Risk Expert

Noel, MO · On-site

$110K - $220K/yr

This role involves analyzing vulnerabilities, guiding risk treatment strategies, and enhancing ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

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Showing results 1-20

All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Missouri

Insurance Risk Analyst information

See Missouri salary details

$46K

$78.1K

$146.3K

How much do insurance risk analyst jobs pay per year?

As of Jul 10, 2026, the average yearly pay for insurance risk analyst in Missouri is $78,077.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $81,100.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
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What job categories do people searching Insurance Risk Analyst jobs in Missouri look for? The top searched job categories for Insurance Risk Analyst jobs in Missouri are:
What are popular job titles related to Insurance Risk Analyst jobs in MO? For Insurance Risk Analyst jobs in MO, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you
Risk & Underwriting Lead Analyst - HYBRID - Evernorth

Risk & Underwriting Lead Analyst - HYBRID - Evernorth

Cigna

Saint Louis, MO • On-site

Full-time

Posted 28 days ago

Cigna Healthcare rating

8.4

Company rating: 8.4 out of 10

Based on 232 frontline employees who took The Breakroom Quiz

29th of 880 rated healthcare providers

Job description

This is a HYBRID position with on-site presence in St. Louis, MO

Only local candidates will be considered

POSITION SUMMARY

The Risk & Underwriting Lead Analyst for specialty pricing will support financial analyses and consultation of Express Scripts clients. This will include analytical, quantitative, and financial cost modeling assistance in support of Account Management and clients. On-going management of a client's contract to ensure compliance with financial terms. Develop pricing for client renewals and prospects from P&L modeling to overseeing execution of client contract. Manage client profitability to targets and guidelines. Respond to RFP financial requests. Work with Sales and Account Management in creating pricing strategies. Assist in the presentation and negotiation of client deals.


ESSENTIAL FUNCTIONS

  • Develop specialty pricing strategy and underwrite offers to win and retain clients while also maximizing profitability.

  • Conduct analytical, quantitative, and financial cost modeling for clients with varying lines of business including Commercial Employer Groups, Medicare Part D, Medicaid and Health Care Exchange and present to leadership.

  • Work with Sales and Account Management to review, strategize and analyze client renewal and new sales opportunities.

  • Support Senior Leadership in business management through understanding margin and performance drivers.

  • Negotiate and manage the set-up of a client's contract to ensure compliance with financial terms and pricing guarantees.

  • Participate in department and company projects.

  • Develop and improve existing best practices for client support and financial modeling.

QUALIFICATIONS

  • BS in Economics, Statistics, Finance or other quantitative area; MBA a plus.

  • 2+ years of relevant financial/analytical experience - underwriting preferred.

  • PBM / Managed Care / Healthcare / Pharmaceutical experience preferred.

  • Strong interpersonal and presentation skills.

  • Excellent quantitative and analytical skills, financial modeling skills a plus.

  • Excellent PC skills.

  • Strong written/verbal communication skills.

  • Self-starter; able to work on multiple projects simultaneously.


If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

About Evernorth Health Services

Evernorth Health Services, a division of The Cigna Group, creates pharmacy, care and benefit solutions to improve health and increase vitality. We relentlessly innovate to make the prediction, prevention and treatment of illness and disease more accessible to millions of people. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process, please email seeyourself@thecignagroup.com for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

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