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Insurance Risk Analyst Jobs in Missouri (NOW HIRING)

UMB Financial Corporation

EFT Risk Analyst

Kansas City, MO · On-site +1

$44K - $65K/yr

As the EFT Risk Analyst, you will assist with the ongoing administration and support of multiple ... insurance coverage; health savings, flexible spending, and dependent care accounts; adoption ...

UMB Financial

EFT Risk Analyst

Kansas City, MO · On-site +1

$44K - $65K/yr

As the EFT Risk Analyst, you will assist with the ongoing administration and support of multiple ... insurance coverage; health savings, flexible spending, and dependent care accounts; adoption ...

MasterCard

Senior Technology Risk Analyst

O Fallon, MO · On-site

$88K - $141K/yr

Title and Summary Senior Technology Risk Analyst Perform due diligence reviews and questionnaire ... Mastercard benefits for full time (and certain part time) employees generally include: insurance ...

New

Clayco

Risk Analyst - Trade Partners

Saint Louis, MO · On-site

Analyze subcontractor financials for prequalification * Evaluate project specific financial risks ... accounts, life insurance, disability coverage, learning & development programs and more!

Clayco

Risk Analyst - Trade Partners

Saint Louis, MO · On-site

Analyze subcontractor financials for prequalification * Evaluate project specific financial risks ... accounts, life insurance, disability coverage, learning & development programs and more!

Clayco

Risk Analyst - Trade Partners

Saint Louis, MO · On-site

Analyze subcontractor financials for prequalification * Evaluate project specific financial risks ... accounts, life insurance, disability coverage, learning & development programs and more!

Clayco

Risk Analyst - Trade Partners

Saint Louis, MO · On-site

Analyze subcontractor financials for prequalification * Evaluate project specific financial risks ... accounts, life insurance, disability coverage, learning & development programs and more!

Clayco

Risk Analyst - Trade Partners

Saint Louis, MO · On-site

Analyze subcontractor financials for prequalification * Evaluate project specific financial risks ... accounts, life insurance, disability coverage, learning & development programs and more!

Clayco

Risk Analyst - Trade Partners

Saint Louis, MO · On-site

Analyze subcontractor financials for prequalification * Evaluate project specific financial risks ... accounts, life insurance, disability coverage, learning & development programs and more!

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Showing results 1-20

All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Missouri

Insurance Risk Analyst information

See Missouri salary details

$46K

$78.1K

$146.3K

How much do insurance risk analyst jobs pay per year?

As of Jun 20, 2026, the average yearly pay for insurance risk analyst in Missouri is $78,077.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $81,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary between $60,000 and $80,000, with experienced professionals or those in senior roles earning over $100,000. Salaries vary based on experience, location, and certifications such as the Chartered Property Casualty Underwriter (CPCU).

What is the highest paid position in insurance?

In insurance, executive roles such as Chief Underwriting Officer, Chief Risk Officer, or Chief Executive Officer tend to be the highest paid positions, often earning six- to seven-figure salaries. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee strategic decision-making and risk management at the highest level.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing policyholders' risk profiles, and using statistical tools. They help determine appropriate premiums and develop strategies to mitigate losses, often working with underwriting teams and utilizing risk management software.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry level or require several years of experience, depending on the employer and specific role. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require prior experience or specialized skills in data analysis or risk modeling.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Missouri? For Insurance Risk Analyst jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Missouri look for? The top searched job categories for Insurance Risk Analyst jobs in Missouri are:
What are popular job titles related to Insurance Risk Analyst jobs in MO? For Insurance Risk Analyst jobs in MO, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you
EFT Risk Analyst

EFT Risk Analyst

UMB Financial Corporation

Kansas City, MO • On-site, Remote

$44K - $65K/yr

Full-time

Posted 16 days ago

Job description

The EFT Risk Team monitors Risk for ACH and other payment channels. Managing the Risk helps keep customers and UMB from large losses. This team is essential in ensuring customer ACH Origination activity is processed according to UMB's Risk appetite.
As the EFT Risk Analyst, you will assist with the ongoing administration and support of multiple risk programs, processes, and audits that impact Bank Operations. With the exposure to ACH accounts and activity, this role is vital for risk management within Operations. This is a subset of the overall responsibilities which will include multiple initiatives assigned by Bank Operations leadership.
This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area. However, the remote location must be within the US. The work schedule is Monday through Friday, 8:00 - 4:30 PM with a 30-min lunch break or 8:00 - 5:00 PM with an hour lunch break.
How you will spend your time:
  • Complete regular reports, specialized reports, and special projects as requested.
  • Complete monthly analysis of statistical reporting for payment processing.
  • Present reporting and findings to senior & executive management monthly.
  • Perform self-testing of controls as well as bi-annual risk self-assessments.
  • Assist with gathering and reviewing data for various reviews and/or audits.
  • Assist with follow up from internal or external audits to resolve questions and/or outstanding items.
  • Identify potential process improvements and implement documentation.
  • Maintain policies and procedures related to job duties
  • Understand and remain current on related industry activity, changes, regulations, and announcements.

We are excited to talk if you have:
  • Associate degree or equivalent experience.
  • 1 year experience with banking or financial processing or equivalent experience.
  • 1 year of compliance, audit, or risk experience.

Bonus Points if you have:
  • ACH Accredited Professional (AAP) Certification or Accredited Payments Risk Professional (APRP) Certification.
  • Five (5) years of specific experience working with electronic payments and/or treasury management products/processes.
  • Experience working with financial risk modeling.

Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position.
Deadline to apply: August 8, 2026
Compensation Ranges:
US Employees in California, Washington DC, New Jersey, and New York:
$54,220 - $79,020
US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin:
$49,510 - $72,340
US Employees in all other states not listed above:
$44,790 - $65,650
The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.
If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
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