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Insurance Risk Analyst Jobs in Missouri (NOW HIRING)

Strong data and analytical skills, including SQL, dashboarding, and reporting * Be invested in ... The managed care industry and of Medicare health insurance payment methodologies * Medicare ...

Review and analyze complex strategies, programs and policies with a direct and significant impact ... Life insurance, critical illness insurance, and accident insurance * Parental leave * Critical ...

New

Insurance Producer

Clayton, MO · On-site

$19.23 - $24.03/hr

Market and sell personal lines insurance policies. Proactively contact all leads to recommend ... Working knowledge of risk assessment and risk management techniques. * Excellent analytical ...

Insurance Producer

Springfield, MO · On-site

$19.23 - $24.03/hr

Working knowledge of risk assessment and risk management techniques. Excellent analytical, problem ... Appropriate state agent/broker personal lines insurance license. Wage: $19.23 - $24.03 hourly ...

Insurance Producer

Springfield, MO · On-site

$19.23 - $24.03/hr

Working knowledge of risk assessment and risk management techniques. * Excellent analytical ... Appropriate state agent/broker personal lines insurance license. Wage: $19.23 - $24.03 hourly ...

Insurance Producer

Springfield, MO · On-site

$19.23 - $24.03/hr

Working knowledge of risk assessment and risk management techniques. Excellent analytical, problem ... Appropriate state agent/broker personal lines insurance license. Wage: $19.23 - $24.03 hourly ...

Showing results 41-60

Insurance Risk Analyst information

See Missouri salary details

$46K

$78.1K

$146.3K

How much do insurance risk analyst jobs pay per year?

As of Aug 20, 2026, the average yearly pay for insurance risk analyst in Missouri is $78,077.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $81,100.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.

What are popular job titles related to Insurance Risk Analyst jobs in Missouri?

For Insurance Risk Analyst jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Analyst jobs in Missouri look for?

The top searched job categories for Insurance Risk Analyst jobs in Missouri are:

What are popular job titles related to Insurance Risk Analyst jobs in MO?

For Insurance Risk Analyst jobs in MO, the most frequently searched job titles are:

Infographic showing various Insurance Risk Analyst job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $78,077 per year, or $37.5 per hour.

Full-time

Re-posted 6 days ago


Saint Louis University rating

8.9

Company rating: 8.9 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

33rd of 620 rated colleges and universities


Job description

Who is Saint Louis University? Founded in 1818, Saint Louis University is one of the nation's oldest and most prestigious Catholic universities. SLU, which also has a campus in Madrid, Spain, is recognized for world-class academics, life-changing research, compassionate health care, and a strong commitment to faith and service.

Job Summary:

Under administrative direction, is responsible for the day-to-day operations of the Risk Management program; oversees the University's insurance programs, ensuring adequate coverage, managing risk, handling claims, and maintaining compliance with applicable laws and regulations; works as the primary liaison for internal contacts, brokers and other external contacts for Risk Management; implements and oversees safety programs, policies and services.

Job Duties:

  • Determines the most effective methods for handling risk exposures and recommends mitigation strategies and options to senior management; identifies and drives improvements to overall risk management and insurance program and process ; implements and oversees risk mitigation and safety programs, policies and services; supervises the management of University claims including worker's compensation, property, automobile, aviation, general liability, medical professional liability and employment-practices liability.

  • Develops management reports to communicate and monitor risks to ensure that risk responses are timely and effective; educates, trains, advises and coaches managers on risk related issues, policies, procedures and work instructions; analyzes, plans and advises administration on the University's comprehensive insurance coverage.

  • Designs an appropriate and efficient claims administration infrastructure for all claims; oversees the investigation and administration of University property, automobile, general liability, and/or workers' compensation claims; manages and ensures data is reported into risk and claim databases; performs analyses on claims history; recommends and implements policies and procedures for claims handling; analyzes and monitors claims data; researches trends in claim activity.

  • Collaborates with various departments, including General Counsel, Business & Finance, Audit & Compliance, Provost, Office of Research, and Student Affairs to assess various types of contracts (e.g., leases, facility use agreements, license agreements, affiliation agreements, professional services contracts, etc.). Confirms insurance provisions correspond to risk tolerance of departments and suggest revisions or consultation with appropriate subject matter experts. Recommends additional risk transfer options (including the purchase of insurance) to address exposures presented in specific contracts

  • Collaborates as needed on contracts and agreements for risk and compliance with the University's policies and procedures and all applicable state and federal laws; ensures all contracts and agreements have been properly vetted prior to signature; serves as University liaison with third party administrators; prepares written documents and correspondence; conducts large and small group presentations; represents the University at regional, state and national meetings; establishes and maintains effective working relationships with internal and external contacts; studies insurance market conditions in order to design the optimal risk financing program.

  • Prepares insurance budgets and manages procurement of actuarial studies and other managerial reports to aid senior leadership in their decision-making processes.

  • Performs other duties as assigned.

Knowledge, Skills, Abilities and Personal Characteristics:

  • Knowledge of general business management

  • Knowledge of financial and accounting management

  • Strong interpersonal/human relations skills

  • Verbal and written communication skills

  • Analytical skills

  • Organizational and planning skills

  • Ability to interact effectively and professionally with executives of the University and external organizations

  • Ability to prepare and make presentations

  • Ability to maintain a high level of confidentiality

  • Ability to operate personal computer and various software

Minimum Qualifications:

Bachelor's degree in business, finance or accounting, with master's degree preferred; supplemented with five (5) years of progressively responsible management experience, preferably in higher education.

Function

Risk Management

Scheduled Weekly Hours:

40

Saint Louis University is an equal opportunity/affirmative action employer. All qualified candidates will receive consideration for the position applied for without regard to race, color, religion, sex, age, national origin, disability, marital status, sexual orientation, military/veteran status, gender identity, or other non-merit factors. If accommodations are needed for completing the application and/or with the interviewing process, please contact Human Resources at 314-977-5847.


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