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Insurance Risk Analyst Jobs in Missouri (NOW HIRING)

Insurance Producer

Clayton, MO · On-site

$19.23 - $24.03/hr

Market and sell personal lines insurance policies. Proactively contact all leads to recommend ... Working knowledge of risk assessment and risk management techniques. * Excellent analytical ...

Insurance Producer

Springfield, MO · On-site

$19.23 - $24.03/hr

Working knowledge of risk assessment and risk management techniques. * Excellent analytical ... Appropriate state agent/broker personal lines insurance license. Wage: $19.23 - $24.03 hourly ...

Showing results 41-60

Insurance Risk Analyst information

See Missouri salary details

$46K

$78.1K

$146.3K

How much do insurance risk analyst jobs pay per year?

As of Sep 11, 2026, the average yearly pay for insurance risk analyst in Missouri is $78,077.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $81,100.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.

What are popular job titles related to Insurance Risk Analyst jobs in Missouri?

For Insurance Risk Analyst jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Analyst jobs in Missouri look for?

The top searched job categories for Insurance Risk Analyst jobs in Missouri are:

What are popular job titles related to Insurance Risk Analyst jobs in MO?

For Insurance Risk Analyst jobs in MO, the most frequently searched job titles are:

Infographic showing various Insurance Risk Analyst job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $78,077 per year, or $37.5 per hour.

Director, Risk Management

Saint Louis, MO • Hybrid

GIRL SCOUTS OF EASTERN MISSOURI INC
Non-Profits • 201 - 500 employees

$79K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 20 days ago


Job description

Position Summary

The Director, Risk Management provides strategic leadership and oversight for the organization's enterprise risk management, safety, compliance, and insurance functions in alignment with the GSUSA national risk management policies/guidelines.  This position is responsible for assessing, mitigating, and monitoring organizational risks and ensuring that appropriate policies, procedures, controls, and resources are in place to protect employees, volunteers, members, visitors, property, financial assets, and the organization’s reputation. 

The Director, Risk Management oversees risk management administration, risk assessment and compliance, insurance program management, safety and loss prevention initiatives, and organizational risk advisory support. This position serves as a trusted resource and strategic partner to leadership and departments across the organization, providing guidance on risk-informed decision-making, incident response, regulatory and contractual agreements, and the safe delivery of programs and services.

At Girl Scouts of Eastern Missouri, most of our roles work in a hybrid capacity (in office, remote, and/or in the field). Details will be provided during the interview process.

Girl Scouts of Eastern Missouri offers a robust benefit package to full-time employees including health, dental, vision, life insurance, disability, health reimbursement account, flexible spending account, voluntary plans (critical illness, accident, hospital indemnity, cancer, pet insurance, ID theft, and legal protection), a 403(b) retirement plan with company match, paid holidays including a winter break, paid time off, extended illness bank, parental leave, employee assistance program, a hybrid work environment, and more! Put your passion into action with Girl Scouts of Eastern Missouri!

This position is full time with a competitive minimum annualized salary of $79,685

Essential Job Duties

  • Lead the organization’s comprehensive risk management program, establishing policies, procedures, systems, and controls that proactively identify and mitigate risks across all areas of operations, and in alignment with GSUSA’s national risk management policies/guidelines.

  • Serve as a strategic advisor to executive leadership, managers, and departments on risk management, safety, insurance, compliance, liability and risk-informed operational decision-making.

  • Conduct and coordinate risk assessments for programs, activities, events, facilities, camps, travel, transportation, contracts, partnerships, and other organizational operations, recommending appropriate mitigation strategies.

  • Manage Council insurance programs (excluding workers’ compensation and employee benefits), including renewals, coverage analysis, certificates of insurance, broker and carrier relationships, claims administration, and evaluation of ongoing coverage needs.

  • Coordinate the reporting, investigation, documentation, and response to accidents, injuries, property damage, safety concerns, insurance claims, and other significant incidents, ensuring appropriate follow-up and corrective action.

  • Monitor and analyze risk, safety, incident, claims, and compliance trends and provide reports and recommendations to leadership to support informed decision-making and continuous improvement.

  • Develop and maintain safety standards, emergency procedures, business continuity plans, and other resources that support a safe, prepared, and resilient organization.

  • Review contracts, agreements, leases, and other legal or business documents for risk, liability, insurance, indemnification, and compliance considerations; collaborate with internal stakeholders and legal counsel as appropriate and recommend revisions or risk mitigation strategies. 

  • Partner with leaders and cross-functional teams to integrate risk management and safety considerations into strategic planning, program development, events, facilities, contracts, vendor relationships, and other organizational initiatives.

  • Develop and deliver risk management, safety, emergency preparedness, incident reporting, and compliance training and resources while promoting a culture of safety, accountability, preparedness, and shared responsibility for managing risk.

  • Serve as a collaborative team member, working to advance the mission of Girl Scouts.

  • Perform other duties as required and/or assigned. 

Qualifications

  • Bachelor's degree in, risk management, business administration, insurance, public administration, safety, emergency management, a related field, or equivalent experience is required.

  • Five or more years of progressively responsible experience in risk management, insurance, safety, compliance, loss prevention, or a related field.

  • Experience developing and administering risk management programs in a complex organization.

  • Experience interpreting and applying laws, regulations, policies, contracts, and industry standards related to risk and safety.

  • Valid state driver’s license, proof of insurance, and a driving record that is acceptable to our insurance carrier.

Knowledge, Skills, and Abilities

  • Strong knowledge of risk management principles, insurance programs, safety practices, compliance requirements, and loss prevention strategies.

  • Ability to assess complex situations, identify potential exposures, and develop practical, proportionate mitigation strategies.

  • Strong analytical and problem-solving skills, with the ability to evaluate data, identify trends, and make sound recommendations.

  • Excellent written and verbal communication skills, including the ability to communicate complex risk concepts clearly to audiences with varying levels of understanding.

  • Strong interpersonal and relationship-building skills with the ability to influence and collaborate without relying solely on formal authority.

  • Demonstrated ability to exercise sound judgment, discretion, and confidentiality when handling sensitive information.

  • Strong project management, organizational, and prioritization skills.

  • Ability to manage multiple priorities and respond effectively to urgent and emerging risk matters.

  • Ability to facilitate cross-functional collaboration and build a culture of shared accountability for risk management.

  • Proficiency with Microsoft Office and other technology used to maintain records, analyze data, prepare reports, and manage risk-related information.

  • Ability to work independently, under limited direction, exercising judgment and initiative in making decisions within Council operations, policies, and procedures.

  • Ability to work well in a fast-paced, dynamic organization.

  • Ability to travel throughout the jurisdiction using personal automobile for work purposes.

Physical Demands

While performing the duties of this job, the employee:

Work is primarily performed in a standard office environment with occasional travel to organizational facilities, program sites, camps, events, and other locations as needed.

May require occasional evening, weekend, or on-call availability in response to significant incidents, emergencies, or organizational events.

May require occasional travel for meetings, training, conferences, site visits, and other organizational business. 

Ability to navigate and inspect a variety of organizational environments, including offices, program facilities, outdoor spaces, camps, and event locations.

Must be able to remain in a stationary position 75% of the time operating a computer, including navigating websites, software platforms, spreadsheets and both electronic and paper documents.

Constantly operates a computer and other office productivity machinery such as a calculator, copier, and computer printer.

Occasionally positions self to maintain files in file cabinets.

May need to move boxes weighing up to 25 pounds across office for various needs.

The ability to observe details at close range and at a distance.

Is required to drive/ operate an automobile.

Must be able to perform the essential functions of the position with or without reasonable accommodation.

Work Environment

Work is primarily performed in a standard office environment with occasional travel to organizational facilities, program sites, camps, events, and other locations as needed. Exposed to moderate noise levels.

Supervisory Responsibility

NONE

Our Commitment to Diversity, Equity, and Inclusion

At Girl Scouts of Eastern Missouri, we are committed to our future and what that looks like for all girls everywhere. We recognize that each employee and each member has unique experiences, perspectives, identities, and viewpoints that add value to our inclusive community. We are a proud Equal Opportunity Employer and we encourage applicants from diverse backgrounds to apply.