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Insurance Risk Analyst Jobs in Missouri (NOW HIRING)

(USA) Risk Expert III

Noel, MO · On-site

$90K - $180K/yr

Identify and analyze network security threats, vulnerabilities, and risks to recommend effective ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

(USA) Risk Expert III

Cassville, MO · On-site

$90K - $180K/yr

Identify and analyze network security threats, vulnerabilities, and risks to recommend effective ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

(USA) Risk Expert III

Anderson, MO · On-site

$90K - $180K/yr

Identify and analyze network security threats, vulnerabilities, and risks to recommend effective ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

Insurance Analyst II

Saint Louis, MO · On-site

$18.75 - $25.50/hr

POSITION SUMMARY McCarthy is seeking a developmentally minded, client-focused individual to join its Risk Management team. The Insurance Analyst is responsible for managing compliance of ...

Insurance Analyst II

Saint Louis, MO · On-site

$18.75 - $25.50/hr

POSITION SUMMARY McCarthy is seeking a developmentally minded, client-focused individual to join its Risk Management team. The Insurance Analyst is responsible for managing compliance of ...

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Risk Manager

Saint Louis, MO · On-site

$140K - $190K/yr

... and insurance language. * Strong analytical, problem-solving, negotiation, and decision-making ... CRIS (Construction Risk and Insurance Specialist) is most relevant, followed by CIC (Certified ...

Risk Manager

Saint Louis, MO · On-site

$145K - $190K/yr

... and insurance language. * Strong analytical, problem-solving, negotiation, and decision-making ... CRIS (Construction Risk and Insurance Specialist) is most relevant, followed by CIC (Certified ...

... and insurance language. * Strong analytical, problem-solving, negotiation, and decision-making ... CRIS (Construction Risk and Insurance Specialist) is most relevant, followed by CIC (Certified ...

... and insurance language. * Strong analytical, problem-solving, negotiation, and decision-making ... CRIS (Construction Risk and Insurance Specialist) is most relevant, followed by CIC (Certified ...

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Showing results 1-20

Insurance Risk Analyst information

See Missouri salary details

$46K

$78.1K

$146.3K

How much do insurance risk analyst jobs pay per year?

As of Jul 10, 2026, the average yearly pay for insurance risk analyst in Missouri is $78,077.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $81,100.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are popular job titles related to Insurance Risk Analyst jobs in Missouri? For Insurance Risk Analyst jobs in Missouri, the most frequently searched job titles are:
What are popular job titles related to Insurance Risk Analyst jobs in MO? For Insurance Risk Analyst jobs in MO, the most frequently searched job titles are:
Capital Markets Risk & Operations Analyst II

Capital Markets Risk & Operations Analyst II

UMB Financial

Kansas City, MO • On-site

$57K - $90K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 16 days ago


Job description

UMB Institutional Banking encompasses the following areas: Corporate Trust, Specialty Trust & Agency Solutions, Fund Services, Institutional Custody, Investment Banking, Investor Solutions, Public Finance and Healthcare Services. It combines institutionally focused capabilities into one cohesive unit, serving the entire institutional marketplace from smaller correspondent banks and municipalities to the largest broker-dealers and fund companies in the United States.

This team supports the business needs and processing for Capital Markets activities, including Trading and Underwriting. Acting as a liaison between sales team, clients and systems users.

As an Operations Analyst II, you will partner with our Capital Markets Operations and Technical Staff to identify system solutions for business processes, policies, and information systems. The fast-paced environment with unpredictable scenarios keeps our associates flexible and adaptable to changes to meet our overall business needs. Our Operations Analysts are motivated to be self-driven and enjoy the challenge of learning new skills while controlling the progression of their career.

How you'll spend your time:

  • You will work with Credit and Risk maintaining Margin requirements and system maintenance for proper coverage and exposure.
  • You will partner with others to maintain and monitor counterparty credit limits and agreements for FX and CMD Traders to meet policy and set risk controls.
  • You will perform foreign exchange transaction monitoring.
  • You will learn and cover all areas as demand is needed (cross train in all Capital Markets Operations positions). This may include support of internal and external clients in safekeeping, trading, settlements, and funding operations.


We're excited to talk with you if:

  • You possess an Associate Degree
  • You have three (3) years of operational support experience
  • You have at least three (3) years of risk or compliance experience

Compensation Ranges:

US Employees in California, Washington DC, New Jersey, and New York:

$69,920 - $109,460

US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin:

$63,830 - $100,210

US Employees in all other states not listed above:

$57,760 - $90,960

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.


UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.


If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.


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