1

Insurance Risk Analyst Jobs in Missouri (NOW HIRING)

Commercial Insurance Analyst

Saint Louis, MO · On-site

$23.13 - $48.13/hr

The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.

Benefits | CoxHealth The Liability Risk Manager reports to the Administrative Director of Insurance ... Through data analysis, education, and multidisciplinary collaboration, this role promotes fiscal ...

Coverage Analyst

Chesterfield, MO · On-site

$19.75 - $27/hr

Evaluate client risk profiles, including operational risks and contractual and statutory insurance ... Analyze policy details, including declarations, insuring agreements, terms, conditions, limitations ...

Benefits | CoxHealth The Liability Risk Manager reports to the Administrative Director of Insurance ... Through data analysis, education, and multidisciplinary collaboration, this role promotes fiscal ...

Coverage Analyst

Chesterfield, MO · On-site

$19.75 - $27/hr

The Crane Agency, a leading insurance brokerage, is looking for a Coverage Analyst to join our Coverage & Risk Advisory Group in Chesterfield. If you have a solid foundation in commercial property ...

Perform GIS database development, qualitative/quantitative analysis, and mapping as a member of a ... Experience with FEMA's Risk MAP and National Flood Insurance Program (strongly preferred)

Benefits | CoxHealth The Liability Risk Manager reports to the Administrative Director of Insurance ... Through data analysis, education, and multidisciplinary collaboration, this role promotes fiscal ...

Perform GIS database development, qualitative/quantitative analysis, and mapping as a member of a ... Experience with FEMA's Risk MAP and National Flood Insurance Program (strongly preferred)

Risk Management Director

Kansas City, MO · On-site

$150 - $210/hr

Role Summary The Risk Management Director leads the Risk Management team and is responsible for ... insured claims, including reserve review, claim reviews, settlement strategy, loss trend analysis ...

Benefits | CoxHealth The Clinical Risk Manager reports to the Administrative Director of Insurance and Risk Management and is responsible for identifying, investigating, analyzing, and mitigating ...

Benefits | CoxHealth The Clinical Risk Manager reports to the Administrative Director of Insurance and Risk Management and is responsible for identifying, investigating, analyzing, and mitigating ...

Benefits | CoxHealth The Clinical Risk Manager reports to the Administrative Director of Insurance and Risk Management and is responsible for identifying, investigating, analyzing, and mitigating ...

Showing results 21-40

Insurance Risk Analyst information

See Missouri salary details

$46K

$78.1K

$146.3K

How much do insurance risk analyst jobs pay per year?

As of Aug 20, 2026, the average yearly pay for insurance risk analyst in Missouri is $78,077.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $81,100.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.

What are popular job titles related to Insurance Risk Analyst jobs in Missouri?

For Insurance Risk Analyst jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Analyst jobs in Missouri look for?

The top searched job categories for Insurance Risk Analyst jobs in Missouri are:

What are popular job titles related to Insurance Risk Analyst jobs in MO?

For Insurance Risk Analyst jobs in MO, the most frequently searched job titles are:

Infographic showing various Insurance Risk Analyst job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $78,077 per year, or $37.5 per hour.

Business Operations Control Analyst

Americo Financial Life and Annuity

Kansas City, MO

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 18 days ago


Job description

Americo is hiring a full time Business Operations Control Analyst to join our expanding team!

The hours for this position are Monday – Friday, 8:00 AM – 5:00 PM, on site at our downtown Kansas City, MO office location.

Job Summary:

This individual contributor position reduces risk, regulatory fines, possible litigation and reputation risks through Operations audits, projects, and oversight. Additionally, the role assists in the remediation, validation and monitoring of compliance and third party issues throughout Operations

Key Responsibilities:

  • Assist in a variety of projects, audits, mailings, and one-off tasks assigned by leadership
  • Compile and review data of Operations processes to compare to state guidelines
  • Research issues and obtain documentation as necessary, working across all levels of the organization
  • Utilize existing reports to obtain information and effectively present information to management
  • Assist with other Operations-wide projects

Required Qualifications

  • High School Diploma or GED required.
  • 3–5 years of related work experience
  • Experience reviewing, researching, or resolving operational issues, including the ability to document findings clearly and accurately.
  • Ability to analyze information, identify trends or discrepancies, and support recommendations using available data or documentation.
  • The ability to independently perform the following in Microsoft Excel: sort/filter data, use basic formulas, prepare and organize information for review or reporting, VLOOKUP/XLOOKUP, and data validation.
  • Strong written and verbal communication skills, with the ability to interact professionally with team members, business partners, and leadership.
  • Ability to manage multiple priorities, stay organized, and meet deadlines in a collaborative work environment.
  • Experience participating in cross-functional projects, audits, compliance reviews, quality assurance reviews, or process improvement initiatives.

Preferred Qualifications

  • Associate’s or Bachelor’s degree in Business, Finance, Accounting, Insurance, Risk Management, or a related field.
  • Work experience in insurance operations, life insurance, compliance, audit, quality assurance, risk management, business support, or process review.
  • Working knowledge of life insurance products, operational processes, regulatory requirements, or procedural compliance.
  • Experience reviewing operational processes, identifying gaps or risks, and recommending process improvements.

About Us

Americo: We’re in this for life!

The roots of the Americo family of companies date back more than 100 years. Americo is a life insurance and annuity company providing innovative products to our customers. At Americo, it’s the people who make things work, so we hope you join us!

What You’ll Love About Working at Americo:

Compensation:

Our competitive pay and robust bonus program, offered to all associates, will make you feel valued.

Learning and development:

We prepare you for success with a comprehensive, paid training program. Additionally, our Talent Development team creates various development opportunities for associates at every stage of their careers.

Work-life balance:

We value work-life balance with our generous paid time off; you begin accruing hours every month, and they increase with tenure. All new hires earn over three weeks of paid time off annually, plus 11 paid company holidays! We also support new parents with a maternity and parental leave program, along with paid STD and LTD.

Health and well-being:

We are committed to your health and are pleased to offer flexible benefits designed to support you and your family, with high quality coverage and meaningful company contributions.

Benefits include PPO and HDHP medical plan options with HSA and FSA eligibility, along with dental and vision coverage. Additionally, we provide company paid life insurance, disability coverage, a confidential EAP, a wellness program, comprehensive health resources, corporate fitness discounts, and a 401(k) plan with employer matching.

Future planning:

Americo offers a 401(k) with a company match. We also have tuition reimbursement programs to further your education.

Giving back:

We support several local organizations, such as Ronald McDonald House, Hope Lodge, the American Red Cross, Harvesters, and many more. Our associates volunteer their time and donate money alongside the company to make a difference in our community.

The fun stuff:

Americo participates in the Kansas City Corporate Challenge, a great way to connect with coworkers. Additionally, we host events like a Royals Party at the K, a legendary Holiday Party, and in-office events with local vendors.

Bustling environment:

Our newly renovated offices are conveniently located in downtown Kansas City, within walking distance of your favorite restaurants and attractions. Plus, you’ll receive complimentary paid parking near our Americo offices – downtown parking is a premium, but we’ve got you covered.

#LI-SM1