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Insurance Representative Jobs in Minnesota (NOW HIRING)

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Insurance Representative information

See Minnesota salary details

$25K

$64.3K

$81.8K

How much do insurance representative jobs pay per year?

As of Jun 11, 2026, the average yearly pay for insurance representative in Minnesota is $64,300.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,700.00 and $75,400.00 per year, depending on experience, location, and employer.

What do insurance representatives do?

Insurance representatives assess clients' insurance needs, explain policy options, and help clients select appropriate coverage. They also process applications, handle claims, and maintain customer relationships, often using computer software and requiring knowledge of insurance regulations. Strong communication and sales skills are important in this role.

What jobs pay 2000 a day?

Insurance representatives typically do not earn $2,000 a day unless they have high commissions, a large client base, or work in specialized areas like high-net-worth client services. Most high-earning roles in sales or finance can reach this level with significant experience, performance bonuses, or in executive positions. Achieving such income often requires advanced skills, certifications, and a strong professional network.

What Does an Insurance Representative Do?

As an insurance representative, your responsibilities depend in part on your employer. For example, as an insurance representative for an insurance company, your duties include processing claims from customers who have automotive, life, or real estate insurance with your firm. Alternatively, you may be a sales agent with the primary goal of tracking down leads and selling insurance products. As an insurance representative for a health care facility, your duties include verifying patient insurance coverage, collecting payments, and submitting claims documentation to health insurance providers.

What is the difference between Insurance Representative vs Insurance Agent?

AspectInsurance RepresentativeInsurance Agent
CredentialsMay require licensing depending on state and roleRequires state licensing and certification
Work EnvironmentTypically works for a specific insurance companyCan represent multiple insurance companies or a single one
Employer & Industry UsageCommonly employed by insurance companiesOften works independently or for agencies representing multiple insurers
Search & Comparison IntentPeople compare roles to understand job duties and licensingPeople compare to find independent or multi-company options

Insurance Representatives usually work directly for insurance companies and may need licensing, focusing on selling and servicing policies for that company. Insurance Agents often represent multiple insurers, offering clients a broader range of options, and are typically licensed to sell policies from various companies. Both roles involve sales and customer service but differ in employer structure and licensing requirements.

What are some common challenges Insurance Representatives face when balancing sales goals with providing excellent customer service?

Insurance Representatives often need to meet sales targets while ensuring clients receive honest, tailored advice. Balancing these priorities can be challenging—successful representatives build trust by thoroughly understanding client needs and recommending suitable products, even if it means taking a consultative, longer-term approach. Many teams provide ongoing training and mentorship to help representatives manage these competing demands and maintain high ethical standards. Collaboration with underwriters and claims adjusters is also common, ensuring clients receive comprehensive support throughout the policy lifecycle.

What position in insurance pays the most?

In insurance, executive roles such as Chief Insurance Officer or Chief Risk Officer typically have the highest salaries. These positions require extensive experience, leadership skills, and often advanced certifications, and they oversee company strategy and risk management at the highest level.

What does an Insurance Representative do?

An Insurance Representative is a professional who helps clients understand, select, and manage insurance policies to protect themselves against financial loss. They assess client needs, explain coverage options, process applications, and assist with claims. Insurance Representatives may work with individuals or businesses, providing guidance on life, health, auto, home, or other types of insurance. Their goal is to ensure clients have appropriate coverage and to serve as a point of contact for any questions or issues regarding policies. They often work for insurance companies, agencies, or as independent agents.

What are the key skills and qualifications needed to thrive as an Insurance Representative, and why are they important?

To thrive as an Insurance Representative, you need a strong understanding of insurance products, sales techniques, and regulatory compliance, usually supported by a high school diploma or bachelor's degree and relevant state licensing. Familiarity with customer relationship management (CRM) software, quoting systems, and e-signature platforms is typically required. Excellent interpersonal skills, active listening, and problem-solving abilities help build trust and effectively address client needs. These competencies are vital for meeting sales targets, maintaining customer satisfaction, and ensuring compliance with industry regulations.

What job makes $10,000 a month without a degree?

An insurance representative can potentially earn $10,000 a month through commissions and bonuses, especially with experience and a strong client base. Success in this role often depends on sales skills, industry knowledge, and building a network, with some agents earning high incomes without formal degrees.
Infographic showing various Insurance Representative job openings in Minnesota as of June 2026, with employment types broken down into 1% As Needed, 71% Full Time, 20% Part Time, 1% Temporary, 6% Contract, and 1% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $64,300 per year, or $30.9 per hour.

Insurance Support Representative I

SFM Companies (SFM Mutual Insurance)

Minneapolis, MN • On-site, Remote

$20.71 - $28.99/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago


Job description

The ISR 1 position provides high-quality superior customer support to various external, internal customers and business partners related to the management of Workers’ Compensation. Ideal for candidates with strong data entry skills, attention to detail, and a passion for helping customers and keeping operations running smoothly. SFM offers a robust benefit package that includes all the perks you need to navigate your work-life journey. Benefits include affordable health insurance, generous PTO, student loan payback, 401k with match, monthly internet allowance and much more! SFM believes that our exceptional and motivated employees are our greatest strength, and we are committed to creating the best work environment.

Hourly Range: $20.71 to $28.99 per hour
Location: Bloomington, Minnesota (Hybrid) | Full-Time | No Nights or Weekends 

Our benefits include:

  • Comprehensive medical, dental, and vision coverage (plus HSA/FSA options).
  • Significant Cash Benefit if You Opt Out of Our Health Plan
  • Flexible hybrid work environment.
  • 401(k) with both Traditional and Roth options + company match.
  • Contributions toward student loan repayment.
  • Generous PTO, 9 paid holidays, and paid parental leave.
  • Monthly home internet allowance.
  • Free life insurance, short-term & long-term disability coverage.
  • Incentive bonus opportunities.
  • Adoption financial assistance.
  • Pet insurance.
  • Annual company-wide volunteer day.
  • Discounts on gyms, fitness apps, and wellness programs.

We’re looking for a detail-oriented, customer-focused professional to support our insurance operations and business teams. In this role, you’ll play a key part in processing claims, managing documentation, and delivering excellent service to internal partners, policyholders, and external stakeholders.

What You'll Do:

  • Provide high-quality customer support to internal teams, agents, policyholders, medical providers, and injured workers, ensuring professional and timely communication across all interactions.
  • Process insurance applications, claims, and payments by accurately entering and verifying data from multiple sources, including internal databases and external systems.
  • Review and interpret documents such as First Reports of Injury, medical bills, and reimbursement requests to ensure proper claim setup and payment processing.
  • Manage workflow queues by completing data entry, research, and processing tasks with a high level of accuracy and efficiency.
  • Handle inbound phone calls, gather critical information, document interactions, and clearly communicate next steps to customers.
  • Support document management processes, including mail handling, scanning, indexing, and maintaining compliance with record retention standards.
  • Operate and maintain office equipment such as scanners, postage meters, and printers, ensuring smooth daily operations.
  • Collaborate with team members by providing backup support, contributing ideas for process improvements, and assisting with special projects as needed.

We’re looking for: 

  • 1+ year of experience in a customer service or office support role, with a strong service mindset.
  • Excellent attention to detail and accuracy, especially when handling data entry and document processing.
  • Strong communication skills, with the ability to interact professionally with a wide range of internal and external stakeholders.
  • Ability to manage multiple priorities and stay organized in a fast-paced environment.
  • Proficiency in Microsoft Office (Word, Excel) and comfort working with databases and digital systems.
  • Experience with multi-line phone systems and handling high-volume calls is a plus.
  • Confidence in problem-solving and navigating challenging situations with limited direction.
  • Familiarity with scanning and working in a paperless or document imaging environment is preferred.

The base pay posted is just one component of SFM’s total compensation package. The salary range listed represents the full compensation range for this position. Job title and starting pay will be based on the selected candidate’s relevant knowledge, skills, abilities and/or experience, and education, if applicable as well as internal equity with other employees in the same job classification.

Work Environment and Physical Demands

Regular attendance is required. Work takes place in a semi paperless environment within an office setting, either on business premises or other remote location, using standard office equipment such as computers, phones, and copiers, which requires being stationary for extended periods of time.  While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands and fingers, handle or feel; and reach with hands and arms and work with close vision. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds. Work is performed indoors with little to no exposure to extreme outdoor weather conditions.

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About SFM:

SFM is the leading workers’ compensation insurer in Minnesota, with a growing presence across the Midwest. We’re proud to be recognized as a Top Workplace (#8 midsize employer in MN) thanks to our supportive culture, commitment to our employees, and focus on doing what’s right. Learn more by clicking here.

SFM Mutual Insurance Company and each of its parent companies, subsidiaries and/or affiliated companies are Equal Opportunity/Affirmative Action Employers. All employment decisions are made without regard to race, color, religion, sex, national origin, age, sexual orientation, marital, familial, or veteran status, medical condition or disability, or any other legally protected classification.

 SFM Companies, EEO/AA Employers.. SFM is a participant of E-Verify. Applicants have rights under Federal Employment Laws. 

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.