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Insurance Representative Jobs in Minnesota (NOW HIRING)

Lone Star Careers

Remote Insurance Agent

Minneapolis, MN · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Rochester, MN · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Rochester, MN · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsInsurance Representative JobsInsurance Representative Jobs in Minnesota

Insurance Representative information

See Minnesota salary details

$25K

$64.3K

$81.8K

How much do insurance representative jobs pay per year?

As of Sep 15, 2026, the average yearly pay for insurance representative in Minnesota is $64,300.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,700.00 and $75,400.00 per year, depending on experience, location, and employer.

What does an insurance representative do?

As an insurance representative, your responsibilities depend in part on your employer. For example, as an insurance representative for an insurance company, your duties include processing claims from customers who have automotive, life, or real estate insurance with your firm. Alternatively, you may be a sales agent with the primary goal of tracking down leads and selling insurance products. As an insurance representative for a health care facility, your duties include verifying patient insurance coverage, collecting payments, and submitting claims documentation to health insurance providers.

What does an insurance representative do?

An Insurance Representative is a professional who helps clients understand, select, and manage insurance policies to protect themselves against financial loss. They assess client needs, explain coverage options, process applications, and assist with claims. Insurance Representatives may work with individuals or businesses, providing guidance on life, health, auto, home, or other types of insurance. Their goal is to ensure clients have appropriate coverage and to serve as a point of contact for any questions or issues regarding policies. They often work for insurance companies, agencies, or as independent agents.

What are the key skills and qualifications needed to thrive as an insurance representative, and why are they important?

To thrive as an Insurance Representative, you need a strong understanding of insurance products, sales techniques, and regulatory compliance, usually supported by a high school diploma or bachelor's degree and relevant state licensing. Familiarity with customer relationship management (CRM) software, quoting systems, and e-signature platforms is typically required. Excellent interpersonal skills, active listening, and problem-solving abilities help build trust and effectively address client needs. These competencies are vital for meeting sales targets, maintaining customer satisfaction, and ensuring compliance with industry regulations.

What are some common challenges insurance representatives face when balancing sales goals with providing excellent customer service?

Insurance Representatives often need to meet sales targets while ensuring clients receive honest, tailored advice. Balancing these priorities can be challenging—successful representatives build trust by thoroughly understanding client needs and recommending suitable products, even if it means taking a consultative, longer-term approach. Many teams provide ongoing training and mentorship to help representatives manage these competing demands and maintain high ethical standards. Collaboration with underwriters and claims adjusters is also common, ensuring clients receive comprehensive support throughout the policy lifecycle.

What is the difference between Insurance Representative vs Insurance Agent?

AspectInsurance RepresentativeInsurance Agent
CredentialsMay require licensing depending on state and roleRequires state licensing and certification
Work EnvironmentTypically works for a specific insurance companyCan represent multiple insurance companies or a single one
Employer & Industry UsageCommonly employed by insurance companiesOften works independently or for agencies representing multiple insurers
Search & Comparison IntentPeople compare roles to understand job duties and licensingPeople compare to find independent or multi-company options

Insurance Representatives usually work directly for insurance companies and may need licensing, focusing on selling and servicing policies for that company. Insurance Agents often represent multiple insurers, offering clients a broader range of options, and are typically licensed to sell policies from various companies. Both roles involve sales and customer service but differ in employer structure and licensing requirements.

Do you need a license to be an insurance representative?

Yes, insurance representatives are typically required to obtain a state license to sell insurance products. Licensing involves passing a pre-licensing exam and completing continuing education to maintain the license. Requirements vary by state and insurance type.
More about Insurance Representative jobs

What are popular job titles related to Insurance Representative jobs in MN?

For Insurance Representative jobs in MN, the most frequently searched job titles are:

Infographic showing various Insurance Representative job openings in Minnesota as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 16% Part Time, and 9% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $64,300 per year, or $30.9 per hour.

Insurance Representative

Minneapolis, MN • On-site

Allina Health
Health Care and Social Assistance • 10K+ employees
Learn more about Allina Healthexternal

$22.04 - $30.01/hr

Part-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Key responsibilities

  • Manage activities related to third party payer billing, including submitting, processing, and resolving claim rejections and denials.

  • Verify patient insurance eligibility, complete the appeal process, and follow up on unpaid balances to ensure timely payment.

  • Assist in training and mentoring team members, provide billing support, and participate in process improvement initiatives.

Allina Health rating

8.0

Company rating: 8.0 out of 10

Based on 284 frontline employees who took The Breakroom Quiz

Job description

Location Address:
2925 Chicago AveLoading DockMinneapolis, MN 55407-1321
Date Posted:
August 06, 2026
Department:
78008669 Home Care Care Management
Shift:
Day (United States of America)
Shift Length:
8 hour shift
Hours Per Week:
32
Union Contract:
Non-Union-NCT
Weekend Rotation:
None
Job Summary:
Allina Health is a not-for-profit health system that cares for individuals, families and communities throughout Minnesota and western Wisconsin. If you value putting patients first, consider a career at Allina Health. Our mission is to provide exceptional care as we prevent illness, restore health and provide comfort to all who entrust us with their care. This includes you and your loved ones. We are committed to providing whole person care, investing in your well-being, and enriching your career.
Key Position Details:
  • .8 FTE (64 hours per two-week pay period)
  • 8-hour day shift
  • No weekends

Job Description:
This position is responsible for the management of activities relative to third party payer billing. Ensures timely and accurate filing of claims, performs accounts receivable management, and follows up on denials and non-payments. May assist in the training and mentoring of other team members.
Principle Responsibilities
  • Insurance billing follow up in compliance with government rules and regulations.
    • Submits, processes, and resolves claim rejections and denials.
    • Verifies patient insurance eligibility for denial resolution.
    • Completes the appeal process.
    • Monitors and follows up on unpaid balances.
    • Resolves issues and resubmits for payment.
    • Utilizes resources to reconcile accounts.
    • Performs demographic and insurance coverage updates on accounts and bills new insurance.
    • Contacts insurance companies to obtain the status of outstanding claims and submitted appeals.
  • Provides professional billing support.
    • Assists in training and mentoring to ensure compliance of established processes.
    • Provides education or feedback to operational sites and other departments.
    • Participates in process improvement initiatives to improve efficiencies and customer service expectations.
    • Monitors, identifies, and communicates trend analysis.
  • Other duties as assigned.

Required Qualifications
  • Must be 18 years of age with education and/or experience needed to meet required functional competencies as listed on the job description
  • 2 to 5 years of experience in revenue cycle operations or
  • 2 to 5 years of experience in medical accounts receivable

Preferred Qualifications
  • High school diploma or GED
  • 2 to 5 years of medical terminology experience

Physical Demands
  • Sedentary:
  • Lifting weight up to 10 lbs. occasionally, negligible weight frequently

Pay Range
Pay Range: $22.04 to $30.01 per hour
The pay described reflects the base hiring pay range. Your starting rate would depend on a variety of factors including, but not limited to, your experience, education, and the union agreement (if applicable). Shift, weekend and/or other differentials may be available to increase your pay rate for certain shifts or work.
Benefit Summary
Allina Health believes the best way to provide safe and compassionate care for our patients is by nurturing the passion of those who care for them. That's why we devote extraordinary resources to help you grow and thrive - not only as a professional but also as a whole person. When you join our team, you have access to a wealth of valuable employee benefits that support the total well-being - mind, body, spirit and community - of you and your family members.
Allina Health is all in on your well-being. Because well-being means something different to everyone, our award-winning program provides you with the resources you need to help you navigate your personal journey. This includes well-being dollars, dedicated well-being navigators, and many programs, activities, articles, videos, personal coaching and tools to support you on your journey.
We are focused on creating an inclusive workplace so everyone can see themselves as part of our care team. Our care teams are as diverse as the communities we serve and proud to be contributing to the mission of a leading health care organization. Our pioneering approach to well-being helps every member of our care team feel a deep sense of connection and joy in their work.
Benefits include:
  • Medical/Dental
  • PTO/Time Away
  • Retirement Savings Plans
  • Life Insurance
  • Short-term/Long-term Disability
  • Voluntary Benefits (vision, legal, critical illness)
  • Tuition Reimbursement or Continuing Medical Education as applicable
  • Student Loan Support Benefits to navigate the Federal Public Service Loan Forgiveness Program
  • Allina Health is a 501(c)(3) eligible employer

*Benefit eligibility/offerings are determined by FTE and if you are represented by a union.

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