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Insurance Rater Jobs in Connecticut (NOW HIRING)

Insurance Producer

Hartford, CT · On-site

$19.23 - $24.03/hr

Working knowledge of insurance agency operations, coverages, rates, markets and applicable insurance laws/codes. * Working knowledge of risk assessment and risk management techniques. * Excellent ...

Insurance Underwriter

Bridgeport, CT · On-site

$100K - $300K/yr

Apply appropriate factors to rating basis & formulas provided. In return for your expertise we can ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Life Insurance Underwriter

New Haven, CT · On-site

$85K - $95K/yr

Underwrite individual life insurance applications (typically up to $500K ... Evaluate risk and determine approvals, declines, or rating adjustments * Assess medical impairments ...

Coordinate the preparation, distribution, and maintenance of certificates of insurance and auto ... The hourly rates and/or salaries listed may or may not reflect total compensation packages ...

Life Insurance Agent

Bridgeport, CT · Remote

$50K - $100K/yr

The Problem with Most Insurance Jobs: Let's be real--most agencies are desperate to hire anyone ... rates in the industry. World-Class Travel & Incentives: Have the ability to earn 3-4 fully-paid ...

The Sourcing & Insurance Assistant is responsible for supporting the Corporate Insurance Manager ... Ability to work collaboratively at all levels of the organization and to provide first-rate ...

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Showing results 1-20

Insurance Rater information

See Connecticut salary details

$16

$18

$19

How much do insurance rater jobs pay per hour?

As of Jun 25, 2026, the average hourly pay for insurance rater in Connecticut is $18.29, according to ZipRecruiter salary data. Most workers in this role earn between $18.32 and $18.32 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually associated with executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What jobs pay 10,000 a month without a degree?

An insurance rater can potentially earn around $10,000 per month through commissions and bonuses, especially with experience and a strong client network. Other high-paying jobs without a degree include sales roles, real estate agents, and certain skilled trades like commercial driving or technical work, which often rely on certifications and experience rather than formal education.

What jobs pay 2000 a day?

Insurance raters typically do not earn $2,000 a day; high-earning roles in finance, consulting, or specialized medical fields may reach such daily rates. These positions often require advanced skills, certifications, or extensive experience and may involve freelance or contract work with high hourly or project-based pay.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What are popular job titles related to Insurance Rater jobs in Connecticut? For Insurance Rater jobs in Connecticut, the most frequently searched job titles are:
What job categories do people searching Insurance Rater jobs in Connecticut look for? The top searched job categories for Insurance Rater jobs in Connecticut are:

$19.23 - $24.03/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago


Job description

Responsible for assessing client’s risk exposure on personal and/or commercial property, making appropriate recommendations and placing coverage to address those risks. 

Job Duties and Responsibilities (Essential Job Functions)

  1. Market and sell personal lines insurance policies. Proactively contact all leads to recommend appropriate insurance, quote and place coverage. Identify and assess client risk exposures. (6575%)
  2. Foster referral relationships with all real estate personnel including agents, office managers and mortgage brokers to maximize sales opportunities. (20-25%)
  3. Provide work direction as appropriate to new business specialists to ensure all aspects of client on-boarding are completed properly and in a timely manner. (0-5%)
  4. Actively monitor and report to management any circumstances that may lead to a potential or actual insurance errors and omissions claim, DOI (department of insurance) or related complaints. (0-5%)
  5. Remain current on industry trends and specific carrier underwriting requirements. Follow all company procedures and processing guidelines. (0-5%)
  6. Ensure license remains current to include taking CEUs as needed in a timely manner. (0-5%)
  7. Perform any additional responsibilities as requested or assigned. (0-5%)

Performance Expectations

  • Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
  • Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
  • Establish and maintain positive and productive work relationships with all staff, customers and business partners.
  • Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
  • Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education: 

  • Associate’s degree or equivalent work experience and knowledge; bachelor’s degree preferred.

Experience: 

  • Two years’ successful personal lines insurance sales experience.

Knowledge and Skills: 

  • Excellent sales and marketing skills.
  • Working knowledge of insurance agency operations, coverages, rates, markets and applicable insurance laws/codes.
  • Working knowledge of risk assessment and risk management techniques.
  • Excellent analytical, problem-solving and decision-making skills.
  • Excellent oral, written and interpersonal skills.
  • Excellent automation, time management, and organizational skills.
  • Knowledge of real estate, title, and/or mortgage businesses preferred.
  • Appropriate state agent/broker personal lines insurance license.

Wage:   $19.23 - $24.03 hourly; actual wage is based upon education and experience.  Potential for formulary incentive plan, based on financial results.   

Benefits:   Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity EmployerÂ