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Insurance Premium Auditor Jobs in Michigan (NOW HIRING)

State of Michigan

Auditor 9-P11

Lansing, MI · On-site +1

$24.44 - $42.10/hr

... of insurance agencies and premium finance companies to identify potential or existing areas of ... Auditors play a key role in determining whether enforcement action is warranted and in promoting ...

State of Michigan

Auditor 9-P11

Lansing, MI · On-site +1

$24.44 - $42.10/hr

... of insurance agencies and premium finance companies to identify potential or existing areas of ... Auditors play a key role in determining whether enforcement action is warranted and in promoting ...

Liberty Utilities Co.

Senior Internal Auditor

Kinde, MI · On-site

$75K - $93K/yr

... North America - a premium regulated utility, known for our customer focus, commitment to ... Life insurance, and short-term & long-term disability * Employee Stock Purchase Program * Free ...

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All JobsInsurance Premium Auditor JobsInsurance Premium Auditor Jobs in Michigan

Insurance Premium Auditor information

See Michigan salary details

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$16

$24

How much do insurance premium auditor jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for insurance premium auditor in Michigan is $16.50, according to ZipRecruiter salary data. Most workers in this role earn between $11.92 and $22.64 per hour, depending on experience, location, and employer.

What are the duties and responsibilities of an insurance premium auditor?

The insurance industry is a fairly wide field that encompasses different kinds of work. Life insurance, health insurance, property insurance, and emergency insurance all look different, but there are many similar jobs within these branches. One example is an actuary, who assesses risk and helps an insurance company determine how much to charge for different types of coverage. An adjuster works with a customer filing a claim and helps determine what coverage the insurance company can provide. A sales agent works with customers looking to buy insurance. An underwriter assesses a person’s case and determines if they are a good candidate for insurance.

What are some common challenges faced by insurance premium auditors during audits, and how can they be addressed?

One common challenge Insurance Premium Auditors face is obtaining accurate and complete financial records from clients within tight deadlines. Auditors may also need to clarify complex payroll or classification issues, especially with clients unfamiliar with audit processes. Building effective communication skills and proactively explaining the audit requirements at the outset can help ease client concerns and improve cooperation. Additionally, collaborating with underwriters and agents can help resolve discrepancies and ensure accurate reporting, making the audit process smoother for all parties involved.

What is the difference between Insurance Premium Auditor vs Insurance Underwriter?

AspectInsurance Premium AuditorInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AINS are commonUsually holds a bachelor's degree in finance, economics, or related fields; professional designations like CPCU are also common
Work EnvironmentOffice-based, often visiting client sites for auditsOffice-based, assessing risks and approving policies
Industry UsageUsed across insurance companies to verify premium accuracyUsed to evaluate risk and determine policy terms

While both roles are vital in the insurance industry, Insurance Premium Auditors focus on verifying premiums through audits, whereas Insurance Underwriters assess risks to determine policy terms. They work closely but have distinct responsibilities and skill sets.

How to become an insurance premium auditor?

To become an insurance premium auditor, typically one needs a high school diploma or equivalent, along with training or experience in insurance, accounting, or related fields. Many employers prefer candidates with a bachelor's degree and strong analytical skills; certification as a Certified Insurance Auditor (CIA) can also enhance job prospects. On-the-job training is common, and auditors often work in office or field environments, using specialized software to review insurance policies and financial records.

Is an insurance premium auditor a good job?

An insurance premium auditor reviews insurance policies and financial records to ensure accurate premium calculations. The role typically requires attention to detail, analytical skills, and knowledge of insurance and accounting practices; it often involves working in an office environment and may require industry certifications. Job satisfaction depends on individual interests in finance, auditing, and insurance industries.

What does an insurance premium auditor do in insurance?

An insurance premium auditor reviews a company's financial records and business operations to verify the accuracy of insurance premiums charged. They analyze payroll, sales, and other financial data, often using specialized software, to ensure premiums are correctly calculated based on actual exposure and risk. This process helps prevent overpayment or underpayment of insurance premiums and ensures compliance with policy terms.
More about Insurance Premium Auditor jobs

What are popular job titles related to Insurance Premium Auditor jobs in Michigan?

For Insurance Premium Auditor jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Insurance Premium Auditor jobs in Michigan look for?

The top searched job categories for Insurance Premium Auditor jobs in Michigan are:

What are popular job titles related to Insurance Premium Auditor jobs in MI?

For Insurance Premium Auditor jobs in MI, the most frequently searched job titles are:

Insurance Premium Auditor jobs near you
Infographic showing various Insurance Premium Auditor job openings in Michigan as of August 2026, with employment types broken down into 85% Full Time, and 15% Contract. Highlights an 77% In-person, 15% Hybrid, and 8% Remote job distribution, with an average salary of $34,317 per year, or $16.5 per hour.

Virtual Premium Audit Consultant II - Residency in California (Remote)

Emergent Holdings

Lansing, MI • On-site, Remote

Full-time

Re-posted 4 days ago

Job description


At AF Group, our affiliate brands deliver innovative insurance solutions and exceptional customer experiences. Consistently recognized by Business Insurance as one of the industry's "Best Places to Work," we are proud of our culture and the talented people who make it possible. Join us-and let's do amazing things together.
This Level II Virtual Premium Auditor position (with occasional physical audits) and requires residency in Central or Northern California.
SUMMARY:
Responsible for performing both virtual and field premium audits within a multi-functional business unit, with a primary focus on Workers' Compensation and General Liability policies, and operating within established authority levels. Reviews accounting and financial records to accurately determine exposure and premium for policyholders' employees and subcontractors.
RESPONSIBILITIES/TASKS:
  • Performs virtual and field audits, within established authority level.
  • Contacts agents to review audit results, prior to invoicing on large accounts.
  • Collects all pertinent data and documents needed to calculate policyholder's premium liability.
  • Interviews policyholders to obtain further information concerning premiums; e.g., payroll and personnel records.
  • Performs physical audits on multi-state accounts, as required.
  • Communicates completed audit information with contact and ensures results are understood.
  • Reviews policy information by referring to Workers Compensation manuals, class codes and rules and prepares for audit in determining insured's correct operations.
  • Notifies business unit of necessary changes in entities, officers, partners, etc. to ensure that policy is properly endorsed.
  • Maintains confidentiality of information processed.
  • Works with minimum supervision.
  • Demonstrate progressive responsibility and technical knowledge applying principles based on experience.
  • Work on complex problems which have broader impact.
  • Independently resolve situations.
  • Contribute effectively in cross functional teams; may take on leadership role.
  • Demonstrate proper collaboration in exchange of relevant elements with other disciplines (e.g., claims, underwriting).
  • Develop recommendations to change existing policies/programs.
  • Demonstrate well-developed conflict management/negotiation and presentation skills.
  • Provide assistance with training, development and mentoring of premium audit staff.

This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required.
EMPLOYMENT QUALIFICATIONS:
EDUCATION:
Bachelor's degree in accounting, finance or related field. Combinations of relevant education and experience may be considered in lieu of a degree. Progress towards or completion of industry recognized professional designations (i.e. APA, IIA, AIU, CPCU, ARM) preferred. Continuous learning, as defined by the Company's learning philosophy, is required. Certification or progress toward certification is highly preferred and encouraged.
EXPERIENCE:
With proper education credentials, three years relevant insurance experience which provides the necessary skills, knowledge and abilities. Two years Premium Audit experience.
SKILLS/KNOWLEDGE/ABILITIES (SKA) REQUIRED:
  • Ability to work effectively in a multi functional business unit.
  • Knowledge of workers compensation insurance including knowledge of occupational classification codes and rules.
  • Ability to quickly and accurately work with many variables to arrive at premium calculations.
  • Ability to read, analyze, and interpret policy documents, technical and financial information, and procedure manuals.
  • Ability to initiate insurance transactions in compliance with all policies, procedures, legal and ethical guidelines.
  • Ability to perform necessary mathematical computations.
  • Ability and proficiency in the use of computers and company standard software specific to position.
  • Excellent oral and written communication skills.
  • Effective presentation skills in a variety of settings.
  • Ability to negotiate while establishing a personal rapport and maintaining an effective working and client relationship, both internally and externally.
  • Ability to maintain confidentiality.
  • Ability to manage multiple priorities, establish workflows and meet necessary deadlines.
  • Ability to work with minimum supervision.
  • Ability to perform other assignments at locations outside the office.
  • Knowledge of, and the ability to apply, relevant local, state and federal rules and regulations, including multiple state-specific workers' disability compensation acts.
  • Ability to assist with training, development and mentoring of premium audit staff.
  • Ability to analyze and solve practical problems which deal with a variety of factors.
  • Ability to make competent, independent decisions.
  • Ability to understand and implement procedures and processes.

WORKING CONDITIONS:
Work is performed in a virtual/home office environment or in the field with minimal hazards. Travel is required, with occasional overnight stays. Must possess a valid driver's license with a record that meets corporate standards. Ability to lift and carry computer equipment weighing up to 35 lbs.
The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description.
Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $71,000 and $119,570 (P2A)
We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract.
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