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Premium Auditor Jobs (NOW HIRING)

Davies North America

Premium Auditor

Huntsville, AL · On-site

$48K - $59K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required! Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting new people? Do you have a ...

Davies Risk Services

Premium Auditor

Charlotte, NC · On-site

$48K - $59K/yr

​ ​ Join Davies Risk Services as a Premium Auditor -- No Experience Required! Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting new people? Do you ...

Davies Risk Services

Premium Auditor

Plant City, FL · On-site

$43K - $53K/yr

Join Davies Risk Services as a Premium Auditor -- No Experience Required! Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting new people? Do you have a ...

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$25K

$55.4K

$66K

How much do premium auditor jobs pay per year?

As of Jul 6, 2026, the average yearly pay for premium auditor in the United States is $55,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,500.00 and $60,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Premium Auditor, and why are they important?

To thrive as a Premium Auditor, you need a solid understanding of accounting principles, insurance policies, and audit techniques, often supported by a bachelor's degree in accounting, finance, or a related field. Familiarity with audit management software, spreadsheet tools like Excel, and sometimes CPCU or APA certification is typically expected. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies ensure accurate premium calculations, regulatory compliance, and positive client relationships—crucial for mitigating risk and supporting business operations.

What Is a Premium Auditor?

A premium auditor examines the financial records of insurance companies to make sure they are following laws and regulations. As a premium auditor, looking for evidence of fraud and checking that insurance companies adhere to these regulations are your primary responsibilities. Other duties involve going through financial records, analyzing data, and looking into business operations. The qualifications you need for a career as a premium auditor are a bachelor’s degree in accounting, accountant work experience, and, for some employers, certification. You can earn professional certification from the National Society of Insurance Premium Auditors.

What are some common challenges Premium Auditors face when working with clients, and how can they be addressed?

Premium Auditors often encounter challenges such as incomplete or inaccurate financial records, misunderstandings about audit requirements, and resistance from clients who may be unfamiliar with the audit process. To overcome these hurdles, auditors should communicate clearly and professionally with clients, provide detailed explanations of the documentation needed, and build rapport to foster cooperation. Staying organized and being adaptable to different business environments also helps ensure a smooth and effective audit process.

What is the difference between Premium Auditor vs Claims Adjuster?

AspectPremium AuditorClaims Adjuster
CredentialsTypically requires insurance licensing, accounting, or auditing certificationsRequires insurance licenses, claims handling certifications
Work EnvironmentOffice-based, visiting client sites for auditsField and office work, investigating claims
Employer & Industry UsageInsurance companies, third-party auditing firmsInsurance companies, third-party claims organizations

Premium Auditors focus on reviewing insurance policies and verifying premiums through audits, while Claims Adjusters handle claims processing and settlement. Both roles require insurance knowledge and certifications, but they serve different functions within the insurance industry.

How to become an insurance premium auditor?

To become an insurance premium auditor, typically one needs a high school diploma or equivalent, with some roles requiring a bachelor's degree in accounting, finance, or a related field. Gaining experience in insurance, accounting, or auditing is beneficial, and obtaining relevant certifications such as the Certified Insurance Auditor (CIA) can improve job prospects. Strong analytical skills, attention to detail, and proficiency with auditing tools are also important for success in this role.

What type of auditor gets paid the most?

In the field of auditing, senior or specialized auditors such as forensic or IT auditors tend to earn higher salaries due to their expertise and experience. Premium auditors who handle complex or high-value claims, especially in insurance, may also receive higher pay. Salary levels depend on experience, certifications, and the industry sector.

What does a premium auditor do?

A premium auditor reviews insurance policies and financial records to verify the accuracy of premium calculations. They inspect client operations, assess risk exposure, and ensure premiums are correctly billed, often using industry-specific software and adhering to regulatory standards.

What are premium auditors?

Premium auditors are professionals who examine the financial records and business operations of policyholders to ensure that insurance premiums are accurately calculated. They typically work for insurance companies and review payroll, sales, and other relevant data to verify the information provided at the time the policy was issued. Their work helps insurers adjust premiums to reflect the actual risk and exposure during the policy period. Premium auditors may conduct audits onsite or remotely, and their findings can result in additional charges or refunds for the policyholder.

How much does a Zurich Premium auditor II make?

A Zurich Premium Auditor II typically earns between $50,000 and $70,000 annually, depending on experience and location. The role involves reviewing insurance policies and conducting audits, often requiring strong analytical skills and knowledge of insurance regulations.
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Premium Auditor jobs near you
Infographic showing various Premium Auditor job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 83% Full Time, 13% Part Time, 2% Contract, and 1% Nights. Highlights an 86% Physical, 4% Hybrid, and 10% Remote job distribution, with an average salary of $55,419 per year, or $26.6 per hour.

Premium Auditor

ARM Strong Receivables Management, Inc.

Jackson, MS • On-site

$300K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago

Job description

ARMStrong Insurance Services is the leading and most trusted name in the world of debt recovery and financial solutions. With a track record of excellence and reliability, we have proudly served businesses across various industries for decades, ensuring efficient B2B collections and tailored debt recovery solutions. As the parent company, ARMStrong is proud to own and operate Brown & Joseph, Paragon, SubroIQ, and NEIS, each a powerhouse in their own right, providing specialized expertise in debt management and financial services.
NEIS, LLC a leader in the insurance audit and loss control prevention industry since 1945 is seeking a Premium Auditor to grow our team. Premium Auditors examine the financial records of businesses insured by commercial property and casualty insurers. As a premium auditor, your primary responsibilities will be looking for evidence of fraud and checking that insured businesses adhere to regulations. You will work from home but are required to travel to each policyholder's location within a limited territory.
Job Responsibilities:
  • Conduct premium audits for Workers' Comp, General Liability, Garage, and Auto policies
  • Review financial records and apply audit standards
  • Schedule and perform on-site audits within assigned territory
  • Communicate with policyholders to gather required documentation
  • Identify discrepancies and ensure compliance
  • Prepare and submit audit reports
Job Requirements:
  • Associate's degree or equivalent experience preferred
  • 2+ years of premium audit experience (preferred)
  • Strong analytical and communication skills
  • Proficiency in Microsoft Excel and Word (Visual Audit and Nexus Audit a plus)
  • Valid driver's license and reliable transportation
  • Personal auto insurance meeting minimum requirements: $100,000 bodily injury per person; $300,000 per accident (or $300,000 combined single limit)
Compensation and Benefits:
  • Benefit package with health, dental, vision, 401k and more
  • Exceptional training program
  • Flexible schedule
  • Continuing education reimbursements for premium auditing certifications with bonuses after completion
  • Generous paid time off policy and 7 paid holidays
  • Mileage Reimbursements
  • Compensation consists of base wage and production bonus paid weekly
    • Billable hour rates vary based on experience and knowledge - range is $44 -$50 per billable hour
    • Earning potential is only limited by your drive and resilience - potential of $75k+

We look forward to you joining our team!
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ARMStrong Insurance Services is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

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