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Independent Premium Auditor Jobs (NOW HIRING)

Premium Auditor

Alpena, MI · On-site

$43K - $53K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Lake Placid, NY · On-site

$53K - $65K/yr

Join Davies Risk Services as a Premium Auditor -- No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Dayton, OH · On-site

$48K - $58K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Birmingham, AL · On-site

$46K - $56K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Norman, OK · On-site

$43K - $52K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Norman, OK · On-site

$43K - $52K/yr

Join Davies Risk Services as a Premium Auditor -- No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Huntsville, AL · On-site

$48K - $59K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Charlotte, NC · On-site

$48K - $59K/yr

​ ​ Join Davies Risk Services as a Premium Auditor -- No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Albuquerque, NM · On-site

$48K - $58K/yr

Join Davies Risk Services as a Premium Auditor -- No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Wichita, KS · On-site

$44K - $54K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Springfield, IL · On-site

$49K - $60K/yr

​ ​ Join Davies Risk Services as a Premium Auditor -- No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Rantoul, IL · On-site

$46K - $56K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Clarksville, IN · On-site

$44K - $54K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Huntsville, AL · On-site

$48K - $59K/yr

Join Davies Risk Services as a Premium Auditor -- No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Superior, WI · On-site

$47K - $57K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

O Fallon, MO · On-site

$46K - $56K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Twin Falls, ID · On-site

$45K - $55K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Aurora, IL · On-site

$49K - $60K/yr

​ ​ Join Davies Risk Services as a Premium Auditor -- No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

Premium Auditor

Schaumburg, IL · On-site

$48K - $59K/yr

Join Davies Risk Services as a Premium Auditor - No Experience Required ... Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting ...

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Showing results 1-20

Independent Premium Auditor information

See salary details

$25K

$55.4K

$66K

How much do independent premium auditor jobs pay per year?

As of Jul 26, 2026, the average yearly pay for independent premium auditor in the United States is $55,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,500.00 and $60,500.00 per year, depending on experience, location, and employer.

What is the difference between Independent Premium Auditor vs Claims Adjuster?

AspectIndependent Premium AuditorClaims Adjuster
CredentialsInsurance licensing, industry certificationsInsurance licensing, industry certifications
Work EnvironmentIndependent, office or client sitesField and office-based
Employer/Industry UsageInsurance companies, third-party firmsInsurance companies, public adjusters
Primary FocusAssessing insurance risks and premiumsEvaluating and settling insurance claims

While both roles require insurance industry knowledge and licensing, Independent Premium Auditors focus on risk assessment and premium setting, often working independently or for third-party firms. Claims Adjusters handle claims processing and settlement, typically working directly with policyholders and insurers. Understanding these differences helps job seekers identify the right career path within the insurance industry.

What is an Independent Premium Auditor?

An Independent Premium Auditor is a professional who reviews and verifies the financial and operational records of businesses, primarily for insurance companies, to ensure that correct premiums are being charged based on actual risk exposures. They typically work on a contract basis, rather than as employees of a single insurer, and may audit various types of policies such as workers' compensation, general liability, and commercial auto. Their work involves analyzing payroll, sales, and other records, conducting interviews, and preparing detailed reports to support accurate premium calculations.

What are some common challenges faced by independent premium auditors, and how can they be managed effectively?

Independent premium auditors often encounter challenges such as obtaining complete and accurate information from clients, managing a diverse workload, and staying current with changing insurance regulations. Building strong communication skills and establishing clear expectations with clients can help address information gaps. Additionally, maintaining organized records and using auditing software can streamline workflow, while ongoing professional development ensures auditors remain up-to-date with industry standards. Collaborating with underwriters and insurance agents is also key to resolving discrepancies and providing accurate audit results.

What are the key skills and qualifications needed to thrive as an Independent Premium Auditor, and why are they important?

To thrive as an Independent Premium Auditor, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a degree in accounting, finance, or a related field. Familiarity with auditing software, spreadsheet programs like Microsoft Excel, and industry-specific systems such as premium audit platforms is essential. Excellent communication, time management, and problem-solving abilities distinguish top performers in this role. These skills ensure accurate audits, clear client interactions, and compliance with regulatory standards, which are crucial for maintaining trust and minimizing errors.
More about Independent Premium Auditor jobs
Infographic showing various Independent Premium Auditor job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 89% Full Time, 7% Part Time, 2% Contract, and 1% Nights. Highlights an 87% Physical, 6% Hybrid, and 7% Remote job distribution, with an average salary of $55,419 per year, or $26.6 per hour.

$43K - $53K/yr

Contractor

Posted 27 days ago


Job description

Join Davies Risk Services as a Premium Auditor - No Experience Required!
Are you a self-starter who thrives on independence, loves working with numbers, and enjoys meeting new people? Do you have a curious mind, strong communication skills, and the ability to juggle multiple tasks with ease? If so, Davies Risk Services wants to hear from you!
We're hiring Premium Auditors to join our dynamic team. Our auditors come from various backgrounds - bookkeeping, restaurant service, bartenders, stay-at-home parents and more. Regardless of your experience, our comprehensive training program will equip you with everything you need to succeed in this exciting opportunity.
Why Davies? For over 30 years, Davies has been a trusted leader in premium audit and loss control services. Our success is built on the drive and dedication of our talented field auditors. At Davies, our values aren't just words - they're the heartbeat of our culture:
We are Connected • We are Dynamic • We are Innovative • We Succeed Together
What You'll Love About This Role:
  • 🕒 Flexibility & Freedom: Be your own boss-set your schedule between the hours of 7 a.m. to 5:00 p.m., choose your workload, and grow your business on your terms.
  • 💼 Pay Per Audit: Your earnings are directly tied to your output. The more you audit, the more you earn.
  • 🌎 Field-Based Work: Meet with policyholders onsite, review records, and verify operations-no two days are the same.
What Does a Premium Auditor Do? You'll conduct onsite audits by:
  • Scheduling appointments with policyholders
  • Reviewing payroll, sales journals, cost records, etc.
  • Verifying class codes based on business operations
📹 Watch our Premium Audit Overview: https://vimeo.com/1069344148/40b2e3100d
What We're Looking For:
  • Must reside in the advertised geographic area
  • Bookkeeping experience is a plus, but not required
  • Excellent communication and customer service skills
  • Strong analytical and deductive reasoning abilities
  • Proficiency in Microsoft Excel, Word, and Outlook
  • Self-motivated, organized, and able to think independently

If you're ready to take control of your career and be part of a team that values innovation and collaboration, apply today and discover what makes Davies different.
**Davies Risk Services is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. **
**We only consider applications submitted through our official hiring portal. We do not utilize sites like Facebook or Telegram Ap to recruit or interview potential employees or contractors. If you have been directed to provide any information through any another method other than our career portal, please email us at [email protected].
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