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Insurance Premium Auditor Jobs (NOW HIRING)

RLD Associates, Inc.

Insurance Premium Auditor

Columbia, SC · On-site

$40 - $45/hr

As a premium auditor, you will work independently in the field, meeting with various businesses to conduct insurance premium audits. The purpose of a premium audit is to review accounting records and ...

RLD Associates, Inc.

Insurance Premium Auditor

Hickory, NC · On-site

$50K - $60K/yr

As a premium auditor, you will work independently in the field, meeting with various businesses to conduct insurance premium audits. The purpose of a premium audit is to review accounting records and ...

RLD Associates, Inc.

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Insurance Premium Auditor

Vineland, NJ · On-site

$50K - $60K/yr

As a premium auditor, you will work independently in the field, meeting with various businesses to conduct insurance premium audits. The purpose of a premium audit is to review accounting records and ...

RLD Associates, Inc.

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Insurance Premium Auditor

Boston, MA · On-site

$52K - $70K/yr

As a premium auditor, you will work independently in the field, meeting with various businesses to conduct insurance premium audits. The purpose of a premium audit is to review accounting records and ...

RLD Associates, Inc.

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Insurance Premium Auditor

West Chester, PA · On-site

$50K - $60K/yr

As a premium auditor, you will work independently in the field, meeting with various businesses to conduct insurance premium audits. The purpose of a premium audit is to review accounting records and ...

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Insurance Premium Auditor information

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How much do insurance premium auditor jobs pay per hour?

As of Jul 4, 2026, the average hourly pay for insurance premium auditor in the United States is $18.93, according to ZipRecruiter salary data. Most workers in this role earn between $13.70 and $25.96 per hour, depending on experience, location, and employer.

What are some common challenges faced by Insurance Premium Auditors during audits, and how can they be addressed?

One common challenge Insurance Premium Auditors face is obtaining accurate and complete financial records from clients within tight deadlines. Auditors may also need to clarify complex payroll or classification issues, especially with clients unfamiliar with audit processes. Building effective communication skills and proactively explaining the audit requirements at the outset can help ease client concerns and improve cooperation. Additionally, collaborating with underwriters and agents can help resolve discrepancies and ensure accurate reporting, making the audit process smoother for all parties involved.

What kind of auditor makes the most money?

In the field of insurance premium auditing, senior or specialized auditors with extensive experience, certifications, and advanced skills tend to earn the highest salaries. Auditors working for large firms, in high-demand industries, or with expertise in complex policies generally have higher earning potential.

What Are the Duties and Responsibilities of an Insurance Premium Auditor?

The insurance industry is a fairly wide field that encompasses different kinds of work. Life insurance, health insurance, property insurance, and emergency insurance all look different, but there are many similar jobs within these branches. One example is an actuary, who assesses risk and helps an insurance company determine how much to charge for different types of coverage. An adjuster works with a customer filing a claim and helps determine what coverage the insurance company can provide. A sales agent works with customers looking to buy insurance. An underwriter assesses a person’s case and determines if they are a good candidate for insurance.

How much does a Zurich Premium auditor II make?

A Premium Auditor II in the insurance industry typically earns between $50,000 and $70,000 annually, depending on experience and location. This role involves reviewing insurance policies and audits, often requiring knowledge of insurance regulations and auditing software.

What are the key skills and qualifications needed to thrive as an Insurance Premium Auditor, and why are they important?

To thrive as an Insurance Premium Auditor, you need a solid background in accounting or finance, strong analytical skills, and attention to detail, often supported by a bachelor’s degree in a related field. Familiarity with auditing software, spreadsheet programs like Excel, and sometimes certifications such as CPA or CIPA are typically expected. Excellent communication, organizational skills, and the ability to work independently help auditors build rapport with clients and manage multiple projects efficiently. These skills ensure accurate assessments of policyholder records, compliance with regulations, and effective client interactions, all of which are crucial for minimizing risk and maintaining trust.

How to become an insurance premium auditor?

To become an insurance premium auditor, typically one needs a high school diploma or equivalent, along with training or experience in insurance, accounting, or related fields. Many employers prefer candidates with a bachelor's degree in accounting, finance, or business, and on-the-job training is common to learn auditing procedures and industry standards. Certification as a Certified Insurance Auditor (CIA) or similar credential can enhance job prospects.

What does a premium auditor do in insurance?

An insurance premium auditor reviews and verifies a company's or individual's insurance policies and financial records to ensure accurate premium calculations. They analyze payroll, sales, and other financial data, often using specialized software, to determine the correct premium amount and identify discrepancies or overcharges. This role requires attention to detail and knowledge of insurance policies and accounting practices.

What are Insurance Premium Auditors?

Insurance Premium Auditors are professionals who examine the financial records and business operations of policyholders to verify the accuracy of insurance premiums. They review payroll, sales, and other relevant data to ensure that the premium charged aligns with the actual risk exposure. Their work helps insurance companies adjust premiums, detect potential fraud, and maintain compliance with policy terms. Auditors often conduct on-site visits, but may also perform remote audits depending on the situation.

What is the difference between Insurance Premium Auditor vs Insurance Underwriter?

AspectInsurance Premium AuditorInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AINS are commonUsually holds a bachelor's degree in finance, economics, or related fields; professional designations like CPCU are also common
Work EnvironmentOffice-based, often visiting client sites for auditsOffice-based, assessing risks and approving policies
Industry UsageUsed across insurance companies to verify premium accuracyUsed to evaluate risk and determine policy terms

While both roles are vital in the insurance industry, Insurance Premium Auditors focus on verifying premiums through audits, whereas Insurance Underwriters assess risks to determine policy terms. They work closely but have distinct responsibilities and skill sets.

More about Insurance Premium Auditor jobs
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What are popular job titles related to Insurance Premium Auditor jobs? For Insurance Premium Auditor jobs, the most frequently searched job titles are:
Insurance Premium Auditor jobs near you
Infographic showing various Insurance Premium Auditor job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 97% Full Time, and 2% Part Time. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $39,373 per year, or $18.9 per hour.
Insurance Premium Auditor

Insurance Premium Auditor

Information Providers, Inc

Mchenry, IL • On-site

$42K - $55K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Be an early applicant

Job description

Build a career where your precision and decisions truly matter. Information Providers Inc. in McHenry, IL, is hiring a full-time Insurance Premium Auditor. Apply now and take the next step forward in your career.

You can expect to earn $42,000–$55,000 per year, along with a comprehensive benefits package that includes:

  • Health, dental, and vision insurance
  • PTO
  • Flexible schedule
  • Growth opportunities
  • HSA/FSA
  • Life insurance
  • Short- and long-term disability
  • 401(k)

As our Insurance Premium Auditor, you will also receive a company-provided laptop.

WHEN YOU'LL WORK

Choose a schedule that supports your lifestyle while maintaining a consistent routine. We offer full-time opportunities, working either 8 am–5 pm or 7 am–4 pm, Monday through Friday.

WHAT YOUR DAY ENTAILS

You will dispatch directly from your home to your assigned job sites, taking ownership of your daily schedule by coordinating and managing client appointments. You will conduct both in-person and virtual audits, carefully reviewing payroll records, financial documents, and business operations data. You will analyze information to ensure accuracy and compliance with insurance standards, all while staying organized and efficient. You will also prepare detailed audit reports and supporting documentation, helping clients and internal teams rely on your work with confidence.

WHAT WE NEED FROM AN INSURANCE PREMIUM AUDITOR

  • Strong communication skills
  • Enjoys working with others
  • Organized, self-motivated, and able to work independently
  • Analytical thinker with strong problem-solving skills
  • Comfortable using technology and business software
  • Detail-oriented and able to manage multiple priorities

Preferred Qualifications:

  • Associate degree or higher
  • Experience in accounting, bookkeeping, finance, insurance, payroll, or auditing
  • Experience reviewing financial records and business documents

WHO WE ARE

At Information Providers Inc. (IPI), we believe great work starts with great people. Since 1996, we've established ourselves as a leader in Property & Casualty and Premium Audit information services, serving insurance companies nationwide through innovative technology and experienced professionals. With over 430 employees and a unique field force supported by regional offices, we deliver accurate, high-quality information. Our core values, service, reliability, flexibility, timeliness, and innovation, drive our growth and foster a supportive workplace. At IPI, your ideas matter, your growth is supported through mentorship and opportunity, and your contributions make a meaningful impact every day. Join us and be part of a team that values its people as much as its purpose!

WE LOOK FORWARD TO HEARING FROM YOU

Take the first step toward a rewarding role as an Insurance Premium Auditor. Our quick, mobile-friendly application is designed to get you moving forward in just minutes. Don't wait to make your next career move count!


Must have the ability to pass a background check and drug screening test.