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Insurance Premium Auditor Jobs (NOW HIRING)

... insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock ... Premium Auditor to join the team in our Scottsdale, AZ office. We are looking for someone who is ...

... insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock ... Premium Auditor to join the team in our Scottsdale, AZ office. We are looking for someone who is ...

... insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock ... Premium Auditor to join the team in our Scottsdale, AZ office. We are looking for someone who is ...

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Insurance Premium Auditor information

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$28

How much do insurance premium auditor jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for insurance premium auditor in the United States is $18.93, according to ZipRecruiter salary data. Most workers in this role earn between $13.70 and $25.96 per hour, depending on experience, location, and employer.

What are some common challenges faced by Insurance Premium Auditors during audits, and how can they be addressed?

One common challenge Insurance Premium Auditors face is obtaining accurate and complete financial records from clients within tight deadlines. Auditors may also need to clarify complex payroll or classification issues, especially with clients unfamiliar with audit processes. Building effective communication skills and proactively explaining the audit requirements at the outset can help ease client concerns and improve cooperation. Additionally, collaborating with underwriters and agents can help resolve discrepancies and ensure accurate reporting, making the audit process smoother for all parties involved.

What kind of auditor makes the most money?

Senior insurance premium auditors or those with specialized expertise in complex policies tend to earn the highest salaries in the auditing field. Factors such as experience, certifications, and working for large firms or in high-risk industries can also increase earning potential.

What Are the Duties and Responsibilities of an Insurance Premium Auditor?

The insurance industry is a fairly wide field that encompasses different kinds of work. Life insurance, health insurance, property insurance, and emergency insurance all look different, but there are many similar jobs within these branches. One example is an actuary, who assesses risk and helps an insurance company determine how much to charge for different types of coverage. An adjuster works with a customer filing a claim and helps determine what coverage the insurance company can provide. A sales agent works with customers looking to buy insurance. An underwriter assesses a person’s case and determines if they are a good candidate for insurance.

What are the key skills and qualifications needed to thrive as an Insurance Premium Auditor, and why are they important?

To thrive as an Insurance Premium Auditor, you need a solid background in accounting or finance, strong analytical skills, and attention to detail, often supported by a bachelor’s degree in a related field. Familiarity with auditing software, spreadsheet programs like Excel, and sometimes certifications such as CPA or CIPA are typically expected. Excellent communication, organizational skills, and the ability to work independently help auditors build rapport with clients and manage multiple projects efficiently. These skills ensure accurate assessments of policyholder records, compliance with regulations, and effective client interactions, all of which are crucial for minimizing risk and maintaining trust.

What does a premium auditor do in insurance?

An insurance premium auditor reviews and verifies a company's or individual's insurance policies and financial records to ensure accurate premium calculations. They analyze accounting data, inspect records, and assess risk factors to determine the correct premium amount, often using specialized software and industry standards. This role helps prevent overcharging or undercharging clients and ensures compliance with insurance regulations.

What are Insurance Premium Auditors?

Insurance Premium Auditors are professionals who examine the financial records and business operations of policyholders to verify the accuracy of insurance premiums. They review payroll, sales, and other relevant data to ensure that the premium charged aligns with the actual risk exposure. Their work helps insurance companies adjust premiums, detect potential fraud, and maintain compliance with policy terms. Auditors often conduct on-site visits, but may also perform remote audits depending on the situation.

What is the difference between Insurance Premium Auditor vs Insurance Underwriter?

AspectInsurance Premium AuditorInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AINS are commonUsually holds a bachelor's degree in finance, economics, or related fields; professional designations like CPCU are also common
Work EnvironmentOffice-based, often visiting client sites for auditsOffice-based, assessing risks and approving policies
Industry UsageUsed across insurance companies to verify premium accuracyUsed to evaluate risk and determine policy terms

While both roles are vital in the insurance industry, Insurance Premium Auditors focus on verifying premiums through audits, whereas Insurance Underwriters assess risks to determine policy terms. They work closely but have distinct responsibilities and skill sets.

Is an auditor a high paying job?

Insurance premium auditors typically earn a median salary that is competitive within the insurance industry, with pay often increasing with experience and certifications. While not among the highest-paying jobs overall, experienced auditors with specialized skills can earn a comfortable income, especially in regions with a high cost of living or in senior roles.

How to become a premium auditor?

To become a premium auditor, typically one needs a high school diploma or equivalent, along with experience in insurance, accounting, or related fields. Many employers prefer candidates with a background in insurance or finance, and some roles require certification or licensing, such as the Certified Insurance Auditor (CIA) credential. Strong analytical skills, attention to detail, and proficiency with auditing tools are also important for success in this role.
What cities are hiring for Insurance Premium Auditor jobs? Cities with the most Insurance Premium Auditor job openings:
Who are the top companies hiring for Insurance Premium Auditor jobs? The top employers for Insurance Premium Auditor jobs are:
What states have the most Insurance Premium Auditor jobs? States with the most job openings for Insurance Premium Auditor jobs include:
What are popular job titles related to Insurance Premium Auditor jobs? For Insurance Premium Auditor jobs, the most frequently searched job titles are:
Infographic showing various Insurance Premium Auditor job openings in the United States as of June 2026, with employment types broken down into 1% Locum Tenens, 18% Full Time, 77% Part Time, and 4% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $39,373 per year, or $18.9 per hour.
Insurance Premium Auditor

Insurance Premium Auditor

Berkley

Scottsdale, AZ • On-site, Remote

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago


Job description

Company Details

Berkley Aspire is passionate about making excess and surplus lines business easy to transact.  We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. 

From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.

Berkley Aspire writes from small, minimum premium, policies to accounts over six figures.  We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.

Benefit Highlights Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro. Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding. We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire! Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together. We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.

www.berkleyaspire.com

Responsibilities

Berkley Aspire is searching for Premium Auditor to join the team in our Scottsdale, AZ office.  We are looking for someone who is highly motivated, organized, and has a positive outlook, along with a natural drive to learn, grow and problem solve.

JOB RESPONSIBILITIES

  • Completes and finalizes internal mail audits by obtaining needed information directly from the insureds by mail and phone.  Creates audit spreadsheets detailing correct exposures for all classifications by reviewing federal and state payroll reports, financial statements, and other payroll and sales reporting documents to assist in meeting unit production goals. Requests for additional documentation to insureds when necessary.
  • Reviews dispute information received from general agents, insureds or producers who are contesting an audit after it has been sent out for billing.  Decides if dispute information is valid to warrant a revision. Communicates directly with insured's and their representatives to resolve audit disputes and premium due the Company.
  • Process and review audits in Direct Collections
  • Communicates with all Underwriting and external customers regarding exposures, classification changes or general auditing procedure questions and audit results.
  • Acts as back up to associate auditors to include completing vendor and estimated audits as needed.  
  • Interacts with team-members to encourage and foster a positive work environment.  
  • Participate with team on workflow efficiencies
  • Completes special projects assigned by management and perform other duties as may be assigned.
Qualifications
  • College degree in Business Administration or Accounting preferred or 3 years insurance-related experience or training to include basic knowledge of insurance policy and premium transactions preferred.
  • APA, AIS, AAI, ASLI, CPCU or other insurance related classes recommended but not required.
  • Must have a strong customer service background working in a professional environment.
  • Excess and Surplus lines background is beneficial.
  • Must have working knowledge of the Bureau rating process, including proper application of ISO rules and policy issuance procedures. 
  • Ability to create audit spreadsheets detailing correct exposures for all classifications by reviewing and understanding federal and state payroll reports, financial statements, and other payroll and sales reporting documents is helpful. 
  • Must have knowledge and basic proficiency of computer programs in a Windows environment, including Word, Excel and E-mail.
  •  

Why This Job

  • Contribute to accurate premium accounting
  • Interact and communicate with underwriters, agents, vendors and insureds
  • Provide excellent customer service in a professional environment
  • Collaborate with team members to foster a positive and supportive work environment
Additional Company DetailsBerkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.Sponsorship DetailsSponsorship not Offered for this RoleEmployment Type: OTHER