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Insurance Premium Auditor Jobs in Virginia (NOW HIRING)

Cyber Auditor

Fairfax, VA · On-site

$117K - $147K/yr

RealmOne Benefits: * Healthcare Coverage + Insurance: Medical: Three (3) rich healthcare options ... premiums. Tax-advantaged health savings account available with generous employer contribution.

... premiums, and active exception queues. Ensures strict adherence to federal, state, and RESPA ... Assists internal and external auditors during periodic compliance reviews by gathering necessary ...

Senior Internal Auditor

Gloucester, VA · On-site

$76K - $95K/yr

... North America - a premium regulated utility, known for our customer focus, commitment to ... Life insurance, and short-term & long-term disability * Employee Stock Purchase Program * Free ...

Senior DevOps Engineer

Chantilly, VA · On-site

$134K - $172K/yr

... storage, access, and auditing standpoint * Work through the development lifecycle with cloud ... Life Insurance: $50,000; 100% of premium * Short-term/Long-term Insurance: 100% premium * Heal ...

... of a team) negotiating insurance program placements, including coverage structure, premium ... auditors and actuaries. Coordinate internal partnerships with Treasury, Accounting, Tax, and Legal.

... insurance premiums, and other occupancy expenses * Maintain accurate lease payment records and monitor financial activity within assigned portfolio Lease Analysis & Auditing: * Review and interpret ...

... insurance premiums, and other occupancy expenses * Maintain accurate lease payment records and monitor financial activity within assigned portfolio Lease Analysis & Auditing: * Review and interpret ...

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Insurance Premium Auditor information

See Virginia salary details

$10

$18

$28

How much do insurance premium auditor jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for insurance premium auditor in Virginia is $18.77, according to ZipRecruiter salary data. Most workers in this role earn between $13.61 and $25.72 per hour, depending on experience, location, and employer.

What are the duties and responsibilities of an insurance premium auditor?

The insurance industry is a fairly wide field that encompasses different kinds of work. Life insurance, health insurance, property insurance, and emergency insurance all look different, but there are many similar jobs within these branches. One example is an actuary, who assesses risk and helps an insurance company determine how much to charge for different types of coverage. An adjuster works with a customer filing a claim and helps determine what coverage the insurance company can provide. A sales agent works with customers looking to buy insurance. An underwriter assesses a person’s case and determines if they are a good candidate for insurance.

What are some common challenges faced by insurance premium auditors during audits, and how can they be addressed?

One common challenge Insurance Premium Auditors face is obtaining accurate and complete financial records from clients within tight deadlines. Auditors may also need to clarify complex payroll or classification issues, especially with clients unfamiliar with audit processes. Building effective communication skills and proactively explaining the audit requirements at the outset can help ease client concerns and improve cooperation. Additionally, collaborating with underwriters and agents can help resolve discrepancies and ensure accurate reporting, making the audit process smoother for all parties involved.

What is the difference between Insurance Premium Auditor vs Insurance Underwriter?

AspectInsurance Premium AuditorInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AINS are commonUsually holds a bachelor's degree in finance, economics, or related fields; professional designations like CPCU are also common
Work EnvironmentOffice-based, often visiting client sites for auditsOffice-based, assessing risks and approving policies
Industry UsageUsed across insurance companies to verify premium accuracyUsed to evaluate risk and determine policy terms

While both roles are vital in the insurance industry, Insurance Premium Auditors focus on verifying premiums through audits, whereas Insurance Underwriters assess risks to determine policy terms. They work closely but have distinct responsibilities and skill sets.

How to become an insurance premium auditor?

To become an insurance premium auditor, typically one needs a high school diploma or equivalent, along with training or experience in insurance, accounting, or related fields. Many employers prefer candidates with a bachelor's degree and strong analytical skills; certification as a Certified Insurance Auditor (CIA) can also enhance job prospects. On-the-job training is common, and auditors often work in office or field environments, using specialized software to review insurance policies and financial records.

Is an insurance premium auditor a good job?

An insurance premium auditor reviews insurance policies and financial records to ensure accurate premium calculations. The role typically requires attention to detail, analytical skills, and knowledge of insurance and accounting practices; it often involves working in an office environment and may require industry certifications. Job satisfaction depends on individual interests in finance, auditing, and insurance industries.

What does an insurance premium auditor do in insurance?

An insurance premium auditor reviews a company's financial records and business operations to verify the accuracy of insurance premiums charged. They analyze payroll, sales, and other financial data, often using specialized software, to ensure premiums are correctly calculated based on actual exposure and risk. This process helps prevent overpayment or underpayment of insurance premiums and ensures compliance with policy terms.

What are popular job titles related to Insurance Premium Auditor jobs in Virginia?

For Insurance Premium Auditor jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Insurance Premium Auditor jobs in Virginia look for?

The top searched job categories for Insurance Premium Auditor jobs in Virginia are:

What are popular job titles related to Insurance Premium Auditor jobs in VA?

For Insurance Premium Auditor jobs in VA, the most frequently searched job titles are:

Infographic showing various Insurance Premium Auditor job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $39,035 per year, or $18.8 per hour.

Premium Audit - Field Auditor - Commercial Insurance

Cincinnati Insurance Company

Fairfax, VA • On-site

$70 - $100/hr

Other

Retirement, PTO

Posted 3 days ago

New


Cincinnati Insurance Company rating

9.0

Company rating: 9.0 out of 10

Based on 26 frontline employees who took The Breakroom Quiz

38th of 315 rated insurance


Job description

MAKE A DIFFERENCE

Share your talents and develop your skills as you build a career in a professional environment with a personal feel.

Description Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

The Premium Audit Department of The Cincinnati Insurance Companies is currently seeking a premium auditor for our Fairfax, Virginia territory to audit property casualty commercial lines policies to establish appropriate classifications, exposures and basis of premium. Develop earned premiums in accordance with company, industry and government rules and regulations.

The candidate is required to reside within the territory. Salary: The pay range for this position is $70,000 - $100,000 annually.

The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Benefits in addition to compensation include:
  • company car
  • company stock options, including Restricted Share Units and Incentive based stock options
  • paid time off (PTO)
  • 401K with 6% company match
Be ready to:
  • travel to agents' commercial clients to conduct audits
  • develop earned premiums in accordance with company, industry and government rules and regulations
  • verify premium basis by reviewing ledgers, state or federal quarterly records, financial statements and other accounting records
  • investigate and establish correct policy classifications through personal interview and physical inspection of the insured's premises
  • document changes in the insured's operation
  • prepare and submit complete reports within established time frames
  • interact with agents and associates to communicate and support audit results
Be equipped with:
  • demonstrated the ability to work independently
  • strong organizational skills
  • effective communication
  • solid analytical skills
  • strong knowledge of the property casualty business and products
Bring education or experience from:
  • degree in insurance, accounting, or related field preferred
  • industry designation, Associate in Premium Auditing (APA) or Chartered Property Casualty Underwriter (CPCU) preferred
  • experience in insurance or risk management
Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.

Enjoy benefits and amenities

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.

Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We provide equal employment opportunity to all qualified persons without regard to race, creed, color, sex, including sexual orientation, gender identity and transgender status, religion, national origin, age, disability, military service, veteran status, pregnancy, AIDS/HIV or genetic information, or any other basis prohibited by law. Learn More.

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