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Insurance Negotiator Jobs (NOW HIRING)

Empress EMS

Insurance Collector

Yonkers, NY · On-site

Responsible for daily/ weekly & monthly reporting of following reports: Dept Overview, productivity reports, Posting Review Schedule, Insurance Negotiations/ Settlements. * Identify insurance trends ...

MOET Law Group

Senior Negotiator

Irvine, CA · On-site

$25 - $35/hr

Health insurance * Opportunity for advancement * Paid time off * Training & development * Vision insurance MOET Law Group is seeking an experienced Senior Negotiator to join our plaintiff-side ...

West Coast Trial Lawyers APLC

Lien Negotiator

Phoenix, AZ · On-site

$20 - $25/hr

Position Overview As a Lien Negotiator , you will play a critical role in maximizing client ... Communicate directly with hospitals, medical providers, health insurance carriers, Medicare, Medi ...

West Coast Trial Lawyers APLC

Lien Negotiator

Seattle, WA · On-site

$20 - $25/hr

Position Overview As a Lien Negotiator , you will play a critical role in maximizing client ... Communicate directly with hospitals, medical providers, health insurance carriers, Medicare, Medi ...

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How much do insurance negotiator jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for insurance negotiator in the United States is $38.10, according to ZipRecruiter salary data. Most workers in this role earn between $23.80 and $45.19 per hour, depending on experience, location, and employer.

What does an insurance negotiator do?

An Insurance Negotiator works to secure favorable terms for insurance policies, settlements, or claims on behalf of clients or companies. They analyze policy details, assess risks, and negotiate with insurers to get the best possible coverage or settlement. Strong communication, analytical skills, and industry knowledge are essential for success in this role.

What are the key skills and qualifications needed to thrive as an insurance negotiator?

To excel as an Insurance Negotiator, you need strong analytical abilities, knowledge of insurance policies and industry regulations, and a background in business, finance, or a related field. Familiarity with claims management systems, negotiation software, and certifications such as AIC (Associate in Claims) can be valuable. Outstanding communication, persuasion, and conflict-resolution skills set top performers apart. Mastering these skills is critical to effectively representing clients or companies, securing favorable settlements, and maintaining positive relationships with stakeholders.

What does a typical day look like for an insurance negotiator?

A typical day for an Insurance Negotiator involves reviewing claim files, gathering and analyzing supporting documentation, and directly communicating with claimants, insurers, or adjusters to negotiate settlements. You'll participate in meetings, prepare reports on negotiations, and keep detailed records of agreements reached. Collaboration with legal teams, underwriters, and other departments is common, ensuring the best possible outcome for your organization or clients. Expect a combination of desk work, phone or video negotiations, and occasional site visits, depending on the complexity and nature of the cases.

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Insurance Negotiator jobs near you
Infographic showing various Insurance Negotiator job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $79,243 per year, or $38.1 per hour.

(Hybrid) Subaward Negotiator - Office of Sponsored Programs

West Virginia University

Morgantown, WV • On-site

Full-time

Medical, Retirement, PTO

Re-posted 14 hours ago

West Virginia University rating

6.9

Company rating: 6.9 out of 10

Based on 61 frontline employees who took The Breakroom Quiz

459th of 617 rated colleges and universities

Job description

Description
The Office of Sponsored Programs at West Virginia University is currently accepting applications for a Subaward Negotiator.
About the Opportunity
This position independently manages the drafting, review, negotiation, and execution of subaward agreements to ensure compliance with federal regulations, sponsor requirements, and WVU policies. The role safeguards institutional interests by evaluating legal, financial, and compliance risks and coordinating with internal stakeholders across the research enterprise. Work directly impacts institutional risk exposure, sponsor relationships, and research operations.
We strongly believe in work-life balance and keeping time for things we love outside our work. WVU offers generous benefits, including:
  • 37.5-hour work week
  • 13 paid holidays (staff holiday calendar)
  • 24 annual leave (vacation) days per year (employee leave)
  • 18 sick days per year (for when you're ill, for when you need time to care for sick family, for your own, or your family's, regularly scheduled medical appointments. Who is family for the purpose of this leave? A lot of people in your life including immediate relatives and in-laws as well as others considered to be members of your household living under the same roof)
  • WVU offers a range of health insurance and other benefits
  • 401(a) retirement savings with 6% employee contribution match, eligibility to continue health insurance, and other retiree perks. Looking for more retirement benefits information? Check out retirement health insurance benefits, retirement income, and FAQ's.
  • Wellness programs

What You'll Do
  • Employ professional judgment and independent decision-making skills to prepare and negotiate subaward agreements that protect the interests WVU by ensuring that subaward agreements are in compliance with the prime sponsor guidelines, contractual requirements, federal regulations, including Uniform Guidance and federal funding accountability and transparency act (FFATA) requirements, and University policy considerations in the areas of intellectual property, copyright, insurance, governing laws, indemnification, and payment schedules.
  • Independently assess sponsor type, activity, and statement of work to determine the appropriate flow-down clauses.
  • Assess subrecipient eligibility and risk.
  • Establish subaward payment schedules to create mandatory audit documentation and ensure efficient cashflow.
  • Develop and maintain subrecipient monitoring materials, including subrecipient commitment forms and other resources for vetting subaward institutions at the subaward stage.
  • Apply organizational policies and procedures to resolve moderate to complex matters.
  • Apply independent judgment and resourcefulness to adapt to the business circumstance.
  • Provide internal and external customer service to include addressing sponsor and customer verbal and written inquiries.
  • Maintains efficient, accurate, and complete records of subaward agreements, budgets, and other related documentation essential for audit and reporting purposes
  • Coordinate with OSP leadership and other stakeholders (i.e., compliance and legal teams) to address risk assessment concerns, special provisions, obligations, and/or addition of any special terms needed for the proper administration of the award.
  • Serves as a primary point of contact and subject matter expert for subaward agreements.
  • Make referrals to the OSP website or the appropriate WVU staff and/or faculty for additional information to state, federal, or other government agencies and departments, and other sponsors of research.
  • Facilitate daily communication with the Award Negotiation Associate and Assistant Directors, sponsors, and WVU faculty and staff.
  • Provide program, as well as direct internal and external client, support services.
  • Independently respond to inquiries.
  • Utilize the OSP platforms, Huron (WRAP) and Kuali Coeus (KC), to create and locate reference documents, activity, and route logs.
  • Utilize the OSP platform WRAP to maintain meticulous records.
  • Prioritize time-sensitive material for appropriate action.
  • Complete other duties as assigned by the Associate and Assistant Directors of OSP, Award Negotiation.
  • Build and maintain positive business relationships with internal and external customers, including college, department, and center leaders.
  • Collaborate with OSP Pre-Award and Award Initiation sub-departments to help move forward initiatives related to OSP's goals and enhance the level of success in achieving OSP's overall objectives.
  • Respond to faculty inquiries regarding OSP Award Negotiation procedures.
  • Assist with creating and maintaining OSP website content, including developing training resources for faculty/staff, Standard Operating Procedures, and OSP guidelines for Award Negotiation content.
  • Assist with coordinating, developing and presenting training or informational programs and presentations.
  • Assist with drafting and maintaining award negotiation manuals and guidance to ensure consistency and compliance by the WVU community.
  • Assist in the development of creating information and supportive documents for OSP.
  • Proactively make recommendations for improvements to OSP and WVU processes and procedures.
  • Stays abreast of regulatory landscape and changes in sponsor policies and practices; makes recommendations and initiates necessary actions as needed to maintain compliance when changes are implemented and impact sponsored programs.
  • Independently review non-subaward contractual documents as requested (e.g., agreements, purchase orders, grant awards) ensuring that all terms and conditions are acceptable to WVU, the WVU Research Office, the WVU Research Corporation, the WVU Board of Trustees, and the Principal Investigator.
    • Employ professional judgment and independent decision-making skills to negotiate terms and conditions with sponsors based on university policies and under the supervision of the Director of OSP, Award Negotiation and the Vice President for Research.
    • Prepare and send letters of exception to sponsors, describing any terms and conditions that are unacceptable, suggesting alternative terms, and providing justification for revision.
    • Manage issues consistent with WVU procedures and objectives.
    • Work with appropriate agency and sponsor contacts to ensure that corrections and/or exceptions are incorporated into the terms and conditions, as directed.
    • Use in-depth knowledge of University policies and procedures to provide guidance to faculty and staff regarding sponsored programs as they may relate to compliance issues including, but not limited to, export control, data security and data use, and human subjects.
    • Independently ensure that proper approvals are obtained from the Institutional Review Board (IRB) for the Protection of Human Subjects, the Institutional Animal Care and Use Committee (IACUC), the Institutional Biosafety Committee (IBC), and the Office of Export Control upon completion of the review process.
    • Contact sponsors and researchers to establish rapport, understanding and/or information, as well as to facilitate the use of the organization's services.
  • Coordinate with the Award Initiation and Management sub-department to assist with the establishment of sponsored awards within systems.
  • Facilitate the progression of the award lifecycle from Award Negotiation to the Award Initiation stage by providing clear, substantive documentation highlighting unique post-award management requirements, and provide information sufficient to issue subawards, as necessary.
  • Ensure proper follow-up to requests pertaining to the review of sponsored research agreements.
  • Attend on and off campus meetings as necessary concerning OSP and reports back on issues of importance.
  • Serve on committees and task forces as directed.
  • Prepare and present reports as directed.

Qualifications
  • Bachelor's degree in social sciences, liberal arts, law, or related discipline is required.
  • A minimum of two (2) years of experience in the following:
    • Professional Office Experience
    • Interpreting federal regulations, including a working knowledge of export control laws and regulations
    • Interpreting complex legal terms and conditions and research accordingly.
    • Experience with subcontract/subaward administration.
  • Any equivalent combination of related education and/or experience will be considered.
  • All qualifications must be met by the time of employment.

Knowledge, Skills, and Abilities
  • Knowledge of federal, state, and institutional regulations, including export control and IRB requirements.
  • Ability to interpret complex legal terms, contracts, and regulatory documents (e.g., FAR, DFARS, CFR, OMB guidance).
  • Knowledge of research administration and compliance frameworks.
  • Ability to apply policies, procedures, and sound judgment to complex assignments and competing priorities.
  • Strong analytical and problem-solving skills.
  • Effective communication, negotiation, and interpersonal skills with diverse stakeholders.
  • Ability to work independently with discretion and confidentiality.
  • Strong organizational and time management skills; ability to meet deadlines.
  • Proficiency with standard software and administrative systems.
  • Ability to prepare clear reports, correspondence, and presentations.
  • Commitment to continuous learning and process improvement.
  • Ability to collaborate across departments and build strong working relationships.
  • Basic financial or accounting proficiency.

Preferred Qualifications
  • Master's degree
  • Juris Doctor from a U.S. American Bar Association - accredited law school

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