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Insurance Manager Jobs in Florida (NOW HIRING)

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Insurance Manager information

See Florida salary details

$28K

$61.9K

$91.5K

How much do insurance manager jobs pay per year?

As of Aug 7, 2026, the average yearly pay for insurance manager in Florida is $61,874.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,700.00 and $74,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by insurance managers and how can they be addressed?

Insurance Managers often face challenges such as keeping up with changing regulations, managing diverse client portfolios, and balancing risk assessment with customer service. Staying updated with industry regulations and investing in continuous professional development can help address compliance issues. Effective communication and strong organizational skills are essential for managing multiple clients and teams. Additionally, leveraging modern insurance software can streamline operations and enhance accuracy in policy management.

How much do insurance managers make in the US?

Insurance managers in the US typically earn a median annual salary of around $100,000, with salaries ranging from approximately $70,000 to over $150,000 depending on experience, location, and company size. They often hold certifications such as CPCU or ARM and require strong leadership and risk management skills.

What are the key skills and qualifications needed to thrive as an insurance manager?

To thrive as an Insurance Manager, you need expertise in risk assessment, policy analysis, and regulatory compliance, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with insurance management software, claims processing systems, and industry certifications like CPCU or ARM is highly valuable. Strong leadership, negotiation, and interpersonal skills help build effective teams and maintain client relationships. These abilities are crucial for ensuring seamless operations, regulatory adherence, and delivering excellent service in a competitive insurance environment.

What is the difference between Insurance Manager vs Insurance Underwriter?

AspectInsurance ManagerInsurance Underwriter
CredentialsOften requires insurance-related certifications and management experienceTypically holds actuarial, underwriting, or insurance licenses
Work EnvironmentManages teams, oversees policies, and develops strategies within insurance companiesEvaluates risks, assesses applications, and determines policy terms
Employer & Industry UsageCommonly employed in insurance firms, brokers, and agenciesPrimarily found in insurance companies and underwriting firms
Search & Comparison IntentPeople compare roles involving insurance policy oversight and managementIndividuals interested in risk assessment and policy issuance

The main difference between an Insurance Manager and an Insurance Underwriter lies in their responsibilities. Insurance Managers oversee teams, develop policies, and manage overall operations, while Insurance Underwriters focus on evaluating individual risks and determining policy terms. Both roles require insurance-related credentials and are integral to the insurance industry, but they serve different functions within the insurance process.

What is an insurance manager?

An insurance manager oversees the performance of all the employees who work for an insurance branch and verifies that all corporate policies are followed, including the filing of client records. Specifically, as an insurance manager, you supervise a sales agent or broker to help them drive sales and make sure they sell enough policies. Then, you ensure each of your sales agents receives a commission for excelling in their duties. To maximize profits, you set premiums by using actuary data and information from appraisers to determine the likelihood of clients filing claims, as well as the value of their assets. In this role, you are typically involved in many actions that the branch takes, such as the approval, denial, or investigation of claims.

What are the most commonly searched types of Insurance jobs in Florida? The most popular types of Insurance jobs in Florida are:
What are popular job titles related to Insurance Manager jobs in Florida? For Insurance Manager jobs in Florida, the most frequently searched job titles are:
What cities in Florida are hiring for Insurance Manager jobs? Cities in Florida with the most Insurance Manager job openings:
Infographic showing various Insurance Manager job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $61,874 per year, or $29.7 per hour.

Insurance Manager

Pinellas County Government

Clearwater, FL • On-site, Remote

Full-time

Retirement

Posted 2 days ago

New


Pinellas County rating

7.9

Company rating: 7.9 out of 10

Based on 19 frontline employees who took The Breakroom Quiz

412th of 842 rated public administrative organizations


Job description

Insurance Manager 

Location: 400 S. Ft. Harrison Ave., Clearwater, FL

In this highly visible leadership role, you'll manage insurance coverage, contractual risk transfer, vendor insurance requirements, Certificates of Insurance, premium budget allocations, and policy documentation while ensuring compliance with industry regulations and best practices.

You'll have the opportunity to:

  • Lead and develop a high-performing team, fostering collaboration, innovation, and professional growth.
  • Provide strategic guidance on insurance coverage and contractual risk transfer decisions that support County operations.
  • Develop, improve, and manage operational procedures to strengthen the County's risk management programs.
  • Interpret and apply complex insurance laws, regulations, policies, and industry standards to ensure sound decision-making.
  • Build strong partnerships with County leadership, purchasing and procurement teams, vendors, insurance carriers, governmental agencies, and other stakeholders.
  • Exercise a high level of independent judgment in evaluating insurance and risk transfer matters while making recommendations on complex issues.

This position plays a critical role in protecting the County's financial interests and supporting organizational goals. As a senior leader, you'll help shape the direction of the Risk Management Department and may serve as the department's leader in the Director's absence. You will report directly to the Director of Risk Management.

What Would You Do?

  • Participates in annual budget preparation;
  • Reviews insurance policies and manages insurance renewal process;
  • Attends conferences, workshops, and meetings to ascertain new development or changes in laws pertaining to the insurance industry;
  • Performs other related job duties as assigned.

What Do You Need to Have?

Education: Degree with major course work in risk management, public administration, business administration or related field 

Experience: Managing Property & Casualty insurance programs that includes Property, Casualty, Specialty and Professional Lines of risk insurance coverage for a Public Entity, Private Entity, Insurance Agency or Brokerage that includes supervision or supervisory training. 

  • At least 8 years of experience as described above; or,
  •  an Associate degree as described above and at least 6 years of experience as described above; or,
  •  A Bachelor's degree as described above and at least 4 years of experience as described above; or, 
  • An equivalent combination of education, training, and/or experience.

Additional Requirements: 

  • Possession and maintenance of a valid State of Florida Driver's License upon hire with eligibility based upon evaluation of a Motor Vehicle Record (MVR) driving report.
  • Assignment to work a variety of work schedules including compulsory work periods in special, emergency, and/or disaster situations.
  • Candidate may be required to possess or obtain the Chartered Property and Casualty Underwriter (CPCU); Certified Insurance Counselor (CIC); Associate in Risk Management (ARM); and/or other Risk Management Certification within 1 year of appointment.
  • Remote Work Policy:This position requires employees to live within a60-mile radius of Pinellas Countyand maintain the ability to report to the assigned worksite as needed. If you relocate outside the required 60-mile radius, you must receive advance approval from the County Administrator. Failure to meet this requirement may affect your continued eligibility for the position. 

Highly Desirable

  • Certifications such as Chartered Property & Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC); Associate in Risk Management (ARM) or similar designations.

What We Offer

Our benefits rank among the top in the area!

  • Looking for a strong retirement? We have you covered as members of the Florida Retirement System (FRS) with investment and pension options. 
  • We have deferred compensation programs and wellness centers to name a few perks. Check out these and more!

Want to Learn More?

Please review the full classification description for additional information regarding the position's physical and mental demands and working conditions.

Risk Management Manager

Employment Type: Full time

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