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Insurance Estimator Jobs (NOW HIRING)

North Country Auto Body

Auto Body Estimator

Blaine, MN · On-site

$55 - $80/hr

Strong knowledge of collision repair procedures and insurance estimating. * Excellent customer service and communication skills. * Detail-oriented with strong organizational and multitasking ...

TruBlue

Auto Body Estimator

Hillside, IL · On-site

$55 - $75/hr

Work directly with insurance adjusters to obtain approvals and negotiate supplements. * Review insurance estimates and identify missed or incorrectly priced operations. * Create and submit ...

Breakwater Roofing and Restoration, Inc.

Be Seen First

Insurance Construction Estimator

Woodstock, GA · On-site

$50K - $80K/yr (+ commission)

We are in search of a proficient and seasoned Construction Insurance Claims Estimator to become part of our team. Your role will involve supporting our dynamic team by creating submissions ...

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Insurance Estimator information

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$31K

$73.3K

$127K

How much do insurance estimator jobs pay per year?

As of Sep 5, 2026, the average yearly pay for insurance estimator in the United States is $73,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $86,500.00 per year, depending on experience, location, and employer.

What does an insurance estimator do?

An Insurance Estimator evaluates damage to property, vehicles, or other insured items and determines the cost of repairs or replacement. They analyze claims, review policy coverage, and use estimation software to generate reports. Their assessments help insurance companies decide on claim payouts and ensure fair settlements for policyholders. Strong analytical skills and industry knowledge are essential for this role.

What does a typical day look like for an insurance estimator?

A typical day for an Insurance Estimator involves reviewing insurance claims, conducting site inspections (in person or virtually), estimating repair or replacement costs, and preparing detailed reports for clients and adjusters. You may work independently or as part of a team within an office, and frequently communicate with policyholders, contractors, and insurance agents to gather information and explain findings. Organization and flexibility are important as priorities can shift quickly with new claims or urgent cases. This dynamic work environment offers opportunities to develop expertise in specific insurance lines and advance into supervisory or specialized roles over time.

What are the key skills and qualifications needed to thrive as an insurance estimator, and why are they important?

To thrive as an Insurance Estimator, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies and claims processes, often supported by relevant experience or coursework in insurance or finance. Familiarity with industry-standard estimation software, such as Xactimate or Symbility, and knowledge of claims management systems are typically important, and some positions may require certifications like AIC or CPCU. Excellent communication, negotiation, and customer service skills set top candidates apart in this role. These capabilities are vital for accurately assessing damages, handling claims efficiently, and providing clear guidance to clients and colleagues.

How to become an insurance estimator with no experience?

To become an insurance estimator with no experience, start by gaining knowledge of insurance policies and construction or repair processes through online courses or training programs. Entry-level positions or apprenticeships can provide practical experience, and obtaining relevant certifications such as the Certified Insurance Estimator (CIE) can improve job prospects. Strong attention to detail and familiarity with estimating software are also beneficial.

Is an insurance estimator a stressful job?

Insurance estimators often work under deadlines to accurately assess property damage and insurance claims, which can create a stressful environment. The job requires attention to detail, strong communication skills, and the ability to handle high-pressure situations, especially during busy claim seasons.
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Insurance Estimator jobs near you
Infographic showing various Insurance Estimator job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $73,275 per year, or $35.2 per hour.

Insurance Construction Estimator

SERVPRO of Meridian

Jackson, MS • On-site

Other

Posted 5 days ago

Job description

Company Description SERVPRO of Meridian provides professional restoration services for water, fire, and mold damage emergencies, responding 24 hours a day, 7 days a week. The team supports residential and commercial properties throughout Meridian, MS, and surrounding communities including Union, Newton, Quitman, Collinsville, Bay Springs, Shubuta, Decatur, Stonewall, and Marion. As part of the SERVPRO network, the location emphasizes rapid response, safety, and quality workmanship. Applicants can expect to join a service-focused organization that helps property owners recover quickly from unexpected damage.

Role Description The Insurance Construction Estimator is a full-time, on-site role based in Meridian, MS. This position is responsible for inspecting damaged residential and commercial properties, documenting conditions, and developing detailed restoration and reconstruction estimates in alignment with insurance carrier requirements. Day-to-day tasks include scoping losses, taking measurements and photos, preparing line-item estimates in estimating software, and communicating findings with property owners, adjusters, and internal project teams. The estimator collaborates closely with production managers and subcontractors to confirm job costs, update estimates as work progresses, and ensure projects remain within budget and scope. The role also involves tracking approvals, following up on open estimates, and maintaining accurate records to support timely job completion and customer satisfaction.

Qualifications

  • Strong construction estimating and job costing skills, including experience evaluating structural, finish, and mechanical components.
  • Ability to read and interpret construction plans, specifications, and building codes relevant to restoration and reconstruction work.
  • Proficiency with estimating and insurance platforms called Xactimate
  • Knowledge of water, fire, and mold restoration processes and industry standards is highly beneficial.
  • Effective written and verbal communication skills for working with customers, insurance adjusters, and internal teams.
  • Strong attention to detail, analytical thinking, and the ability to produce accurate estimates under time constraints.
  • Valid driver’s license and ability to travel locally to job sites as needed.
  • Prior experience in construction, restoration, or insurance adjusting and a high school diploma or equivalent; additional technical training or related degree is a plus.

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