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Insurance Estimator Jobs (NOW HIRING)

Prepares insurance forms to indicate repair cost estimates and recommendations. Skills:Body shop, estimating, body shop estimating, auto estimating, automotive estimating, automotive estimating ...

Prepares insurance forms to indicate repair cost estimates and recommendations. Skills:Body shop, estimating, body shop estimating, auto estimating, automotive estimating, automotive estimating ...

Collision Repair Estimator

Waconia, MN ยท On-site

$58K - $78K/yr

The ideal candidate will have experience handling Progressive Insurance claims. If you're ready to take the next step in your estimating career, we encourage you to submit your resume to schedule an ...

Collision Repair Estimator

Waconia, MN ยท On-site

$58K - $78K/yr

The ideal candidate will have experience handling Progressive Insurance claims. If you're ready to take the next step in your estimating career, we encourage you to submit your resume to schedule an ...

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Construction Claims Estimator (Insurance & High-End Residential) Inspired Construction Services LLC Henderson, NV * Full-Time * On-Site (Local Territory) The Opportunity: Build Your Career, Not Just ...

Body Shop Estimator

South Saint Paul, MN ยท On-site

$45K - $100K/yr

This role ensures estimates align with OEM repair procedures, insurance guidelines, and dealership standards while supporting efficient cycle time, profitability, and customer satisfaction. The ...

This role ensures estimates align with OEM repair procedures, insurance guidelines, and dealership standards while supporting efficient cycle time, profitability, and customer satisfaction. The ...

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Insurance Estimator information

See salary details

$31K

$73.3K

$127K

How much do insurance estimator jobs pay per year?

As of Aug 15, 2026, the average yearly pay for insurance estimator in the United States is $73,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $86,500.00 per year, depending on experience, location, and employer.

How to become an insurance estimator with no experience?

Insurance estimators typically need a high school diploma or equivalent, along with knowledge of construction, insurance policies, and estimating software. Gaining experience through entry-level positions, apprenticeships, or relevant training programs can help build skills. Certifications such as the Certified Insurance Estimator (CIE) can also improve job prospects.

Is an insurance estimator a stressful job?

Insurance estimators often work under deadlines and handle complex claims, which can contribute to job stress. The role requires attention to detail, communication skills, and sometimes long hours, especially during busy periods or when managing difficult claims.

What does a typical day look like for an insurance estimator?

A typical day for an Insurance Estimator involves reviewing insurance claims, conducting site inspections (in person or virtually), estimating repair or replacement costs, and preparing detailed reports for clients and adjusters. You may work independently or as part of a team within an office, and frequently communicate with policyholders, contractors, and insurance agents to gather information and explain findings. Organization and flexibility are important as priorities can shift quickly with new claims or urgent cases. This dynamic work environment offers opportunities to develop expertise in specific insurance lines and advance into supervisory or specialized roles over time.

What are the key skills and qualifications needed to thrive as an insurance estimator, and why are they important?

To thrive as an Insurance Estimator, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies and claims processes, often supported by relevant experience or coursework in insurance or finance. Familiarity with industry-standard estimation software, such as Xactimate or Symbility, and knowledge of claims management systems are typically important, and some positions may require certifications like AIC or CPCU. Excellent communication, negotiation, and customer service skills set top candidates apart in this role. These capabilities are vital for accurately assessing damages, handling claims efficiently, and providing clear guidance to clients and colleagues.

What does an insurance estimator do?

An Insurance Estimator evaluates damage to property, vehicles, or other insured items and determines the cost of repairs or replacement. They analyze claims, review policy coverage, and use estimation software to generate reports. Their assessments help insurance companies decide on claim payouts and ensure fair settlements for policyholders. Strong analytical skills and industry knowledge are essential for this role.

More about Insurance Estimator jobs

What cities are hiring for Insurance Estimator jobs?

Cities with the most Insurance Estimator job openings:

What are the most commonly searched types of Insurance Estimator jobs?

The most popular types of Insurance Estimator jobs are:

Who are the top companies hiring for Insurance Estimator jobs?

The top employers for Insurance Estimator jobs are:

What states have the most Insurance Estimator jobs?

States with the most job openings for Insurance Estimator jobs include:

Infographic showing various Insurance Estimator job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $73,275 per year, or $35.2 per hour.

Insurance Recon Estimator

Paul Davis Restoration of Central Valley

Stockton, CA โ€ข On-site

$75K - $100K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 16 days ago


Job description

Benefits:
  • Paid time off
  • 401(k) matching
  • Competitive salary
  • Dental insurance
  • Health insurance
  • Vision insurance

Benefits/Perks 
  • Competitive Pay
  • Health Insurance
  • Dental Insurance
Job Summary
We are seeking an experienced Estimator to join our team. In this role, you will assist the company in making profitable business decisions by gathering information and preparing accurate estimates. The ideal candidate is analytical, detail-oriented, and has a proven track record as an Estimator.  We are contracted with insurance companies, and we use the estimating software that corresponds with each carrier.
Responsibilities 
  • Fully understand the project scope and requirements by studying documentation, meeting with clients, and visiting relevant locations
  • Collect necessary documentation such as plans, drawings, and project specifications
  • Determine the key variables for cost and conduct research to determine expected labor and materials costs
  • Gather bids and negotiate with subcontractors to secure the best possible prices
  • Create and submit estimates to insurance adjusters
Qualifications
  • Previous experience as an Estimator is a must
  • Ability to work late or on weekends to get estimates submitted on time
  • Strong mathematical and analytical skills
  • Skilled in relevant software (Xactimate and Symbility)
  • Excellent writing, and negotiation skills
  • Ability to write emergency service estimates as well as reconstruction estimates