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Insurance Estimator Jobs (NOW HIRING)

Kern's Roofing & Restoration

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Estimator

Cleveland, OH · On-site

$52K - $65K/yr

Insurance Estimator (Roofing & Restoration) Benefits * 401(k) with Company Match * Health, Dental & Vision Insurance * Paid Time Off * Performance Bonuses * Company Events * Career Advancement ...

KCCONSULTING

Metal Fabrication Estimator

Amelia, OH · On-site

$65K - $70K/yr

Vision insurance Estimator - Metal Fabrication, Powder Coating & Wet CoatingPosition Summary The Estimator is responsible for preparing accurate and competitive quotations for metal fabrication ...

Mosaic Ford Zumbrota

Collision Estimator

Zumbrota, MN · On-site

$59K - $80K/yr

Take and organize vehicle photos for repair files and insurance documentation * Learn estimating systems, repair procedures, and insurance processes * Communicate repair updates internally with ...

Mosaic Ford Zumbrota

Collision Estimator

Zumbrota, MN

$59K - $80K/yr

Take and organize vehicle photos for repair files and insurance documentation * Learn estimating systems, repair procedures, and insurance processes * Communicate repair updates internally with ...

Edwards Storm Lake Inc

Collision Estimator

Storm Lake, IA · On-site

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

Edwards Auto Group

Collision Estimator

Storm Lake, IA · On-site

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

Edwards Auto Group

Collision Estimator

Storm Lake, IA · On-site

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

Romexterra Construction

Estimator

Addison, IL · On-site

Review insurance scopes of work and communicate with adjusters to negotiate approvals when necessary. * Collaborate with project managers, technicians, and subcontractors to ensure estimates align ...

Romexterra Construction

Estimator

Addison, IL · On-site

Review insurance scopes of work and communicate with adjusters to negotiate approvals when necessary. * Collaborate with project managers, technicians, and subcontractors to ensure estimates align ...

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All JobsInsurance Estimator Jobs

Insurance Estimator information

See salary details

$31K

$73.3K

$127K

How much do insurance estimator jobs pay per year?

As of Jul 26, 2026, the average yearly pay for insurance estimator in the United States is $73,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $86,500.00 per year, depending on experience, location, and employer.

Is estimator a stressful job?

An insurance estimator's role involves assessing damage and calculating repair costs, which can be stressful during busy periods or when working under tight deadlines. The job requires attention to detail, strong organizational skills, and the ability to handle multiple claims efficiently, which can contribute to work-related stress.

What does a typical day look like for an Insurance Estimator?

A typical day for an Insurance Estimator involves reviewing insurance claims, conducting site inspections (in person or virtually), estimating repair or replacement costs, and preparing detailed reports for clients and adjusters. You may work independently or as part of a team within an office, and frequently communicate with policyholders, contractors, and insurance agents to gather information and explain findings. Organization and flexibility are important as priorities can shift quickly with new claims or urgent cases. This dynamic work environment offers opportunities to develop expertise in specific insurance lines and advance into supervisory or specialized roles over time.

How much do entry level estimators make?

Entry-level insurance estimators typically earn between $40,000 and $55,000 annually, depending on location and industry demand. Starting salaries may increase with relevant certifications, experience, and proficiency with estimating software like Xactimate or Symbility.

What are the key skills and qualifications needed to thrive in the Insurance Estimator position, and why are they important?

To thrive as an Insurance Estimator, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies and claims processes, often supported by relevant experience or coursework in insurance or finance. Familiarity with industry-standard estimation software, such as Xactimate or Symbility, and knowledge of claims management systems are typically important, and some positions may require certifications like AIC or CPCU. Excellent communication, negotiation, and customer service skills set top candidates apart in this role. These capabilities are vital for accurately assessing damages, handling claims efficiently, and providing clear guidance to clients and colleagues.

What does an Insurance Estimator do?

An Insurance Estimator evaluates damage to property, vehicles, or other insured items and determines the cost of repairs or replacement. They analyze claims, review policy coverage, and use estimation software to generate reports. Their assessments help insurance companies decide on claim payouts and ensure fair settlements for policyholders. Strong analytical skills and industry knowledge are essential for this role.

How to become an estimator for insurance?

To become an insurance estimator, typically one needs a high school diploma or equivalent, followed by gaining experience in insurance claims, construction, or related fields. Many estimators pursue certifications such as the Certified Insurance Estimator (CIE) or similar credentials, and proficiency with estimating software and strong attention to detail are important for success in this role.

What is the highest paid insurance adjuster?

Senior insurance adjusters, especially those with specialized skills or working in high-value claims such as commercial or complex property damage, can earn salaries exceeding $100,000 annually. Experienced adjusters with certifications like the Chartered Property Casualty Underwriter (CPCU) or those working in high-cost regions tend to have higher compensation. Overall, top earners in the field often combine experience, specialization, and advanced credentials.
More about Insurance Estimator jobs
What cities are hiring for Insurance Estimator jobs? Cities with the most Insurance Estimator job openings:
What are the most commonly searched types of Insurance Estimator jobs? The most popular types of Insurance Estimator jobs are:
What states have the most Insurance Estimator jobs? States with the most job openings for Insurance Estimator jobs include:
What job categories do people searching Insurance Estimator jobs look for? The top searched job categories for Insurance Estimator jobs are:
Insurance Estimator jobs near you
Infographic showing various Insurance Estimator job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $73,275 per year, or $35.2 per hour.

Estimator

Kern's Roofing & Restoration

Cleveland, OH • On-site

$52K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago

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Job description

Insurance Estimator (Roofing & Restoration)


Benefits

  • 401(k) with Company Match
  • Health, Dental & Vision Insurance
  • Paid Time Off
  • Performance Bonuses
  • Company Events
  • Career Advancement Opportunities
  • Family-Oriented Work Environment


About the Role

Do you review an insurance estimate and immediately notice what's missing?

At Kern's Roofing & Restoration, we're looking for an experienced Insurance Estimator who understands insurance claims, building codes, and proper restoration practices. This position is ideal for someone who takes pride in writing accurate estimates, negotiating supplements, and ensuring homeowners receive everything they're entitled to under their insurance policy.

You'll manage projects from the initial estimate through final approval while working alongside our sales and production teams to restore roofing, siding, windows, and gutter projects throughout Northeast Ohio.

Responsibilities

  • Prepare accurate, code-compliant Xactimate estimates
  • Review insurance carrier scopes and identify omitted or underpaid items
  • Write and submit supplements with supporting documentation
  • Negotiate directly with insurance adjusters
  • Track claims, supplements, and approvals from start to finish
  • Assist sales representatives during insurance inspections and claim reviews
  • Maintain organized claim documentation and customer communication
  • Coordinate with production to ensure approved scopes match project needs
  • Advocate for homeowners while maintaining professional relationships with insurance carriers

Qualifications

Required

  • Minimum 2 years of insurance estimating experience
  • Strong working knowledge of Xactimate
  • Experience writing and negotiating insurance supplements
  • Ability to identify missing line items, code upgrades, and overlooked damage
  • Excellent communication and organizational skills
  • Valid driver's license

Preferred

Experience estimating:

  • Roofing
  • Vinyl & Aluminum Siding
  • Gutters
  • Windows

Experience with:

  • EagleView
  • Hover
  • AccuLynx
  • CompanyCam
  • Residential building codes
  • Manufacturer installation requirements

What Success Looks Like

  • Estimates are thorough, accurate, and consistently approved.
  • Supplements are well-documented and resolved efficiently.
  • Projects move into production with complete, accurate scopes.
  • Homeowners feel informed and supported throughout the claims process.
  • Adjusters recognize your professionalism and quality documentation.


Why Join Kern's Roofing & Restoration?

At Kern's Roofing & Restoration, we're committed to doing things the right way. We don't chase shortcuts—we restore homes correctly, advocate for our customers, and take pride in delivering exceptional workmanship.

If you're someone who enjoys solving claim challenges, writing detailed estimates, and making sure every project is properly funded, we'd love to hear from you.

Join a growing, family-owned company where your expertise is valued and your career can continue to grow.

Apply today and help us restore homes throughout Northeast Ohio.