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Insurance Estimator Jobs (NOW HIRING)

SERVPRO of Friendswood - 12196

Estimator

Pearland, TX · On-site

Vision insurance ESTIMATOR The primary responsibility of an Estimator is to monitor incoming leads from conversion to active job status through completion of work and customer invoicing. The ...

Dbcremodel

Sales - Sales Estimator

Chardon, OH · On-site

$50 - $200/hr

Dental insurance * Flexible schedule * Health insurance * Vision insurance Estimator Hours * Monday to Saturday flexible hours, depending on appointments Commission Pay * Paid training and ...

Mosaic Ford Zumbrota

Collision Estimator

Zumbrota, MN · On-site

$59K - $80K/yr

Take and organize vehicle photos for repair files and insurance documentation * Learn estimating systems, repair procedures, and insurance processes * Communicate repair updates internally with ...

Mosaic Ford Zumbrota

Collision Estimator

Zumbrota, MN

$59K - $80K/yr

Take and organize vehicle photos for repair files and insurance documentation * Learn estimating systems, repair procedures, and insurance processes * Communicate repair updates internally with ...

Edwards Storm Lake Inc

Collision Estimator

Storm Lake, IA

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

Edwards Auto Group

Collision Estimator

Storm Lake, IA · On-site

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

Edwards Auto Group

Collision Estimator

Storm Lake, IA · On-site

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

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Insurance Estimator information

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$31K

$73.3K

$127K

How much do insurance estimator jobs pay per year?

As of Sep 5, 2026, the average yearly pay for insurance estimator in the United States is $73,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $86,500.00 per year, depending on experience, location, and employer.

What does an insurance estimator do?

An Insurance Estimator evaluates damage to property, vehicles, or other insured items and determines the cost of repairs or replacement. They analyze claims, review policy coverage, and use estimation software to generate reports. Their assessments help insurance companies decide on claim payouts and ensure fair settlements for policyholders. Strong analytical skills and industry knowledge are essential for this role.

What does a typical day look like for an insurance estimator?

A typical day for an Insurance Estimator involves reviewing insurance claims, conducting site inspections (in person or virtually), estimating repair or replacement costs, and preparing detailed reports for clients and adjusters. You may work independently or as part of a team within an office, and frequently communicate with policyholders, contractors, and insurance agents to gather information and explain findings. Organization and flexibility are important as priorities can shift quickly with new claims or urgent cases. This dynamic work environment offers opportunities to develop expertise in specific insurance lines and advance into supervisory or specialized roles over time.

What are the key skills and qualifications needed to thrive as an insurance estimator, and why are they important?

To thrive as an Insurance Estimator, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies and claims processes, often supported by relevant experience or coursework in insurance or finance. Familiarity with industry-standard estimation software, such as Xactimate or Symbility, and knowledge of claims management systems are typically important, and some positions may require certifications like AIC or CPCU. Excellent communication, negotiation, and customer service skills set top candidates apart in this role. These capabilities are vital for accurately assessing damages, handling claims efficiently, and providing clear guidance to clients and colleagues.

How to become an insurance estimator with no experience?

To become an insurance estimator with no experience, start by gaining knowledge of insurance policies and construction or repair processes through online courses or training programs. Entry-level positions or apprenticeships can provide practical experience, and obtaining relevant certifications such as the Certified Insurance Estimator (CIE) can improve job prospects. Strong attention to detail and familiarity with estimating software are also beneficial.

Is an insurance estimator a stressful job?

Insurance estimators often work under deadlines to accurately assess property damage and insurance claims, which can create a stressful environment. The job requires attention to detail, strong communication skills, and the ability to handle high-pressure situations, especially during busy claim seasons.
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Insurance Estimator jobs near you
Infographic showing various Insurance Estimator job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $73,275 per year, or $35.2 per hour.

Senior Insurance Estimator - High-End Restoration & Luxury Remodeling

Cera Contruction Inc

Las Vegas, NV • On-site

$75K - $120K/yr

Full-time

Medical

Re-posted 12 days ago

Job description

Position Overview

We are seeking a results-driven Senior Insurance Estimator with an existing book of business and advanced Xactimate expertise. The ideal candidate is experienced in handling high-value claims, negotiating with carriers, and managing complex restoration scopes involving luxury finishes.

Key Responsibilities

· Bring and grow an active book of insurance restoration business.

· Conduct detailed property inspections and damage assessments.

· Prepare accurate and defensible estimates using Xactimate.

· Negotiate scope and pricing with insurance adjusters and carriers.

· Identify, document, and justify supplements.

· Collaborate with production teams to ensure scope accuracy and profitability.

· Maintain strong relationships with adjusters, carriers, and referral partners.

Qualifications

· Proven experience as an Insurance Estimator in restoration/construction.

· Active book of business (required).

· Advanced proficiency in Xactimate.

· Strong understanding of the insurance claims process.

· Experience with high-end restoration and luxury remodeling projects.

· Ability to negotiate complex and large-loss claims.

· Strong communication and relationship-building skills.

· Valid driver’s license.