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Insurance Estimator Jobs (NOW HIRING)

Collision Estimator

Zumbrota, MN

$59K - $80K/yr

Take and organize vehicle photos for repair files and insurance documentation * Learn estimating systems, repair procedures, and insurance processes * Communicate repair updates internally with ...

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Collision Estimator

Storm Lake, IA

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

Collision Estimator

Storm Lake, IA ยท On-site

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

Collision Estimator

Storm Lake, IA ยท On-site

$49K - $67K/yr

Collect insurance estimates after reviewing damage * Meet with customers to discuss damages, repair process and timeline and costs * Create accurate estimates that detail repair and labor costs

Collision Repair Estimator

Waconia, MN

$58K - $78K/yr

The ideal candidate will have experience handling Progressive Insurance claims. If you're ready to take the next step in your estimating career, we encourage you to submit your resume to schedule an ...

Prepares insurance forms to indicate repair cost estimates and recommendations. Skills:Body shop, estimating, body shop estimating, auto estimating, automotive estimating, automotive estimating ...

Collision Repair Estimator

Waconia, MN ยท On-site

$58K - $78K/yr

The ideal candidate will have experience handling Progressive Insurance claims. If you're ready to take the next step in your estimating career, we encourage you to submit your resume to schedule an ...

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Insurance Estimator information

See salary details

$31K

$73.3K

$127K

How much do insurance estimator jobs pay per year?

As of Jun 15, 2026, the average yearly pay for insurance estimator in the United States is $73,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $86,500.00 per year, depending on experience, location, and employer.

What does a typical day look like for an Insurance Estimator?

A typical day for an Insurance Estimator involves reviewing insurance claims, conducting site inspections (in person or virtually), estimating repair or replacement costs, and preparing detailed reports for clients and adjusters. You may work independently or as part of a team within an office, and frequently communicate with policyholders, contractors, and insurance agents to gather information and explain findings. Organization and flexibility are important as priorities can shift quickly with new claims or urgent cases. This dynamic work environment offers opportunities to develop expertise in specific insurance lines and advance into supervisory or specialized roles over time.

What are the key skills and qualifications needed to thrive in the Insurance Estimator position, and why are they important?

To thrive as an Insurance Estimator, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies and claims processes, often supported by relevant experience or coursework in insurance or finance. Familiarity with industry-standard estimation software, such as Xactimate or Symbility, and knowledge of claims management systems are typically important, and some positions may require certifications like AIC or CPCU. Excellent communication, negotiation, and customer service skills set top candidates apart in this role. These capabilities are vital for accurately assessing damages, handling claims efficiently, and providing clear guidance to clients and colleagues.

What does an Insurance Estimator do?

An Insurance Estimator evaluates damage to property, vehicles, or other insured items and determines the cost of repairs or replacement. They analyze claims, review policy coverage, and use estimation software to generate reports. Their assessments help insurance companies decide on claim payouts and ensure fair settlements for policyholders. Strong analytical skills and industry knowledge are essential for this role.

Is an estimator a good career?

An insurance estimator is a professional who assesses property damage and determines repair costs, often requiring knowledge of construction, insurance policies, and estimating software. It can be a stable career with opportunities for advancement, especially for those with strong analytical skills and attention to detail.

What do insurance estimators do?

Insurance estimators assess property damage or loss to determine the cost of repairs or replacements for insurance claims. They review damage reports, inspect properties, and use estimating software to prepare detailed cost estimates, often working closely with adjusters and clients to ensure accurate claims processing.

What's the average salary of an estimator?

The average salary of an insurance estimator typically ranges from $45,000 to $70,000 per year, depending on experience, location, and industry. Experienced estimators with certifications or specialized skills can earn higher salaries, especially in larger markets or with advanced tools like estimating software.

How to become an estimator for insurance?

To become an insurance estimator, typically one needs a high school diploma or equivalent, followed by gaining experience in insurance claims, construction, or related fields. Many estimators pursue certifications such as the Certified Insurance Estimator (CIE) or similar credentials, and proficiency with estimating software is often required. On-the-job training and strong attention to detail are essential for success in this role.
More about Insurance Estimator jobs
What cities are hiring for Insurance Estimator jobs? Cities with the most Insurance Estimator job openings:
What are the most commonly searched types of Insurance Estimator jobs? The most popular types of Insurance Estimator jobs are:
What states have the most Insurance Estimator jobs? States with the most job openings for Insurance Estimator jobs include:
Infographic showing various Insurance Estimator job openings in the United States as of June 2026, with employment types broken down into 15% Locum Tenens, 47% As Needed, 23% Full Time, and 15% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $73,275 per year, or $35.2 per hour.

Senior Insurance Estimator - High-End Restoration & Luxury Remodeling

Cera Contruction Inc

Las Vegas, NV โ€ข On-site

$75K - $120K/yr

Full-time

Medical

Posted 21 days ago


Job description

Position Overview

We are seeking a results-driven Senior Insurance Estimator with an existing book of business and advanced Xactimate expertise. The ideal candidate is experienced in handling high-value claims, negotiating with carriers, and managing complex restoration scopes involving luxury finishes.

Key Responsibilities

ยท Bring and grow an active book of insurance restoration business.

ยท Conduct detailed property inspections and damage assessments.

ยท Prepare accurate and defensible estimates using Xactimate.

ยท Negotiate scope and pricing with insurance adjusters and carriers.

ยท Identify, document, and justify supplements.

ยท Collaborate with production teams to ensure scope accuracy and profitability.

ยท Maintain strong relationships with adjusters, carriers, and referral partners.

Qualifications

ยท Proven experience as an Insurance Estimator in restoration/construction.

ยท Active book of business (required).

ยท Advanced proficiency in Xactimate.

ยท Strong understanding of the insurance claims process.

ยท Experience with high-end restoration and luxury remodeling projects.

ยท Ability to negotiate complex and large-loss claims.

ยท Strong communication and relationship-building skills.

ยท Valid driverโ€™s license.