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Full Time Insurance Estimator Jobs (NOW HIRING)

M.J. White & Son, Inc.

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Insurance Restoration Estimator

Novi, MI · On-site

$70K - $150K/yr

We are seeking a full time Estimator for a local disaster restoration company. Family business ... Benefits include Paid time off, Vacation, Simple IRA retirement plan, Priority Health insurance.

Penhall

Estimator (Full-Time)

Anaheim, CA · On-site

$120K - $140K/yr

... AD&D/LTD insurance; paid sick leave, paid vacation, a 401(k)-retirement savings plan with ... The Estimator applies company procedures and contract requirements to deliver competitive ...

ARCO Restoration

Estimator

Wilson, NC · On-site

Raleigh, NC (servicing surrounding areas) Employment Type: Full-Time, Exempt Position Overview The ... Prepare and present professional estimates to clients, insurance representatives, and program ...

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Full Time Insurance Estimator information

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$35.5K

$83K

$135K

How much do full time insurance estimator jobs pay per year?

As of Jun 9, 2026, the average yearly pay for full time insurance estimator in the United States is $83,002.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $99,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Full Time Insurance Estimators and how can they be effectively managed?

Full Time Insurance Estimators often face the challenge of balancing accuracy with efficiency, especially when handling multiple claims or complex cases. Meeting tight deadlines while ensuring detailed assessments can be demanding, so strong organizational skills and attention to detail are essential. Estimators must also keep up with evolving industry standards and communicate clearly with both clients and internal teams. Building strong relationships with contractors and adjusters, and regularly attending training sessions, can help overcome these challenges and support professional growth.

What are the key skills and qualifications needed to thrive as a Full Time Insurance Estimator, and why are they important?

To thrive as a Full Time Insurance Estimator, you need strong analytical skills, attention to detail, and a background in insurance, construction, or a related field, often supported by relevant certifications. Experience with industry-standard estimating software such as Xactimate, Symbility, or similar systems is typically required. Excellent communication, negotiation, and customer service skills help build trust and clarify complex information with clients and stakeholders. These skills ensure accurate claims assessments, efficient workflow, and customer satisfaction, which are critical for success in this role.

What is the difference between Full Time Insurance Estimator vs Part Time Insurance Estimator?

AspectFull Time Insurance EstimatorPart Time Insurance Estimator
Work HoursTypically 35-40 hours per weekLess than 20 hours per week
CertificationsOften requires industry certifications (e.g., IICRC, Xactimate)May require similar certifications but less frequently
Work EnvironmentOffice and on-site assessmentsFlexible, often remote or part-time on-site
Employer UsageFull-time staff for ongoing projectsSupplemental or seasonal work

Full Time Insurance Estimators work regular hours, often with benefits, focusing on comprehensive insurance claims assessments. Part Time Insurance Estimators have flexible schedules, typically working fewer hours, and may handle smaller or seasonal projects. Both roles require similar certifications and industry knowledge, but the commitment level and work hours differ significantly.

What does a Full Time Insurance Estimator do?

A Full Time Insurance Estimator is responsible for assessing damage to property, vehicles, or other insured items and determining the cost of repairs or replacements for insurance claims. They review claims, inspect damage onsite or through photos, and use specialized software to calculate accurate estimates. Their work ensures that policyholders receive fair compensation and helps insurance companies manage claim costs. This role often involves communicating with customers, contractors, and insurance adjusters to gather necessary information and resolve disputes.
What cities are hiring for Full Time Insurance Estimator jobs? Cities with the most Full Time Insurance Estimator job openings:
What are the most commonly searched types of Insurance Estimator jobs? The most popular types of Insurance Estimator jobs are:
What states have the most Full Time Insurance Estimator jobs? States with the most job openings for Full Time Insurance Estimator jobs include:
Full Time Insurance Estimator jobs near you
Senior Large Loss Insurance Estimator

Senior Large Loss Insurance Estimator

F. Lax Construction

Ferndale, MI

$68K - $78K/yr

Full-time

Posted 10 days ago

Job description

Full service established Construction Company specializing in insurance restoration is in search of a Senior Construction Estimator.

Job Duties: Write scopes and estimate repairs for large insurance losses. Includes fire, smoke, water and storm damage claims Pay range commiserate with experience, and industry/revenue stream. Industry experience is mandatory.

Other Benefits:

  • Company Vehicle
  • Fuel Card
  • Company Cell Phone
  • Laptop

Requirements: Candidates without extensive Large Loss Claim experience will not be considered. This position is for a Senior Insurance Construction Estimator

  • Insurance Restoration Estimator with extensive Xactimate experience is a must. Must have a minimum of 5 years experience with Large loss claims.
  • Management experience
  • Existing sub contractor base is a plus
  • Must have construction knowledge
  • Must have knowledge with Fire, Water and storm damage claims on a large scale.
  • Must possess time management skills
  • Must be able to write and comprehend budgets
  • Must be able to understand and establish job costing, and obtain prices
  • Proficient in insurance guidelines and qualifications
  • Possess strong computer skills
  • Must be able to handle a fair volume of work in a timely manner
  • Flexible schedule nights and weekend may be required Due to a rotation with emergency on-call.
  • Must be very proficient Word, Excel & Outlook
  • College degree preferred but not required

F. Lax Construction is your preferred restoration solution in time of disaster. Founded in 1946, we offer over six decades of restoration experience to repair devastation caused by fire, water, tornado and all natural or man-made disasters. As an emergency response-based company centrally located in Ferndale Michigan, F. Lax Construction provides 24-hour emergency restoration response to over 13 counties in Southeastern Michigan.
When faced with fire, water, smoke, or wind damage, the trained and experienced technical staff of F. Lax Construction will bring mitigation and restoration solutions to your door. There is no substitute for experience.
F. Lax Construction is a trusted industry leader due to our team of dedicated, trained, and experienced professionals. We work on-call, 24 hours a day, 7 days a week to restore your home or business to its pre-loss condition, all while protecting your valuable resources along the way. Only trained professionals know how to respond to the tough challenges of emergency restoration with fast-action and expertise. Our professionals are certified to do just this. We thrive under adverse conditions and tight deadlines to provide custom tailored services for your unique restoration situation. The result is a swift return to productivity.
With precision and accuracy, determination, and strength, we'll deliver the immediate action and peace of mind you need after experiencing a disaster. Our team of certified and experienced professionals is equipped to respond to fire, water, wind, or natural disasters of any size with a proven approach and advanced technology.
We'll work directly with your insurance company to coordinate every aspect of your claim. From its inception to completion, a personal project manager will help you explore your options and maintain a responsive relationship with your insurer throughout the process.

Education:{"credentialcategory":"high school","@type":"EducationalOccupationalCredential"}Employment Type: FULL_TIME

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